
HINDUJA GLOBAL SOLS Latest Share Price (HGS)
TODAY IN ONE LINE
HGS slipped 0.4% on light volume, in line with Nifty's 0.3% move, supported by recent strong earnings.
With a market cap of ₹1,753.81 Cr., it trades at a P/E of N/A. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
HINDUJA GLOBAL SOLS flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Steady Dividend YieldReliable 1.32% dividend yield
- ●Virtually Debt-FreeVery low Debt-to-Equity of 0.15x
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Expensive ValuationTrading at a high P/E ratio of 59.5x
- ●Promoter SellingPromoter holding decreased by 53.95% QoQ
Latest HINDUJA GLOBAL SOLS News
What changed recently?
Recent events, corporate actions, and announcements.
HINDUJA GLOBAL SOLS. valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for HINDUJA GLOBAL SOLS., framed against the sector median so the premium or discount is obvious at a glance.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
HINDUJA GLOBAL SOLS. technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for HINDUJA GLOBAL SOLS. — derived from the latest tape, not yesterday's close.
HINDUJA GLOBAL SOLS. last traded at ₹377.8 with an intraday range of ₹376–₹384.95 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹377.80| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 401.07 | +23.27 | +6.16% |
| R3 | 392.12 | +14.32 | +3.79% |
| R2 | 388.53 | +10.73 | +2.84% |
| R1 | 383.17 | +5.37 | +1.42% |
| PIVOT | 379.58 | 1.78 | 0.47% |
| CURRENT | 377.80 | — | — |
| S1 | 374.22 | -3.58 | -0.95% |
| S2 | 370.63 | -7.17 | -1.90% |
| S3 | 365.27 | -12.53 | -3.32% |
| S4 | 356.32 | -21.48 | -5.69% |
HGS is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹380–₹384.95
Trading Below opening range, showing Bearishness
HINDUJA GLOBAL SOLS. financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for HINDUJA GLOBAL SOLS. — consolidated or standalone — with margins, YoY growth and key ratios inline.
HINDUJA GLOBAL SOLS. reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1,753.81 Cr. and reported EPS of ₹-28.80.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Revenue from Operations | 4,404 | 4,307 ▼ 2.2% |
| Sales Growth YoY %Derived | -4.58% | -2.20% |
| Other Income | 555 | 550 ▼ 0.9% |
| Total Income | 4,959 | 4,857 ▼ 2.1% |
| 61 | 127 ▲ 109.6% | |
| Gross ProfitDerived | 4,343 | 4,180 ▼ 3.8% |
| Gross Margin %Derived | 98.62% | 97.04% |
| 4,086 | 4,081 ▼ 0.1% | |
| EBITDA (Operating Profit)Derived | 257 | 99 ▼ 61.5% |
| OPM %Derived | 5.84% | 2.30% |
| 752 | 702 ▼ 6.6% | |
| Profit Before Tax (PBT) | 60 | -72 ▼ 220.8% |
| 178 | 71 ▼ 60.2% | |
| Effective Tax %Derived | 296.89% | -97.87% |
| Profit/Loss from Discontinued Ops | 219 | 148 ▼ 32.3% |
| Total Profit for Period | 101 | 5 ▼ 95.1% |
| Less: Non-controlling Interests | -21 | -27 ▼ 31.6% |
| Net Profit (Owner's PAT)Derived | 121 | 32 ▼ 73.5% |
