Market closedLast updated 26 July 2026, 9:38 pm ISTData NSENot investment advice
Aptus Value Housing Finance India

Aptus Value Housing Finance India Share Price Today (APTUS)

TechnicalsTV Chart
277.15
7.55−2.65%
Overall Score58/100
Day range277
₹277.15
285
52-week193
₹277.15
364
Above low+43.6%
Below high23.9%
Range position49%
Open284.50
Prev Close284.70
Bid277.13373
Ask277.17233

TODAY IN ONE LINE

APTUS fell 2.6% on average volume, lagging Nifty's -0.4% move, supported by recent strong earnings.

With a market cap of ₹13,874.46 Cr., it trades at a P/E of 14.82. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume932.0K19%vs 20D avg
Market Cap₹13,874.46 Cr.
Promoter23.87%
Face Value₹2
Fwd P/E10.45
PEG0.59
EV/EBITDA17.6
P/S9.62
ROA7.76%
Beta0.89
Div Payout37.16%
THE STOCK SCORE

How good is this company?

Overall performance across 5 key dimensions.

Overall Score58/100
Updated 25 Jul
Each card tappable → shows formula + inputs
FLAGS & NEWS

Aptus Value Housing Finance India flags & news 

Key strengths, potential risks, and recent updates.

8 green flags🚩 3 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 25.9% YoY
  • Quarterly OutperformanceLatest quarter Sales up 18.7% and Profit up 26.0%
  • Strong Return on EquityHealthy ROE of 20.1%
  • Healthy Operating MarginsOPM is structurally strong at 83.0%
  • Reasonable ValuationTrading at a moderate P/E of 15.3x
  • Steady Dividend YieldReliable 1.66% dividend yield
  • FII AccumulationFII holding increased by 4.95% QoQ
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Low Promoter HoldingPromoters hold only 23.9%
  • Promoter SellingPromoter holding decreased by 16.50% QoQ
  • Rising Receivables vs SalesReceivables grew 167.3% outpacing sales growth of 28.2%

Latest Aptus Value Housing Finance India News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

Aptus Value Housing Finance India Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Aptus Value Housing Finance India Limited, framed against the sector median so the premium or discount is obvious at a glance.

Aptus Value Housing Finance India Limited trades at a P/E of 14.82× and P/B of 2.76×.

Key MetricsMarket + reported · 24 Jul 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹13,874.46 Cr.
P/E Ratio
14.82
P/B Ratio
2.76
EPS
₹18.85
Profitability

Profitability

ROE
20.1%
ROCE
15.4%
Net Margin
61.41%
Op Margin
83%
Growth

Growth

EPS YoY
25.9%
Revenue YoY
22.1%
Qtr Sales
18.7%
Qtr Profit
26%
Financial Health

Financial Health

Book Value
₹101.05
Div Yield
1.66%
Promoter Holding
23.87%
Technicals

Aptus Value Housing Finance India Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Aptus Value Housing Finance India Limited — derived from the live tape, not yesterday's close.

Aptus Value Housing Finance India Limited last traded at ₹277.15 with an intraday range of ₹276.5–₹284.5 — live indicator, pivot and CPR signals below.

Last updated: 26 July 2026, 9:38 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹277.15
LevelPrice (₹)Distance% Δ
R4298.27+21.12+7.62%
R3290.27+13.12+4.73%
R2287.38+10.23+3.69%
R1282.27+5.12+1.85%
PIVOT279.382.230.81%
CURRENT277.15
S1274.27-2.88-1.04%
S2271.38-5.77-2.08%
S3266.27-10.88-3.93%
S4258.27-18.88-6.81%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 278.27P: 279.38TC: 280.50
R1
R2
R3
R4
indicator
LTP: 277.15
PDH: 294.40
PDL: 283.00
● Market Sentiment

APTUS is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 279.15284.5

● Price Position

Trading Below opening range, showing Bearishness

Financials

Aptus Value Housing Finance India Limited financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for Aptus Value Housing Finance India Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.

