Bank of India
Bank of India valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Bank of India, framed against the sector median so the premium or discount is obvious at a glance.
Bank of India trades at a P/E of 6.13× and P/B of 0.74×, against the Financial Services sector median P/E of 8.21×.
Valuation
Profitability
Growth
Financial Health
Bank of India financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Bank of India, switchable between annual and quarterly views, consolidated or standalone.
Bank of India reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹66,969.75 Cr and reported EPS of ₹23.77.
| Period | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Other Income | 6,809 | 7,496 | 8,011 | 7,211 | 6,233 | 9,105 | 10,036 |
| Total Income | 49,400 | 48,350 | 46,291 | 55,143 | 67,306 | 80,412 | 85,650 |
| +Non-Operating Expenses | — | — | — | — | — | — | -519 |
| Profit Before Tax (PBT) | -4,570 | 3,278 | 5,574 | 6,099 | 10,193 | 12,558 | 13,553 |
| Tax Expense | -1,640 | 1,079 | 2,168 | 2,217 | 3,809 | 3,219 | 3,463 |
| Profit After Tax (PAT) | -2,929 | 2,199 | 3,406 | 3,882 | 6,385 | 9,339 | 10,089 |
| Earnings Per Share (EPS) | -9.31 | 6.36 | 8.51 | 9.35 | 14.42 | 20.97 | 22.64 |
| Diluted Shares Outstanding (Nos.) | 328 | 328 | 410 | 410 | 455 | 455 | 455 |
| +Banking Income | 49,400 | 48,350 | 46,291 | 55,143 | 67,306 | 80,412 | 85,650 |
| +Banking Expenses | 37,804 | 37,427 | 36,254 | 41,814 | 53,063 | 63,804 | 68,390 |
| +Asset Quality & Capital | 61,625 | 56,535 | 45,605 | — | — | — | — |
| +Additional Disclosures | -122 | -120 | 76 | -41 | 184 | 217 | 223 |
| Tax % | 36 | 33 | 39 | 36 | 37 | 26 | 26 |
| Profit Growth % | — | 175.06 | 54.91 | 13.97 | 64.46 | 46.28 | 8.03 |
Bank of India segment analysis: revenue and profit mix.
Disclosed business segments at Bank of India with their share of revenue and profit, switchable between consolidated and standalone reporting.
Bank of India discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Bank of India investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Bank of India, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Bank of India's investment case rests on 10 positive markers and 8 flagged concerns drawn from the latest reported filings.
What you're getting.
Attractive valuation with a low P/E ratio of 6.40.
Robust Return on Equity (ROE) at 12.40% indicates strong profitability.
Healthy quarterly profit growth (6.42%) and strong TTM revenue growth (36.50%).
Substantial 73.4% promoter holding reflects strong insider confidence.
Consistent investor returns provided by an attractive 2.88% dividend yield.
What can break it.
Promoter holding declined from 81.41% to 73.38%, signaling ownership shift.
Relatively low Return on Assets (ROA) of 0.90% suggests inefficient asset utilization.
High beta of 1.6721 indicates significant stock price volatility.
Five-year EPS growth is 0.00%, raising long-term earnings concerns.
Intense competition from both public and private sector banks.
What would change my mind.
Trim if P/E re-rates above 8 (~1.0× the sector multiple of 8.2). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Bank of India peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Bank of India is highlighted for quick read-across.
Quick Compare
Bank of India technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Bank of India — derived from the live tape, not yesterday's close.
Bank of India last traded at ₹147.14 with an intraday range of ₹144.78–₹147.84 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹147.14| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 154.51 | +7.37 | +5.01% |
| R3 | 151.45 | +4.31 | +2.93% |
| R2 | 149.65 | +2.51 | +1.70% |
| R1 | 148.39 | +1.25 | +0.85% |
| PIVOT | 146.59 | -0.55 | -0.38% |
| CURRENT | 147.14 | — | — |
| S1 | 139.21 | -7.93 | -5.39% |
| S2 | 142.27 | -4.87 | -3.31% |
| S3 | 143.53 | -3.61 | -2.46% |
| S4 | 145.33 | -1.81 | -1.23% |
BANKINDIA is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: 145.33 ~ 146.15
Trading Inside opening range
Bank of India chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Bank of India — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Bank of India delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Bank of India over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Bank of India stood at 46.1% of traded volume, against a 20-day average of 42.5%.
Bank of India announcements: results, concalls, ratings, M&A.
Filings Bank of India sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Bank of India files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 264 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
Bank Of India has informed the Exchange about Analyst/Investor meet
Copy of Newspaper Publication
Bank Of India has informed the Exchange about Copy of Newspaper Publication of Saksham Niveshak Campaign.
Analysts/Institutional Investor Meet/Con. Call Updates
Bank Of India has informed the Exchange about one to one virtual Investor/Analyst Meet
Analysts/Institutional Investor Meet/Con. Call Updates
Bank Of India has informed the Exchange about One to One Physical Analyst / Investor Meet
Copy of Newspaper Publication
Bank Of India has informed the Exchange about Copy of Newspaper Publication
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Bank of India dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Bank of India has declared, sequenced by announce and record date.
