Baid Finserv
Baid Finserv Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Baid Finserv Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Baid Finserv Ltd trades at a P/E of 8.71× and P/B of 0.67×, against the Financial Services sector median P/E of 18.42×.
Valuation
Profitability
Growth
Financial Health
Baid Finserv Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Baid Finserv Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Baid Finserv Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Baid Finserv Ltd, switchable between annual and quarterly views, consolidated or standalone.
Baid Finserv Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹152.72 Cr and reported EPS of ₹1.15.
Baid Finserv segment analysis: revenue and profit mix.
Disclosed business segments at Baid Finserv with their share of revenue and profit, switchable between consolidated and standalone reporting.
Baid Finserv discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Baid Finserv Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Baid Finserv Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Baid Finserv Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Robust quarterly sales (25.90%) and net profit (28.80%) growth.
Trades at attractive valuation with low P/E (9.04) and P/B (0.72).
Maintains strong Operating Profit Margin (OPM) of 57.80%, reflecting efficiency.
Increasing promoter holding (36.25%) signals confidence in company's future.
Long-standing market presence since 1991 indicates established experience.
What can break it.
Significant debt-to-equity ratio (1.43) poses risk during downturns.
Modest Return on Equity (ROE) of 7.75% impacts investor returns.
Current price (10.70) significantly below 52-week high (17.90), indicating volatility.
Negligible institutional holdings (FII 0.26%, DII 0.00%) suggest low confidence.
Negative five-year EPS growth (-29.57%) indicates historical earnings challenges.
What would change my mind.
Trim if P/E re-rates above 11 (~0.6× the sector multiple of 18.4). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Baid Finserv Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Baid Finserv Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
Baid Finserv Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Baid Finserv Ltd — derived from the live tape, not yesterday's close.
Baid Finserv Ltd last traded at ₹9.94 with an intraday range of ₹9.85–₹10.05 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹9.94| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 10.44 | +0.50 | +5.06% |
| R3 | 10.24 | +0.30 | +3.05% |
| R2 | 10.15 | +0.21 | +2.08% |
| R1 | 10.04 | +0.10 | +1.04% |
| PIVOT | 9.95 | 0.01 | 0.07% |
| CURRENT | 9.94 | — | — |
| S1 | 9.44 | -0.50 | -5.00% |
| S2 | 9.64 | -0.30 | -2.98% |
| S3 | 9.75 | -0.19 | -1.95% |
| S4 | 9.84 | -0.10 | -0.97% |
BAIDFIN is trading Below CPR, indicating Bearishness
CPR is Narrower, suggesting likely for trending moves
Day's range: 10 ~ 10.05
Trading Inside opening range
Baid Finserv Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Baid Finserv Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Baid Finserv Ltd stood at 93.7% of traded volume, against a 20-day average of 75.6%.
Baid Finserv announcements: results, concalls, ratings, M&A.
Filings Baid Finserv sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Baid Finserv files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 74 documents below.
Updates
Baid Finserv Limited has informed the Exchange regarding 'Report on Special Window for re-lodgement of transfer requests of physical shares of Baid…
Disclosure under SEBI Takeover Regulations
PANNA LAL BAID has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial…
Copy of Newspaper Publication
Pursuant to Regulation 47 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, please…
Updates
With reference to the cited subject and in accordance with Circular No. HO/38/13/11(2)2026-MIRSD-POD/I/3750/2026 ( SEBI Circular ) dated January 30,…
Updates
With reference to the cited subject and in accordance with Circular No. HO/38/13/11(2)2026-MIRSD-POD/I/3750/2026 ( SEBI Circular ) dated January 30,…
Investor decks & rating reports.
Baid Finserv insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in Baid Finserv as reported to SEBI — buying and selling signals from the people who know the business best.
Baid Finserv insider activity below tracks 8 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| DREAM REALMART PRIVATE LIMITED | Insider | 12 Mar 2026 | buy | +24.01 L | — | — |
| NIRANJANA PROPERTIES PRIVATE LIMITED | Insider | 12 Mar 2026 | buy | +24.01 L | — | — |
| DREAM REALMART PRIVATE LIMITED | Insider | 12 Mar 2026 | buy | +24.01 L | — | — |
| NIRANJANA PROPERTIES PRIVATE LIMITED | Insider | 12 Mar 2026 | buy | +24.01 L | — | — |
| DREAM REALMART PRIVATE LIMITED | Insider | 12 Mar 2026 | buy | +24.01 L | — | — |
| NIRANJANA PROPERTIES PRIVATE LIMITED | Insider | 12 Mar 2026 | buy | +24.01 L | — | — |
| Dream Realmart Private Limited | Insider | 21 Feb 2025 | buy | +13.25 L | ₹1.49 Cr | ₹11.25 |
| Dream Prime Developers Private Limited | Insider | 21 Feb 2025 | sell | −13.25 L | ₹1.49 Cr | ₹11.25 |
Baid Finserv dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Baid Finserv has declared, sequenced by announce and record date.
