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Indian Bank
Large Cap•40,251 Employees•IPO 2007
Current Price
₹870.30
-39.3 (-4.32%)Updated
Valuation vs Sector
P/E Ratio
10.86vs 18.54
P/B Ratio
1.63vs 2.09
Div Yield
1.83%vs 0.59%
Today's Range
867.55
₹870.30
909.6
52 Week Range
52W Low₹478.00
52W High₹1000.00
₹870.30
Downside82.07%
Upside14.90%
Price Chart
Compare with Peers
Historical Ratios
Track top 12 most important financial ratios
P/E Ratio: Price to Earnings - Most used valuation metric
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Analyzing Investment Quality
Processing 9 key metrics...
Key Metrics
Hover for details
Valuation
Market Cap
₹1,23,961.09 Cr
Market Cap
Total market value of companyP/E Ratio
10.40
P/E Ratio
Price to Earnings. Lower is generally better (<25 is good)P/B Ratio
1.36
P/B Ratio
Price to Book Value. <3 may indicate undervaluationEPS
₹85.47
EPS
Earnings Per Share. Higher and growing is positiveProfitability
ROE
12.14%
ROE
Return on Equity. >15% is good, >20% is excellentROCE
6.38%
ROCE
Return on Capital Employed. >15% is goodNet Margin
21.57%
Net Margin
Net profit as % of revenue. >10% is goodOperating Margin
-%
Operating Margin
Operating profit margin. >15% is goodGrowth
EPS Growth (5Y)
37.59%
EPS Growth (5Y)
5-year EPS growth. >15% is strongRevenue Growth (5Y)
21.32%
Revenue Growth (5Y)
5-year revenue growth. >10% is goodQtr Sales Growth
8.19%
Qtr Sales Growth
Quarter-over-quarter sales growthQtr Profit Growth
11.00%
Qtr Profit Growth
Quarter-over-quarter profit growthFinancial Health
Debt/Equity
0.61
Debt/Equity
Financial leverage. <1 is good, <0.5 is excellentBook Value
₹530.92
Book Value
Net asset value per shareDividend Yield
1.83%
Dividend Yield
Annual dividend as % of price. >2% is goodPromoter Holding
73.80%
Promoter Holding
Promoter stake. >50% shows confidenceGood
Average
Needs Attention
SWOT Analysis
Strengths
4 points- •Indian Bank exhibits a remarkably low Price-to-Earnings (PE) ratio of 7.90, significantly lower than the industry average, suggesting it might be undervalued in the market. This presents a potentially attractive entry point for investors seeking value stocks.
- •The company boasts a strong Return on Equity (ROE) of 17.10%, indicating efficient utilization of shareholder investments and generating substantial profits. This high ROE signifies a healthy and profitable business model.
Weaknesses
4 points- •Indian Bank's high debt-to-equity ratio of 10.60 indicates a substantial reliance on debt financing, which could increase financial risk and vulnerability during economic downturns or interest rate hikes.
- •While quarterly profits are growing, the absolute profit of ₹3108 Cr is relatively modest compared to the ₹114532 Cr market capitalization. This suggests that the company's growth might be limited in the near term.
Opportunities
2 points- •Indian Bank's market capitalization of ₹114,532 Cr is significantly lower than larger peers like SBI (₹863,201 Cr). This suggests substantial room for growth and market share expansion within the banking sector.
- •Increasing FII and DII holdings, with FIIs rising from 2.06% to 4.68% and DIIs from 11.67% to 18.62% since 2022, signals growing institutional investor confidence and potential for future stock appreciation.
Threats
2 points- •The presence of several large public sector banks like SBI and Bank of Baroda creates intense competition. This competitive landscape could pressure Indian Bank's market share and profitability in the long run.
- •As a public sector bank, Indian Bank is susceptible to government policy changes and directives. These interventions could potentially impact its operational autonomy and strategic decision-making, affecting long-term growth.
