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AADHAR HOUSING FINANCE L

AADHAR HOUSING FINANCE L Latest Share Price (AADHARHFC)

TechnicalsTV Chart
461.65
7.70−1.64%
Overall Score43/100
Day range454
₹461.65
471
52-week430
₹461.65
563
Above low+7.3%
Below high18.0%
Range position24%
Open467.00
Prev Close469.35
Bid461.63870
Ask461.67544

TODAY IN ONE LINE

AADHARHFC fell 1.6% on above-average volume (3.3x avg), lagging Nifty's 0.3% move.

With a market cap of ₹20,211.53 Cr., it trades at a P/E of 17.62. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume2.2M+456%vs 20D avg
Price Band20
Lower Band375.5
Upper Band563.2
Tick Size0.05
Daily Volatility1.78%
Annualised Vol34.01%
Market Cap₹20,211.53 Cr.
PromoterNot applicable
Face Value₹10
Fwd P/E13.26
PEG0.82
EV/EBITDA26.37
P/S8.68
ROA4.33%
Beta0.81
Div Payout
THE STOCK SCORE
Overall Score43/100
Updated 19 Sept

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

AADHAR HOUSING FINANCE L flags & news 

Key strengths, potential risks, and recent updates.

3 green flags🚩 3 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 26.3% YoY
  • Healthy Operating MarginsOPM is structurally strong at 75.4%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Sales ContractionQuarterly sales dropped 0.0% YoY
  • Promoter SellingPromoter holding decreased by 64.90% QoQ
  • Rising Receivables vs SalesReceivables grew 31.3% outpacing sales growth of 20.1%

Latest AADHAR HOUSING FINANCE L News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

18 SEPT 2026
corporate
General Updates - Aadhar Housing Finance Limited has informed the Exchange about ESG Rating
View PDF
17 SEPT 2026
corporate
Allotment of Securities - Aadhar Housing Finance Limited has informed the Exchange regarding allotment of 186440 securities pu...
View PDF
16 SEPT 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - Aadhar Housing Finance Limited has informed the Exchange about Cancellation of participation in the ...
View PDF
15 SEPT 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - Aadhar Housing Finance Limited has informed the Exchange about Schedule of meet
View PDF
🔒Prime: full history + alerts on this stock
Valuation

AADHAR HOUSING FINANCE L valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for AADHAR HOUSING FINANCE L, framed against the sector median so the premium or discount is obvious at a glance.

AADHAR HOUSING FINANCE L trades at a P/E of 17.62× and P/B of 2.67×.

Key MetricsMarket + reported · 18 Sept 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹20,211.53 Cr.
P/E Ratio
17.62
P/B Ratio
2.67
EPS
₹6.46
Profitability

Profitability

ROE
14.54%
ROCE
9.88%
Net Margin
31.72%
Op Margin
75.43%
Growth

Growth

EPS YoY
26.3%
Revenue YoY
20.9%
Qtr Sales
-0.01%
Qtr Profit
-0.02%
Financial Health

Financial Health

Book Value
₹172.43
Div Yield
Promoter Holding
Not applicable
Technicals

AADHAR HOUSING FINANCE L technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for AADHAR HOUSING FINANCE L — derived from the latest tape, not yesterday's close.

AADHAR HOUSING FINANCE L last traded at ₹461.65 with an intraday range of ₹453.7–₹470.7 — latest indicator, pivot and CPR signals below.

Last updated: 21 September 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹461.65
LevelPrice (₹)Distance% Δ
R4504.33+42.68+9.25%
R3487.33+25.68+5.56%
R2479.02+17.37+3.76%
R1470.33+8.68+1.88%
PIVOT462.020.370.08%
CURRENT461.65
S1453.33-8.32-1.80%
S2445.02-16.63-3.60%
S3436.33-25.32-5.48%
S4419.33-42.32-9.17%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 461.83P: 462.02TC: 462.20
R1
R2
R3
R4
indicator
LTP: 461.65
PDH: 470.50
PDL: 455.20
● Market Sentiment

AADHARHFC is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Narrower, suggesting likely for trending moves

● Opening Range

Day's range: 461.5470.7

● Price Position

Trading Inside opening range

Financials

AADHAR HOUSING FINANCE L financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for AADHAR HOUSING FINANCE L — consolidated or standalone — with margins, YoY growth and key ratios inline.