Baid Finserv corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Baid Finserv Ltd: business, sector, key facts.
What Baid Finserv Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Baid Finserv Ltd operates in the Financial Services, listed as NSE: BAIDFIN, BSE: 511724.
Baid Finserv Limited is a non-banking finance company (NBFC) based in Jaipur, India, established in 1991 and formerly known as Baid Leasing and Finance Co. Ltd. The company's core business revolves around providing a diverse range of financial services primarily focused on lending and insurance products within the Indian market.
A significant portion of Baid Finserv's operations centers on various loan products. This includes financing for the acquisition of automobiles, encompassing both cars and commercial vehicles, as well as loans for tractors and construction equipment. They also extend their lending services to small and medium-sized enterprises (SMEs) and offer loans secured against existing property. This broad spectrum of loan offerings caters to a substantial segment of the Indian market, encompassing individual consumers and businesses of varying sizes.
Beyond lending, Baid Finserv has expanded its portfolio to include insurance products. Currently, they offer life insurance, dwelling insurance (covering residential properties), and motor insurance (for vehicles). This diversification into insurance allows them to offer a more comprehensive suite of financial services to their customer base, potentially increasing customer loyalty and generating additional revenue streams. By providing both lending and insurance, the company can serve the diverse financial needs of its clients under one umbrella.
In summary, Baid Finserv Limited is a multifaceted NBFC in India providing a comprehensive set of financial solutions. Their strategy involves offering diverse lending options targeted at individuals and businesses, supplemented by a range of insurance products. This integrated approach positions them to capture a wider share of the Indian financial services market and cater to a broad spectrum of customer requirements. The company's long-standing presence in the market, since 1991, signifies a degree of established experience and market understanding.
Questions investors ask about Baid Finserv Ltd (BAIDFIN).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Baid Finserv Ltd (BAIDFIN)?
The current share price of Baid Finserv Ltd (BAIDFIN) is ₹9.94. Today, the stock has declined by ₹0.08 (0.80%), trading in a range of ₹9.85 to ₹10.05. The stock opened at ₹10.05 with a trading volume of 80,261 shares.
02Is Baid Finserv Ltd stock a good investment for long-term?
Baid Finserv Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹152.72 crores, P/E ratio of 8.71, ROE of 7.27%, and ROCE of 11.20%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Baid Finserv Ltd stock?
The 52-week high price of Baid Finserv Ltd (BAIDFIN) is ₹14.1, while the 52-week low is ₹8.8. Currently trading at ₹9.94, the stock is 21.5% away from its 52-week low and 29.5% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Baid Finserv Ltd stock at the current price?
Whether to buy Baid Finserv Ltd stock at ₹9.94 depends on multiple factors. The stock is currently trading with a P/E ratio of 8.71 and P/B ratio of 0.67. Today's performance shows a loss of 0.80%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Baid Finserv Ltd and when is the next dividend?
Baid Finserv Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹9.94, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Baid Finserv Ltd?
Baid Finserv Ltd's key financial metrics include: P/E Ratio: 8.71, P/B Ratio: 0.67, ROE: 7.27%, ROCE: 11.20%, Dividend Yield: 0.00%, EPS: ₹1.15, Book Value: ₹15.03, and Debt-to-Equity: 0.00. The company's market cap stands at ₹152.72 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Baid Finserv Ltd stock performing today in the market?
Baid Finserv Ltd stock opened at ₹10.05 and is currently trading at ₹9.94, showing a decline of ₹0.08 (0.80%). The intraday high is ₹10.05 and low is ₹9.85. The trading volume stands at 80,261 shares, indicating moderate market participation today.
08What is the P/E ratio of Baid Finserv Ltd and what does it indicate?
Baid Finserv Ltd has a Price-to-Earnings (P/E) ratio of 8.71, which means investors are willing to pay ₹8.71 for every ₹1 of earnings. With an EPS of ₹1.15, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Baid Finserv Ltd (BAIDFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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