INDIA SHELTER FIN CORP L Latest Share Price (INDIASHLTR)
TODAY IN ONE LINE
INDIASHLTR rose 1.7% on light volume, outperforming Nifty's 0.3% move.
With a market cap of ₹7,397.76 Cr., it trades at a P/E of 19.23. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
INDIA SHELTER FIN CORP L flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 27.3% YoY
- ●Strong Return on EquityHealthy ROE of 15.7%
- ●Healthy Operating MarginsOPM is structurally strong at 71.8%
- ●Reasonable ValuationTrading at a moderate P/E of 16.4x
- ●Steady Dividend YieldReliable 1.47% dividend yield
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●High Leverage RiskDebt-to-Equity is elevated at 1.90x
- ●Promoter SellingPromoter holding decreased by 1.44% QoQ
- ●Rising Receivables vs SalesReceivables grew 48.5% outpacing sales growth of 40.5%
Latest INDIA SHELTER FIN CORP L News
What changed recently?
Recent events, corporate actions, and announcements.
INDIA SHELTER FIN CORP L valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for INDIA SHELTER FIN CORP L, framed against the sector median so the premium or discount is obvious at a glance.
INDIA SHELTER FIN CORP L trades at a P/E of 19.23× and P/B of 2.31×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
INDIA SHELTER FIN CORP L technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for INDIA SHELTER FIN CORP L — derived from the latest tape, not yesterday's close.
INDIA SHELTER FIN CORP L last traded at ₹681.85 with an intraday range of ₹668.9–₹685 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹681.85| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 720.47 | +38.62 | +5.66% |
| R3 | 704.37 | +22.52 | +3.30% |
| R2 | 694.68 | +12.83 | +1.88% |
| R1 | 688.27 | +6.42 | +0.94% |
| PIVOT | 678.58 | -3.27 | -0.48% |
| CURRENT | 681.85 | — | — |
| S1 | 672.17 | -9.68 | -1.42% |
| S2 | 662.48 | -19.37 | -2.84% |
| S3 | 656.07 | -25.78 | -3.78% |
| S4 | 639.97 | -41.88 | -6.14% |
INDIASHLTR is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: ₹669.55–₹679.95
Trading Above opening range, showing Bullishness
INDIA SHELTER FIN CORP L financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for INDIA SHELTER FIN CORP L — consolidated or standalone — with margins, YoY growth and key ratios inline.
INDIA SHELTER FIN CORP L reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹7,397.76 Cr. and reported EPS of ₹13.14.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 943 | 1,229 ▲ 30.3% |
| 10 | 0 ▼ 98.2% | |
| Total Income | 1,176 | 1,529 ▲ 30.0% |
| Net Interest Income (NII)Derived | 943 | 1,229 ▲ 30.3% |
| Profit Before Tax (PBT) | 489 | 653 ▲ 33.5% |
| 111 | 150 ▲ 34.9% | |
| Effective Tax %Derived | 22.76% | 22.98% |
| Total Profit for Period | 378 | 503 ▲ 33.2% |
| Net Profit (Owner's PAT)Derived | 378 | 503 ▲ 33.2% |
| PAT Growth YoY %Derived | 52.62% | 33.15% |
| Earnings Per Share (EPS ₹) | 35.02 | 46.26 ▲ 32.1% |
| Diluted Shares Outstanding (Cr) | 11 | 11 ▲ 0.8% |
| Other Comprehensive Income (Net of Tax) | 1 | 3 ▲ 136.8% |
| Impairment On Financial Instruments | 26 | 40 ▲ 52.6% |
| Net Gain Amortised Derecognition | 98 | 146 ▲ 49.3% |
| Net Gain Fair Value Changes | 10 | 6 ▼ 40.8% |
| Other Revenue From Operations | — | — |
| Period | Sept 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|
| Interest Earned | 320 | 703 ▲ 119.6% | 943 ▲ 34.3% | 1,229 ▲ 30.3% | |
13 | 32 ▲ 152.3% | 10 ▼ 67.6% | 0 ▼ 98.2% | ||
| Total Income | 399 | 861 ▲ 116.1% | 1,176 ▲ 36.5% | 1,529 ▲ 30.0% | |
| Net Interest Income (NII)Derived | 320 | 703 ▲ 119.6% | 943 ▲ 34.3% | 1,229 ▲ 30.3% | |
| Profit Before Tax (PBT) | 138 | 319 ▲ 130.7% | 489 ▲ 53.3% | 653 ▲ 33.5% | |
31 | 72 ▲ 130.9% | 111 ▲ 55.5% | 150 ▲ 34.9% | ||
| Effective Tax %Derived | 22.41% | 22.43% | 22.76% | 22.98% | |
| Total Profit for Period | 107 | 248 ▲ 130.6% | 378 ▲ 52.6% | 503 ▲ 33.2% | |
| Net Profit (Owner's PAT)Derived | 107 | 248 ▲ 130.6% | 378 ▲ 52.6% | 503 ▲ 33.2% | |
| PAT Growth YoY %Derived | — | — | 52.62% | 33.15% | |
| Earnings Per Share (EPS ₹) | 11.92 | 23.13 ▲ 94.0% | 35.02 ▲ 51.4% | 46.26 ▲ 32.1% | |
| Diluted Shares Outstanding (Cr) | 9 | 11 ▲ 19.7% | 11 ▲ 0.8% | 11 ▲ 0.8% | |