Aptus Value Housing Finance India Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹13,874.46 Cr. and reported EPS of ₹18.85.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2025Mar 2026
Interest Earned1,670
1,944
16.4%
48
100.0%
Total Income1,798
2,245
24.9%
Net Interest Income (NII)Derived1,670
1,944
16.4%
Profit Before Tax (PBT)975
1,211
24.2%
224
268
20.0%
Effective Tax %Derived22.94%
22.15%
Total Profit for Period751
943
25.5%
Net Profit (Owner's PAT)Derived751
943
25.5%
PAT Growth YoY %Derived22.77%
25.52%
Earnings Per Share (EPS ₹)15.03
18.83
25.3%
Diluted Shares Outstanding (Cr)50
50
0.2%
Other Comprehensive Income (Net of Tax)-0
-0
136.3%
Impairment On Financial Instruments28
62
117.2%
Net Gain Amortised Derecognition16
172
957.6%
Net Gain Fair Value Changes8
17
126.4%
Other Revenue From Operations
53
Sales CAGR · 3Y
+27.1%
PAT CAGR · 3Y
+23.3%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

Aptus Value Housing Finance India segment analysis : revenue and profit mix.

Disclosed business segments at Aptus Value Housing Finance India with their share of revenue and profit, switchable between consolidated and standalone reporting.

Aptus Value Housing Finance India discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Aptus Value Housing Finance India Limited.

Our AI distills the core fundamental drivers supporting Aptus Value Housing Finance India Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

Aptus Value Housing Finance India Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Latest quarterly EPS grew 26.1% YoY, demonstrating robust earnings momentum

  • Operating margin 78.61% far exceeds peer median, showcasing exceptional cost control

  • Net margin 61.41% TTM significantly outpaces peer average, indicating superior profitability

  • ROE 20.10% demonstrates efficient capital utilization and strong returns to shareholders

  • Low P/E 14.37x offers valuation comfort versus sector median 20.9x

bear case

Key Risks.

  • Debt-to-equity ratio 1.56x indicates elevated leverage, increasing financial risk materially

  • Cash flow per share negative at -11.83 annually, signaling persistent liquidity generation challenges

  • Operating cash flow negative through FY2025, raising concerns about working capital management

  • Price returns flat across 52-week, 26-week, and 13-week periods, indicating weak momentum

  • Net debt to equity 1.78x remains elevated despite strong profitability, constraining financial flexibility

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 19 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 15% would indicate weaker capital compounding.

Shareholding

Aptus Value Housing Finance India shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Aptus Value Housing Finance India — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

FII29.95%0.39%
Promoters22.83%0.01%
Public16.27%0.08%
DII29.91%0.47%
Promoter1.03%

Ownership Distribution

Foreign Institutions
29.95%
Promoters
22.83%
Retail & Public
16.27%
Domestic Institutions
29.91%
Promoter Foreign
1.03%

Category Trends

Foreign Institutions Breakdown
Total Holding: 29.95%
Net Change: -0.39%
Category Total29.95%
Total Holding29.95%
Net Change-0.39%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 17.08%, but category aggregate is 29.95%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
MALABAR INDIA FUND LIMITED
4.36%
0.22%
+0.22%
Jun 2026
Government Pension Fund Global
3.18%
0.27%
+0.27%
Jun 2026
Smallcap World Fund, Inc
2.74%
0.71%
-0.71%
Jun 2026
Wf Asian Smaller Companies Fund Limited
2.32%
0.48%
-0.48%
Jun 2026
BORDER TO COAST EMERGING MARKETS EQUITY FUND, A SU
1.27%
0.00%
0.00%
Jun 2026
Vanguard Total International Stock Index Fund
1.10%
0.00%
0.00%
Jun 2026
Kuwait Investment Authority Fund 601
1.06%
1.06%
+1.06%
Jun 2026
VANGUARD EMERGING MARKETS STOCK INDEX FUND, A SERI
1.05%
0.00%
0.00%
Jun 2026
MALABAR SELECT FUND
0.00%
1.35%
-1.35%
Jun 2026
STEADVIEW CAPITAL OPPORTUNITIES PCC CELL 0221 011
0.00%
0.00%
0.00%
Jun 2026
MADISON INDIA OPPORTUNITIES IV
0.00%
0.00%
0.00%
Jun 2026
SCI INVESTMENTS VI
0.00%
0.00%
0.00%
Jun 2026
CUSTODY BANK OF JAPAN, LTD. RE: RB AMUNDI INDIA SM
0.00%
0.00%
0.00%
Jun 2026
Vanguard Emerging Markets Stock Index Fund, A Series Of Vanguard International Equity Index Funds
0.00%
0.00%
0.00%
Jun 2026
Wf Asian Reconnaissance Fund Limited
0.00%
0.00%
0.00%
Jun 2026
STEADVIEW CAPITAL MAURITIUS LIMITED
0.00%
0.00%
0.00%
Jun 2026
Peers

