Aavas Financiers Share Price Today (AAVAS)
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AAVAS slipped 0.5% on light volume, in line with Nifty's -0.4% move, supported by recent strong earnings.
With a market cap of ₹10,902.07 Cr., it trades at a P/E of N/A. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
Aavas Financiers flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 18.3% YoY
- ●Quarterly OutperformanceLatest quarter Sales up 21.4% and Profit up 12.3%
- ●Healthy Operating MarginsOPM is structurally strong at 73.5%
- ●Virtually Debt-FreeVery low Debt-to-Equity of 0.03x
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●FII SellingFII holding decreased by 3.89% QoQ
Latest Aavas Financiers News
What changed recently?
Recent events, corporate actions, and announcements.
Aavas Financiers Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Aavas Financiers Limited, framed against the sector median so the premium or discount is obvious at a glance.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
Aavas Financiers Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Aavas Financiers Limited — derived from the live tape, not yesterday's close.
Aavas Financiers Limited last traded at ₹1,379 with an intraday range of ₹1,350–₹1,399.9 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹1379.00| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1502.40 | +123.40 | +8.95% |
| R3 | 1452.50 | +73.50 | +5.33% |
| R2 | 1426.20 | +47.20 | +3.42% |
| R1 | 1402.60 | +23.60 | +1.71% |
| PIVOT | 1376.30 | -2.70 | -0.20% |
| CURRENT | 1379.00 | — | — |
| S1 | 1352.70 | -26.30 | -1.91% |
| S2 | 1326.40 | -52.60 | -3.81% |
| S3 | 1302.80 | -76.20 | -5.53% |
| S4 | 1252.90 | -126.10 | -9.14% |
AAVAS is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: ₹1350–₹1377.9
Trading Below opening range, showing Bearishness
Aavas Financiers Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for Aavas Financiers Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
Aavas Financiers Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹10,902.07 Cr. and reported EPS of ₹86.13.
| Metric | Mar 2023 | Mar 2024 |
|---|---|---|
| Interest Earned | 1,389 | 1,735 ▲ 24.9% |
| 2 | 3 ▲ 51.8% | |
| Total Income | 1,611 | 2,021 ▲ 25.5% |
| Net Interest Income (NII)Derived | 1,389 | 1,735 ▲ 24.9% |
| Profit Before Tax (PBT) | 548 | 625 ▲ 14.0% |
| 119 | 135 ▲ 13.4% | |
| Effective Tax %Derived | 21.66% | 21.54% |
| Total Profit for Period | 430 | 491 ▲ 14.2% |
| Net Profit (Owner's PAT)Derived | 430 | 491 ▲ 14.2% |
| PAT Growth YoY %Derived | 20.96% | 14.21% |
| Earnings Per Share (EPS ₹) | 54.35 | 62.00 ▲ 14.1% |
| Diluted Shares Outstanding (Cr) | 8 | 8 ▲ 0.1% |
| Other Comprehensive Income (Net of Tax) | 1 | 0 ▼ 82.1% |
| Fees & Commission Expense | 8 | 8 ▼ 0.2% |
| Impairment On Financial Instruments | 12 | 24 ▲ 90.2% |
| Net Gain Amortised Derecognition | 152 | 180 ▲ 18.3% |
| Net Gain Fair Value Changes | 10 | 17 ▲ 72.4% |
| Period | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Trend |
|---|---|---|---|---|---|---|---|
| Interest Earned | 594 | 787 ▲ 32.5% | 977 ▲ 24.1% | 1,129 ▲ 15.6% | 1,389 ▲ 23.0% | 1,735 ▲ 24.9% | |
1 | 1 ▼ 20.2% | 2 ▲ 170.1% | 1 ▼ 44.5% | 2 ▲ 53.8% | 3 ▲ 51.8% | ||
| Total Income | 711 | 903 ▲ 27.0% | 1,106 ▲ 22.4% | 1,306 ▲ 18.1% | 1,611 ▲ 23.4% | 2,021 ▲ 25.5% | |
| Net Interest Income (NII)Derived | 594 | 787 ▲ 32.5% | 977 ▲ 24.1% | 1,129 ▲ 15.6% | 1,389 ▲ 23.0% | 1,735 ▲ 24.9% | |
| Profit Before Tax (PBT) | 258 | 302 ▲ 17.1% | 353 ▲ 16.8% | 453 ▲ 28.4% | 548 ▲ 21.1% | 625 ▲ 14.0% | |
82 | 53 ▼ 35.4% | 64 ▲ 20.3% | 98 ▲ 53.2% | 119 ▲ 21.8% | 135 ▲ 13.4% | ||
| Effective Tax %Derived | 31.73% | 17.52% | 18.05% | 21.54% | 21.66% | 21.54% | |
| Total Profit for Period | 176 | 249 ▲ 41.5% | 289 ▲ 16.0% | 355 ▲ 22.9% | 430 ▲ 21.0% | 491 ▲ 14.2% | |
| Net Profit (Owner's PAT)Derived | 176 | 249 ▲ 41.5% | 289 ▲ 16.0% | 355 ▲ 22.9% | 430 ▲ 21.0% | 491 ▲ 14.2% | |
| PAT Growth YoY %Derived | — | 41.48% | 16.01% | 22.93% | 20.96% | 14.21% | |
| Earnings Per Share (EPS ₹) | 22.54 | 31.80 ▲ 41.1% | 36.80 ▲ 15.7% | 45.00 ▲ 22.3% | 54.35 ▲ 20.8% | 62.00 ▲ 14.1% | |
| Diluted Shares Outstanding (Cr) | 8 | 8 ▲ 0.3% | 8 ▲ 0.2% | 8 ▲ 0.6% | 8 ▲ 0.2% | 8 ▲ 0.1% | |
| Other Comprehensive Income (Net of Tax) | 0 | -0 ▼ 122.9% | 1 ▲ 1697.7% | 1 ▼ 15.0% | 1 ▲ 19.7% | 0 ▼ 82.1% | |
| Fees & Commission Expense | 5 | 5 ▼ 0.4% | 6 ▲ 26.2% | 6 ▼ 7.6% | 8 ▲ 32.4% | 8 ▼ 0.2% | |
