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AU SMALL FINANCE BANK

AU SMALL FINANCE BANK Latest Share Price (AUBANK)

NSE: AUBANKBSE 540611Financial ServicesOther Bankwww.au.bank.in
₹869.00
63.90−6.85%
Overall Score51/100
Day range845
₹869.00
899
52-week832
₹869.00
1,144
Above low+4.5%
Below high24.0%
Range position12%
Open884.00
Prev Close932.90
Bid868.963.5K
Ask869.042.2K

TODAY IN ONE LINE

AUBANK slumped 6.8% on above-average volume (5.6x avg), lagging Nifty's 0.7% move, with no exchange filing today, suggesting a market-driven move.

With a market cap of ₹65,331.5 Cr., it trades at a P/E of 20.65. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume8.7M+322%vs 20D avg
Price BandNo Band
Lower Band858.6
Upper Band1,049.2
Tick Size0.10
Daily Volatility1.88%
Annualised Vol35.92%
Market Cap₹65,331.5 Cr.
Promoter22.67%
P/B2.98
Face Value₹10
Fwd P/E17.23
PEG1.72
P/S5.82
ROA—
Beta0.85
Div Payout2.83%
THE STOCK SCORE
Overall Score51/100
Updated 26 Oct

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

AU SMALL FINANCE BANK flags & news 

Key strengths, potential risks, and recent updates.

✅ 5 green flags🚩 1 red flag

Green Flags

  • ●Earnings GrowthEPS (TTM) grew by a solid 62.6% YoY
  • ●Healthy Operating MarginsOPM is structurally strong at 16.1%
  • ●Clean Asset QualityVery low Gross NPA of 1.99%
  • ●Strong Capital AdequacyRobust CET-1 Ratio of 18.54%
  • ●Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • ●Low Promoter HoldingPromoters hold only 22.7%

Latest AU SMALL FINANCE BANK News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

24 OCT 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - AU Small Finance Bank Limited has informed the Exchange about Link of Recording
View PDF
24 OCT 2026
corporate
Investor Presentation - AU Small Finance Bank Limited has informed the Exchange about Investor Presentation
View PDF
24 OCT 2026
corporate
Press Release - AU Small Finance Bank Limited has informed the Exchange regarding a press release dated October 24, ...
View PDF
24 OCT 2026
corporate
Outcome of Board Meeting - AU Small Finance Bank Limited has submitted to the Exchange, the financial results for the period en...
View PDF
24 OCT 2026
corporate
Investor Presentation - AU Small Finance Bank Limited has informed the Exchange about Investor Presentation
View PDF
🔒Prime: full history + alerts on this stock
Valuation

AU SMALL FINANCE BANK valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for AU SMALL FINANCE BANK, framed against the sector median so the premium or discount is obvious at a glance.

AU SMALL FINANCE BANK trades at a P/E of 20.65× and P/B of 2.98×, against the Financial Services sector median P/E of 12.61×.

Key MetricsMarket + reported · 26 Oct 2026Standalone

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹65,331.5 Cr.
P/E Ratio
20.65
P/B Ratio
2.98
EPS
₹37.87
Profitability

Profitability

ROE
13.22%
ROCE
10.55%
Net Margin
21.38%
Op Margin
16.07%
Growth

Growth

EPS YoY
62.6%
Revenue YoY
37.1%
Qtr Sales
—
Qtr Profit
7.76%
Financial Health

Financial Health

Book Value
₹290.9
Div Yield
0.11%
Promoter Holding
22.67%
Technicals

AU SMALL FINANCE BANK technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for AU SMALL FINANCE BANK — derived from the latest tape, not yesterday's close.

AU SMALL FINANCE BANK last traded at ₹869 with an intraday range of ₹845.4–₹899.3 — latest indicator, pivot and CPR signals below.

Last updated: 27 October 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹869.00
LevelPrice (₹)Distance% Δ
R41004.87+135.87+15.63%
R3950.97+81.97+9.43%
R2925.13+56.13+6.46%
R1897.07+28.07+3.23%
PIVOT871.232.230.26%
CURRENT869.00——
S1843.17-25.83-2.97%
S2817.33-51.67-5.95%
S3789.27-79.73-9.18%
S4735.37-133.63-15.38%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 870.12P: 871.23TC: 872.35
R1
R2
R3
R4
indicator
LTP: 869.00
PDH: 954.70
PDL: 920.90
● Market Sentiment

AUBANK is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Average

● Opening Range

Day's range: ₹845.4–₹899.3

● Price Position

Trading Below opening range, showing Bearishness

Financials

AU SMALL FINANCE BANK financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for AU SMALL FINANCE BANK — consolidated or standalone — with margins, YoY growth and key ratios inline.