Aptus Value Housing Finance India Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Aptus Value Housing Finance India Limited is highlighted for quick read-across.

09 · Chart Patterns

Aptus Value Housing Finance India Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Aptus Value Housing Finance India Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on APTUS
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full APTUS pattern history & scanner →
Delivery Conviction

Aptus Value Housing Finance India Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Aptus Value Housing Finance India Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Aptus Value Housing Finance India Limited stood at 58.6% of traded volume, against a 20-day average of 52.5%.

Avg Delivery (20D)52.5%+6.1 ppt latest vs avg
Highest Delivery61.4%on 08 Jul
Avg Volume (20D)11.47 L20-day run-rate
Conviction Trend↓ Weakening+6.1 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

Aptus Value Housing Finance India announcements: results, concalls, ratings, M&A.

Filings Aptus Value Housing Finance India sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Aptus Value Housing Finance India files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 152 documents below.

  1. 15 Jul 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Aptus Value Housing Finance India Limited has informed the Exchange about Copy of Newspaper Publication

  2. 13 Jul 2026Shareholders meetingView PDF

    Shareholders meeting

    Aptus Value Housing Finance India Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on August 04, 2026

  3. 10 Jul 2026Certificate under SEBI (Depositories and Participants) Regulations, 2018View PDF

    Certificate under SEBI (Depositories and Participants) Regulations, 2018

    Aptus Value Housing Finance India Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

  4. 08 Jul 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Aptus Value Housing Finance India Limited has informed the Exchange about Schedule of meet

  5. 19 Jun 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Aptus Value Housing Finance India Limited has informed the Exchange about Schedule of meet

Corporate Actions

Aptus Value Housing Finance India dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Aptus Value Housing Finance India has declared, sequenced by announce and record date.

Aptus Value Housing Finance India corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About Aptus Value Housing Finance India Limited: business, sector, key facts.

What Aptus Value Housing Finance India Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Aptus Value Housing Finance India Limited operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: APTUS, BSE: 543335.

APTUS
Financial Services

Aptus Value Housing Finance India Limited

NSE · APTUS·BSE · 543335·www.aptusindia.com

Aptus Value Housing Finance India Limited, along with its subsidiary Aptus Finance India Private Limited, is a housing finance company based in India. Their core business revolves around providing various loan products specifically tailored to the needs of low- and middle-income families, primarily residing in rural and semi-urban areas.

The company's loan offerings are diverse and cater to different stages of homeownership. These include loans for the construction of new homes, the purchase of existing properties, renovations and home extensions. They also provide loans secured against existing property, which can be utilized for further construction or purchasing additional housing. This comprehensive approach aims to support individuals throughout their homeownership journey.

Aptus recognizes the importance of risk mitigation and offers complementary financial products alongside its primary loan services. Credit shield and property insurance are available to protect borrowers from unforeseen circumstances and financial hardship. This integrated approach helps minimize risk for both the borrower and the lender.

Beyond home financing, Aptus also extends its services to encompass small business loans and top-up loans. This diversification strategy allows them to cater to a broader client base and further establish their presence within the financial services sector of India's underserved communities. Their focus on the self-employed segment highlights their commitment to supporting entrepreneurs and fostering economic growth at the grassroots level.

