Fedbank Financial Services
Fedbank Financial Services Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Fedbank Financial Services Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Fedbank Financial Services Ltd trades at a P/E of 17.50× and P/B of 2.04×, against the Financial Services sector median P/E of 18.42×.
Valuation
Profitability
Growth
Financial Health
Fedbank Financial Services Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Fedbank Financial Services Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Fedbank Financial Services Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Fedbank Financial Services Ltd, switchable between annual and quarterly views, consolidated or standalone.
Fedbank Financial Services Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹5,800.19 Cr and reported EPS of ₹9.13.
Fedbank Financial Services segment analysis: revenue and profit mix.
Disclosed business segments at Fedbank Financial Services with their share of revenue and profit, switchable between consolidated and standalone reporting.
Fedbank Financial Services discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Fedbank Financial Services Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Fedbank Financial Services Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Fedbank Financial Services Ltd's investment case rests on 4 positive markers and 6 flagged concerns drawn from the latest reported filings.
What you're getting.
Fedbank Financial Services boasts a robust 58.60% operating profit margin, indicating efficient cost management and strong profitability. This is complemented by a healthy 24.20% quarterly profit growth, signaling a positive financial trajectory.
The company's Price-to-Earnings (PE) ratio of 21.80 suggests strong investor confidence and growth potential. A significant 60.9% promoter holding further reinforces internal belief in the company's long-term prospects.
The Non-Banking Financial Company (NBFC) sector is poised for continued growth in India, driven by increasing credit demand and financial inclusion. This presents a significant opportunity for Fedbank Financial Services to expand its market share.
Given its relatively smaller market capitalization compared to peers, Fedbank Financial Services has ample scope for market expansion and product diversification, tapping into new customer segments and geographies for growth.
What can break it.
Fedbank Financial Services carries a high debt-to-equity ratio of 3.83, indicating significant financial leverage. This could constrain financial flexibility and heighten vulnerability during economic downturns, requiring careful oversight.
Despite growing quarterly profits, the substantial debt of ₹10,391 crore could impede future growth and profitability if not managed effectively. This warrants close investor attention and strategic debt reduction efforts.
The company's Return on Equity (ROE) at 9.38% and Return on Capital Employed (ROCE) at 9.82% are relatively modest compared to several industry peers, suggesting potential for improved capital efficiency and profitability.
The recent five-day stock performance shows some volatility, including a -1.23% change on 2025-10-28. Such price fluctuations highlight the inherent market risk associated with investing in the company's shares.
A gradual decline in promoter shareholding from 61.65% in Dec 2023 to 60.88% in Sep 2025 could signal potential dilution of control or a shift in strategic focus, warranting investor scrutiny.
What would change my mind.
Trim if P/E re-rates above 23 (~1.2× the sector multiple of 18.4). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 467.84. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Fedbank Financial Services Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Fedbank Financial Services Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
Fedbank Financial Services Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Fedbank Financial Services Ltd — derived from the live tape, not yesterday's close.
Fedbank Financial Services Ltd last traded at ₹154.57 with an intraday range of ₹153.41–₹158.69 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹154.57| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 168.26 | +13.69 | +8.86% |
| R3 | 162.98 | +8.41 | +5.44% |
| R2 | 160.84 | +6.27 | +4.05% |
| R1 | 157.70 | +3.13 | +2.03% |
| PIVOT | 155.56 | 0.99 | 0.64% |
| CURRENT | 154.57 | — | — |
| S1 | 141.86 | -12.71 | -8.22% |
| S2 | 147.14 | -7.43 | -4.80% |
| S3 | 150.28 | -4.29 | -2.78% |
| S4 | 152.42 | -2.15 | -1.39% |
FEDFINA is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: 155.06 ~ 158.69
Trading Below opening range, showing Bearishness
Fedbank Financial Services Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Fedbank Financial Services Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Fedbank Financial Services Ltd stood at 55.0% of traded volume, against a 20-day average of 50.0%.
Fedbank Financial Services announcements: results, concalls, ratings, M&A.
Filings Fedbank Financial Services sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Fedbank Financial Services files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 223 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
Fedbank Financial Services Limited has informed the Exchange about Schedule of meet
Disclosure under SEBI Takeover Regulations
THE FEDERAL BANK LIMITED has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) and 31 (5) of the Securities and Exchange Board of…
Analysts/Institutional Investor Meet/Con. Call Updates
Fedbank Financial Services Limited has informed the Exchange about Schedule of meet
Analysts/Institutional Investor Meet/Con. Call Updates
Fedbank Financial Services Limited has informed the Exchange about Schedule of meet
Analysts/Institutional Investor Meet/Con. Call Updates
Fedbank Financial Services Limited has informed the Exchange about Schedule of meet
Investor decks & rating reports.