AU SMALL FINANCE BANK reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹65,331.5 Cr. and reported EPS of ₹37.87.

iTap any row for a plain-English meaning▲▼Change vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

AU SMALL FINANCE BANK segment analysis : revenue and profit mix.

Disclosed business segments at AU SMALL FINANCE BANK with their share of revenue and profit, switchable between consolidated and standalone reporting.

AU SMALL FINANCE BANK discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for AU SMALL FINANCE BANK.

Our AI distills the core fundamental drivers supporting AU SMALL FINANCE BANK, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

AU SMALL FINANCE BANK's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Latest quarterly EPS grew 65.2% YoY, demonstrating strong earnings acceleration momentum.

  • TTM EPS grew 62.6% YoY, sustaining robust profit growth despite market headwinds.

  • ROE of 22.30% significantly outperforms sector peers, indicating superior capital efficiency.

  • TTM revenue growth 37.1% YoY indicates strong credit demand and market expansion potential.

  • Net profit margin 21.38% TTM substantially exceeds peer average, demonstrating pricing power.

bear case

Key Risks.

  • P/E ratio 29.85x substantially exceeds sector median 15.8x, signaling premium valuation.

  • Dividend yield 0.09% offers minimal income, limiting appeal for yield-focused investors.

  • FII holdings eased from 41.64% to 35.58%, signals foreign investor caution and pullback.

  • Operating cash flow declined 67% to ₹1,829 Cr FY26 from ₹5,462 Cr FY25, indicating liquidity strain.

  • Net cash flow turned negative ₹943 Cr FY26 versus positive ₹1,938 Cr FY25, emerging concern.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 27 (~2.1× the sector multiple of 12.6) would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

AU SMALL FINANCE BANK shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in AU SMALL FINANCE BANK — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

Annual • Sep 2026

Public8.44%↓0.03%
FII36.06%↑0.08%
DII32.83%↑0.02%
Promoters22.67%↓0.07%

Ownership Distribution

Retail & Public
8.44%
Foreign Institutions
36.06%
Domestic Institutions
32.83%
Promoters
22.67%

Category Trends

Foreign Institutions Breakdown
Total Holding: 36.06%
Net Change: +0.08%
Category Total36.06%
Total Holding36.06%
Net Change+0.08%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 12.39%, but category aggregate is 36.06%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
CAMAS INVESTMENTS PTE. LTD.
3.59%
0.01%
-0.01%
Sep 2026
Smallcap World Fund, Inc
2.16%
0.01%
-0.01%
Sep 2026
New World Fund Inc
1.66%
0.01%
-0.01%
Sep 2026
Nomura India Investment Fund Mother Fund
1.41%
0.05%
-0.05%
Sep 2026
Zulia Investments Pte. Ltd.
1.35%
0.01%
-0.01%
Sep 2026
Government Pension Fund Global
1.21%
0.04%
-0.04%
Sep 2026
Vanguard Total International Stock Index Fund
1.01%
0.01%
-0.01%
Sep 2026
St. James's Place Emerging Markets Equity Unit Trust Managed By Wasatch Advisors Inc
0.00%
0.00%
0.00%
Sep 2026
NOMURA FUNDS IRELAND PUBLIC LIMITED COMPANY- NOMURA FUNDS IRELAND - INDIA EQUITY FUND
0.00%
0.00%
0.00%
Sep 2026
Janchor Partners Pan-Asian Master Fund
0.00%
0.00%
0.00%
Sep 2026
Government Of Singapore
0.00%
0.00%
0.00%
Sep 2026
Morgan Stanley Investment Funds Emerging Leaders Equity Fund
0.00%
0.00%
0.00%
Sep 2026
Kotak Funds - India Midcap Fund
0.00%
0.00%
0.00%
Sep 2026
Wf Asian Smaller Companies Fund Limited
0.00%
0.00%
0.00%
Sep 2026
STEADVIEW CAPITAL MAURITIUS LIMITED
0.00%
0.00%
0.00%
Sep 2026
Amansa Holdings Private Limited
0.00%
0.00%
0.00%
Sep 2026
Peers

