
India Shelter Finance Corporation Share Price Today (INDIASHLTR)
TODAY IN ONE LINE
INDIASHLTR dropped 3.0% on above-average volume (1.6x avg), lagging Nifty's -0.4% move, supported by recent strong earnings.
With a market cap of ₹7,908.37 Cr., it trades at a P/E of 15.61. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
India Shelter Finance Corporation flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 27.3% YoY
- ●Quarterly OutperformanceLatest quarter Sales up 24.7% and Profit up 27.2%
- ●Strong Return on EquityHealthy ROE of 17.0%
- ●Healthy Operating MarginsOPM is structurally strong at 72.7%
- ●Reasonable ValuationTrading at a moderate P/E of 16.4x
- ●Steady Dividend YieldReliable 1.23% dividend yield
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Promoter SellingPromoter holding decreased by 0.20% QoQ
- ●Rising Receivables vs SalesReceivables grew 48.5% outpacing sales growth of 40.5%
Latest India Shelter Finance Corporation News
What changed recently?
Recent events, corporate actions, and announcements.
India Shelter Finance Corporation Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for India Shelter Finance Corporation Limited, framed against the sector median so the premium or discount is obvious at a glance.
India Shelter Finance Corporation Limited trades at a P/E of 15.61× and P/B of 2.46×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
India Shelter Finance Corporation Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for India Shelter Finance Corporation Limited — derived from the live tape, not yesterday's close.
India Shelter Finance Corporation Limited last traded at ₹723.9 with an intraday range of ₹715.3–₹746.15 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹723.90| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 803.30 | +79.40 | +10.97% |
| R3 | 772.45 | +48.55 | +6.71% |
| R2 | 759.30 | +35.40 | +4.89% |
| R1 | 741.60 | +17.70 | +2.45% |
| PIVOT | 728.45 | 4.55 | 0.63% |
| CURRENT | 723.90 | — | — |
| S1 | 710.75 | -13.15 | -1.82% |
| S2 | 697.60 | -26.30 | -3.63% |
| S3 | 679.90 | -44.00 | -6.08% |
| S4 | 649.05 | -74.85 | -10.34% |
INDIASHLTR is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ₹717.8–₹746.15
Trading Below opening range, showing Bearishness
India Shelter Finance Corporation Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for India Shelter Finance Corporation Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
India Shelter Finance Corporation Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹7,908.37 Cr. and reported EPS of ₹45.00.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 943 | 1,229 ▲ 30.3% |
| 10 | 0 ▼ 98.2% | |
| Total Income | 1,176 | 1,529 ▲ 30.0% |
| Net Interest Income (NII)Derived | 943 | 1,229 ▲ 30.3% |
| Profit Before Tax (PBT) | 489 | 653 ▲ 33.5% |
| 111 | 150 ▲ 34.9% | |
| Effective Tax %Derived | 22.76% | 22.98% |
| Total Profit for Period | 378 | 503 ▲ 33.2% |
| Net Profit (Owner's PAT)Derived | 378 | 503 ▲ 33.2% |
| PAT Growth YoY %Derived | 52.62% | 33.15% |
| Earnings Per Share (EPS ₹) | 35.02 | 46.26 ▲ 32.1% |
| Diluted Shares Outstanding (Cr) | 11 | 11 ▲ 0.8% |
| Other Comprehensive Income (Net of Tax) | 1 | 3 ▲ 136.8% |
| Impairment On Financial Instruments | 26 | 40 ▲ 52.6% |
| Net Gain Amortised Derecognition | 98 | 146 ▲ 49.3% |
| Net Gain Fair Value Changes | 10 | 6 ▼ 40.8% |
| Other Revenue From Operations | — | — |
| Period | Sept 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|
| Interest Earned | 320 | 703 ▲ 119.6% | 943 ▲ 34.3% | 1,229 ▲ 30.3% | |
13 | 32 ▲ 152.3% | 10 ▼ 67.6% | 0 ▼ 98.2% | ||
| Total Income | 399 | 861 ▲ 116.1% | 1,176 ▲ 36.5% | 1,529 ▲ 30.0% | |
| Net Interest Income (NII)Derived | 320 | 703 ▲ 119.6% | 943 ▲ 34.3% | 1,229 ▲ 30.3% | |
| Profit Before Tax (PBT) | 138 | 319 ▲ 130.7% | 489 ▲ 53.3% | 653 ▲ 33.5% | |
31 | 72 ▲ 130.9% | 111 ▲ 55.5% | 150 ▲ 34.9% | ||
| Effective Tax %Derived | 22.41% | 22.43% | 22.76% | 22.98% | |
| Total Profit for Period | 107 | 248 ▲ 130.6% | 378 ▲ 52.6% | 503 ▲ 33.2% | |
| Net Profit (Owner's PAT)Derived | 107 | 248 ▲ 130.6% | 378 ▲ 52.6% | 503 ▲ 33.2% | |
| PAT Growth YoY %Derived | — | — | 52.62% | 33.15% | |
| Earnings Per Share (EPS ₹) | 11.92 | 23.13 ▲ 94.0% | 35.02 ▲ 51.4% | 46.26 ▲ 32.1% | |
| Diluted Shares Outstanding (Cr) | 9 | 11 ▲ 19.7% | 11 ▲ 0.8% | 11 ▲ 0.8% | |
| Other Comprehensive Income (Net of Tax) | -5 | -5 ▼ 2.6% | 1 ▲ 122.9% | 3 ▲ 136.8% | |
| Impairment On Financial Instruments | 9 | 19 ▲ 103.8% | 26 ▲ 37.8% | 40 ▲ 52.6% | |
| Net Gain Amortised Derecognition | — | 79 | 98 ▲ 23.9% | 146 ▲ 49.3% | |
| Net Gain Fair Value Changes | 6 | 10 ▲ 74.7% | 10 ▼ 4.8% | 6 ▼ 40.8% | |
| Other Revenue From Operations | 42 | — ▼ 100.0% | — | — |
India Shelter Finance Corporation segment analysis : revenue and profit mix.