| Other Comprehensive Income (Net of Tax) | -5 | -5 ▼ 2.6% | 1 ▲ 122.9% | 3 ▲ 136.8% | |
| Impairment On Financial Instruments | 9 | 19 ▲ 103.8% | 26 ▲ 37.8% | 40 ▲ 52.6% | |
| Net Gain Amortised Derecognition | — | 79 | 98 ▲ 23.9% | 146 ▲ 49.3% | |
| Net Gain Fair Value Changes | 6 | 10 ▲ 74.7% | 10 ▼ 4.8% | 6 ▼ 40.8% | |
| Other Revenue From Operations | 42 | — ▼ 100.0% | — | — |
INDIA SHELTER FIN CORP L segment analysis : revenue and profit mix.
Disclosed business segments at INDIA SHELTER FIN CORP L with their share of revenue and profit, switchable between consolidated and standalone reporting.
INDIA SHELTER FIN CORP L discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for INDIA SHELTER FIN CORP L.
Our AI distills the core fundamental drivers supporting INDIA SHELTER FIN CORP L, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
INDIA SHELTER FIN CORP L's investment case rests on 0 positive markers and 1 flagged concerns drawn from the latest reported filings.
What you're getting.
No strengths or opportunities on record.
Key Risks.
SWOT generation temporarily unavailable due to model error. The security token included in the request is invalid.
Flip Conditions.
Valuation risk. a P/E above 25 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 11% would indicate weaker capital compounding.
INDIA SHELTER FIN CORP L peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — INDIA SHELTER FIN CORP L is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
INDIA SHELTER FIN CORP L chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for INDIA SHELTER FIN CORP L — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
INDIA SHELTER FIN CORP L delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for INDIA SHELTER FIN CORP L over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in INDIA SHELTER FIN CORP L stood at 63.2% of traded volume, against a 20-day average of 61.3%.
INDIA SHELTER FIN CORP L announcements: results, concalls, ratings, M&A.
Filings INDIA SHELTER FIN CORP L sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
INDIA SHELTER FIN CORP L files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 180 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
India Shelter Finance Corporation Limited has informed the Exchange about Schedule of meet
Reply to Clarification- Financial results
The Exchange had sought clarification from India Shelter Finance Corporation Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33…
Clarification - Financial Results
The Exchange has sought clarification from India Shelter Finance Corporation Limited for the quarter ended 30-Jun-2026 with respect to Regulation 33…
ESOP/ESOS/ESPS
India Shelter Finance Corporation Limited has informed the Exchange regarding Allotment of 2,00,604 Shares.
Analysts/Institutional Investor Meet/Con. Call Updates
India Shelter Finance Corporation Limited has informed the Exchange about Transcript
Investor decks & rating reports.
Credit Rating
Credit Rating
Credit Rating
Credit Rating- Others
Credit Rating- Others
Credit Rating
INDIA SHELTER FIN CORP L dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue INDIA SHELTER FIN CORP L has declared, sequenced by announce and record date.
INDIA SHELTER FIN CORP L corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About INDIA SHELTER FIN CORP L: business, sector, key facts.
What INDIA SHELTER FIN CORP L does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
INDIA SHELTER FIN CORP L operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: INDIASHLTR, BSE: 544044.
India Shelter Finance Corporation Limited (INDIASHLTR) is a housing finance company operating within India. Its core business centers around providing various types of loans specifically tailored to the housing market. This focus on residential financing distinguishes them within the broader financial services sector.
The company's loan portfolio is diverse, catering to a range of customer needs and financial situations. A significant portion of their business involves retail home loans, which are standard mortgages for purchasing a home. These loans are likely the cornerstone of their revenue stream, representing a significant market share within their area of operation.
