Should I buy Bank of India stock at the current price?

Whether to buy Bank of India stock at ₹148.31 depends on multiple factors including P/E ratio of 7.89, P/B ratio of N/A, and your investment goals. Consult a financial advisor for personalized advice.

What is the dividend yield of Bank of India?

Bank of India offers a dividend yield of 2.38%, which means for every ₹100 invested at the current price, you can expect to receive approximately ₹2.38 annually as dividends.

What are the key financial ratios of Bank of India?

Bank of India's key metrics include P/E Ratio: 7.89, P/B Ratio: N/A, ROE: 11.85%, ROCE: 6.17%, EPS: ₹21.57, and Debt-to-Equity: 1.55.

How is Bank of India stock performing today?

Bank of India opened at ₹148 and is trading at ₹148.31, showing a gain of 0.14% with volume of 94,39,402 shares.

What is the P/E ratio of Bank of India?

Bank of India has a P/E ratio of 7.89, meaning investors pay ₹7.89 for every ₹1 of earnings. With EPS of ₹21.57, compare this with industry peers for better context.

What is the market capitalization of Bank of India?

Bank of India has a market cap of ₹77,531.94 crores, making it a mid-cap company.

What is the book value and P/B ratio of Bank of India?

Bank of India has a book value of ₹177.32 per share and P/B ratio of N/A. Current price is ₹148.31.

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Bank of India

Large Cap•50,944 Employees•IPO 1905

Chart

Current Price

₹148.31

0.21 (0.14%)Updated

NSE :BANKINDIA

BSE :532149

Sector :Banks

Valuation vs Sector

P/E Ratio

7.27vs 18.76

P/B Ratio

0.85vs 2.14

Div Yield

2.38%vs 0.60%

Today's Range

146.01

₹148.31

151

52 Week Range

52W Low₹104.20

52W High₹178.36

₹148.31

Downside42.33%

Upside20.26%

Chart

Price Chart

Compare with Peers

Historical Ratios

Track top 12 most important financial ratios

P/E Ratio: Price to Earnings - Most used valuation metric

Loading chart...

Analyzing Investment Quality

Processing 9 key metrics...

Key Metrics

Hover for details

Valuation

Market Cap

₹77,531.94 Cr

Market Cap

Total market value of company

P/E Ratio

7.89

P/E Ratio

Price to Earnings. Lower is generally better (<25 is good)

P/B Ratio

0.75

P/B Ratio

Price to Book Value. <3 may indicate undervaluation

EPS

₹21.57

EPS

Earnings Per Share. Higher and growing is positive

Profitability

ROE

11.85%

ROE

Return on Equity. >15% is good, >20% is excellent

ROCE

6.17%

ROCE

Return on Capital Employed. >15% is good

Net Margin

17.96%

Net Margin

Net profit as % of revenue. >10% is good

Operating Margin

Operating profit margin. >15% is good

Growth

EPS Growth (5Y)

5-year EPS growth. >15% is strong

Revenue Growth (5Y)

4.58%

Revenue Growth (5Y)

5-year revenue growth. >10% is good

Qtr Sales Growth

6.04%

Qtr Sales Growth

Quarter-over-quarter sales growth

Qtr Profit Growth

6.42%

Qtr Profit Growth

Quarter-over-quarter profit growth

Financial Health

Debt/Equity

1.55

Debt/Equity

Financial leverage. <1 is good, <0.5 is excellent

Book Value

₹177.32

Book Value

Net asset value per share

Dividend Yield

2.38%

Dividend Yield

Annual dividend as % of price. >2% is good

Promoter Holding

73.40%

Promoter Holding

Promoter stake. >50% shows confidence

Good

Average

Needs Attention

SWOT Analysis

Strengths

5 points

•Attractive valuation with a low P/E ratio of 6.40.
•Robust Return on Equity (ROE) at 12.40% indicates strong profitability.

Weaknesses

4 points

•Promoter holding declined from 81.41% to 73.38%, signaling ownership shift.
•Relatively low Return on Assets (ROA) of 0.90% suggests inefficient asset utilization.

Opportunities

5 points

•Capitalize on India's banking sector growth, economic expansion, and credit demand.
•Leverage digitalization and government initiatives for expanded reach and efficiency.

Threats

4 points

•Intense competition from both public and private sector banks.
•Susceptible to evolving government policies and regulatory changes.

Segment-wise Financial Analysis

Fetching Financials...

Fetching Balance Sheet...

Fetching Cash Flow...

Shareholding Pattern

Loading shareholding data...

