logo
logo
Search For Features
/
StocksStocks
Intraday BoosterIntraday Booster
Sector BoosterSector Booster
Stock ScreenerStock Screener
Market PulseMarket Pulse
ScreenersScreeners
MoreMore
prime iconGo Prime
My PlansMy Plans
Privacy PolicyPrivacy Policy
ContactContact
Refer & EarnRefer & Earn
ScreenersScreeners
Main
Stock ScreenerStock Screener
Create ScreenerCreate Screener
Explore ScreenersExplore Screeners
Community ScreenersCommunity Screeners
Trading Screeners
CandleSticks ScreenerCandleSticks Screener
Top Gainers & LosersTop Gainers & Losers
Opening Range BreakoutOpening Range Breakout
Stock Screener AIStock Screener AI
Stock Quality ScorecardStock Quality Scorecard
Overvalued StocksOvervalued StocksNew
Undervalued StocksUndervalued StocksNew
Technical Screeners
NR4 StocksNR4 Stocks
NR7 StocksNR7 Stocks
Previous Day High BreakoutPrevious Day High Breakout
Previous Day Low BreakoutPrevious Day Low Breakout
Previous Day Open BreakoutPrevious Day Open Breakout
Bullish Crossover StocksBullish Crossover Stocks
Bearish Crossover StocksBearish Crossover Stocks
High Volume ShockerHigh Volume Shocker
VWAP Breakout StocksVWAP Breakout Stocks
Range High BreakoutRange High Breakout
Range Low BreakoutRange Low Breakout
MoreMore
Markets
Global Market TodayGlobal Market Today
Global IndicesGlobal Indices
Indian IndicesIndian Indices
NIfty TodayNIfty Today
Smart Money
FII DII DataFII DII DataNew
FII BuyingFII Buying
NSE Insider TradingNSE Insider Trading
SLB Stocks DataSLB Stocks Data
Derivatives
FnO MovementsFnO Movements
NSE F&O Lot SizeNSE F&O Lot Size
Ban ListBan List
Analysis & Calendars
Technical DashboardTechnical Dashboard
Sector BoosterSector Booster
Sector AnalysisSector AnalysisNew
Result CalendarResult Calendar
Economic CalendarEconomic Calendar
AU Small Finance Bank Ltd

AU Small Finance Bank

Large Cap•29,738 Employees•IPO 2017
Current Price
₹884.35
-17.85 (-1.98%)Updated
NSE :AUBANK
BSE :540611
Sector :Banks
Valuation vs Sector
P/E Ratio
29.09vs 8.78
P/B Ratio
3.67vs 1.45
Div Yield
0.10%vs 2.17%
Today's Range
881.9
₹884.35
indicator
905.85
52 Week Range
52W Low₹478.35
52W High₹1039.20
₹884.35
indicator
Downside84.88%
Upside17.51%
chart iconChart

Price Chart

Compare with Peers

Historical Ratios

Track top 12 most important financial ratios

P/E Ratio: Price to Earnings - Most used valuation metric

Loading chart...

Analyzing Investment Quality

Processing 9 key metrics...

Key Metrics

Hover for details

Valuation

Market Cap
₹74,743.13 Cr
Market Cap
Total market value of company
P/E Ratio
32.31
P/E Ratio
Price to Earnings. Lower is generally better (<25 is good)
P/B Ratio
2.98
P/B Ratio
Price to Book Value. <3 may indicate undervaluation
EPS
₹30.97
EPS
Earnings Per Share. Higher and growing is positive

Profitability

ROE
6.00%
ROE
Return on Equity. >15% is good, >20% is excellent
ROCE
12.40%
ROCE
Return on Capital Employed. >15% is good
Net Margin
25.78%
Net Margin
Net profit as % of revenue. >10% is good
Operating Margin
-%
Operating Margin
Operating profit margin. >15% is good

