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BAID FINSERV

BAID FINSERV Latest Share Price (BAIDFIN)

TechnicalsTV Chart
10.35
0.27+2.68%
Overall Score44/100
Day range10
₹10.35
10
52-week9
₹10.35
13
Above low+17.6%
Below high20.3%
Range position37%
Open10.08
Prev Close10.08
Bid10.33100
Ask10.38100

TODAY IN ONE LINE

BAIDFIN rose 2.7% on light volume, outperforming Nifty's 0.4% move.

With a market cap of ₹158.14 Cr., it trades at a P/E of 9.78. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume55.5K66%vs 20D avg
Price Band20
Lower Band7.99
Upper Band11.97
Tick Size0.01
Daily Volatility2.99%
Annualised Vol57.12%
Market Cap₹158.14 Cr.
Promoter47.39%
Face Value₹2
Fwd P/E
PEG1.38
EV/EBITDA28.82
P/S3.05
ROA3.02%
Beta0.79
Div Payout6.96%
THE STOCK SCORE
Overall Score44/100
Updated 16 Sept

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

BAID FINSERV flags & news 

Key strengths, potential risks, and recent updates.

3 green flags🚩 2 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 28.2% YoY
  • Healthy Operating MarginsOPM is structurally strong at 53.5%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Sales ContractionQuarterly sales dropped 77.8% YoY
  • Poor Capital ReturnsLow ROE of 6.4%

Latest BAID FINSERV News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

BAID FINSERV valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for BAID FINSERV, framed against the sector median so the premium or discount is obvious at a glance.

BAID FINSERV trades at a P/E of 9.78× and P/B of 0.87×.

Key MetricsMarket + reported · 16 Sept 2026Standalone

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹158.14 Cr.
P/E Ratio
9.78
P/B Ratio
0.87
EPS
₹1.09
Profitability

Profitability

ROE
6.43%
ROCE
7.6%
Net Margin
15.4%
Op Margin
53.5%
Growth

Growth

EPS YoY
28.2%
Revenue YoY
59.7%
Qtr Sales
-77.75%
Qtr Profit
-70.99%
Financial Health

Financial Health

Book Value
₹15.03
Div Yield
0.84%
Promoter Holding
47.39%
Technicals

BAID FINSERV technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for BAID FINSERV — derived from the latest tape, not yesterday's close.

BAID FINSERV last traded at ₹10.35 with an intraday range of ₹9.9–₹10.44 — latest indicator, pivot and CPR signals below.

Last updated: 17 September 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹10.35
LevelPrice (₹)Distance% Δ
R411.64+1.29+12.46%
R311.10+0.75+7.25%
R210.77+0.42+4.06%
R110.56+0.21+2.03%
PIVOT10.23-0.12-1.16%
CURRENT10.35
S110.02-0.33-3.19%
S29.69-0.66-6.38%
S39.48-0.87-8.41%
S48.94-1.41-13.62%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 10.17P: 10.23TC: 10.29
R1
R2
R3
R4
indicator
LTP: 10.35
PDH: 11.90
PDL: 9.97
● Market Sentiment

BAIDFIN is trading Above CPR, indicating Bullishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 9.910.26

● Price Position

Trading Inside opening range

Financials

BAID FINSERV financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for BAID FINSERV — consolidated or standalone — with margins, YoY growth and key ratios inline.

BAID FINSERV reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹158.14 Cr. and reported EPS of ₹1.09.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

BAID FINSERV segment analysis : revenue and profit mix.

Disclosed business segments at BAID FINSERV with their share of revenue and profit, switchable between consolidated and standalone reporting.

BAID FINSERV discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for BAID FINSERV.

Our AI distills the core fundamental drivers supporting BAID FINSERV, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

BAID FINSERV's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Operating margin 26.59% significantly exceeds peer average ~18%, demonstrates superior pricing power

  • Latest quarterly EPS grew 27.8% YoY; TTM EPS grew 28.2% YoY, robust earnings momentum

  • Low P/E of 8.70x substantially below sector median 24x, attractive valuation entry point

  • Debt-to-equity ratio 0.0123x fortress balance sheet with minimal financial leverage risk

  • Promoter holding 47.39% with insider ownership 64.62% reflects stable governance and commitment

bear case

Key Risks.