| Net Profit Margin %Derived | 2.76% | 0.75% |
| PAT Growth YoY %Derived | -8.84% | -73.49% |
| Earnings Per Share (EPS ₹) | 26.10 | 6.92 ▼ 73.5% |
| Diluted Shares Outstanding (Cr) | 5 | 5 ▲ 0.0% |
| Other Comprehensive Income (Net of Tax) | 131 | 576 ▲ 338.9% |
| Total Expenses (incl. D&A & Interest) | 4,899 | 4,929 ▲ 0.6% |
| Material Cost % of RevenueDerived | — | — |
| Employee Cost % of RevenueDerived | 56.28% | 56.68% |
| Other Cost % of RevenueDerived | 36.50% | 38.06% |
| Interest Coverage (x)Derived | -1.16x | -1.96x |
| Period | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 3,849 | 4,817 ▲ 25.1% | 4,987 ▲ 3.5% | 5,589 ▲ 12.1% | 3,264 ▼ 41.6% | 4,505 ▲ 38.0% | 4,616 ▲ 2.5% | 4,404 ▼ 4.6% | 4,307 ▼ 2.2% | |
| Sales Growth YoY %Derived | — | 25.13% | 3.53% | 12.08% | -41.60% | 38.04% | 2.45% | -4.58% | -2.20% | |
| Other Income | 36 | 45 ▲ 22.7% | 57 ▲ 28.4% | 82 ▲ 42.8% | 150 ▲ 83.6% | 518 ▲ 245.9% | 472 ▼ 8.9% | 555 ▲ 17.5% | 550 ▼ 0.9% | |
| Total Income | 3,886 | 4,861 ▲ 25.1% | 5,044 ▲ 3.8% | 5,670 ▲ 12.4% | 3,413 ▼ 39.8% | 5,023 ▲ 47.2% | 5,088 ▲ 1.3% | 4,959 ▼ 2.5% | 4,857 ▼ 2.1% | |
— | — | — | — | — | 40 | 40 ▲ 0.9% | 61 ▲ 51.6% | 127 ▲ 109.6% | ||
| Gross ProfitDerived | 3,849 | 4,817 ▲ 25.1% | 4,987 ▲ 3.5% | 5,589 ▲ 12.1% | 3,264 ▼ 41.6% | 4,465 ▲ 36.8% | 4,576 ▲ 2.5% | 4,343 ▼ 5.1% | 4,180 ▼ 3.8% | |
| Gross Margin %Derived | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 99.12% | 99.13% | 98.62% | 97.04% | |
3,443 | 4,376 ▲ 27.1% | 4,320 ▼ 1.3% | 4,815 ▲ 11.5% | 3,150 ▼ 34.6% | 4,221 ▲ 34.0% | 4,220 ▼ 0.0% | 4,086 ▼ 3.2% | 4,081 ▼ 0.1% | ||
| EBITDA (Operating Profit)Derived | 406 | 441 ▲ 8.6% | 667 ▲ 51.2% | 773 ▲ 16.0% | 113 ▼ 85.3% | 244 ▲ 115.3% | 356 ▲ 45.8% | 257 ▼ 27.7% | 99 ▼ 61.5% | |
| OPM %Derived | 10.55% | 9.16% | 13.37% | 13.84% | 3.47% | 5.42% | 7.71% | 5.84% | 2.30% | |
164 | 237 ▲ 44.9% | 364 ▲ 53.4% | 381 ▲ 4.5% | 71 ▼ 81.3% | 626 ▲ 778.4% | 718 ▲ 14.7% | 752 ▲ 4.8% | 702 ▼ 6.6% | ||
| Profit Before Tax (PBT) | 254 | 248 ▼ 2.5% | 317 ▲ 27.9% | 444 ▲ 39.9% | 37 ▼ 91.6% | 202 ▲ 441.9% | 110 ▼ 45.4% | 60 ▼ 45.8% | -72 ▼ 220.8% | |
62 | 72 ▲ 15.1% | 133 ▲ 85.7% | 108 ▼ 19.0% | 34 ▼ 68.2% | -102 ▼ 398.1% | -21 ▲ 79.8% | 178 ▲ 959.1% | 71 ▼ 60.2% | ||
| Effective Tax %Derived | 24.49% | 28.91% | 42.00% | 24.31% | 91.80% | -50.50% | -18.72% | 296.89% | -97.87% | |
| Profit/Loss from Discontinued Ops | — | — | 22 | — ▼ 100.0% | 6,100 | 46 ▼ 99.2% | — ▼ 100.0% | 219 | 148 ▼ 32.3% | |
| Total Profit for Period | 192 | 176 ▼ 8.2% | 206 ▲ 16.6% | 336 ▲ 63.4% | 6,104 ▲ 1716.3% | 351 ▼ 94.3% | 131 ▼ 62.6% | 101 ▼ 23.2% | 5 ▼ 95.1% | |
| Less: Non-controlling Interests | -2 | -1 ▲ 48.6% | 4 ▲ 567.3% | — ▼ 100.0% | — | 2 | -2 ▼ 187.9% | -21 ▼ 917.3% | -27 ▼ 31.6% | |
| Net Profit (Owner's PAT)Derived | 194 | 177 ▼ 8.5% | 202 ▲ 14.0% | 336 ▲ 66.4% | 6,104 ▲ 1716.3% | 348 ▼ 94.3% | 133 ▼ 61.8% | 121 ▼ 8.8% | 32 ▼ 73.5% | |