AU SMALL FINANCE BANK peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — AU SMALL FINANCE BANK is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
AU SMALL FINANCE BANK
₹65,331.5 Cr
Best Profit Growth
UJJIVAN SMALL FINANC BANK
15.33 %
Highest Dividend Yield
SURYODAY SMALL FIN BK
1.12 %
09 · Chart Patterns

AU SMALL FINANCE BANK chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for AU SMALL FINANCE BANK — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

AU SMALL FINANCE BANK delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for AU SMALL FINANCE BANK over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in AU SMALL FINANCE BANK stood at 43.1% of traded volume, against a 20-day average of 54.6%.

Avg Delivery (20D)54.6%-11.5 ppt latest vs avg
Highest Delivery63%on 08 Oct
Avg Volume (20D)20.61 L20-day run-rate
Conviction Trend↓ Weakening-11.5 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

AU SMALL FINANCE BANK announcements: results, concalls, ratings, M&A.

Filings AU SMALL FINANCE BANK sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

AU SMALL FINANCE BANK files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 227 documents below.

  1. 24 Oct 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    AU Small Finance Bank Limited has informed the Exchange about Link of Recording

  2. 24 Oct 2026Investor PresentationView PDF

    Investor Presentation

    AU Small Finance Bank Limited has informed the Exchange about Investor Presentation

  3. 24 Oct 2026Press ReleaseView PDF

    Press Release

    AU Small Finance Bank Limited has informed the Exchange regarding a press release dated October 24, 2026, titled "Press Release on unaudited…

  4. 24 Oct 2026Outcome of Board MeetingView PDF

    Outcome of Board Meeting

    AU Small Finance Bank Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.

  5. 14 Oct 2026ESOP/ESOS/ESPSView PDF

    ESOP/ESOS/ESPS

    AU Small Finance Bank Limited has informed the Exchange regarding of 403913 Options.

Corporate Actions

AU SMALL FINANCE BANK dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue AU SMALL FINANCE BANK has declared, sequenced by announce and record date.

AU SMALL FINANCE BANK corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

Insider Activity

AU SMALL FINANCE BANK insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in AU SMALL FINANCE BANK as reported to SEBI — buying and selling signals from the people who know the business best.

AU SMALL FINANCE BANK insider activity below tracks 2 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
Namokar Mining Industries LLPInsider06 Jun 2025sell−96.1 K₹7.23 Cr.₹752.31
Bhargavi ShuklaInsider29 Mar 2025buy+22.5 K₹1.2 Cr.₹534.15
About the Company

About AU SMALL FINANCE BANK: business, sector, key facts.

What AU SMALL FINANCE BANK does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

AU SMALL FINANCE BANK operates in the Other Bank industry under the Financial Services sector, listed as NSE: AUBANK, BSE: 540611.

AUBANK
Financial Services

AU SMALL FINANCE BANK

NSE · AUBANK·BSE · 540611·www.au.bank.in

AU Small Finance Bank Limited is a prominent Indian financial institution offering a comprehensive suite of banking and financial services. Its operations are segmented into Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations, catering to a diverse clientele ranging from individuals to large corporations and government entities.

The bank's retail banking segment focuses on individual customers, providing a wide array of deposit accounts including savings, salary, term, current, escrow, trade, fixed, RERA, and recurring deposit accounts. Complementing these deposit options are debit and credit card services, along with safe deposit lockers. A substantial portion of their business involves lending, offering various loan products such as vehicle loans (cars, two-wheelers, tractors, commercial vehicles, and construction equipment), personal loans, home loans, gold loans, business loans, agricultural loans, working capital loans, and construction loans.

AU Small Finance Bank's wholesale banking division serves businesses and larger institutions. This includes financial institutional lending services, demonstrating a significant presence in the corporate lending market. Furthermore, they provide essential banking services to various government departments, including central and state governments, public sector undertakings, and defense establishments, highlighting a key role in public sector finance.