  • Operating cash flow negative ₹37.796 Cr in FY2025-03-31, persistent cash burn signals stress

  • 5-year EPS CAGR negative 29.57%, severe long-term earnings deterioration and value destruction

  • FII holdings negligible at 0.04%, minimal institutional investor support and conviction

  • Quarterly profit variance negative 54.40% YoY despite revenue growth, earnings quality concern

  • Stock price flat 52-week range 8.80–14.10, zero momentum and weak investor sentiment

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 13 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

BAID FINSERV shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in BAID FINSERV — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Public52.42%0.01%
Promoters47.39%
FII0.19%0.01%

Ownership Distribution

Retail & Public
52.42%
Promoters
47.39%
Foreign Institutions
0.19%

Category Trends

Foreign Institutions Breakdown
Total Holding: 0.19%
Net Change: -0.01%
Category Total0.19%
Total Holding0.19%
Net Change-0.01%
Aggregate Data
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod

Foreign Institutions: 0.19%

Individual institutional breakdown is not disclosed by the company, but aggregate holding data is shown above.

💡 This category has 0.19% total holding without detailed institution-wise disclosure
Peers

BAID FINSERV peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — BAID FINSERV is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
BAJAJ FINANCE
₹6.28 Lakh Cr
Best Profit Growth
AVONMORE CAP&MGT SERV
7054.17 %
Highest Dividend Yield
CSL FINANCE
1.36 %
09 · Chart Patterns

BAID FINSERV chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for BAID FINSERV — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

BAID FINSERV delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for BAID FINSERV over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in BAID FINSERV stood at 83.7% of traded volume, against a 20-day average of 77.2%.

Avg Delivery (20D)77.2%+6.5 ppt latest vs avg
Highest Delivery91.5%on 02 Sept
Avg Volume (20D)1.65 L20-day run-rate
Conviction Trend↓ Weakening+6.5 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

BAID FINSERV announcements: results, concalls, ratings, M&A.

Filings BAID FINSERV sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

BAID FINSERV files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 99 documents below.

  1. 08 Sept 2026UpdatesView PDF

    Updates

    Please find attached herewith report received from the RTA of the Company, MCS Share Transfer Agent Limited dated September 08, 2026, on…

  2. 27 Aug 2026UpdatesView PDF

    Updates

    Baid Finserv Limited has informed the Exchange regarding 'Submission of Certificate received from Statutory Auditor in terms of Regulation 169(5) of…

  3. 27 Aug 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Newspaper Notice of 35th AGM to be held on 23rd September, 2026

  4. 26 Aug 2026General UpdatesView PDF

    General Updates

    Letter providing the web link for accessing the Annual Report dispatched to Shareholders.

  5. 26 Aug 2026Shareholders meetingView PDF

    Shareholders meeting

    Baid Finserv Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 23, 2026

Corporate Actions

BAID FINSERV dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue BAID FINSERV has declared, sequenced by announce and record date.

BAID FINSERV corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

Insider Activity

BAID FINSERV insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in BAID FINSERV as reported to SEBI — buying and selling signals from the people who know the business best.

BAID FINSERV insider activity below tracks 8 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
DREAM REALMART PRIVATE LIMITEDInsider12 Mar 2026buy+24.01 L
NIRANJANA PROPERTIES PRIVATE LIMITEDInsider12 Mar 2026buy+24.01 L
DREAM REALMART PRIVATE LIMITEDInsider12 Mar 2026buy+24.01 L
NIRANJANA PROPERTIES PRIVATE LIMITEDInsider12 Mar 2026buy+24.01 L
DREAM REALMART PRIVATE LIMITEDInsider12 Mar 2026buy+24.01 L
NIRANJANA PROPERTIES PRIVATE LIMITEDInsider12 Mar 2026buy+24.01 L
Dream Realmart Private LimitedInsider21 Feb 2025buy+13.25 L₹1.49 Cr.₹11.25
Dream Prime Developers Private LimitedInsider21 Feb 2025sell13.25 L₹1.49 Cr.₹11.25
About the Company

About BAID FINSERV: business, sector, key facts.

What BAID FINSERV does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

BAID FINSERV operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: BAIDFIN, BSE: 511724.

BAIDFIN
Financial Services

BAID FINSERV

NSE · BAIDFIN·BSE · 511724·www.baidfinserv.com

Baid Finserv Limited is a non-banking finance company (NBFC) based in Jaipur, India, established in 1991 and formerly known as Baid Leasing and Finance Co. Ltd. The company's core business revolves around providing a diverse range of financial services primarily focused on lending and insurance products within the Indian market.

