Aadhar Housing Finance Share Price Today (AADHARHFC)
TODAY IN ONE LINE
AADHARHFC fell 1.2% on light volume, in line with Nifty's -0.4% move, supported by recent strong earnings.
With a market cap of ₹21,630.69 Cr., it trades at a P/E of 19.75. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
Aadhar Housing Finance flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 26.3% YoY
- ●Quarterly OutperformanceLatest quarter Sales up 18.2% and Profit up 27.0%
- ●Strong Return on EquityHealthy ROE of 15.9%
- ●Healthy Operating MarginsOPM is structurally strong at 76.4%
- ●High Promoter HoldingPromoters hold 64.9% skin-in-the-game
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Promoter SellingPromoter holding decreased by 0.18% QoQ
- ●Rising Receivables vs SalesReceivables grew 31.3% outpacing sales growth of 20.1%
Latest Aadhar Housing Finance News
What changed recently?
Recent events, corporate actions, and announcements.
Aadhar Housing Finance Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Aadhar Housing Finance Limited, framed against the sector median so the premium or discount is obvious at a glance.
Aadhar Housing Finance Limited trades at a P/E of 19.75× and P/B of 2.87×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
Aadhar Housing Finance Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Aadhar Housing Finance Limited — derived from the live tape, not yesterday's close.
Aadhar Housing Finance Limited last traded at ₹495 with an intraday range of ₹492.5–₹502.95 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹495.00| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 522.03 | +27.03 | +5.46% |
| R3 | 511.58 | +16.58 | +3.35% |
| R2 | 507.27 | +12.27 | +2.48% |
| R1 | 501.13 | +6.13 | +1.24% |
| PIVOT | 496.82 | 1.82 | 0.37% |
| CURRENT | 495.00 | — | — |
| S1 | 490.68 | -4.32 | -0.87% |
| S2 | 486.37 | -8.63 | -1.74% |
| S3 | 480.23 | -14.77 | -2.98% |
| S4 | 469.78 | -25.22 | -5.09% |
AADHARHFC is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹496.4–₹502.95
Trading Below opening range, showing Bearishness
Aadhar Housing Finance Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for Aadhar Housing Finance Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
Aadhar Housing Finance Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹21,630.69 Cr. and reported EPS of ₹24.75.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 2,719 | 3,244 ▲ 19.3% |
| 1 | 14 ▲ 1017.2% | |
| Total Income | 3,109 | 3,687 ▲ 18.6% |
| Net Interest Income (NII)Derived | 2,719 | 3,244 ▲ 19.3% |
| Profit Before Tax (PBT) | 1,173 | 1,406 ▲ 19.8% |
| 261 | 310 ▲ 18.6% | |
| Effective Tax %Derived | 22.28% | 22.05% |
| Total Profit for Period | 912 | 1,096 ▲ 20.2% |
| Net Profit (Owner's PAT)Derived | 912 | 1,096 ▲ 20.2% |
| PAT Growth YoY %Derived | 21.64% | 20.18% |
| Earnings Per Share (EPS ₹) | 21.14 | 25.15 ▲ 19.0% |
| Diluted Shares Outstanding (Cr) | 43 | 44 ▲ 1.0% |
| Other Comprehensive Income (Net of Tax) | -4 | 6 ▲ 263.9% |
| Impairment On Financial Instruments | 57 | 68 ▲ 18.4% |
| Net Gain Amortised Derecognition | 167 | 202 ▲ 20.7% |
| Net Gain Fair Value Changes | 22 | 16 ▼ 26.9% |
| Period | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|
| Interest Earned | 2,269 | 2,719 ▲ 19.8% | 3,244 ▲ 19.3% | |
0 | 1 ▲ 652.9% | 14 ▲ 1017.2% | ||
| Total Income | 2,587 | 3,109 ▲ 20.2% | 3,687 ▲ 18.6% | |
| Net Interest Income (NII)Derived | 2,269 | 2,719 ▲ 19.8% | 3,244 ▲ 19.3% | |
| Profit Before Tax (PBT) | 960 | 1,173 ▲ 22.3% | 1,406 ▲ 19.8% | |
210 | 261 ▲ 24.5% | 310 ▲ 18.6% | ||
| Effective Tax %Derived | 21.88% | 22.28% | 22.05% | |
| Total Profit for Period | 750 | 912 ▲ 21.6% | 1,096 ▲ 20.2% | |
| Net Profit (Owner's PAT)Derived | 750 | 912 ▲ 21.6% | 1,096 ▲ 20.2% | |
| PAT Growth YoY %Derived | — | 21.64% | 20.18% | |