Beyond traditional banking services, AU Small Finance Bank offers a robust range of insurance products encompassing life, health, general, fire, SME, and motor insurance. They also facilitate investment options through mutual funds and the National Pension System. Additional services include overdraft facilities, cash credit, bank guarantees, letters of credit, and convenient digital banking solutions like internet and mobile banking. The bank leverages a multi-channel distribution network, comprising bank branches, correspondent banking outlets, business correspondents, and ATMs to reach a broad customer base across India.

In summary, AU Small Finance Bank Limited presents a diversified business model deeply entrenched in the Indian financial landscape. Their integrated approach, encompassing diverse deposit and lending products, insurance offerings, and governmental services, positions them as a significant player in the Indian banking sector.

company facts
Employees—
SectorFinancial Services
HeadquartersJaipur, India
Market Cap₹65,331.5 Cr.
Listed OnNSE
leadership52 on record
Mr. Amit Mathur
Head of Credit of Commercial Banking
Mr. Ankur Tripathi
Chief Information Officer
Mr. Ankur Tripathi
Chief Information Officer
Mr. Ashok Khandelwal
Chief Compliance Officer
Mr. Ashok Kumar Khandelwal
Chief Compliance Officer
Mr. Bhaskar Karkera
Head of Retails Assets
Mr. Bhaskar Vittal Karkera
Head of Retail Assets
Mr. Deepak Jain
Chief Risk Officer
Mr. Deepak Jain
Chief Risk Officer
Mr. Divya Sehgal
Non-Executive Non-Independent Director
Mr. Farhan Ahmed
Chief Vigilance Officer
Mr. Gaurav Jain
Interim Chief Financial Officer
§ ∞ · Plainly Answered

Questions investors ask about AU SMALL FINANCE BANK (AUBANK).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of AU SMALL FINANCE BANK (AUBANK)?

The current share price of AU SMALL FINANCE BANK (AUBANK) is ₹869.00. Today, the stock has declined by ₹63.90 (6.85%), trading in a range of ₹845.40 to ₹899.30. The stock opened at ₹884.00 with a trading volume of 86,89,891 shares.

02Is AU SMALL FINANCE BANK stock a good investment for long-term?

AU SMALL FINANCE BANK can be considered for long-term investment based on several factors. The company has a market capitalization of ₹65,331.5 Cr., P/E ratio of 20.65, ROE of 13.22%, and ROCE of 10.55%. The dividend yield stands at 0.11%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of AU SMALL FINANCE BANK stock?

The 52-week high price of AU SMALL FINANCE BANK (AUBANK) is ₹1,144.10, while the 52-week low is ₹831.65. Currently trading at ₹869.00, the stock is 4.49% above its 52-week low and 24.05% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy AU SMALL FINANCE BANK stock at the current price?

Whether to buy AU SMALL FINANCE BANK stock at ₹869.00 depends on multiple factors. The stock is currently trading with a P/E ratio of 20.65 and P/B ratio of 2.98. Today's performance shows a loss of 6.85%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of AU SMALL FINANCE BANK and when is the next dividend?

AU SMALL FINANCE BANK offers a dividend yield of 0.11%, which means for every ₹100 invested at the current price of ₹869.00, you can expect to receive approximately ₹0.11 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of AU SMALL FINANCE BANK?

AU SMALL FINANCE BANK's key financial metrics include: P/E Ratio: 20.65, P/B Ratio: 2.98, ROE: 13.22%, ROCE: 10.55%, Dividend Yield: 0.11%, EPS: ₹37.87, Book Value: ₹290.90, and Debt-to-Equity: 0.69. The company's market cap stands at ₹65,331.5 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is AU SMALL FINANCE BANK stock performing today in the market?

AU SMALL FINANCE BANK stock opened at ₹884.00 and is currently trading at ₹869.00, showing a decline of ₹63.90 (6.85%). The intraday high is ₹899.30 and low is ₹845.40. The trading volume stands at 86,89,891 shares, indicating strong market participation today.

08What is the P/E ratio of AU SMALL FINANCE BANK and what does it indicate?

AU SMALL FINANCE BANK has a Price-to-Earnings (P/E) ratio of 20.65, which means investors are willing to pay 20.65 for every ₹1 of earnings. With an EPS of ₹37.87, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about AU SMALL FINANCE BANK (AUBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.