| Net Profit Margin %Derived | 5.03% | 3.68% | 4.05% | 6.01% | 187.01% | 7.73% | 2.89% | 2.76% | 0.75% | |
| PAT Growth YoY %Derived | — | -8.48% | 13.98% | 66.41% | 1,716.26% | -94.29% | -61.78% | -8.84% | -73.49% | |
| Earnings Per Share (EPS ₹) | 46.54 | 42.51 ▼ 8.7% | 48.39 ▲ 13.8% | 80.48 ▲ 66.3% | 1,460.35 ▲ 1714.6% | 66.35 ▼ 95.5% | 28.63 ▼ 56.9% | 26.10 ▼ 8.8% | 6.92 ▼ 73.5% | |
| Diluted Shares Outstanding (Cr) | 4 | 4 ▲ 0.2% | 4 ▲ 0.1% | 4 ▲ 0.1% | 4 ▲ 0.1% | 5 ▲ 25.7% | 5 ▼ 11.4% | 5 ▲ 0.0% | 5 ▲ 0.0% | |
| Other Comprehensive Income (Net of Tax) | -23 | 11 ▲ 148.3% | -5 ▼ 147.9% | 54 ▲ 1104.7% | 73 ▲ 35.1% | 309 ▲ 324.8% | 64 ▼ 79.2% | 131 ▲ 104.5% | 576 ▲ 338.9% | |
| Total Expenses (incl. D&A & Interest) | 3,631 | 4,613 ▲ 27.0% | 4,726 ▲ 2.5% | 5,227 ▲ 10.6% | 3,376 ▼ 35.4% | 4,821 ▲ 42.8% | 4,977 ▲ 3.2% | 4,899 ▼ 1.6% | 4,929 ▲ 0.6% | |
| Material Cost % of RevenueDerived | — | — | — | — | — | — | — | — | — | |
| Employee Cost % of RevenueDerived | 67.45% | 67.49% | 66.74% | 68.09% | 77.31% | 61.20% | 56.97% | 56.28% | 56.68% | |
| Other Cost % of RevenueDerived | 22.01% | 23.35% | 19.89% | 18.07% | 19.22% | 32.50% | 34.45% | 36.50% | 38.06% | |
| Interest Coverage (x)Derived | 7.64x | 6.01x | 3.98x | 5.28x | -0.27x | -1.54x | -0.97x | -1.16x | -1.96x |
HINDUJA GLOBAL SOLS segment analysis : revenue and profit mix.
Disclosed business segments at HINDUJA GLOBAL SOLS with their share of revenue and profit, switchable between consolidated and standalone reporting.
HINDUJA GLOBAL SOLS discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for HINDUJA GLOBAL SOLS..
Our AI distills the core fundamental drivers supporting HINDUJA GLOBAL SOLS., the risks that threaten it, and the quantitative conditions that could weaken the thesis.
HINDUJA GLOBAL SOLS.'s investment case rests on 0 positive markers and 1 flagged concerns drawn from the latest reported filings.
What you're getting.
No strengths or opportunities on record.
Key Risks.
SWOT generation temporarily unavailable due to model error. Bedrock invocation timeout
Flip Conditions.
Reassess if quarterly profit growth turns negative for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Income thesis breaks if the dividend is cut or yield falls below 0.66%.
HINDUJA GLOBAL SOLS. peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — HINDUJA GLOBAL SOLS. is highlighted for quick read-across.
Quick Compare
HINDUJA GLOBAL SOLS. chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for HINDUJA GLOBAL SOLS. — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
HINDUJA GLOBAL SOLS. delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for HINDUJA GLOBAL SOLS. over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in HINDUJA GLOBAL SOLS. stood at 62.9% of traded volume, against a 20-day average of 63.0%.