| Earnings Per Share (EPS ₹) | 17.58 | 21.14 ▲ 20.3% | 25.15 ▲ 19.0% | |
| Diluted Shares Outstanding (Cr) | 43 | 43 ▲ 1.1% | 44 ▲ 1.0% | |
| Other Comprehensive Income (Net of Tax) | 0 | -4 ▼ 1004.8% | 6 ▲ 263.9% | |
| Impairment On Financial Instruments | 41 | 57 ▲ 38.4% | 68 ▲ 18.4% | |
| Net Gain Amortised Derecognition | 121 | 167 ▲ 38.2% | 202 ▲ 20.7% | |
| Net Gain Fair Value Changes | 22 | 22 ▼ 0.6% | 16 ▼ 26.9% |
Aadhar Housing Finance segment analysis : revenue and profit mix.
Disclosed business segments at Aadhar Housing Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.
Aadhar Housing Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for Aadhar Housing Finance Limited.
Our AI distills the core fundamental drivers supporting Aadhar Housing Finance Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
Aadhar Housing Finance Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Operating margin 36.39% significantly exceeds peer median ~25%, demonstrating superior pricing power.
Net profit margin 31.72% outpaces most peers, reflecting exceptional operational efficiency.
Latest quarterly EPS grew 27.0% YoY, signaling robust earnings momentum and growth acceleration.
ROE 15.90% and ROCE 11.40% both exceed peer medians, indicating efficient capital deployment.
Promoter holding stable at 64.90%, signaling strong founder alignment and governance commitment.
Key Risks.
Operating cash flow persistently negative ₹-2,810 Cr (FY26), raising acute liquidity concerns.
Cash flow per share ₹-64.20 annually indicates severe working capital build-up and cash burn.
Debt-to-equity 0.25x reflects elevated leverage for housing finance sector norms.
Zero dividend yield offers no income return to shareholders despite strong profitability.
Stock trading near 52-week high ₹563 limits downside protection and margin of safety.
Flip Conditions.
Valuation risk. a P/E above 26 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 11% would indicate weaker capital compounding.
Aadhar Housing Finance Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Aadhar Housing Finance Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
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Aadhar Housing Finance Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Aadhar Housing Finance Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
Aadhar Housing Finance Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Aadhar Housing Finance Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Aadhar Housing Finance Limited stood at 42.1% of traded volume, against a 20-day average of 52.1%.
Aadhar Housing Finance announcements: results, concalls, ratings, M&A.
Filings Aadhar Housing Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Aadhar Housing Finance files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 185 documents below.
Copy of Newspaper Publication
Newspaper Advertisement regarding dispatch of Notice of the 36th (Thirty Sixth) Annual General Meeting of the Company
General Updates
Aadhar Housing Finance Limited has informed the Exchange about 'Letter to Members '. Detailed communication providing weblink of the Annual Report…
General Updates
Aadhar Housing Finance Limited has informed the Exchange about the Submission of Business Responsibility & Sustainability Report for FY 2025-26
Shareholders meeting
Aadhar Housing Finance Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on August 06, 2026
Certificate under SEBI (Depositories and Participants) Regulations, 2018
Aadhar Housing Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
Investor decks & rating reports.
Credit Rating- Others
Credit Rating
Credit Rating
Credit Rating
Credit Rating
Credit Rating
Aadhar Housing Finance dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Aadhar Housing Finance has declared, sequenced by announce and record date.
