Market closedLast updated 26 July 2026, 9:38 pm ISTData NSENot investment advice
India Shelter Finance Corporation

India Shelter Finance Corporation Share Price Today (INDIASHLTR)

TechnicalsTV Chart
723.90
22.60−3.03%
Overall Score56/100
Day range715
₹723.90
746
52-week653
₹723.90
975
Above low+10.8%
Below high25.8%
Range position22%
Open740.10
Prev Close746.50
Bid723.86100
Ask723.94100

TODAY IN ONE LINE

INDIASHLTR dropped 3.0% on above-average volume (1.6x avg), lagging Nifty's -0.4% move, supported by recent strong earnings.

With a market cap of ₹7,908.37 Cr., it trades at a P/E of 15.61. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume206.9K+77%vs 20D avg
Market Cap₹7,908.37 Cr.
Promoter47.53%
Face Value₹5
Fwd P/E11.04
PEG0.39
EV/EBITDA27.2
P/S8.03
ROA5.8%
Beta0.68
Div Payout33.34%
THE STOCK SCORE

How good is this company?

Overall performance across 5 key dimensions.

Overall Score56/100
Updated 25 Jul
Each card tappable → shows formula + inputs
FLAGS & NEWS

India Shelter Finance Corporation flags & news 

Key strengths, potential risks, and recent updates.

7 green flags🚩 2 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 27.3% YoY
  • Quarterly OutperformanceLatest quarter Sales up 24.7% and Profit up 27.2%
  • Strong Return on EquityHealthy ROE of 17.0%
  • Healthy Operating MarginsOPM is structurally strong at 72.7%
  • Reasonable ValuationTrading at a moderate P/E of 16.4x
  • Steady Dividend YieldReliable 1.23% dividend yield
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Promoter SellingPromoter holding decreased by 0.20% QoQ
  • Rising Receivables vs SalesReceivables grew 48.5% outpacing sales growth of 40.5%

Latest India Shelter Finance Corporation News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

India Shelter Finance Corporation Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for India Shelter Finance Corporation Limited, framed against the sector median so the premium or discount is obvious at a glance.

India Shelter Finance Corporation Limited trades at a P/E of 15.61× and P/B of 2.46×.

Key MetricsMarket + reported · 24 Jul 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹7,908.37 Cr.
P/E Ratio
15.61
P/B Ratio
2.46
EPS
₹45
Profitability

Profitability

ROE
17%
ROCE
12.8%
Net Margin
48.22%
Op Margin
72.7%
Growth

Growth

EPS YoY
27.3%
Revenue YoY
28.1%
Qtr Sales
24.7%
Qtr Profit
27.2%
Financial Health

Financial Health

Book Value
₹294.06
Div Yield
1.23%
Promoter Holding
47.53%
Technicals

India Shelter Finance Corporation Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for India Shelter Finance Corporation Limited — derived from the live tape, not yesterday's close.

India Shelter Finance Corporation Limited last traded at ₹723.9 with an intraday range of ₹715.3–₹746.15 — live indicator, pivot and CPR signals below.

Last updated: 26 July 2026, 9:38 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹723.90
LevelPrice (₹)Distance% Δ
R4803.30+79.40+10.97%
R3772.45+48.55+6.71%
R2759.30+35.40+4.89%
R1741.60+17.70+2.45%
PIVOT728.454.550.63%
CURRENT723.90
S1710.75-13.15-1.82%
S2697.60-26.30-3.63%
S3679.90-44.00-6.08%
S4649.05-74.85-10.34%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 726.17P: 728.45TC: 730.72
R1
R2
R3
R4
indicator
LTP: 723.90
PDH: 770.55
PDL: 741.15
● Market Sentiment

INDIASHLTR is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 717.8746.15

● Price Position

Trading Below opening range, showing Bearishness

Financials

India Shelter Finance Corporation Limited financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for India Shelter Finance Corporation Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.

India Shelter Finance Corporation Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹7,908.37 Cr. and reported EPS of ₹45.00.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2025Mar 2026
Interest Earned943
1,229
30.3%
10
0
98.2%
Total Income1,176
1,529
30.0%
Net Interest Income (NII)Derived943
1,229
30.3%
Profit Before Tax (PBT)489
653
33.5%
111
150
34.9%
Effective Tax %Derived22.76%
22.98%
Total Profit for Period378
503
33.2%
Net Profit (Owner's PAT)Derived378
503
33.2%
PAT Growth YoY %Derived52.62%
33.15%
Earnings Per Share (EPS ₹)35.02
46.26
32.1%
Diluted Shares Outstanding (Cr)11
11
0.8%
Other Comprehensive Income (Net of Tax)1
3
136.8%
Impairment On Financial Instruments26
40
52.6%
Net Gain Amortised Derecognition98
146
49.3%
Net Gain Fair Value Changes10
6
40.8%
Other Revenue From Operations
Sales CAGR · 3Y
+58.2%
PAT CAGR · 3Y
+67.3%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

India Shelter Finance Corporation segment analysis : revenue and profit mix.