Growth

EPS Growth (5Y)
4.79%
EPS Growth (5Y)
5-year EPS growth. >15% is strong
Revenue Growth (5Y)
35.95%
Revenue Growth (5Y)
5-year revenue growth. >10% is good
Qtr Sales Growth
-%
Qtr Sales Growth
Quarter-over-quarter sales growth
Qtr Profit Growth
-%
Qtr Profit Growth
Quarter-over-quarter profit growth

Financial Health

Debt/Equity
0.69
Debt/Equity
Financial leverage. <1 is good, <0.5 is excellent
Book Value
₹230.57
Book Value
Net asset value per share
Dividend Yield
0.10%
Dividend Yield
Annual dividend as % of price. >2% is good
Promoter Holding
22.80%
Promoter Holding
Promoter stake. >50% shows confidence
Good
Average
Needs Attention

SWOT Analysis

Strengths

5 points
  • •Robust Return on Equity (ROE) of 22.30% indicates strong profitability.
  • •Healthy 70.50% operating profit margin (OPM) demonstrates excellent operational efficiency.

Weaknesses

5 points
  • •Concerning debt-to-equity ratio of 3.56 indicates high financial leverage.
  • •Price-to-Earnings (PE) ratio of 193.00 suggests significant overvaluation.

Opportunities

5 points
  • •Significant opportunity to expand into underserved rural and semi-urban markets.
  • •Increasing adoption of digital banking services presents strong growth opportunity.

Threats

5 points
  • •Intense competition from larger banks and fintechs could impact market share.
  • •Changes in banking regulations may impose new compliance burdens or restrict operations.

Segment-wise Financial Analysis

Fetching Financials...
Fetching Balance Sheet...
Fetching Cash Flow...

Shareholding Pattern

Loading shareholding data...

Company Insider Trading Activity

Recent Insider Transactions

Insider NameTransaction DateFiling DateTotal SharesChangePriceAction
Bhargavi Shukla
29 Mar 202504 Apr 202547,400
22,544
₹534.15BUY
Namokar Mining Industries LLP
06 Jun 202509 Jun 20254.99 L
96,106
₹752.31SELL

Corporate Action

Company Announcements

Technical Analysis & Indicators

Standard pivot points - most widely used

Pivot Points (CLASSIC)

LevelPriceDistance% Change
R4₹947.40+₹63.05+7.13%
R3₹923.45+₹39.10+4.42%
R2₹914.65+₹30.30+3.43%
R1₹899.50+₹15.15+1.71%
PIVOT₹890.706.350.72%
CURRENT₹884.35--
S1₹827.65-₹56.70-6.41%
S2₹851.60-₹32.75-3.70%
S3₹866.75-₹17.60-1.99%
S4₹875.55-₹8.80-1.00%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: N/AP: N/ATC: N/A
R1
R2
R3
R4
indicator
LTP: N/A
PDH: N/A
PDL: N/A
● Market Sentiment

is trading CPR, indicating

● CPR Width

CPR is

● Opening Range

Day's range: ~

● Price Position

Trading Inside opening range

Delivery Volume Analysis & Trading Activity

Latest Volume
1.83M
(12 Mar 2026)
-52.5% vs avg
Delivery %
60.2%
(12 Mar 2026)
+4.6% vs avg
Avg Volume (20D)
3.85M
(12 Feb - 12 Mar)
20-day average
Avg Delivery %
55.6%
(12 Feb - 12 Mar)
Trend ↓
Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.

Peer Comparison & Industry Benchmarking

Quick Compare

Largest by Market Cap
Bandhan Bank Ltd
27,136.81 ₹ Cr
Best Profit Growth
Capital Small Finance Bank Ltd
6.63 %
Highest Dividend Yield
Bandhan Bank Ltd
0.89 %

Peer Comparison

Company Name
BANDHANBNK
Bandhan Bank Ltd
CAPITALSFB
Capital Small Finance Bank Ltd
CSBBANK
CSB Bank Ltd
DHANBANK
Dhanlaxmi Bank Ltd
UJJIVANSFB
Ujjivan Small Finance Bank Ltd

About

AUBANK

AU Small Finance Bank Ltd

AU Small Finance Bank Limited is a prominent Indian financial institution offering a comprehensive suite of banking and financial services. Its operations are segmented into Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations, catering to a diverse clientele ranging from individuals to large corporations and government entities.

