Market closedLast updated 14 JUL 2026, 16:08 ISTData NSENot investment advice
AU Small Finance Bank

AU Small Finance Bank Share Price Today (AUBANK)

NSE: AUBANKBSE 540611Financial ServicesOther Bankwww.au.bank.in
TechnicalsTV Chart
1,038.30
22.20−2.09%
Overall Score50/100
Today's 1,034
₹1,038.30
1,052
52-Week 682
₹1,038.30
1,090
Open1,050.00
Prev Close1,060.50
Bid1,038.25399
Ask1,038.35249

TODAY IN ONE LINE

Closed at ₹1,038.3 (−2.09%); delivery 52.7%. Market opens 9:15 IST. · as of 16:08 IST

With a market cap of ₹77,707.54 Cr., it trades at a P/E of 30.06. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume997.0K53%vs 20D avg
Market Cap₹77,707.54 Cr.
Promoter Hold.22.76%
Face Value₹10
Fwd P/E17.23
PEG1.72
EV/EBITDA23.27
P/S73.86
ROA
Beta0.81
Div Payout2.83%
THE STOCK SCORE

How good is this company?

Overall performance across 5 key dimensions.

Overall Score50/100
Updated 13 Jul
Each card tappable → shows formula + inputs
FLAGS

AU Small Finance Bank flags 

Key strengths and potential risks.

🚩 2 red flags6 green flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 62.6% YoY
  • Strong Return on EquityHealthy ROE of 22.3%
  • Healthy Operating MarginsOPM is structurally strong at 70.5%
  • Clean Asset QualityVery low Gross NPA of 2.03%
  • Strong Capital AdequacyRobust CET-1 Ratio of 16.86%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Low Promoter HoldingPromoters hold only 22.8%
  • FII SellingFII holding decreased by 3.18% QoQ
THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

08 JUL 2026
corporate
Certificate under SEBI (Depositories and Participants) Regulations, 2018 - AU Small Finance Bank Limited has informed the Exchange about Certificate under SEBI (Depositories a...
View PDF
🔒Prime: full history + alerts on this stock
Valuation

AU Small Finance Bank Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for AU Small Finance Bank Limited, framed against the sector median so the premium or discount is obvious at a glance.

AU Small Finance Bank Limited trades at a P/E of 30.06× and P/B of 3.97×, against the Financial Services sector median P/E of 14.58×.

Key MetricsLive · as of 14 Jul 2026
Valuation

Valuation

Market Cap
₹77,707.54 Cr.
P/E Ratio
Neutral
Near threshold of 25
30.06
P/B Ratio
Neutral
Near threshold of 3
3.97
EPS
₹35.3
Profitability

Profitability

ROE
Good
Better than threshold of 15%
22.3%
ROCE
Neutral
Near threshold of 15%
12.4%
Net Margin
Good
Better than threshold of 10%
21.38%
Op Margin
Good
Better than threshold of 15%
70.5%
Growth

Growth

EPS YoY
Good
Better than threshold of 15%
62.6%
Revenue YoY
Good
Better than threshold of 10%
37.1%
Qtr Sales
Qtr Profit
Financial Health

Financial Health

Book Value
₹267.24
Div Yield
Neutral
Near threshold of 2%
0.1%
Promoter Holding
Watch
Below quality threshold of 30%
22.76%
Technicals

AU Small Finance Bank Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for AU Small Finance Bank Limited — derived from the live tape, not yesterday's close.

AU Small Finance Bank Limited last traded at ₹1,038.3 with an intraday range of ₹1,034–₹1,052.3 — live indicator, pivot and CPR signals below.

Last updated: 16:08:00 IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹1038.30
LevelPrice (₹)Distance% Δ
R41085.67+47.37+4.56%
R31067.37+29.07+2.80%
R21059.83+21.53+2.07%
R11049.07+10.77+1.04%
PIVOT1041.533.230.31%
CURRENT1038.30
S11030.77-7.53-0.73%
S21023.23-15.07-1.45%
S31012.47-25.83-2.49%
S4994.17-44.13-4.25%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 1039.92P: 1041.53TC: 1043.15
R1
R2
R3
R4
indicator
LTP: 1038.30
PDH: 1068.70
PDL: 1051.50
● Market Sentiment

AUBANK is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Average

● Opening Range

Day's range: 1043.91052.3

● Price Position

Trading Below opening range, showing Bearishness

Financials

AU Small Finance Bank Limited financials: P&L, balance sheet, cash flow, ratios.