Beyond standard home purchases, INDIASHLTR also offers home equity loans. These loans use the equity built up in a homeowner's existing property as collateral. This provides existing homeowners with access to additional funds for various purposes without requiring a new mortgage. This diversification in loan products broadens their customer base and mitigates risk associated with relying solely on a single loan type.
Further expanding their service offerings, the company provides loans against property. This is a type of secured loan where the borrower's property acts as collateral. This product likely serves individuals needing quick access to funds using their home's value as security, adding flexibility to their lending solutions.
INDIASHLTR’s services extend beyond simple mortgages, encompassing loans for home improvements, home extensions, and the construction of new dwelling units on plots of land. This holistic approach to housing finance allows them to participate in the entire life cycle of a property, from initial construction to renovations and refinancing.
Incorporated in 1998 and headquartered in Gurugram, India, the company has a considerable history in the Indian housing finance market. Their name change to India Shelter Finance Corporation Limited in 2010 reflects a possible rebranding strategy or a shift in focus towards a broader range of shelter-related financial products. Their long-standing presence suggests a degree of market stability and understanding of the Indian housing market dynamics.
Related
Peers, sector trends, screeners and strategy playbooks contextual to this stock.
- AADHAR HOUSING FINANCE L (AADHARHFC) Share PricePeer
- AAVAS FINANCIERS (AAVAS) Share PricePeer
- APTUS VALUE HSG FIN I (APTUS) Share PricePeer
- BAJAJ HOUSING FINANCE (BAJAJHFL) Share PricePeer
- CAN FIN HOMES (CANFINHOME) Share PricePeer
- Other undervalued NSE stocksScreener
- Quality + Value Portfolio strategyStrategy
- Top Gainers TodayScreener
- EMA Crossover ScreenerScreener
- Stock Quality ScorecardScreener
- Technical DashboardScreener
- Results CalendarScreener
- FII Buying ActivityScreener
- All Technical ScreenersScreener
Questions investors ask about INDIA SHELTER FIN CORP L (INDIASHLTR).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of INDIA SHELTER FIN CORP L (INDIASHLTR)?
The current share price of INDIA SHELTER FIN CORP L (INDIASHLTR) is ₹681.85. Today, the stock has gained by ₹11.65 (1.74%), trading in a range of ₹668.90 to ₹685.00. The stock opened at ₹673.00 with a trading volume of 62,948 shares.
02Is INDIA SHELTER FIN CORP L stock a good investment for long-term?
INDIA SHELTER FIN CORP L can be considered for long-term investment based on several factors. The company has a market capitalization of ₹7,397.76 Cr., P/E ratio of 19.23, ROE of 15.73%, and ROCE of 9.26%. The dividend yield stands at 1.47%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of INDIA SHELTER FIN CORP L stock?
The 52-week high price of INDIA SHELTER FIN CORP L (INDIASHLTR) is ₹924.00, while the 52-week low is ₹620.15. Currently trading at ₹681.85, the stock is 9.95% above its 52-week low and 26.21% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy INDIA SHELTER FIN CORP L stock at the current price?
Whether to buy INDIA SHELTER FIN CORP L stock at ₹681.85 depends on multiple factors. The stock is currently trading with a P/E ratio of 19.23 and P/B ratio of 2.31. Today's performance shows a gain of 1.74%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of INDIA SHELTER FIN CORP L and when is the next dividend?
INDIA SHELTER FIN CORP L offers a dividend yield of 1.47%, which means for every ₹100 invested at the current price of ₹681.85, you can expect to receive approximately ₹1.47 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of INDIA SHELTER FIN CORP L?
INDIA SHELTER FIN CORP L's key financial metrics include: P/E Ratio: 19.23, P/B Ratio: 2.31, ROE: 15.73%, ROCE: 9.26%, Dividend Yield: 1.47%, EPS: ₹13.14, Book Value: ₹293.80, and Debt-to-Equity: 1.9. The company's market cap stands at ₹7,397.76 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is INDIA SHELTER FIN CORP L stock performing today in the market?
INDIA SHELTER FIN CORP L stock opened at ₹673.00 and is currently trading at ₹681.85, showing a gain of ₹11.65 (1.74%). The intraday high is ₹685.00 and low is ₹668.90. The trading volume stands at 62,948 shares, indicating moderate market participation today.
08What is the P/E ratio of INDIA SHELTER FIN CORP L and what does it indicate?
INDIA SHELTER FIN CORP L has a Price-to-Earnings (P/E) ratio of 19.23, which means investors are willing to pay 19.23 for every ₹1 of earnings. With an EPS of ₹13.14, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about INDIA SHELTER FIN CORP L (INDIASHLTR) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.