The bank's retail banking segment focuses on individual customers, providing a wide array of deposit accounts including savings, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts. Complementing these deposit options are debit and credit card services, along with safe deposit lockers. A substantial portion of their business involves lending, offering various loan products such as vehicle loans (cars, two-wheelers, tractors, commercial vehicles, and construction equipment), personal loans, home loans, gold loans, business loans, agricultural loans, working capital loans, and construction loans.

AU Small Finance Bank's wholesale banking division serves businesses and larger institutions. This includes financial institutional lending services, demonstrating a significant presence in the corporate lending market. Furthermore, they provide essential banking services to various government departments, including central and state governments, public sector undertakings, and defense establishments, highlighting a key role in public sector finance.

Beyond traditional banking services, AU Small Finance Bank offers a robust range of insurance products encompassing life, health, general, fire, SME, and motor insurance. They also facilitate investment options through mutual funds and the National Pension System. Additional services include overdraft facilities, cash credit, bank guarantees, letters of credit, and convenient digital banking solutions like internet and mobile banking. The bank leverages a multi-channel distribution network, comprising bank branches, correspondent banking outlets, business correspondents, and ATMs to reach a broad customer base across India.

In summary, AU Small Finance Bank Limited presents a diversified business model deeply entrenched in the Indian financial landscape. Their integrated approach, encompassing diverse deposit and lending products, insurance offerings, and governmental services, positions them as a significant player in the Indian banking sector.

COMPANY FACTS - AUBANK

Registered Address

Bank House, Mile 0, Ajmer Road,

Jaipur

RAJASTHAN

IN

Tel: 911416660666

Website:https://www.aubank.in/

Investor Relations:http://www.aubank.in/annual-report
Company Details

Group: Banks

Sector: Financials

Industry: Banks

Exchange: NATIONAL STOCK EXCHANGE OF INDIA

Employees: 29,738

IPO Date: 10/07/2017

MANAGEMENT - AUBANK

Mr. Harun Rasid Khan

Part-Time Non-Executive Independent Chairman of the Board

Mr. Sanjay Agarwal

Chief Executive Officer, Founder, Managing Director, Executive Director

Mr. Uttam Tibrewal

Deputy Chief Executive Officer, Whole-Time Director

Mr. Rajeev Yadav

Deputy Chief Executive Officer

Mr. Gaurav Jain

Interim Chief Financial Officer

Mr. Yogesh Jain

Chief Operating Officer

Mr. Ankur Tripathi

Chief Information Officer

Mr. Ashok Khandelwal

Chief Compliance Officer

Mr. Deepak Jain

Chief Risk Officer

Mr. Manoj Tibrewal

Head of Human Resource, Admin and Infra

Mr. Rishi Dhariwal

Business Strategy Officer - MD Office

Mr. Vaman Kamat

Head of Credit - Retail

Investor Questions Answered

AU Small Finance Bank Ltd (AUBANK) Stock FAQs

Get answers to the most common questions about AU Small Finance Bank Ltd stock price, fundamentals, financial metrics, and investment analysis