Bank of India corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Bank of India: business, sector, key facts.
What Bank of India does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Bank of India operates in the Financial Services, listed as NSE: BANKINDIA, BSE: 532149.
Bank of India (BoI) is a major Indian public sector bank offering a comprehensive range of banking products and services both domestically and internationally. Its operations are structured across three key segments: Treasury, Wholesale Banking, and Retail Banking, each catering to distinct customer needs and market opportunities.
The bank's deposit offerings are diverse, encompassing savings, salary, current, term, and recurring accounts, catering to a broad spectrum of individual and corporate clients. On the lending side, BoI provides a wide array of personal and commercial loans, including home loans, vehicle loans, education loans, and loans against property. It also extends credit facilities to businesses, encompassing sectors such as healthcare and agriculture, and participates in government-sponsored schemes. This broad range of loan products allows BoI to serve a diverse clientele with varied financial needs.
Beyond traditional lending and deposits, BoI offers an extensive portfolio of ancillary financial services. This includes credit and cash management services for businesses, trade finance solutions facilitating international commerce, and investment products such as mutual funds. The bank also plays a crucial role in government schemes, handling deposits for various initiatives like the Public Provident Fund and senior citizen savings schemes. Furthermore, BoI provides insurance products, encompassing life, health, and general insurance, offering clients a one-stop shop for their financial needs.
BoI actively caters to Non-Resident Indians (NRIs) with specialized accounts, loans, and money remittance services. It also demonstrates a strong commitment to rural development through various agricultural loan schemes. These schemes include Kisan Credit Cards, gold loans, and financing for farm mechanization, aimed at supporting farmers and promoting agricultural growth. The bank actively promotes self-help groups and participates in initiatives like the Atmanirbhar Bharat scheme, highlighting its social responsibility and contribution to the national economy.
Finally, BoI leverages technology to enhance customer convenience and accessibility. It offers internet and mobile banking services, alongside various payment solutions, ensuring ease of transactions for its diverse customer base. Established in 1906 and headquartered in Mumbai, BoI's long history and broad service portfolio solidify its position as a significant player in the Indian banking landscape.
Questions investors ask about Bank of India (BANKINDIA).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Bank of India (BANKINDIA)?
The current share price of Bank of India (BANKINDIA) is ₹147.14. Today, the stock has gained by ₹1.47 (1.01%), trading in a range of ₹144.78 to ₹147.84. The stock opened at ₹145.99 with a trading volume of 85,14,850 shares.
02Is Bank of India stock a good investment for long-term?
Bank of India can be considered for long-term investment based on several factors. The company has a market capitalization of ₹66,969.75 crores, P/E ratio of 6.13, ROE of 12.06%, and ROCE of 6.17%. The dividend yield stands at 3.19%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Bank of India stock?
The 52-week high price of Bank of India (BANKINDIA) is ₹178.36, while the 52-week low is ₹108.81. Currently trading at ₹147.14, the stock is 55.1% away from its 52-week low and 17.5% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Bank of India stock at the current price?
Whether to buy Bank of India stock at ₹147.14 depends on multiple factors. The stock is currently trading with a P/E ratio of 6.13 and P/B ratio of 0.74. Today's performance shows a gain of 1.01%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Bank of India and when is the next dividend?
Bank of India offers a dividend yield of 3.19%, which means for every ₹100 invested at the current price of ₹147.14, you can expect to receive approximately ₹3.19 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Bank of India?
Bank of India's key financial metrics include: P/E Ratio: 6.13, P/B Ratio: 0.74, ROE: 12.06%, ROCE: 6.17%, Dividend Yield: 3.19%, EPS: ₹23.77, Book Value: ₹197.54, and Debt-to-Equity: 0.00. The company's market cap stands at ₹66,969.75 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Bank of India stock performing today in the market?
Bank of India stock opened at ₹145.99 and is currently trading at ₹147.14, showing a gain of ₹1.47 (1.01%). The intraday high is ₹147.84 and low is ₹144.78. The trading volume stands at 85,14,850 shares, indicating strong market participation today.
08What is the P/E ratio of Bank of India and what does it indicate?
Bank of India has a Price-to-Earnings (P/E) ratio of 6.13, which means investors are willing to pay ₹6.13 for every ₹1 of earnings. With an EPS of ₹23.77, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Bank of India (BANKINDIA) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
Related
Peers, sector trends, screeners and strategy playbooks contextual to this stock.
- Bank of Baroda (BANKBARODA) Share PricePeer
- Canara Bank (CANBK) Share PricePeer
- Central Bank of India (CENTRALBK) Share PricePeer
- Indian Bank (INDIANB) Share PricePeer
- Indian Overseas Bank (IOB) Share PricePeer
- Top Gainers TodayScreener
- EMA Crossover ScreenerScreener
- Stock Quality ScorecardScreener
- All Technical ScreenersScreener
- All Trading StrategiesStrategy