ESAFSFB Latest Share Price (ESAFSFB)
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With a market cap of ₹2,206.73 Cr., it trades at a P/E of N/A. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
ESAFSFB flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●High Promoter HoldingPromoters hold 63.3% skin-in-the-game
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●High Leverage RiskDebt-to-Equity is elevated at 1.55x
Latest ESAFSFB News
What changed recently?
Recent events, corporate actions, and announcements.
ESAFSFB valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for ESAFSFB, framed against the sector median so the premium or discount is obvious at a glance.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
ESAFSFB technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for ESAFSFB — derived from the latest tape, not yesterday's close.
ESAFSFB last traded at ₹39.85 with an intraday range of ₹39.28–₹40.92 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹39.85| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 44.03 | +4.18 | +10.50% |
| R3 | 42.39 | +2.54 | +6.38% |
| R2 | 41.66 | +1.81 | +4.53% |
| R1 | 40.75 | +0.90 | +2.27% |
| PIVOT | 40.02 | 0.17 | 0.42% |
| CURRENT | 39.85 | — | — |
| S1 | 39.11 | -0.74 | -1.85% |
| S2 | 38.38 | -1.47 | -3.70% |
| S3 | 37.47 | -2.38 | -5.96% |
| S4 | 35.83 | -4.02 | -10.08% |
ESAFSFB is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹–₹
Trading Inside opening range
ESAFSFB financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for ESAFSFB — consolidated or standalone — with margins, YoY growth and key ratios inline.
ESAFSFB reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹2,206.73 Cr. and reported EPS of ₹1.55.
ESAFSFB segment analysis : revenue and profit mix.
Disclosed business segments at ESAFSFB with their share of revenue and profit, switchable between consolidated and standalone reporting.
ESAFSFB discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for ESAFSFB.
Our AI distills the core fundamental drivers supporting ESAFSFB, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
ESAFSFB's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Promoter holding 63.28% ensures strong governance stability and long-term commitment.
TTM revenue growth 103.9% demonstrates exceptional top-line expansion momentum.
Price-to-book ratio 1.16 suggests moderate undervaluation relative to asset base.
Beta 0.77 indicates lower volatility than market, reducing systematic risk exposure.
Diversified product portfolio spans retail, wholesale, treasury, and digital banking.
Key Risks.
ROE −8.92% and ROCE 5.64% reflect severely impaired capital efficiency.
Net profit margin −6.65% TTM indicates persistent unprofitability despite revenue growth.
Annual EPS −3.23 remains deeply negative; latest quarterly EPS declined significantly YoY.
Operating cash flow −₹1,960.29 Cr signals severe liquidity strain and cash burn.
Total debt ₹28,603 Cr dwarfs market cap ₹2,065.87 Cr, creating extreme leverage risk.
Flip Conditions.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
ESAFSFB peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — ESAFSFB is highlighted for quick read-across.
Quick Compare
ESAFSFB chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for ESAFSFB — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
ESAFSFB delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for ESAFSFB over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in ESAFSFB stood at 40.8% of traded volume, against a 20-day average of 37.3%.
ESAFSFB announcements: results, concalls, ratings, M&A.
Filings ESAFSFB sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
ESAFSFB files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 145 documents below.
Allotment of Securities
ESAF Small Finance Bank Limited has informed the Exchange regarding allotment of equity shares under ESAF Employee Stock Option Scheme 2019.
Credit Rating
ESAF Small Finance Bank Limited has informed the Exchange about Credit Rating
General Updates
ESAF Small Finance Bank Limited has informed the Exchange about General Updates
Credit Rating
ESAF Small Finance Bank Limited has informed the Exchange about Credit Rating
Change in Auditors
ESAF Small Finance Bank Limited has informed the Exchange regarding Change in Auditors of the company.
Investor decks & rating reports.
Investor Presentation
Analysts/Institutional Investor Meet/Con. Call Updates
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
ESAFSFB dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue ESAFSFB has declared, sequenced by announce and record date.
ESAFSFB corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About ESAFSFB: business, sector, key facts.
