FINO PAYMENTS BANK Latest Share Price (FINOPB)
TODAY IN ONE LINE
FINOPB fell 1.6% on light volume, lagging Nifty's 0.7% move.
With a market cap of ₹994.46 Cr., it trades at a P/E of 47.42. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
FINO PAYMENTS BANK flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●High Promoter HoldingPromoters hold 75.0% skin-in-the-game
- ●Strong Capital AdequacyRobust CET-1 Ratio of 73.46%
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Earnings DeclineEPS (TTM) has contracted by 70.5% YoY
- ●Poor Capital ReturnsLow ROE of 6.5%
Latest FINO PAYMENTS BANK News
What changed recently?
Recent events, corporate actions, and announcements.
FINO PAYMENTS BANK valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for FINO PAYMENTS BANK, framed against the sector median so the premium or discount is obvious at a glance.
FINO PAYMENTS BANK trades at a P/E of 47.42× and P/B of 1.24×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
FINO PAYMENTS BANK technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for FINO PAYMENTS BANK — derived from the latest tape, not yesterday's close.
FINO PAYMENTS BANK last traded at ₹119.57 with an intraday range of ₹117.91–₹123 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹119.57| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 132.59 | +13.02 | +10.89% |
| R3 | 127.50 | +7.93 | +6.63% |
| R2 | 125.25 | +5.68 | +4.75% |
| R1 | 122.41 | +2.84 | +2.38% |
| PIVOT | 120.16 | 0.59 | 0.49% |
| CURRENT | 119.57 | — | — |
| S1 | 117.32 | -2.25 | -1.88% |
| S2 | 115.07 | -4.50 | -3.76% |
| S3 | 112.23 | -7.34 | -6.14% |
| S4 | 107.14 | -12.43 | -10.40% |
FINOPB is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹117.91–₹122.8
Trading Inside opening range
FINO PAYMENTS BANK financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for FINO PAYMENTS BANK — consolidated or standalone — with margins, YoY growth and key ratios inline.
FINO PAYMENTS BANK reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹994.46 Cr. and reported EPS of ₹2.51.
FINO PAYMENTS BANK segment analysis : revenue and profit mix.
Disclosed business segments at FINO PAYMENTS BANK with their share of revenue and profit, switchable between consolidated and standalone reporting.
FINO PAYMENTS BANK discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for FINO PAYMENTS BANK.
Our AI distills the core fundamental drivers supporting FINO PAYMENTS BANK, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
FINO PAYMENTS BANK's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
75% promoter holding signals strong insider confidence and long-term commitment.
Quarterly sales growth 21.40% YoY indicates robust near-term demand momentum.
Low debt-to-equity ratio 0.0191 reflects conservative balance sheet management.
Total assets expanded from ₹16,800 Cr (FY2022) to ₹43,239 Cr (FY2025).
Operating cash flow positive ₹137.22 Cr in latest quarter supports liquidity.
Key Risks.
Latest quarterly EPS declined 70.40% YoY despite revenue growth, severe compression.
TTM EPS declined 70.50% YoY, reflecting sustained earnings deterioration across periods.
Operating margin 4.24% reflects cost structure misalignment versus peer benchmarks.
TTM revenue declined 31.10% YoY, signaling top-line contraction despite quarterly growth.
Operating cash flow collapsed from ₹76.19 Cr (FY2025) to ₹-306.71 Cr (FY2026).
Flip Conditions.
Valuation risk. a P/E above 62 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
FINO PAYMENTS BANK peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — FINO PAYMENTS BANK is highlighted for quick read-across.
Quick Compare
FINO PAYMENTS BANK chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for FINO PAYMENTS BANK — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
FINO PAYMENTS BANK delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for FINO PAYMENTS BANK over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in FINO PAYMENTS BANK stood at 40.5% of traded volume, against a 20-day average of 37.1%.
FINO PAYMENTS BANK announcements: results, concalls, ratings, M&A.
Filings FINO PAYMENTS BANK sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
FINO PAYMENTS BANK files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 171 documents below.
General Updates
Fino Payments Bank Limited has informed the Exchange about ESG Rating by Crisil ESG Ratings & Analytics Limited
Analysts/Institutional Investor Meet/Con. Call Updates
Fino Payments Bank Limited has informed the Exchange about Schedule of Earnings Call for the quarter ended September 30, 2026.
Certificate under SEBI (Depositories and Participants) Regulations, 2018
Fino Payments Bank Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
General Updates
Fino Payments Bank Limited has informed the Exchange about the revision in ESG Rating/Score
General Updates
Fino Payments Bank Limited has informed the Exchange about Business Updates-September 2026
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
FINO PAYMENTS BANK dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue FINO PAYMENTS BANK has declared, sequenced by announce and record date.