Aadhar Housing Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Aadhar Housing Finance Limited: business, sector, key facts.
What Aadhar Housing Finance Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Aadhar Housing Finance Limited operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: AADHARHFC, BSE: 544176.
Aadhar Housing Finance Limited (AHFL) is an Indian housing finance company specializing in providing a diverse range of mortgage-related loan products. Its core business revolves around facilitating homeownership and property investment through various financial instruments.
AHFL's loan portfolio caters to a broad spectrum of clients, encompassing individuals, businesses, corporations, and various types of associations. The company offers loans for a wide array of purposes, including the purchase or construction of residential properties and plots, home improvements and extensions, and even commercial property acquisition and development.
Beyond primary mortgage financing, AHFL also provides supplementary financial services. These include balance transfer options, allowing customers to consolidate existing loans into a potentially more advantageous arrangement with AHFL. Top-up loans are another key offering, providing existing borrowers with additional funds against their existing property collateral. The company also extends its services to non-residential property purchases and construction.
Established in 1990 and headquartered in Mumbai, AHFL underwent a name change in August 2017, shifting from DHFL Vysya Housing Finance Limited to its current identity. Currently, the company operates as a subsidiary of Bcp Topco VII Pte. Ltd., indicating a larger international financial backing influencing its operational strategy and capacity.
In essence, AHFL plays a significant role in the Indian housing finance market by providing accessible and varied financial solutions to a wide range of customers looking to acquire, improve, or invest in real estate assets, both residential and commercial. Its comprehensive offerings and established market presence contribute to its position within the industry.
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Questions investors ask about Aadhar Housing Finance Limited (AADHARHFC).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Aadhar Housing Finance Limited (AADHARHFC)?
The current share price of Aadhar Housing Finance Limited (AADHARHFC) is ₹495. Today, the stock has declined by ₹5.80 (1.16%), trading in a range of ₹492.5 to ₹502.95. The stock opened at ₹500.9 with a trading volume of 1,36,978 shares.
02Is Aadhar Housing Finance Limited stock a good investment for long-term?
Aadhar Housing Finance Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹21,630.69 crores, P/E ratio of 19.75, ROE of 15.90%, and ROCE of 11.40%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Aadhar Housing Finance Limited stock?
The 52-week high price of Aadhar Housing Finance Limited (AADHARHFC) is ₹563, while the 52-week low is ₹430.15. Currently trading at ₹495, the stock is 48.8% away from its 52-week low and 12.1% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Aadhar Housing Finance Limited stock at the current price?
Whether to buy Aadhar Housing Finance Limited stock at ₹495 depends on multiple factors. The stock is currently trading with a P/E ratio of 19.75 and P/B ratio of 2.87. Today's performance shows a loss of 1.16%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Aadhar Housing Finance Limited and when is the next dividend?
Aadhar Housing Finance Limited offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹495, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Aadhar Housing Finance Limited?
Aadhar Housing Finance Limited's key financial metrics include: P/E Ratio: 19.75, P/B Ratio: 2.87, ROE: 15.90%, ROCE: 11.40%, Dividend Yield: 0.00%, EPS: ₹24.75, Book Value: ₹173.07, and Debt-to-Equity: 2.49. The company's market cap stands at ₹21,630.69 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Aadhar Housing Finance Limited stock performing today in the market?
Aadhar Housing Finance Limited stock opened at ₹500.9 and is currently trading at ₹495, showing a decline of ₹5.80 (1.16%). The intraday high is ₹502.95 and low is ₹492.5. The trading volume stands at 1,36,978 shares, indicating moderate market participation today.
08What is the P/E ratio of Aadhar Housing Finance Limited and what does it indicate?
Aadhar Housing Finance Limited has a Price-to-Earnings (P/E) ratio of 19.75, which means investors are willing to pay ₹19.75 for every ₹1 of earnings. With an EPS of ₹24.75, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Aadhar Housing Finance Limited (AADHARHFC) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.