Twelve years of audited numbers for AU Small Finance Bank Limited, switchable between annual and quarterly views, consolidated or standalone.

AU Small Finance Bank Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹77,707.54 Cr. and reported EPS of ₹35.30.

all values in ₹ Cr unless suffixed · source: company filings
Segment Analysis

AU Small Finance Bank segment analysis: revenue and profit mix.

Disclosed business segments at AU Small Finance Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.

AU Small Finance Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for AU Small Finance Bank Limited.

Our AI distills the core fundamental drivers supporting AU Small Finance Bank Limited, the risks that threaten it, and the exact valuation or growth triggers that should make you re-evaluate.

AU Small Finance Bank Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Latest quarterly EPS grew 65.2% YoY, demonstrating strong earnings acceleration momentum.

  • TTM EPS grew 62.6% YoY, sustaining robust profit growth despite market headwinds.

  • ROE of 22.30% significantly outperforms sector peers, indicating superior capital efficiency.

  • TTM revenue growth 37.1% YoY indicates strong credit demand and market expansion potential.

  • Net profit margin 21.38% TTM substantially exceeds peer average, demonstrating pricing power.

bear case

Key Risks.

  • P/E ratio 29.85x substantially exceeds sector median 15.8x, signaling premium valuation.

  • Dividend yield 0.10% offers minimal income, limiting appeal for yield-focused investors.

  • FII holdings eased from 41.64% to 35.58%, signals foreign investor caution and pullback.

  • Operating cash flow declined 67% to ₹1,829 Cr FY26 from ₹5,462 Cr FY25, indicating liquidity strain.

  • Net cash flow turned negative ₹943 Cr FY26 versus positive ₹1,938 Cr FY25, emerging concern.

flip conditions

Flip Conditions.

  • Trim if P/E re-rates above 39 (~2.7× the sector multiple of 14.6). The valuation cushion thins from there.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Exit if ROE slips below 17%. The operating engine is no longer compounding capital efficiently.

Shareholding

AU Small Finance Bank shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in AU Small Finance Bank — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualMar 2026

FII37.26%0.81%
DII31.30%0.03%
Promoters22.76%0.03%
Public8.68%0.81%

Ownership Distribution

Foreign Institutions
37.26%
Domestic Institutions
31.30%
Promoters
22.76%
Retail & Public
8.68%

Category Trends

Foreign Institutions Breakdown
Total Holding: 37.26%
Net Change: +0.81%
Category Total37.26%
Total Holding37.26%
Net Change+0.81%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 14.32%, but category aggregate is 37.26%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
CAMAS INVESTMENTS PTE. LTD.
3.60%
0.01%
-0.01%
Mar 2026
Smallcap World Fund, Inc
2.36%
0.08%
-0.08%
Mar 2026
New World Fund Inc
2.08%
0.10%
-0.10%
Mar 2026
Nomura India Investment Fund Mother Fund
1.57%
0.03%
-0.03%
Mar 2026
Zulia Investments Pte. Ltd.
1.36%
0.00%
0.00%
Mar 2026
Government Pension Fund Global
1.26%
1.26%
+1.26%
Mar 2026
Janchor Partners Pan-Asian Master Fund
1.07%
0.00%
0.00%
Mar 2026
Vanguard Total International Stock Index Fund
1.02%
1.02%
+1.02%
Mar 2026
Government Of Singapore
0.00%
0.00%
0.00%
Mar 2026
NOMURA FUNDS IRELAND PUBLIC LIMITED COMPANY- NOMURA FUNDS IRELAND - INDIA EQUITY FUND
0.00%
0.00%
0.00%
Mar 2026
St. James's Place Emerging Markets Equity Unit Trust Managed By Wasatch Advisors Inc
0.00%
0.00%
0.00%
Mar 2026
Morgan Stanley Investment Funds Emerging Leaders Equity Fund
0.00%
0.00%
0.00%
Mar 2026
Amansa Holdings Private Limited
0.00%
0.00%
0.00%
Mar 2026
STEADVIEW CAPITAL MAURITIUS LIMITED
0.00%
0.00%
0.00%
Mar 2026
Wf Asian Smaller Companies Fund Limited
0.00%
0.00%
0.00%
Mar 2026
Kotak Funds - India Midcap Fund
0.00%
0.00%
0.00%
Mar 2026
Peers