| Impairment On Financial Instruments | 9 | 15 ▲ 72.4% | 37 ▲ 142.1% | 23 ▼ 39.1% | 12 ▼ 45.0% | 24 ▲ 90.2% | |
| Net Gain Amortised Derecognition | 78 | 77 ▼ 2.2% | 86 ▲ 12.8% | 124 ▲ 43.6% | 152 ▲ 22.4% | 180 ▲ 18.3% | |
| Net Gain Fair Value Changes | 12 | 6 ▼ 50.4% | 4 ▼ 35.5% | 5 ▲ 37.4% | 10 ▲ 80.8% | 17 ▲ 72.4% |
Aavas Financiers segment analysis : revenue and profit mix.
Disclosed business segments at Aavas Financiers with their share of revenue and profit, switchable between consolidated and standalone reporting.
Aavas Financiers discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for Aavas Financiers Limited.
Our AI distills the core fundamental drivers supporting Aavas Financiers Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
Aavas Financiers Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Operating margin of 24.33% demonstrates superior cost discipline versus peer median.
Latest quarterly EPS grew 18.2% YoY with sustained earnings momentum trajectory.
TTM revenue growth of 19.2% signals robust demand in housing finance segment.
ROE of 13.90% exceeds sector average, indicating efficient capital deployment.
Low P/E of 17.86x offers valuation comfort relative to growth profile.
Key Risks.
Debt-to-equity ratio of 310.55% signals extreme leverage and refinancing risk exposure.
Operating cash flow negative ₹1,266.52 Cr (9M FY2025), indicating structural cash burn.
Cash flow per share of ₹-174.86 annually raises liquidity and solvency concerns.
Zero dividend yield provides no income distribution to shareholders currently.
ROCE of 9.91% lags sector benchmarks, suggesting suboptimal capital efficiency.
Flip Conditions.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 9% would indicate weaker capital compounding.
Aavas Financiers Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Aavas Financiers Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
Aavas Financiers Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Aavas Financiers Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
Aavas Financiers Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Aavas Financiers Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Aavas Financiers Limited stood at 38.2% of traded volume, against a 20-day average of 51.3%.
Aavas Financiers announcements: results, concalls, ratings, M&A.
Filings Aavas Financiers sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Aavas Financiers files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 217 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
Aavas Financiers Limited has informed the Exchange about Intimation of Earnings Call for the Quarter ended June 30, 2026
Allotment of Securities
Aavas Financiers Limited has informed the Exchange regarding allotment of 2244 securities pursuant to ESOP/ESPS at its meeting held on July 07, 2026
Certificate under SEBI (Depositories and Participants) Regulations, 2018
Aavas Financiers Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
Credit Rating
Aavas Financiers Limited has informed the Exchange about Credit Rating
Trading Window
Aavas Financiers Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading)…
Investor decks & rating reports.
Investor Presentation
Analysts/Institutional Investor Meet/Con. Call Updates
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Aavas Financiers dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Aavas Financiers has declared, sequenced by announce and record date.
Aavas Financiers corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
Aavas Financiers insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in Aavas Financiers as reported to SEBI — buying and selling signals from the people who know the business best.
Aavas Financiers insider activity below tracks 6 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| GHANSHYAM RAWAT | Insider | 30 Mar 2026 | buy | +4.0 K | ₹43.19 L | ₹1,079.63 |
| GHANSHYAM RAWAT | Insider | 30 Mar 2026 | buy | +4.0 K | ₹43.19 L | ₹1,079.63 |
| GHANSHYAM RAWAT | Insider | 30 Mar 2026 | buy | +4.0 K | ₹43.19 L | ₹1,079.63 |
| GHANSHYAM RAWAT | Insider | 30 Mar 2026 | buy | +4.0 K | ₹43.19 L | ₹1,079.63 |
| GHANSHYAM RAWAT | Insider | 30 Mar 2026 | buy | +4.0 K | ₹43.19 L | ₹1,079.63 |
| GHANSHYAM RAWAT | Insider | 30 Mar 2026 | buy | +4.0 K | ₹43.19 L | ₹1,079.63 |
About Aavas Financiers Limited: business, sector, key facts.