HINDUJA GLOBAL SOLS announcements: results, concalls, ratings, M&A.
Filings HINDUJA GLOBAL SOLS sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
HINDUJA GLOBAL SOLS files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 123 documents below.
Reply to Clarification- Financial results
The Exchange had sought clarification from Hinduja Global Solutions Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the…
Copy of Newspaper Publication
Hinduja Global Solutions Limited has informed the Exchange about Copy of Newspaper Publication for transfer of Equity Shares of the Company…
General Updates
We have to inform you that the Board of Directors of IndusInd Media & Communications Limited ( IMCL ), a subsidiary of the Hinduja Global Solutions…
Clarification - Financial Results
The Exchange has sought clarification from Hinduja Global Solutions Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33 of the…
General Updates
Hinduja Global Solutions Limited has informed the Exchange about General Updates about Regulation 36(1)(b) of SEBI (Listing Obligations and…
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Updates
Investor Presentation
HINDUJA GLOBAL SOLS dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue HINDUJA GLOBAL SOLS has declared, sequenced by announce and record date.
HINDUJA GLOBAL SOLS corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
HINDUJA GLOBAL SOLS insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in HINDUJA GLOBAL SOLS as reported to SEBI — buying and selling signals from the people who know the business best.
HINDUJA GLOBAL SOLS insider activity below tracks 36 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| Hinduja Group Ltd. | Insider | 15 Apr 2026 | buy | +45.00 L | ₹184.95 Cr. | ₹411.00 |
| Hinduja Group Ltd. | Insider | 15 Apr 2026 | buy | +45.00 L | ₹184.95 Cr. | ₹411.00 |
| Hinduja Group Ltd. | Insider | 15 Apr 2026 | buy | +45.00 L | ₹184.95 Cr. | ₹411.00 |
| Hinduja Group Ltd. | Insider | 15 Apr 2026 | buy | +45.00 L | ₹184.95 Cr. | ₹411.00 |
| Hinduja Group Ltd. | Insider | 15 Apr 2026 | buy | +45.00 L | ₹184.95 Cr. | ₹411.00 |
| Hinduja Group Ltd. | Insider | 15 Apr 2026 | buy | +45.00 L | ₹184.95 Cr. | ₹411.00 |
| Hinduja Group Ltd. | Insider | 15 Apr 2026 | buy | +45.00 L | ₹184.95 Cr. | ₹411.00 |
| Mr. Srinivas Palakodeti | Insider | 30 Mar 2026 | buy | +1.5 K | ₹5.25 L | ₹350.24 |
| Mr. Srinivas Palakodeti | Insider | 30 Mar 2026 | buy | +1.5 K | ₹5.25 L | ₹350.24 |
| Mr. Srinivas Palakodeti | Insider | 30 Mar 2026 | buy | +1.5 K | ₹5.25 L | ₹350.24 |
About HINDUJA GLOBAL SOLS.: business, sector, key facts.
What HINDUJA GLOBAL SOLS. does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
HINDUJA GLOBAL SOLS. operates in the Business Process Outsourcing (BPO)/ Knowledge Process Outsourcing (KPO) industry under the Services sector, listed as NSE: HGS, BSE: 532859.

Hinduja Global Solutions Limited (HGS) is a multinational business process management (BPM) company offering a wide range of services across various sectors. Their primary focus lies in providing comprehensive BPM solutions, encompassing back-office outsourcing, contact center outsourcing, and staffing solutions. This core competency allows HGS to assist clients in streamlining their operations and improving efficiency across different business functions.
Beyond traditional BPM, HGS has significantly expanded its portfolio to incorporate advanced technology services. Leveraging the power of artificial intelligence (AI), automation, data analytics, and cloud technologies, they offer clients innovative solutions designed to enhance operational effectiveness, decision-making, and overall business performance. This strategic expansion demonstrates HGS's commitment to staying at the forefront of technological advancements within the BPM industry.
Furthermore, HGS provides a suite of digital marketing services aimed at enhancing brand presence and customer engagement. These services encompass agency partnerships and collaborations, enabling clients to benefit from broader reach and expertise. HGS also offers comprehensive social media monitoring and engagement, content moderation, and online reputation management, assisting clients in managing their online brand image effectively and proactively.