AU Small Finance Bank Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — AU Small Finance Bank Limited is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
AU Small Finance Bank Limited
₹77,707.54 Cr
Best Profit Growth
Equitas Small Finance Bank Limited
405.00 %
Highest Dividend Yield
Suryoday Small Finance Bank Limited
0.85 %
09 · Chart Patterns

AU Small Finance Bank Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for AU Small Finance Bank Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on AUBANK
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full AUBANK pattern history & scanner →
Delivery Conviction

AU Small Finance Bank Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for AU Small Finance Bank Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in AU Small Finance Bank Limited stood at 52.7% of traded volume, against a 20-day average of 54.4%.

Avg Delivery (20D)54.4%-1.7 ppt latest vs avg
Highest Delivery75%on 29 Jun
Avg Volume (20D)21.40 L20-day run-rate
Conviction Trend↓ Weakening-1.7 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

AU Small Finance Bank announcements: results, concalls, ratings, M&A.

Filings AU Small Finance Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

AU Small Finance Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 183 documents below.

  1. 08 Jul 2026Certificate under SEBI (Depositories and Participants) Regulations, 2018View PDF

    Certificate under SEBI (Depositories and Participants) Regulations, 2018

    AU Small Finance Bank Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

  2. 06 Jul 2026ESOP/ESOS/ESPSView PDF

    ESOP/ESOS/ESPS

    AU Small Finance Bank Limited has informed the Exchange regarding Allotment of 313485 Shares.

  3. 30 Jun 2026Trading WindowView PDF

    Trading Window

    AU Small Finance Bank Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading)…

  4. 19 May 2026Press ReleaseView PDF

    Press Release

    AU Small Finance Bank Limited has informed the Exchange regarding a press release dated May 19, 2026, titled "AU Small Finance Bank adopts Intellect…

  5. 16 May 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    AU Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication

Corporate Actions

AU Small Finance Bank dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue AU Small Finance Bank has declared, sequenced by announce and record date.

AU Small Finance Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

Insider Activity

AU Small Finance Bank insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in AU Small Finance Bank as reported to SEBI — buying and selling signals from the people who know the business best.

AU Small Finance Bank insider activity below tracks 2 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
Namokar Mining Industries LLPInsider06 Jun 2025sell96.1 K₹7.23 Cr.₹752.31
Bhargavi ShuklaInsider29 Mar 2025buy+22.5 K₹1.2 Cr.₹534.15
About the Company

About AU Small Finance Bank Limited: business, sector, key facts.

What AU Small Finance Bank Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

AU Small Finance Bank Limited operates in the Other Bank industry under the Financial Services sector, listed as NSE: AUBANK, BSE: 540611.

AUBANK
Financial Services

AU Small Finance Bank Limited

NSE · AUBANK·BSE · 540611·www.au.bank.in

AU Small Finance Bank Limited is a prominent Indian financial institution offering a comprehensive suite of banking and financial services. Its operations are segmented into Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations, catering to a diverse clientele ranging from individuals to large corporations and government entities.

The bank's retail banking segment focuses on individual customers, providing a wide array of deposit accounts including savings, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts. Complementing these deposit options are debit and credit card services, along with safe deposit lockers. A substantial portion of their business involves lending, offering various loan products such as vehicle loans (cars, two-wheelers, tractors, commercial vehicles, and construction equipment), personal loans, home loans, gold loans, business loans, agricultural loans, working capital loans, and construction loans.

AU Small Finance Bank's wholesale banking division serves businesses and larger institutions. This includes financial institutional lending services, demonstrating a significant presence in the corporate lending market. Furthermore, they provide essential banking services to various government departments, including central and state governments, public sector undertakings, and defense establishments, highlighting a key role in public sector finance.