AADHAR HOUSING FINANCE L reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹20,211.53 Cr. and reported EPS of ₹6.46.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2025Mar 2026
Interest Earned2,719
3,244
19.3%
1
14
1017.2%
Total Income3,109
3,687
18.6%
Net Interest Income (NII)Derived2,719
3,244
19.3%
Profit Before Tax (PBT)1,173
1,406
19.8%
261
310
18.6%
Effective Tax %Derived22.28%
22.05%
Total Profit for Period912
1,096
20.2%
Net Profit (Owner's PAT)Derived912
1,096
20.2%
PAT Growth YoY %Derived21.64%
20.18%
Earnings Per Share (EPS ₹)21.14
25.15
19.0%
Diluted Shares Outstanding (Cr)43
44
1.0%
Other Comprehensive Income (Net of Tax)-4
6
263.9%
Impairment On Financial Instruments57
68
18.4%
Net Gain Amortised Derecognition167
202
20.7%
Net Gain Fair Value Changes22
16
26.9%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

AADHAR HOUSING FINANCE L segment analysis : revenue and profit mix.

Disclosed business segments at AADHAR HOUSING FINANCE L with their share of revenue and profit, switchable between consolidated and standalone reporting.

AADHAR HOUSING FINANCE L discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for AADHAR HOUSING FINANCE L.

Our AI distills the core fundamental drivers supporting AADHAR HOUSING FINANCE L, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

AADHAR HOUSING FINANCE L's investment case rests on 0 positive markers and 1 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

No strengths or opportunities on record.

bear case

Key Risks.

  • SWOT generation temporarily unavailable due to model error. Bedrock invocation timeout

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 23 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 10% would indicate weaker capital compounding.

Shareholding

AADHAR HOUSING FINANCE L shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in AADHAR HOUSING FINANCE L — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Public19.61%0.20%
DII9.93%0.78%
FII5.79%0.34%
Promoter64.66%0.24%

Ownership Distribution

Retail & Public
19.61%
Domestic Institutions
9.93%
Foreign Institutions
5.79%
Promoter Foreign
64.66%

Category Trends

Foreign Institutions Breakdown
Total Holding: 5.79%
Net Change: -0.34%
Category Total5.79%
Total Holding5.79%
Net Change-0.34%
Aggregate Data
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod

Foreign Institutions: 5.79%

Individual institutional breakdown is not disclosed by the company, but aggregate holding data is shown above.

💡 This category has 5.79% total holding without detailed institution-wise disclosure
Peers

AADHAR HOUSING FINANCE L peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — AADHAR HOUSING FINANCE L is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
BAJAJ HOUSING FINANCE
₹71,233.13 Cr
Best Profit Growth
APTUS VALUE HSG FIN I
35.40 %
Highest Dividend Yield
GIC HOUSING FINANCE
3.21 %
09 · Chart Patterns

AADHAR HOUSING FINANCE L chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for AADHAR HOUSING FINANCE L — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

AADHAR HOUSING FINANCE L delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for AADHAR HOUSING FINANCE L over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in AADHAR HOUSING FINANCE L stood at 72.4% of traded volume, against a 20-day average of 55.4%.

Avg Delivery (20D)55.4%+17.0 ppt latest vs avg
Highest Delivery72.4%on 18 Sept
Avg Volume (20D)3.91 L20-day run-rate
Conviction Trend↑ Strengthening+17.0 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

AADHAR HOUSING FINANCE L announcements: results, concalls, ratings, M&A.

Filings AADHAR HOUSING FINANCE L sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

AADHAR HOUSING FINANCE L files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 213 documents below.

  1. 18 Sept 2026General UpdatesView PDF

    General Updates

    Aadhar Housing Finance Limited has informed the Exchange about ESG Rating

  2. 17 Sept 2026Allotment of SecuritiesView PDF

    Allotment of Securities

    Aadhar Housing Finance Limited has informed the Exchange regarding allotment of 186440 securities pursuant to ESOP/ESPS at its meeting held on…

  3. 16 Sept 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Aadhar Housing Finance Limited has informed the Exchange about Cancellation of participation in the Investor Meeting

  4. 15 Sept 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Aadhar Housing Finance Limited has informed the Exchange about Schedule of meet

  5. 03 Sept 2026General UpdatesView PDF

    General Updates

    Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ( SEBI Listing Regulations ) ESG…

Corporate Actions

AADHAR HOUSING FINANCE L dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue AADHAR HOUSING FINANCE L has declared, sequenced by announce and record date.

AADHAR HOUSING FINANCE L corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About AADHAR HOUSING FINANCE L: business, sector, key facts.

What AADHAR HOUSING FINANCE L does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

AADHAR HOUSING FINANCE L operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: AADHARHFC, BSE: 544176.

AADHARHFC
Financial Services

AADHAR HOUSING FINANCE L

NSE · AADHARHFC·BSE · 544176·aadharhousing.com

Aadhar Housing Finance Limited (AHFL) is an Indian housing finance company specializing in providing a diverse range of mortgage-related loan products. Its core business revolves around facilitating homeownership and property investment through various financial instruments.