The client base of HGS spans various major industries, including banking, finance, insurance, consumer packaged goods, media, retail, technology, and telecommunications. This diversification demonstrates the adaptability and scalability of HGS's service offerings and ensures a robust and resilient business model. The company operates globally, with a significant presence in the United States, Canada, the United Kingdom, the rest of Europe, India, and other international markets.
Founded in 1973 and headquartered in Bengaluru, India, HGS has a long history of providing high-quality business solutions. Their evolution from HTMT Global Solutions Limited to Hinduja Global Solutions Limited in 2008 reflects their continued growth and adaptation to evolving market demands. The company’s comprehensive service portfolio, coupled with its global reach and technological expertise, positions it as a key player in the global BPM market.
Related
Peers, sector trends, screeners and strategy playbooks contextual to this stock.
- ALLDIGI TECH (ALLDIGI) Share PricePeer
- ECLERX SERVICES (ECLERX) Share PricePeer
- FIRSTSOURCE SOLU (FSL) Share PricePeer
- RPSG VENTURES (RPSGVENT) Share PricePeer
- WE WIN (WEWIN) Share PricePeer
- Top Gainers TodayScreener
- EMA Crossover ScreenerScreener
- Stock Quality ScorecardScreener
- Technical DashboardScreener
- Results CalendarScreener
- FII Buying ActivityScreener
- All Technical ScreenersScreener
- All Trading StrategiesStrategy
Questions investors ask about HINDUJA GLOBAL SOLS. (HGS).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of HINDUJA GLOBAL SOLS. (HGS)?
The current share price of HINDUJA GLOBAL SOLS. (HGS) is ₹377.80. Today, the stock has declined by ₹1.60 (0.42%), trading in a range of ₹376.00 to ₹384.95. The stock opened at ₹380.00 with a trading volume of 7,901 shares.
02Is HINDUJA GLOBAL SOLS. stock a good investment for long-term?
HINDUJA GLOBAL SOLS. can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,753.81 Cr., P/E ratio of 0, ROE of -1.7%, and ROCE of 1.47%. The dividend yield stands at 1.32%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of HINDUJA GLOBAL SOLS. stock?
The 52-week high price of HINDUJA GLOBAL SOLS. (HGS) is ₹545.00, while the 52-week low is ₹342.05. Currently trading at ₹377.80, the stock is 10.45% above its 52-week low and 30.68% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy HINDUJA GLOBAL SOLS. stock at the current price?
Whether to buy HINDUJA GLOBAL SOLS. stock at ₹377.80 depends on multiple factors. The stock is currently trading with a P/E ratio of 0 and P/B ratio of 0.22. Today's performance shows a loss of 0.42%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of HINDUJA GLOBAL SOLS. and when is the next dividend?
HINDUJA GLOBAL SOLS. offers a dividend yield of 1.32%, which means for every ₹100 invested at the current price of ₹377.80, you can expect to receive approximately ₹1.32 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of HINDUJA GLOBAL SOLS.?
HINDUJA GLOBAL SOLS.'s key financial metrics include: P/E Ratio: 0, P/B Ratio: 0.22, ROE: -1.7%, ROCE: 1.47%, Dividend Yield: 1.32%, EPS: ₹-28.80, Book Value: ₹1,785.69, and Debt-to-Equity: 0.15. The company's market cap stands at ₹1,753.81 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is HINDUJA GLOBAL SOLS. stock performing today in the market?
HINDUJA GLOBAL SOLS. stock opened at ₹380.00 and is currently trading at ₹377.80, showing a decline of ₹1.60 (0.42%). The intraday high is ₹384.95 and low is ₹376.00. The trading volume stands at 7,901 shares, indicating moderate market participation today.
08What is the P/E ratio of HINDUJA GLOBAL SOLS. and what does it indicate?
HINDUJA GLOBAL SOLS. has a Price-to-Earnings (P/E) ratio of 0, which means investors are willing to pay 0.00 for every ₹1 of earnings. With an EPS of ₹-28.80, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about HINDUJA GLOBAL SOLS. (HGS) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.