Segment-wise Financial Analysis
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Shareholding Pattern
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Company Insider Trading Activity
No insider trading data available
Corporate Action
Company Announcements
Technical Analysis & Indicators
Standard pivot points - most widely used
Pivot Points (CLASSIC)
| Level | Price | Distance | % Change |
|---|---|---|---|
| R4 | ₹981.52 | +₹111.22 | +12.78% |
| R3 | ₹939.47 | +₹69.17 | +7.95% |
| R2 | ₹924.53 | +₹54.23 | +6.23% |
| R1 | ₹897.42 | +₹27.12 | +3.12% |
| PIVOT | ₹882.48 | 12.18 | 1.40% |
| CURRENT | ₹870.30 | - | - |
| S1 | ₹771.27 | -₹99.03 | -11.38% |
| S2 | ₹813.32 | -₹56.98 | -6.55% |
| S3 | ₹840.43 | -₹29.87 | -3.43% |
| S4 | ₹855.37 | -₹14.93 | -1.72% |
CPR Levels
Support
Resistance
S4
N/A
S3
N/A
S2
N/A
S1
N/A
| CPR |
BC: N/AP: N/ATC: N/A
R1
N/A
R2
N/A
R3
N/A
R4
N/A
LTP: N/A
PDH: N/A
PDL: N/A
● Market Sentiment
is trading CPR, indicating
● CPR Width
CPR is
● Opening Range
Day's range: ~
● Price Position
Trading Inside opening range
Delivery Volume Analysis & Trading Activity
Latest Volume-44.1% vs avg
1.03M
(12 Mar 2026)Delivery %-6.9% vs avg
36.7%
(12 Mar 2026)Avg Volume (20D)20-day average
1.84M
(12 Feb - 12 Mar)Avg Delivery %Trend ↓
43.6%
(12 Feb - 12 Mar)Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.
Peer Comparison & Industry Benchmarking
Quick Compare
Largest by Market Cap
HDFC Bank Ltd
14.24L ₹ Cr
Best Profit Growth
IDBI Bank Ltd
73.60 %
Highest Dividend Yield
Bank of Baroda
2.75 %
Peer Comparison
| Company Name |
|---|
 Axis Bank Ltd |
 Bank of Baroda |
 Bank of India |
 Canara Bank |
 Federal Bank Ltd |
 HDFC Bank Ltd |
 IDBI Bank Ltd |
 IDFC First Bank Ltd |
 IndusInd Bank Ltd |
 Indian Overseas Bank |
 Kotak Mahindra Bank Ltd |
 Punjab National Bank |
 Union Bank of India |
 Yes Bank Ltd |
About
Indian Bank
Indian Bank is a major financial institution offering a comprehensive suite of banking products and services catering to a diverse clientele, ranging from individuals to corporations. Its core business revolves around deposit accounts, encompassing savings, current, term deposits, and accounts specifically designed for Non-Resident Indians (NRIs). This robust deposit base forms the foundation for its lending activities.
A significant portion of Indian Bank's operations centers on lending. The bank provides a wide spectrum of loan products tailored to various needs. These include agricultural loans, loans targeting Micro, Small, and Medium Enterprises (MSMEs), corporate loans, and a broad range of retail loans covering home, mortgage, vehicle, personal, educational, and jewelry financing. Specialized lending options such as supply chain finance and expedited "59-minute loans" are also offered. Furthermore, the bank facilitates loans secured against existing deposits, or government bonds (NSC/KVP/relief bonds) and insurance policies (RBI/LIC).
Beyond traditional banking, Indian Bank has actively embraced digital technologies, offering a comprehensive range of digital banking products and services. This includes its online banking platform, IndOASIS, along with internet and SMS banking capabilities. The bank also provides debit and credit cards, national common mobility cards, and facilitates access to investment products like mutual funds, Initial Public Offerings (IPOs), and demat and trading services. Point-of-sale systems and online collection products further enhance its digital offerings, demonstrating a commitment to modernizing banking transactions.
The bank's extensive network supports its wide-ranging operations. It maintains a substantial branch network across India and internationally, complemented by a network of ATMs and Business Correspondent Agents (BCAs) to ensure accessibility for its customers. Established in 1907 and headquartered in Chennai, India, Indian Bank's long history and broad reach solidify its position as a prominent player in the Indian banking sector.
COMPANY FACTS - INDIANB
Registered Address
PB No: 5555, 254-260, Avvai Shanmugam Salai,, Royapettah,
Chennai
TAMIL NADU
IN
Tel: 914428134300
Website:https://www.indianbank.in/
Investor Relations:http://indianbank.in/investors-services-ib/#!
Company Details
Group: Banks
Sector: Financials
Industry: Banks
Exchange: NATIONAL STOCK EXCHANGE OF INDIA
Employees: 40,251
IPO Date: 24/02/2007
MANAGEMENT - INDIANB
Ms. V. Maya
Chief General Manager
Shri. Binod Kumar
Chief Executive Officer, Managing Director
Mr. Sunil Jain
Chief Financial Officer, General Manager
Shri. Sarvesh Gupta
Chief Information Security Officer
Shri. Dina Kumar
Compliance Officer, Assistant General Manager, Company Secretary
Shri. Ganesaraman A.