AHFL's loan portfolio caters to a broad spectrum of clients, encompassing individuals, businesses, corporations, and various types of associations. The company offers loans for a wide array of purposes, including the purchase or construction of residential properties and plots, home improvements and extensions, and even commercial property acquisition and development.

Beyond primary mortgage financing, AHFL also provides supplementary financial services. These include balance transfer options, allowing customers to consolidate existing loans into a potentially more advantageous arrangement with AHFL. Top-up loans are another key offering, providing existing borrowers with additional funds against their existing property collateral. The company also extends its services to non-residential property purchases and construction.

Established in 1990 and headquartered in Mumbai, AHFL underwent a name change in August 2017, shifting from DHFL Vysya Housing Finance Limited to its current identity. Currently, the company operates as a subsidiary of Bcp Topco VII Pte. Ltd., indicating a larger international financial backing influencing its operational strategy and capacity.

In essence, AHFL plays a significant role in the Indian housing finance market by providing accessible and varied financial solutions to a wide range of customers looking to acquire, improve, or invest in real estate assets, both residential and commercial. Its comprehensive offerings and established market presence contribute to its position within the industry.

company facts
Employees
SectorFinancial Services
HeadquartersMumbai, India
Market Cap₹20,211.53 Cr.
Listed OnNSE
leadership26 on record
Dr. Nivedita Haran
Additional Independent Director
Mr. Amit Dixit
Non-Executive Nominee Director
Mr. Anmol Gupta
Chief Treasury Officer
Mr. Brijesh Kumar Goswami
Head of Administration
Mr. Deo Shankar Tripathi
Executive Vice Chairman
Mr. Deo Tripathi
Whole Time Director and Executive Vice Chairman
Mr. Haryyaksha Ghosh
Chief Data Officer
Mr. Mukesh Mehta
Non-Executive Nominee Director
Mr. Nirav Shah
Chief Risk Officer
Mr. Prateek Roongta
Non-Executive Nominee Director
Mr. Pratik Rajendra Jariwala
Chief Compliance Officer
Mr. Rajesh Viswanathan
Chief Financial Officer
§ ∞ · Plainly Answered

Questions investors ask about AADHAR HOUSING FINANCE L (AADHARHFC).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of AADHAR HOUSING FINANCE L (AADHARHFC)?

The current share price of AADHAR HOUSING FINANCE L (AADHARHFC) is ₹461.65. Today, the stock has declined by ₹7.70 (1.64%), trading in a range of ₹453.70 to ₹470.70. The stock opened at ₹467.00 with a trading volume of 21,75,228 shares.

02Is AADHAR HOUSING FINANCE L stock a good investment for long-term?

AADHAR HOUSING FINANCE L can be considered for long-term investment based on several factors. The company has a market capitalization of ₹20,211.53 Cr., P/E ratio of 17.62, ROE of 14.54%, and ROCE of 9.88%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of AADHAR HOUSING FINANCE L stock?

The 52-week high price of AADHAR HOUSING FINANCE L (AADHARHFC) is ₹563.00, while the 52-week low is ₹430.15. Currently trading at ₹461.65, the stock is 7.32% above its 52-week low and 18% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy AADHAR HOUSING FINANCE L stock at the current price?

Whether to buy AADHAR HOUSING FINANCE L stock at ₹461.65 depends on multiple factors. The stock is currently trading with a P/E ratio of 17.62 and P/B ratio of 2.67. Today's performance shows a loss of 1.64%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of AADHAR HOUSING FINANCE L and when is the next dividend?

AADHAR HOUSING FINANCE L offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹461.65, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of AADHAR HOUSING FINANCE L?

AADHAR HOUSING FINANCE L's key financial metrics include: P/E Ratio: 17.62, P/B Ratio: 2.67, ROE: 14.54%, ROCE: 9.88%, Dividend Yield: 0%, EPS: ₹6.46, Book Value: ₹172.43, and Debt-to-Equity: 2. The company's market cap stands at ₹20,211.53 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is AADHAR HOUSING FINANCE L stock performing today in the market?

AADHAR HOUSING FINANCE L stock opened at ₹467.00 and is currently trading at ₹461.65, showing a decline of ₹7.70 (1.64%). The intraday high is ₹470.70 and low is ₹453.70. The trading volume stands at 21,75,228 shares, indicating strong market participation today.

08What is the P/E ratio of AADHAR HOUSING FINANCE L and what does it indicate?

AADHAR HOUSING FINANCE L has a Price-to-Earnings (P/E) ratio of 17.62, which means investors are willing to pay 17.62 for every ₹1 of earnings. With an EPS of ₹6.46, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about AADHAR HOUSING FINANCE L (AADHARHFC) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.