Company Insider Trading Activity

No insider trading data available

Corporate Action

Company Announcements

Technical Analysis & Indicators

Standard pivot points - most widely used

Pivot Points (CLASSIC)

Level	Price	Distance	% Change
R4	₹160.85	+₹12.54	+8.46%
R3	₹155.86	+₹7.55	+5.09%
R2	₹153.43	+₹5.12	+3.45%
R1	₹150.87	+₹2.56	+1.73%
PIVOT	₹148.44	0.13	0.09%
CURRENT	₹148.31	-	-
S1	₹135.90	-₹12.41	-8.37%
S2	₹140.89	-₹7.42	-5.00%
S3	₹143.45	-₹4.86	-3.28%
S4	₹145.88	-₹2.43	-1.64%

CPR Levels

Support

Resistance

| CPR |

BC: N/AP: N/ATC: N/A

LTP: N/A

PDH: N/A

PDL: N/A

● Market Sentiment

is trading CPR, indicating

● CPR Width

CPR is

● Opening Range

Day's range: ~

● Price Position

Trading Inside opening range

Delivery Volume Analysis & Trading Activity

Latest Volume

9.44M

(20 Apr 2026)

-17.4% vs avg

Delivery %

32.2%

(20 Apr 2026)

-3.6% vs avg

Avg Volume (20D)

11.43M

(18 Mar - 20 Apr)

20-day average

Avg Delivery %

35.8%

(18 Mar - 20 Apr)

Trend ↓

Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.

Peer Comparison & Industry Benchmarking

Quick Compare

Largest by Market Cap

HDFC Bank Ltd

14.24L ₹ Cr

Best Profit Growth

IDBI Bank Ltd

73.60 %

Highest Dividend Yield

Canara Bank

2.68 %

Peer Comparison

Company Name
Canara Bank
Central Bank of India
Federal Bank Ltd
HDFC Bank Ltd
IDBI Bank Ltd
IDFC First Bank Ltd
Indian Bank
IndusInd Bank Ltd
Indian Overseas Bank
Bank of Maharashtra
Punjab National Bank
UCO Bank
Union Bank of India
Yes Bank Ltd

About

Bank of India

Bank of India (BoI) is a major Indian public sector bank offering a comprehensive range of banking products and services both domestically and internationally. Its operations are structured across three key segments: Treasury, Wholesale Banking, and Retail Banking, each catering to distinct customer needs and market opportunities.

The bank's deposit offerings are diverse, encompassing savings, salary, current, term, and recurring accounts, catering to a broad spectrum of individual and corporate clients. On the lending side, BoI provides a wide array of personal and commercial loans, including home loans, vehicle loans, education loans, and loans against property. It also extends credit facilities to businesses, encompassing sectors such as healthcare and agriculture, and participates in government-sponsored schemes. This broad range of loan products allows BoI to serve a diverse clientele with varied financial needs.

Beyond traditional lending and deposits, BoI offers an extensive portfolio of ancillary financial services. This includes credit and cash management services for businesses, trade finance solutions facilitating international commerce, and investment products such as mutual funds. The bank also plays a crucial role in government schemes, handling deposits for various initiatives like the Public Provident Fund and senior citizen savings schemes. Furthermore, BoI provides insurance products, encompassing life, health, and general insurance, offering clients a one-stop shop for their financial needs.

BoI actively caters to Non-Resident Indians (NRIs) with specialized accounts, loans, and money remittance services. It also demonstrates a strong commitment to rural development through various agricultural loan schemes. These schemes include Kisan Credit Cards, gold loans, and financing for farm mechanization, aimed at supporting farmers and promoting agricultural growth. The bank actively promotes self-help groups and participates in initiatives like the Atmanirbhar Bharat scheme, highlighting its social responsibility and contribution to the national economy.

Finally, BoI leverages technology to enhance customer convenience and accessibility. It offers internet and mobile banking services, alongside various payment solutions, ensuring ease of transactions for its diverse customer base. Established in 1906 and headquartered in Mumbai, BoI's long history and broad service portfolio solidify its position as a significant player in the Indian banking landscape.