Disclosed business segments at India Shelter Finance Corporation with their share of revenue and profit, switchable between consolidated and standalone reporting.

India Shelter Finance Corporation discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for India Shelter Finance Corporation Limited.

Our AI distills the core fundamental drivers supporting India Shelter Finance Corporation Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

India Shelter Finance Corporation Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Latest quarterly EPS grew 27.2% YoY, demonstrating strong earnings acceleration.

  • TTM EPS grew 27.3% YoY, sustaining robust profitability momentum across periods.

  • Operating margin 39.41% TTM showcases strong pricing power in housing finance.

  • Net margin 48.22% TTM outperforms peers, driving exceptional profitability.

  • ROE 17.00% and ROCE 12.80% indicate efficient capital deployment and returns.

bear case

Key Risks.

  • Operating cash flow negative ₹4,771 Cr in latest period, persistent liquidity drain.

  • Cash flow per share ₹-108.93 annually signals severe working capital pressure.

  • Debt-to-equity ratio 1.95 elevated, increasing financial risk amid rate hikes.

  • Total debt ₹54,922 Cr rising sharply, straining balance sheet sustainability.

  • 52-week price range ₹650–₹1,012 indicates high volatility for risk-averse investors.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 20 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 12% would indicate weaker capital compounding.

Shareholding

India Shelter Finance Corporation shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in India Shelter Finance Corporation — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualMar 2026

Public24.21%0.01%
FII6.87%0.61%
DII21.39%0.67%
Promoters1.44%0.01%
Promoter46.09%0.06%

Ownership Distribution

Retail & Public
24.21%
Foreign Institutions
6.87%
Domestic Institutions
21.39%
Promoters
1.44%
Promoter Foreign
46.09%

Category Trends

Foreign Institutions Breakdown
Total Holding: 6.87%
Net Change: -0.61%
Category Total6.87%
Total Holding6.87%
Net Change-0.61%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 3.50%, but category aggregate is 6.87%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
GOLDMAN SACHS FUNDS - GOLDMAN SACHS INDIA EQUITY P
2.40%
2.40%
+2.40%
Mar 2026
STEINBERG INDIA EMERGING OPPORTUNITIES FUND LIMITE
1.10%
1.10%
+1.10%
Mar 2026
GOLDMAN SACHS FUNDS - GOLDMAN SACHS INDIA EQUITY PORTFOLIO
0.00%
2.40%
-2.40%
Mar 2026
STEINBERG INDIA EMERGING OPPORTUNITIES FUND LIMITED
0.00%
1.10%
-1.10%
Mar 2026
Peers

India Shelter Finance Corporation Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — India Shelter Finance Corporation Limited is highlighted for quick read-across.

09 · Chart Patterns

India Shelter Finance Corporation Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for India Shelter Finance Corporation Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on INDIASHLTR
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full INDIASHLTR pattern history & scanner →
Delivery Conviction

India Shelter Finance Corporation Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for India Shelter Finance Corporation Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in India Shelter Finance Corporation Limited stood at 50.8% of traded volume, against a 20-day average of 59.0%.

Avg Delivery (20D)59%-8.2 ppt latest vs avg
Highest Delivery73.2%on 16 Jul
Avg Volume (20D)1.17 L20-day run-rate
Conviction Trend↑ Strengthening-8.2 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

India Shelter Finance Corporation announcements: results, concalls, ratings, M&A.

Filings India Shelter Finance Corporation sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

India Shelter Finance Corporation files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 164 documents below.

  1. 17 Jul 2026Shareholders meetingView PDF

    Shareholders meeting

    India Shelter Finance Corporation Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 16, 2026.…

  2. 16 Jul 2026Shareholders meetingView PDF

    Shareholders meeting

    India Shelter Finance Corporation Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 16, 2026

  3. 09 Jul 2026Credit RatingView PDF

    Credit Rating

    India Shelter Finance Corporation Limited has informed the Exchange about Credit Rating

  4. 03 Jul 2026General UpdatesView PDF

    General Updates

    India Shelter Finance Corporation Limited has informed the Exchange about Details of compliance officer and RTA under Regulation 6(1) and 7(1) of…

  5. 03 Jul 2026Certificate under SEBI (Depositories and Participants) Regulations, 2018View PDF

    Certificate under SEBI (Depositories and Participants) Regulations, 2018

    India Shelter Finance Corporation Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

Corporate Actions

India Shelter Finance Corporation dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue India Shelter Finance Corporation has declared, sequenced by announce and record date.

India Shelter Finance Corporation corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About India Shelter Finance Corporation Limited: business, sector, key facts.

What India Shelter Finance Corporation Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

India Shelter Finance Corporation Limited operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: INDIASHLTR, BSE: 544044.

INDIASHLTR
Financial Services

India Shelter Finance Corporation Limited

NSE · INDIASHLTR·BSE · 544044·www.indiashelter.in

India Shelter Finance Corporation Limited (INDIASHLTR) is a housing finance company operating within India. Its core business centers around providing various types of loans specifically tailored to the housing market. This focus on residential financing distinguishes them within the broader financial services sector.