Chief General Manager
Mr. Mahendra Bajpai
General Manager
Mr. Amit Chaudhari
General Manager
Shri. Manoj Das
General Manager
Shri. Sujit Dey
Chief General Manager
Shri. Sudhanshu Gaur
General Manager
Shri. Deepak Gupta
Field General Manager - Mumbai
Investor Questions Answered
Indian Bank (INDIANB) Stock FAQs
Get answers to the most common questions about Indian Bank stock price, fundamentals, financial metrics, and investment analysis
The current share price of Indian Bank (INDIANB) is ₹870.3. Today, the stock has declined by ₹39.30 (4.32%), trading in a range of ₹867.55 to ₹909.6. The stock opened at ₹909.6 with a trading volume of 22,04,866 shares.
Indian Bank can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,23,961.09 crores, P/E ratio of 10.40, ROE of 12.14%, and ROCE of 6.38%. The dividend yield stands at 1.83%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of Indian Bank (INDIANB) is ₹1,000, while the 52-week low is ₹478. Currently trading at ₹870.3, the stock is 75.2% away from its 52-week low and 13.0% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy Indian Bank stock at ₹870.3 depends on multiple factors. The stock is currently trading with a P/E ratio of 10.40 and P/B ratio of N/A. Today's performance shows a loss of 4.32%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
Indian Bank offers a dividend yield of 1.83%, which means for every ₹100 invested at the current price of ₹870.3, you can expect to receive approximately ₹1.83 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
Indian Bank's key financial metrics include: P/E Ratio: 10.40, P/B Ratio: N/A, ROE: 12.14%, ROCE: 6.38%, Dividend Yield: 1.83%, EPS: ₹85.47, Book Value: ₹530.92, Debt-to-Equity: 0.61, and Current Ratio: N/A. The company's market cap stands at ₹1,23,961.09 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
Indian Bank stock opened at ₹909.6 and is currently trading at ₹870.3, showing a decline of ₹39.30 (4.32%). The intraday high is ₹909.6 and low is ₹867.55. The trading volume stands at 22,04,866 shares, indicating strong market participation today.
Indian Bank has a Price-to-Earnings (P/E) ratio of 10.40, which means investors are willing to pay ₹10.40 for every ₹1 of earnings. With an EPS of ₹85.47, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
Indian Bank has a market capitalization of ₹1,23,961.09 crores, making it a large-cap company. Market cap is calculated by multiplying the current stock price (₹870.3) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.
Indian Bank has a book value of ₹530.92 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹870.3, which is 63.9% above the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.
Indian Bank has a Return on Equity (ROE) of 12.14% and Return on Capital Employed (ROCE) of 6.38%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.
Indian Bank operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.
Indian Bank has a debt-to-equity ratio of 0.61, which measures the company's financial leverage by comparing total debt to shareholders' equity. This moderate ratio indicates balanced use of debt and equity. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.
Indian Bank has an Earnings Per Share (EPS) of ₹85.47, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹870.3 and P/E ratio of 10.40, investors are paying 10.40 times the annual earnings per share. This strong EPS indicates robust profitability. Track EPS growth over quarters to assess earnings momentum.
Indian Bank has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.
Indian Bank has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.
To analyze Indian Bank stock, consider: 1) Fundamental Analysis - Review P/E (10.40), ROE (12.14%), debt-to-equity (0.61), and growth rates. 2) Technical Analysis - Check 52-week range (₹478.00 - ₹1000.00), moving averages, and chart patterns. 3) Valuation - Compare current price (₹870.30) with book value (₹530.92) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.
The face value (or par value) of Indian Bank share is ₹10.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹870.3 is 8603x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.
Investing in Indian Bank carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹478.00 - ₹1000.00). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 0.61 indicates leverage. 4) Liquidity Risk - Based on trading volume of 22,04,866 shares. 5) Valuation Risk - P/E of 10.40 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.
Indian Bank operates in the industry with key metrics: P/E ratio of 10.40, ROE of 12.14%, market cap of ₹1,23,961.09 crores, and dividend yield of 1.83%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 0.61), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.
Target prices for Indian Bank vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹870.3, with a 52-week range of ₹478.00 to ₹1000.00. Based on fundamentals like P/E (10.40), ROE (12.14%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.
Consider selling Indian Bank stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹870.30. 2) Fundamental Deterioration - Declining ROE (currently 12.14%), increasing debt (D/E: 0.61), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.
Tax implications for Indian Bank stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 1.83%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.
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