What ESAFSFB does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
ESAFSFB operates in the Other Bank industry under the Financial Services sector, listed as NSE: ESAFSFB, BSE: 544020.
ESAF Small Finance Bank (ESAFSFB) is an Indian banking institution offering a comprehensive range of financial products and services to a diverse customer base encompassing retail, rural, and corporate clients. Its operations are structured across four key segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking, allowing for specialized focus and efficient service delivery.
The bank's retail banking offerings are extensive, covering various deposit accounts such as savings, current, NRI accounts, and different types of fixed deposits (recurring, social, term). Customers can access their accounts and conduct transactions through a variety of channels including personal net banking, mobile banking, SMS banking, missed call banking, and USSD banking. Debit and credit cards are also provided for convenient transactions.
ESAFSFB provides a wide array of loan products catering to individual and business needs. This includes personal loans, home loans (including affordable housing and dream home options), vehicle loans (cars, two-wheelers, three-wheelers, and light commercial vehicles), agricultural loans (including farmer interest group loans and agri gold loans), business loans (for MSMEs and micro-enterprises), educational loans, and loans against property. They also offer specialized financing for sectors like clean energy, dairy development, and microfinance, along with unique products like ESAF FPO finance and trade receivables e-discounting.
Beyond core banking and lending, ESAFSFB offers a substantial suite of ancillary financial services. These include micro-banking services, utility bill payments through internet banking and UPI, investment products like national pension systems, and distribution of third-party financial products such as life, general, and health insurance. Furthermore, the bank engages in treasury services and provides comprehensive foreign exchange services, encompassing currency exchange, remittances, and non-resident repatriation services.
Established in 1992 and headquartered in Thrissur, India, ESAF Small Finance Bank is a subsidiary of ESAF Financial Holdings Private Limited. Its broad portfolio and multi-faceted approach position it as a significant player in the Indian financial landscape, serving a wide range of customer segments and contributing to economic development across various sectors.
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Questions investors ask about ESAFSFB (ESAFSFB).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of ESAFSFB (ESAFSFB)?
The current share price of ESAFSFB (ESAFSFB) is ₹39.85. Today, the stock has declined by ₹0.42 (1.04%), trading in a range of ₹39.28 to ₹40.92. The stock opened at ₹40.90 with a trading volume of 20,56,717 shares.
02Is ESAFSFB stock a good investment for long-term?
ESAFSFB can be considered for long-term investment based on several factors. The company has a market capitalization of ₹2,206.73 Cr., P/E ratio of 0, ROE of -9.35%, and ROCE of -6.8%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of ESAFSFB stock?
The 52-week high price of ESAFSFB (ESAFSFB) is ₹44.25, while the 52-week low is ₹19.78. Currently trading at ₹39.85, the stock is 101.47% above its 52-week low and 9.94% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy ESAFSFB stock at the current price?
Whether to buy ESAFSFB stock at ₹39.85 depends on multiple factors. The stock is currently trading with a P/E ratio of 0 and P/B ratio of 1.24. Today's performance shows a loss of 1.04%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of ESAFSFB and when is the next dividend?
ESAFSFB offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹39.85, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹0.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of ESAFSFB?
ESAFSFB's key financial metrics include: P/E Ratio: 0, P/B Ratio: 1.24, ROE: -9.35%, ROCE: -6.8%, Dividend Yield: 0%, EPS: ₹1.55, Book Value: ₹73.74, and Debt-to-Equity: 1.55. The company's market cap stands at ₹2,206.73 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is ESAFSFB stock performing today in the market?
ESAFSFB stock opened at ₹40.90 and is currently trading at ₹39.85, showing a decline of ₹0.42 (1.04%). The intraday high is ₹40.92 and low is ₹39.28. The trading volume stands at 20,56,717 shares, indicating strong market participation today.
08What is the P/E ratio of ESAFSFB and what does it indicate?
ESAFSFB has a Price-to-Earnings (P/E) ratio of 0, which means investors are willing to pay 0.00 for every ₹1 of earnings. With an EPS of ₹1.55, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about ESAFSFB (ESAFSFB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.