The current share price of AU Small Finance Bank Ltd (AUBANK) is ₹884.35. Today, the stock has declined by ₹17.85 (1.98%), trading in a range of ₹881.9 to ₹905.85. The stock opened at ₹900 with a trading volume of 25,58,067 shares.
AU Small Finance Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹74,743.13 crores, P/E ratio of 32.31, ROE of 6.00%, and ROCE of 12.40%. The dividend yield stands at 0.10%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of AU Small Finance Bank Ltd (AUBANK) is ₹1,039.2, while the 52-week low is ₹478.35. Currently trading at ₹884.35, the stock is 72.4% away from its 52-week low and 14.9% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy AU Small Finance Bank Ltd stock at ₹884.35 depends on multiple factors. The stock is currently trading with a P/E ratio of 32.31 and P/B ratio of N/A. Today's performance shows a loss of 1.98%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
AU Small Finance Bank Ltd offers a dividend yield of 0.10%, which means for every ₹100 invested at the current price of ₹884.35, you can expect to receive approximately ₹0.10 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
AU Small Finance Bank Ltd's key financial metrics include: P/E Ratio: 32.31, P/B Ratio: N/A, ROE: 6.00%, ROCE: 12.40%, Dividend Yield: 0.10%, EPS: ₹30.97, Book Value: ₹230.57, Debt-to-Equity: 0.69, and Current Ratio: N/A. The company's market cap stands at ₹74,743.13 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
AU Small Finance Bank Ltd stock opened at ₹900 and is currently trading at ₹884.35, showing a decline of ₹17.85 (1.98%). The intraday high is ₹905.85 and low is ₹881.9. The trading volume stands at 25,58,067 shares, indicating strong market participation today.
AU Small Finance Bank Ltd has a Price-to-Earnings (P/E) ratio of 32.31, which means investors are willing to pay ₹32.31 for every ₹1 of earnings. With an EPS of ₹30.97, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
AU Small Finance Bank Ltd has a market capitalization of ₹74,743.13 crores, making it a mid-cap company. Market cap is calculated by multiplying the current stock price (₹884.35) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.
AU Small Finance Bank Ltd has a book value of ₹230.57 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹884.35, which is 283.5% above the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.
AU Small Finance Bank Ltd has a Return on Equity (ROE) of 6.00% and Return on Capital Employed (ROCE) of 12.40%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.
AU Small Finance Bank Ltd operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.
AU Small Finance Bank Ltd has a debt-to-equity ratio of 0.69, which measures the company's financial leverage by comparing total debt to shareholders' equity. This moderate ratio indicates balanced use of debt and equity. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.
AU Small Finance Bank Ltd has an Earnings Per Share (EPS) of ₹30.97, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹884.35 and P/E ratio of 32.31, investors are paying 32.31 times the annual earnings per share. This moderate EPS suggests decent earnings generation. Track EPS growth over quarters to assess earnings momentum.
AU Small Finance Bank Ltd has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.
AU Small Finance Bank Ltd has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.
To analyze AU Small Finance Bank Ltd stock, consider: 1) Fundamental Analysis - Review P/E (32.31), ROE (6.00%), debt-to-equity (0.69), and growth rates. 2) Technical Analysis - Check 52-week range (₹478.35 - ₹1039.20), moving averages, and chart patterns. 3) Valuation - Compare current price (₹884.35) with book value (₹230.57) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.
The face value (or par value) of AU Small Finance Bank Ltd share is ₹10.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹884.35 is 8744x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.
Investing in AU Small Finance Bank Ltd carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹478.35 - ₹1039.20). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 0.69 indicates leverage. 4) Liquidity Risk - Based on trading volume of 25,58,067 shares. 5) Valuation Risk - P/E of 32.31 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.
AU Small Finance Bank Ltd operates in the industry with key metrics: P/E ratio of 32.31, ROE of 6.00%, market cap of ₹74,743.13 crores, and dividend yield of 0.10%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 0.69), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.
Target prices for AU Small Finance Bank Ltd vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹884.35, with a 52-week range of ₹478.35 to ₹1039.20. Based on fundamentals like P/E (32.31), ROE (6.00%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.
Consider selling AU Small Finance Bank Ltd stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹884.35. 2) Fundamental Deterioration - Declining ROE (currently 6.00%), increasing debt (D/E: 0.69), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.
Tax implications for AU Small Finance Bank Ltd stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 0.10%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.