What Aavas Financiers Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Aavas Financiers Limited operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: AAVAS, BSE: 541988.
Aavas Financiers Limited is an Indian housing finance company specializing in providing financial services to low- and middle-income self-employed individuals residing in semi-urban and rural areas across the country. The company's primary focus is on underserved markets, offering a range of financial products tailored to meet the specific needs of this demographic.
Their core product offering centers around home loans. This includes financing for the purchase of various residential properties, such as flats, houses, and bungalows, encompassing both new constructions and resale properties. Furthermore, Aavas provides home construction loans for individuals undertaking self-construction projects, allowing them to finance the entire building process. They also cater to home improvement needs, offering loans for renovations and upgrades, covering expenses such as tiling, flooring, plastering, and painting.
Beyond home loans, Aavas diversifies its portfolio by offering loans against property, including home equity loans. This allows existing homeowners to leverage their property's value for various financial needs. In addition to their residential focus, the company extends its services to the micro, small, and medium enterprise (MSME) sector, providing loans to support business growth within these segments. This diversification broadens their customer base and reduces reliance on a single product line.
Aavas also provides a home loan balance transfer facility, allowing customers to consolidate existing home loans and potentially secure better terms. They also offer Small Ticket Size loans, suggesting a commitment to catering to borrowers with smaller financial needs. This comprehensive suite of financial products demonstrates Aavas' dedication to providing accessible and flexible financing options to a broad range of customers within their target market.
Originally established as AU Housing Finance Limited in 2011 and headquartered in Jaipur, India, the company rebranded to Aavas Financiers Limited in May 2017. This rebranding likely reflects their evolving business strategy and expansion beyond their initial focus. Their operations are primarily concentrated on reaching and serving the often-overlooked self-employed population in India's semi-urban and rural regions, filling a significant gap in the financial services landscape.
Related
Peers, sector trends, screeners and strategy playbooks contextual to this stock.
- Aadhar Housing Finance (AADHARHFC) Share PricePeer
- Aptus Value Housing Finance India (APTUS) Share PricePeer
- Bajaj Housing Finance (BAJAJHFL) Share PricePeer
- Can Fin Homes (CANFINHOME) Share PricePeer
- GIC Housing Finance (GICHSGFIN) Share PricePeer
- Top Gainers TodayScreener
- EMA Crossover ScreenerScreener
- Stock Quality ScorecardScreener
- Technical DashboardScreener
- Results CalendarScreener
- FII Buying ActivityScreener
- All Technical ScreenersScreener
- All Trading StrategiesStrategy
Questions investors ask about Aavas Financiers Limited (AAVAS).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Aavas Financiers Limited (AAVAS)?
The current share price of Aavas Financiers Limited (AAVAS) is ₹1,379. Today, the stock has declined by ₹6.90 (0.50%), trading in a range of ₹1,350 to ₹1,399.9. The stock opened at ₹1,350 with a trading volume of 62,171 shares.
02Is Aavas Financiers Limited stock a good investment for long-term?
Aavas Financiers Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹10,902.07 crores, P/E ratio of 0.00, ROE of 13.90%, and ROCE of 9.91%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Aavas Financiers Limited stock?
The 52-week high price of Aavas Financiers Limited (AAVAS) is ₹1,913.1, while the 52-week low is ₹1,060.4. Currently trading at ₹1,379, the stock is 37.4% away from its 52-week low and 27.9% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Aavas Financiers Limited stock at the current price?
Whether to buy Aavas Financiers Limited stock at ₹1,379 depends on multiple factors. The stock is currently trading with a P/E ratio of 0.00 and P/B ratio of 0.00. Today's performance shows a loss of 0.50%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Aavas Financiers Limited and when is the next dividend?
Aavas Financiers Limited offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹1,379, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Aavas Financiers Limited?
Aavas Financiers Limited's key financial metrics include: P/E Ratio: 0.00, P/B Ratio: 0.00, ROE: 13.90%, ROCE: 9.91%, Dividend Yield: 0.00%, EPS: ₹86.13, Book Value: ₹637.79, and Debt-to-Equity: 3.29. The company's market cap stands at ₹10,902.07 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Aavas Financiers Limited stock performing today in the market?
Aavas Financiers Limited stock opened at ₹1,350 and is currently trading at ₹1,379, showing a decline of ₹6.90 (0.50%). The intraday high is ₹1,399.9 and low is ₹1,350. The trading volume stands at 62,171 shares, indicating moderate market participation today.
08What is the P/E ratio of Aavas Financiers Limited and what does it indicate?
Aavas Financiers Limited has a Price-to-Earnings (P/E) ratio of 0.00, which means investors are willing to pay ₹0.00 for every ₹1 of earnings. With an EPS of ₹86.13, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Aavas Financiers Limited (AAVAS) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.