FINO PAYMENTS BANK corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About FINO PAYMENTS BANK: business, sector, key facts.
What FINO PAYMENTS BANK does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
FINO PAYMENTS BANK operates in the Other Bank industry under the Financial Services sector, listed as NSE: FINOPB, BSE: 543386.
Fino Payments Bank Limited (FPBL) is an Indian financial services company operating primarily through four segments: Treasury, Corporate Banking, Retail Banking, and Other Banking Operations. Its core business revolves around providing a wide range of financial products and services to individuals and businesses across India. The company acts as a significant player in the country's expanding digital payment and financial inclusion landscape.
The Retail Banking segment forms a crucial part of FPBL's operations. This segment focuses on providing accessible banking services to a broad customer base, including savings and current accounts, fixed deposits, and loan referral services. Customers also benefit from debit and prepaid cards, facilitating convenient transactions and financial management. Furthermore, FPBL offers a suite of digital banking services such as mobile banking and the unified payments interface (UPI) for seamless digital transactions.
Beyond retail banking, FPBL's Corporate Banking segment caters to the financial needs of businesses. This involves offering services like cash management solutions, designed to streamline financial processes for companies of varying sizes. The company also facilitates domestic money transfers, further supporting the needs of businesses operating within the country. The Treasury segment manages FPBL’s financial assets and liabilities, ensuring the bank's financial stability and strategic allocation of resources.
FPBL's "Other Banking Operations" segment encompasses a diverse portfolio of services that extend beyond traditional banking. These services include recharge and bill payment facilities, highlighting the bank’s role in facilitating everyday transactions. The company also offers various other services such as payment system solutions, digital payment services for merchants, FASTag products, and remittance services. Additionally, FPBL is involved in offering insurance products (health, life, motor, and shopkeeper insurance), showcasing its diversification into related financial services. The provision of micro-ATM services and business correspondent banking further enhances its reach and accessibility within the Indian market.
In summary, Fino Payments Bank Limited distinguishes itself by offering a comprehensive range of financial services, blending traditional banking with innovative digital solutions. Its focus on financial inclusion, particularly through micro-ATM services and business correspondent banking, positions it as a key player in expanding financial access across India. The diverse portfolio of services offered across multiple segments contributes to the company's robust and multifaceted business model.
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Questions investors ask about FINO PAYMENTS BANK (FINOPB).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of FINO PAYMENTS BANK (FINOPB)?
The current share price of FINO PAYMENTS BANK (FINOPB) is ₹119.57. Today, the stock has declined by ₹1.97 (1.62%), trading in a range of ₹117.91 to ₹123.00. The stock opened at ₹121.55 with a trading volume of 1,43,448 shares.
02Is FINO PAYMENTS BANK stock a good investment for long-term?
FINO PAYMENTS BANK can be considered for long-term investment based on several factors. The company has a market capitalization of ₹994.46 Cr., P/E ratio of 47.42, ROE of 6.52%, and ROCE of 6.81%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of FINO PAYMENTS BANK stock?
The 52-week high price of FINO PAYMENTS BANK (FINOPB) is ₹326.70, while the 52-week low is ₹110.03. Currently trading at ₹119.57, the stock is 8.67% above its 52-week low and 63.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy FINO PAYMENTS BANK stock at the current price?
Whether to buy FINO PAYMENTS BANK stock at ₹119.57 depends on multiple factors. The stock is currently trading with a P/E ratio of 47.42 and P/B ratio of 1.24. Today's performance shows a loss of 1.62%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of FINO PAYMENTS BANK and when is the next dividend?
FINO PAYMENTS BANK offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹119.57, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of FINO PAYMENTS BANK?
FINO PAYMENTS BANK's key financial metrics include: P/E Ratio: 47.42, P/B Ratio: 1.24, ROE: 6.52%, ROCE: 6.81%, Dividend Yield: 0%, EPS: ₹2.51, Book Value: ₹96.40, and Debt-to-Equity: 1.91. The company's market cap stands at ₹994.46 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is FINO PAYMENTS BANK stock performing today in the market?
FINO PAYMENTS BANK stock opened at ₹121.55 and is currently trading at ₹119.57, showing a decline of ₹1.97 (1.62%). The intraday high is ₹123.00 and low is ₹117.91. The trading volume stands at 1,43,448 shares, indicating moderate market participation today.
08What is the P/E ratio of FINO PAYMENTS BANK and what does it indicate?
FINO PAYMENTS BANK has a Price-to-Earnings (P/E) ratio of 47.42, which means investors are willing to pay 47.42 for every ₹1 of earnings. With an EPS of ₹2.51, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about FINO PAYMENTS BANK (FINOPB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.