The company's loan portfolio is diverse, catering to a range of customer needs and financial situations. A significant portion of their business involves retail home loans, which are standard mortgages for purchasing a home. These loans are likely the cornerstone of their revenue stream, representing a significant market share within their area of operation.

Beyond standard home purchases, INDIASHLTR also offers home equity loans. These loans use the equity built up in a homeowner's existing property as collateral. This provides existing homeowners with access to additional funds for various purposes without requiring a new mortgage. This diversification in loan products broadens their customer base and mitigates risk associated with relying solely on a single loan type.

Further expanding their service offerings, the company provides loans against property. This is a type of secured loan where the borrower's property acts as collateral. This product likely serves individuals needing quick access to funds using their home's value as security, adding flexibility to their lending solutions.

INDIASHLTR’s services extend beyond simple mortgages, encompassing loans for home improvements, home extensions, and the construction of new dwelling units on plots of land. This holistic approach to housing finance allows them to participate in the entire life cycle of a property, from initial construction to renovations and refinancing.

Incorporated in 1998 and headquartered in Gurugram, India, the company has a considerable history in the Indian housing finance market. Their name change to India Shelter Finance Corporation Limited in 2010 reflects a possible rebranding strategy or a shift in focus towards a broader range of shelter-related financial products. Their long-standing presence suggests a degree of market stability and understanding of the Indian housing market dynamics.

company facts
Employees
SectorFinancial Services
HeadquartersGurugram, India
Market Cap₹7,908.37 Cr.
Listed OnNSE
leadership29 on record
Mr. Aakash Jain
Chief Compliance Officer
Mr. Aakash Jain
Chief Compliance Officer
Mr. Abhinav Arya
Chief Information Officer
Mr. Abhinav Arya
Chief Information Officer
Mr. Aman Saini
Business Head
Mr. Aman Saini
National Business Head
Mr. Ashish Gupta
Chief Financial Officer
Mr. Ashish Gupta
Chief Financial officer
Mr. Nilay ..
Chief Human Resource Officer
Mr. Nilay Dutt
Chief Human Resource Officer
Mr. Nitin Goel
Head - Credit and Policy
Mr. Nitin Goel
Head of Credit & Policy
§ ∞ · Plainly Answered

Questions investors ask about India Shelter Finance Corporation Limited (INDIASHLTR).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of India Shelter Finance Corporation Limited (INDIASHLTR)?

The current share price of India Shelter Finance Corporation Limited (INDIASHLTR) is ₹723.9. Today, the stock has declined by ₹22.60 (3.03%), trading in a range of ₹715.3 to ₹746.15. The stock opened at ₹740.1 with a trading volume of 2,06,940 shares.

02Is India Shelter Finance Corporation Limited stock a good investment for long-term?

India Shelter Finance Corporation Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹7,908.37 crores, P/E ratio of 15.61, ROE of 17.00%, and ROCE of 12.80%. The dividend yield stands at 1.23%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of India Shelter Finance Corporation Limited stock?

The 52-week high price of India Shelter Finance Corporation Limited (INDIASHLTR) is ₹975, while the 52-week low is ₹653.2. Currently trading at ₹723.9, the stock is 22.0% away from its 52-week low and 25.8% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy India Shelter Finance Corporation Limited stock at the current price?

Whether to buy India Shelter Finance Corporation Limited stock at ₹723.9 depends on multiple factors. The stock is currently trading with a P/E ratio of 15.61 and P/B ratio of 2.46. Today's performance shows a loss of 3.03%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of India Shelter Finance Corporation Limited and when is the next dividend?

India Shelter Finance Corporation Limited offers a dividend yield of 1.23%, which means for every ₹100 invested at the current price of ₹723.9, you can expect to receive approximately ₹1.23 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of India Shelter Finance Corporation Limited?

India Shelter Finance Corporation Limited's key financial metrics include: P/E Ratio: 15.61, P/B Ratio: 2.46, ROE: 17.00%, ROCE: 12.80%, Dividend Yield: 1.23%, EPS: ₹45.00, Book Value: ₹294.06, and Debt-to-Equity: 1.95. The company's market cap stands at ₹7,908.37 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is India Shelter Finance Corporation Limited stock performing today in the market?

India Shelter Finance Corporation Limited stock opened at ₹740.1 and is currently trading at ₹723.9, showing a decline of ₹22.60 (3.03%). The intraday high is ₹746.15 and low is ₹715.3. The trading volume stands at 2,06,940 shares, indicating moderate market participation today.

08What is the P/E ratio of India Shelter Finance Corporation Limited and what does it indicate?

India Shelter Finance Corporation Limited has a Price-to-Earnings (P/E) ratio of 15.61, which means investors are willing to pay ₹15.61 for every ₹1 of earnings. With an EPS of ₹45.00, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about India Shelter Finance Corporation Limited (INDIASHLTR) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.