Beyond traditional banking services, AU Small Finance Bank offers a robust range of insurance products encompassing life, health, general, fire, SME, and motor insurance. They also facilitate investment options through mutual funds and the National Pension System. Additional services include overdraft facilities, cash credit, bank guarantees, letters of credit, and convenient digital banking solutions like internet and mobile banking. The bank leverages a multi-channel distribution network, comprising bank branches, correspondent banking outlets, business correspondents, and ATMs to reach a broad customer base across India.

In summary, AU Small Finance Bank Limited presents a diversified business model deeply entrenched in the Indian financial landscape. Their integrated approach, encompassing diverse deposit and lending products, insurance offerings, and governmental services, positions them as a significant player in the Indian banking sector.

company facts
Employees
SectorFinancial Services
HeadquartersJaipur, India
Market Cap₹77,707.54 Cr.
Listed OnNSE
leadership38 on record
Mr. Ankur Tripathi
Chief Information Officer
Mr. Ankur Tripathi
Chief Information Officer
Mr. Ashok Khandelwal
Chief Compliance Officer
Mr. Ashok Kumar Khandelwal
Chief Compliance Officer
Mr. Bhaskar Karkera
Head of Retails Assets
Mr. Deepak Jain
Chief Risk Officer
Mr. Deepak Jain
Chief Risk Officer
Mr. Divya Sehgal
Non-Executive Non-Independent Director
Mr. Gaurav Jain
Interim Chief Financial Officer
Mr. Gaurav Jain
Chief Financial Officer
Mr. Harun Rasid Khan
Part-Time Non-Executive Independent Chairman of the Board
Mr. Jagajit Prasad
Additional Non-Executive Independent Director
§ ∞ · Plainly Answered

Questions investors ask about AU Small Finance Bank Limited (AUBANK).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of AU Small Finance Bank Limited (AUBANK)?

The current share price of AU Small Finance Bank Limited (AUBANK) is ₹1,038.3. Today, the stock has declined by ₹22.20 (2.09%), trading in a range of ₹1,034 to ₹1,052.3. The stock opened at ₹1,050 with a trading volume of 9,96,998 shares.

02Is AU Small Finance Bank Limited stock a good investment for long-term?

AU Small Finance Bank Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹77,707.54 crores, P/E ratio of 30.06, ROE of 22.30%, and ROCE of 12.40%. The dividend yield stands at 0.10%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of AU Small Finance Bank Limited stock?

The 52-week high price of AU Small Finance Bank Limited (AUBANK) is ₹1,090.4, while the 52-week low is ₹682.15. Currently trading at ₹1,038.3, the stock is 87.2% away from its 52-week low and 4.8% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy AU Small Finance Bank Limited stock at the current price?

Whether to buy AU Small Finance Bank Limited stock at ₹1,038.3 depends on multiple factors. The stock is currently trading with a P/E ratio of 30.06 and P/B ratio of 3.97. Today's performance shows a loss of 2.09%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of AU Small Finance Bank Limited and when is the next dividend?

AU Small Finance Bank Limited offers a dividend yield of 0.10%, which means for every ₹100 invested at the current price of ₹1,038.3, you can expect to receive approximately ₹0.10 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of AU Small Finance Bank Limited?

AU Small Finance Bank Limited's key financial metrics include: P/E Ratio: 30.06, P/B Ratio: 3.97, ROE: 22.30%, ROCE: 12.40%, Dividend Yield: 0.10%, EPS: ₹35.30, Book Value: ₹267.24, and Debt-to-Equity: 0.04. The company's market cap stands at ₹77,707.54 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is AU Small Finance Bank Limited stock performing today in the market?

AU Small Finance Bank Limited stock opened at ₹1,050 and is currently trading at ₹1,038.3, showing a decline of ₹22.20 (2.09%). The intraday high is ₹1,052.3 and low is ₹1,034. The trading volume stands at 9,96,998 shares, indicating moderate market participation today.

08What is the P/E ratio of AU Small Finance Bank Limited and what does it indicate?

AU Small Finance Bank Limited has a Price-to-Earnings (P/E) ratio of 30.06, which means investors are willing to pay ₹30.06 for every ₹1 of earnings. With an EPS of ₹35.30, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about AU Small Finance Bank Limited (AUBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.