Fedbank Financial Services dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Fedbank Financial Services has declared, sequenced by announce and record date.
Fedbank Financial Services corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Fedbank Financial Services Ltd: business, sector, key facts.
What Fedbank Financial Services Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Fedbank Financial Services Ltd operates in the Financial Services, listed as NSE: FEDFINA, BSE: 544027.
Fedbank Financial Services Limited (Fedfina) is a non-banking finance company (NBFC) operating in India, providing a diverse range of financial services to both individuals and businesses. Its core business lies in offering various loan products, catering to a broad spectrum of needs.
The company's operations are structured across three key segments: Distribution, Retail Finance, and Wholesale Finance. The Distribution segment likely focuses on the outreach and sales channels for its products. The Retail Finance segment targets individual borrowers, offering a comprehensive suite of loan options including housing loans, personal car loans, personal loans, home equity mortgage loans, gold loans, and loans against property. This segment also encompasses retail asset financing products.
The Wholesale Finance segment serves the corporate and business clientele. This includes providing Small and Medium Enterprise (SME) loans, business loans, unsecured business loans, and mortgage loans. Furthermore, this segment extends its services to other NBFCs, offering them loans, indicating a role in the secondary lending market. The company's involvement in construction finance, providing loans to developers, highlights another key area of its wholesale operations.
In addition to its core loan offerings, Fedfina also participates in the insurance sector, offering insurance products to complement its financing services. This diversification enhances its revenue streams and provides a more holistic financial service proposition to its customers. This expansion beyond lending suggests a strategy to become a one-stop shop for various financial needs.
Established in 1995 and headquartered in Mumbai, Fedfina operates as a subsidiary of The Federal Bank Limited, leveraging the parent company's established reputation and resources. Its diversified loan portfolio, spanning both individual and business needs, positions it as a significant player within the Indian NBFC sector. The inclusion of insurance products further solidifies its position as a comprehensive financial services provider.
Questions investors ask about Fedbank Financial Services Ltd (FEDFINA).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Fedbank Financial Services Ltd (FEDFINA)?
The current share price of Fedbank Financial Services Ltd (FEDFINA) is ₹154.57. Today, the stock has declined by ₹5.21 (3.26%), trading in a range of ₹153.41 to ₹158.69. The stock opened at ₹156.59 with a trading volume of 14,92,072 shares.
02Is Fedbank Financial Services Ltd stock a good investment for long-term?
Fedbank Financial Services Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹5,800.19 crores, P/E ratio of 17.50, ROE of 12.56%, and ROCE of 9.82%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Fedbank Financial Services Ltd stock?
The 52-week high price of Fedbank Financial Services Ltd (FEDFINA) is ₹178.48, while the 52-week low is ₹111.63. Currently trading at ₹154.57, the stock is 64.2% away from its 52-week low and 13.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Fedbank Financial Services Ltd stock at the current price?
Whether to buy Fedbank Financial Services Ltd stock at ₹154.57 depends on multiple factors. The stock is currently trading with a P/E ratio of 17.50 and P/B ratio of 2.04. Today's performance shows a loss of 3.26%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Fedbank Financial Services Ltd and when is the next dividend?
Fedbank Financial Services Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹154.57, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Fedbank Financial Services Ltd?
Fedbank Financial Services Ltd's key financial metrics include: P/E Ratio: 17.50, P/B Ratio: 2.04, ROE: 12.56%, ROCE: 9.82%, Dividend Yield: 0.00%, EPS: ₹9.13, Book Value: ₹78.3, and Debt-to-Equity: 467.34. The company's market cap stands at ₹5,800.19 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Fedbank Financial Services Ltd stock performing today in the market?
Fedbank Financial Services Ltd stock opened at ₹156.59 and is currently trading at ₹154.57, showing a decline of ₹5.21 (3.26%). The intraday high is ₹158.69 and low is ₹153.41. The trading volume stands at 14,92,072 shares, indicating strong market participation today.
08What is the P/E ratio of Fedbank Financial Services Ltd and what does it indicate?
Fedbank Financial Services Ltd has a Price-to-Earnings (P/E) ratio of 17.50, which means investors are willing to pay ₹17.50 for every ₹1 of earnings. With an EPS of ₹9.13, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Fedbank Financial Services Ltd (FEDFINA) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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