A significant portion of Baid Finserv's operations centers on various loan products. This includes financing for the acquisition of automobiles, encompassing both cars and commercial vehicles, as well as loans for tractors and construction equipment. They also extend their lending services to small and medium-sized enterprises (SMEs) and offer loans secured against existing property. This broad spectrum of loan offerings caters to a substantial segment of the Indian market, encompassing individual consumers and businesses of varying sizes.

Beyond lending, Baid Finserv has expanded its portfolio to include insurance products. Currently, they offer life insurance, dwelling insurance (covering residential properties), and motor insurance (for vehicles). This diversification into insurance allows them to offer a more comprehensive suite of financial services to their customer base, potentially increasing customer loyalty and generating additional revenue streams. By providing both lending and insurance, the company can serve the diverse financial needs of its clients under one umbrella.

In summary, Baid Finserv Limited is a multifaceted NBFC in India providing a comprehensive set of financial solutions. Their strategy involves offering diverse lending options targeted at individuals and businesses, supplemented by a range of insurance products. This integrated approach positions them to capture a wider share of the Indian financial services market and cater to a broad spectrum of customer requirements. The company's long-standing presence in the market, since 1991, signifies a degree of established experience and market understanding.

company facts
Employees
SectorFinancial Services
HeadquartersJaipur, India
Market Cap₹158.14 Cr.
Listed OnNSE
leadership19 on record
Alpana Baid
Director
Dhanesh Kumar Bagra
Credit Manager
Mr. Abhishek Rathore
Business Head
Mr. Aditya Baid
Chief Financial Officer, Executive Director
Mr. Aditya Baid
CFO and Product Head of Msme Loans & Property Loans
Mr. Aman Baid
Whole Time Director
Mr. Aman Baid
Whole Time Director
Mr. Anurag Patni
Additional Independent Director
Mr. Chaitnya Sharma
Additional Non-Executive Independent Director
Mr. Dhanesh Kumar Bagra
Credit Manager
Mr. Panna Lal Baid
Founder, Chairman & MD
Mr. Pawan Jalundhariya
Accounts Manager
§ ∞ · Plainly Answered

Questions investors ask about BAID FINSERV (BAIDFIN).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of BAID FINSERV (BAIDFIN)?

The current share price of BAID FINSERV (BAIDFIN) is ₹10.35. Today, the stock has gained by ₹0.27 (2.68%), trading in a range of ₹9.90 to ₹10.44. The stock opened at ₹10.08 with a trading volume of 55,486 shares.

02Is BAID FINSERV stock a good investment for long-term?

BAID FINSERV can be considered for long-term investment based on several factors. The company has a market capitalization of ₹158.14 Cr., P/E ratio of 9.78, ROE of 6.43%, and ROCE of 7.6%. The dividend yield stands at 0.84%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of BAID FINSERV stock?

The 52-week high price of BAID FINSERV (BAIDFIN) is ₹12.98, while the 52-week low is ₹8.80. Currently trading at ₹10.35, the stock is 17.61% above its 52-week low and 20.26% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy BAID FINSERV stock at the current price?

Whether to buy BAID FINSERV stock at ₹10.35 depends on multiple factors. The stock is currently trading with a P/E ratio of 9.78 and P/B ratio of 0.87. Today's performance shows a gain of 2.68%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of BAID FINSERV and when is the next dividend?

BAID FINSERV offers a dividend yield of 0.84%, which means for every ₹100 invested at the current price of ₹10.35, you can expect to receive approximately ₹0.84 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of BAID FINSERV?

BAID FINSERV's key financial metrics include: P/E Ratio: 9.78, P/B Ratio: 0.87, ROE: 6.43%, ROCE: 7.6%, Dividend Yield: 0.84%, EPS: ₹1.09, Book Value: ₹15.03, and Debt-to-Equity: 1.23. The company's market cap stands at ₹158.14 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is BAID FINSERV stock performing today in the market?

BAID FINSERV stock opened at ₹10.08 and is currently trading at ₹10.35, showing a gain of ₹0.27 (2.68%). The intraday high is ₹10.44 and low is ₹9.90. The trading volume stands at 55,486 shares, indicating moderate market participation today.

08What is the P/E ratio of BAID FINSERV and what does it indicate?

BAID FINSERV has a Price-to-Earnings (P/E) ratio of 9.78, which means investors are willing to pay 9.78 for every ₹1 of earnings. With an EPS of ₹1.09, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about BAID FINSERV (BAIDFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.