COMPANY FACTS - BANKINDIA

Registered Address

Star House, C - 5, G Block,, Bandra Kurla Complex, Bandra (East),

Mumbai

MAHARASHTRA

Tel: 918001031906

Website:https://bankofindia.co.in/

Investor Relations:http://www.bankofindia.co.in/FinancialResult

Company Details

Group: Banks

Sector: Financials

Industry: Banks

Exchange: NATIONAL STOCK EXCHANGE OF INDIA

Employees: 50,944

IPO Date: 19/06/1905

MANAGEMENT - BANKINDIA

Shri. M.R. Kumar

Non-Executive Independent Part-Time Non-Official Chairman of the Board

Shri. Rajneesh Karnatak

Chief Executive Officer, Managing Director, Executive Director

Shri. B. Kumar

Chief Financial Officer, General Manager

Shri. Satyendra Singh

Chief Technology Officer

Shri. Rajesh Upadhya

Chief Compliance Officer, Company Secretary

Shri. Manickam Karthikeyan

Executive Director

Shri. Subrat Kumar

Executive Director

Shri. Rajiv Mishra

Executive Director

Shri. P.R. Rajagopal

Executive Director

Shri. Manoj Ayyappa

Non-Executive Government Nominee Director

Shri. Ashok Narain

Non-Executive Nominee Director- RBI

Shri. Munish Ralhan

Non-Executive Independent Part-Time Non-Official Director

Investor Questions Answered

Bank of India (BANKINDIA) Stock FAQs

Get answers to the most common questions about Bank of India stock price, fundamentals, financial metrics, and investment analysis

The current share price of Bank of India (BANKINDIA) is ₹148.31. Today, the stock has gained by ₹0.21 (0.14%), trading in a range of ₹146.01 to ₹151. The stock opened at ₹148 with a trading volume of 94,39,402 shares.

Bank of India can be considered for long-term investment based on several factors. The company has a market capitalization of ₹77,531.94 crores, P/E ratio of 7.89, ROE of 11.85%, and ROCE of 6.17%. The dividend yield stands at 2.38%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

The 52-week high price of Bank of India (BANKINDIA) is ₹178.36, while the 52-week low is ₹104.2. Currently trading at ₹148.31, the stock is 59.5% away from its 52-week low and 16.8% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

Whether to buy Bank of India stock at ₹148.31 depends on multiple factors. The stock is currently trading with a P/E ratio of 7.89 and P/B ratio of N/A. Today's performance shows a gain of 0.14%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

Bank of India offers a dividend yield of 2.38%, which means for every ₹100 invested at the current price of ₹148.31, you can expect to receive approximately ₹2.38 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

Bank of India's key financial metrics include: P/E Ratio: 7.89, P/B Ratio: N/A, ROE: 11.85%, ROCE: 6.17%, Dividend Yield: 2.38%, EPS: ₹21.57, Book Value: ₹177.32, Debt-to-Equity: 1.55, and Current Ratio: N/A. The company's market cap stands at ₹77,531.94 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

Bank of India stock opened at ₹148 and is currently trading at ₹148.31, showing a gain of ₹0.21 (0.14%). The intraday high is ₹151 and low is ₹146.01. The trading volume stands at 94,39,402 shares, indicating strong market participation today.

Bank of India has a Price-to-Earnings (P/E) ratio of 7.89, which means investors are willing to pay ₹7.89 for every ₹1 of earnings. With an EPS of ₹21.57, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Bank of India has a market capitalization of ₹77,531.94 crores, making it a mid-cap company. Market cap is calculated by multiplying the current stock price (₹148.31) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.

Bank of India has a book value of ₹177.32 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹148.31, which is 16.4% below the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.

Bank of India has a Return on Equity (ROE) of 11.85% and Return on Capital Employed (ROCE) of 6.17%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.

Bank of India operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.

Bank of India has a debt-to-equity ratio of 1.55, which measures the company's financial leverage by comparing total debt to shareholders' equity. A ratio above 1 suggests the company uses more debt than equity for financing. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.

Bank of India has an Earnings Per Share (EPS) of ₹21.57, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹148.31 and P/E ratio of 7.89, investors are paying 7.89 times the annual earnings per share. This moderate EPS suggests decent earnings generation. Track EPS growth over quarters to assess earnings momentum.

Bank of India has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.

Bank of India has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.

To analyze Bank of India stock, consider: 1) Fundamental Analysis - Review P/E (7.89), ROE (11.85%), debt-to-equity (1.55), and growth rates. 2) Technical Analysis - Check 52-week range (₹104.20 - ₹178.36), moving averages, and chart patterns. 3) Valuation - Compare current price (₹148.31) with book value (₹177.32) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.

The face value (or par value) of Bank of India share is ₹10.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹148.31 is 1383x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.

Investing in Bank of India carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹104.20 - ₹178.36). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 1.55 indicates leverage. 4) Liquidity Risk - Based on trading volume of 94,39,402 shares. 5) Valuation Risk - P/E of 7.89 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.

Bank of India operates in the industry with key metrics: P/E ratio of 7.89, ROE of 11.85%, market cap of ₹77,531.94 crores, and dividend yield of 2.38%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 1.55), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.

Target prices for Bank of India vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹148.31, with a 52-week range of ₹104.20 to ₹178.36. Based on fundamentals like P/E (7.89), ROE (11.85%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.

Consider selling Bank of India stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹148.31. 2) Fundamental Deterioration - Declining ROE (currently 11.85%), increasing debt (D/E: 1.55), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.

Tax implications for Bank of India stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 2.38%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.