In essence, Aptus Value Housing Finance India Limited plays a crucial role in facilitating homeownership and supporting small businesses within India's rural and semi-urban populations. Their holistic approach, encompassing diverse loan products and risk management tools, contributes to financial inclusion and economic empowerment within these often-overlooked communities.

company facts
Employees
SectorFinancial Services
HeadquartersChennai, India
Market Cap₹13,874.46 Cr.
Listed OnNSE
leadership34 on record
Mr. Anand Raghavan
Additional Non-Executive Independent Director
Mr. C. T. Manoharan
Executive Director & Chief Business Officer
Mr. C.T Manoharan
Executive Director, Chief Business Officer
Mr. Gandeeban D.
Chief Information Security Officer
Mr. John Rayappa
Chief Risk Officer
Mr. John Vijayan Rayappa
Chief Risk Officer
Mr. Kanarath Balaraj
Non-Executive Nominee Director
Mr. K. Srinivasan
Senior Associate Vice President - Credit
Mr. M. Anandan
Executive Chairman of the Board
Mr. Munuswamy Anandan
Executive Chairman
Mr. Natarajan Ramasubramanian
Additional Non-Executive Independent Director
Mr. Naveen Kumar R.
VP of Operations & Compliance
§ ∞ · Plainly Answered

Questions investors ask about Aptus Value Housing Finance India Limited (APTUS).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Aptus Value Housing Finance India Limited (APTUS)?

The current share price of Aptus Value Housing Finance India Limited (APTUS) is ₹277.15. Today, the stock has declined by ₹7.55 (2.65%), trading in a range of ₹276.5 to ₹284.5. The stock opened at ₹284.5 with a trading volume of 9,32,035 shares.

02Is Aptus Value Housing Finance India Limited stock a good investment for long-term?

Aptus Value Housing Finance India Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹13,874.46 crores, P/E ratio of 14.82, ROE of 20.10%, and ROCE of 15.40%. The dividend yield stands at 1.66%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Aptus Value Housing Finance India Limited stock?

The 52-week high price of Aptus Value Housing Finance India Limited (APTUS) is ₹364, while the 52-week low is ₹193.03. Currently trading at ₹277.15, the stock is 49.2% away from its 52-week low and 23.9% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Aptus Value Housing Finance India Limited stock at the current price?

Whether to buy Aptus Value Housing Finance India Limited stock at ₹277.15 depends on multiple factors. The stock is currently trading with a P/E ratio of 14.82 and P/B ratio of 2.76. Today's performance shows a loss of 2.65%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Aptus Value Housing Finance India Limited and when is the next dividend?

Aptus Value Housing Finance India Limited offers a dividend yield of 1.66%, which means for every ₹100 invested at the current price of ₹277.15, you can expect to receive approximately ₹1.66 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Aptus Value Housing Finance India Limited?

Aptus Value Housing Finance India Limited's key financial metrics include: P/E Ratio: 14.82, P/B Ratio: 2.76, ROE: 20.10%, ROCE: 15.40%, Dividend Yield: 1.66%, EPS: ₹18.85, Book Value: ₹101.05, and Debt-to-Equity: 1.56. The company's market cap stands at ₹13,874.46 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Aptus Value Housing Finance India Limited stock performing today in the market?

Aptus Value Housing Finance India Limited stock opened at ₹284.5 and is currently trading at ₹277.15, showing a decline of ₹7.55 (2.65%). The intraday high is ₹284.5 and low is ₹276.5. The trading volume stands at 9,32,035 shares, indicating moderate market participation today.

08What is the P/E ratio of Aptus Value Housing Finance India Limited and what does it indicate?

Aptus Value Housing Finance India Limited has a Price-to-Earnings (P/E) ratio of 14.82, which means investors are willing to pay ₹14.82 for every ₹1 of earnings. With an EPS of ₹18.85, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Aptus Value Housing Finance India Limited (APTUS) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.