Disclosed business segments at India Shelter Finance Corporation with their share of revenue and profit, switchable between consolidated and standalone reporting.
India Shelter Finance Corporation discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for India Shelter Finance Corporation Limited.
Our AI distills the core fundamental drivers supporting India Shelter Finance Corporation Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
India Shelter Finance Corporation Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Latest quarterly EPS grew 27.2% YoY, demonstrating strong earnings acceleration.
TTM EPS grew 27.3% YoY, sustaining robust profitability momentum across periods.
Operating margin 39.41% TTM showcases strong pricing power in housing finance.
Net margin 48.22% TTM outperforms peers, driving exceptional profitability.
ROE 17.00% and ROCE 12.80% indicate efficient capital deployment and returns.
Key Risks.
Operating cash flow negative ₹4,771 Cr in latest period, persistent liquidity drain.
Cash flow per share ₹-108.93 annually signals severe working capital pressure.
Debt-to-equity ratio 1.95 elevated, increasing financial risk amid rate hikes.
Total debt ₹54,922 Cr rising sharply, straining balance sheet sustainability.
52-week price range ₹650–₹1,012 indicates high volatility for risk-averse investors.
Flip Conditions.
Valuation risk. a P/E above 20 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 12% would indicate weaker capital compounding.
India Shelter Finance Corporation Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — India Shelter Finance Corporation Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
India Shelter Finance Corporation Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for India Shelter Finance Corporation Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
India Shelter Finance Corporation Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for India Shelter Finance Corporation Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in India Shelter Finance Corporation Limited stood at 50.8% of traded volume, against a 20-day average of 59.0%.
India Shelter Finance Corporation announcements: results, concalls, ratings, M&A.
Filings India Shelter Finance Corporation sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
India Shelter Finance Corporation files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 164 documents below.
Shareholders meeting
India Shelter Finance Corporation Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on July 16, 2026.…
Shareholders meeting
India Shelter Finance Corporation Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 16, 2026
Credit Rating
India Shelter Finance Corporation Limited has informed the Exchange about Credit Rating
General Updates
India Shelter Finance Corporation Limited has informed the Exchange about Details of compliance officer and RTA under Regulation 6(1) and 7(1) of…
Certificate under SEBI (Depositories and Participants) Regulations, 2018
India Shelter Finance Corporation Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
Investor decks & rating reports.
Credit Rating
Credit Rating
Credit Rating
Credit Rating- Others
Credit Rating- Others
Credit Rating
India Shelter Finance Corporation dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue India Shelter Finance Corporation has declared, sequenced by announce and record date.
India Shelter Finance Corporation corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About India Shelter Finance Corporation Limited: business, sector, key facts.
What India Shelter Finance Corporation Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
India Shelter Finance Corporation Limited operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: INDIASHLTR, BSE: 544044.

India Shelter Finance Corporation Limited
India Shelter Finance Corporation Limited (INDIASHLTR) is a housing finance company operating within India. Its core business centers around providing various types of loans specifically tailored to the housing market. This focus on residential financing distinguishes them within the broader financial services sector.
The company's loan portfolio is diverse, catering to a range of customer needs and financial situations. A significant portion of their business involves retail home loans, which are standard mortgages for purchasing a home. These loans are likely the cornerstone of their revenue stream, representing a significant market share within their area of operation.
Beyond standard home purchases, INDIASHLTR also offers home equity loans. These loans use the equity built up in a homeowner's existing property as collateral. This provides existing homeowners with access to additional funds for various purposes without requiring a new mortgage. This diversification in loan products broadens their customer base and mitigates risk associated with relying solely on a single loan type.
Further expanding their service offerings, the company provides loans against property. This is a type of secured loan where the borrower's property acts as collateral. This product likely serves individuals needing quick access to funds using their home's value as security, adding flexibility to their lending solutions.
INDIASHLTR’s services extend beyond simple mortgages, encompassing loans for home improvements, home extensions, and the construction of new dwelling units on plots of land. This holistic approach to housing finance allows them to participate in the entire life cycle of a property, from initial construction to renovations and refinancing.
Incorporated in 1998 and headquartered in Gurugram, India, the company has a considerable history in the Indian housing finance market. Their name change to India Shelter Finance Corporation Limited in 2010 reflects a possible rebranding strategy or a shift in focus towards a broader range of shelter-related financial products. Their long-standing presence suggests a degree of market stability and understanding of the Indian housing market dynamics.
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Questions investors ask about India Shelter Finance Corporation Limited (INDIASHLTR).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of India Shelter Finance Corporation Limited (INDIASHLTR)?
The current share price of India Shelter Finance Corporation Limited (INDIASHLTR) is ₹723.9. Today, the stock has declined by ₹22.60 (3.03%), trading in a range of ₹715.3 to ₹746.15. The stock opened at ₹740.1 with a trading volume of 2,06,940 shares.
02Is India Shelter Finance Corporation Limited stock a good investment for long-term?
India Shelter Finance Corporation Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹7,908.37 crores, P/E ratio of 15.61, ROE of 17.00%, and ROCE of 12.80%. The dividend yield stands at 1.23%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of India Shelter Finance Corporation Limited stock?
The 52-week high price of India Shelter Finance Corporation Limited (INDIASHLTR) is ₹975, while the 52-week low is ₹653.2. Currently trading at ₹723.9, the stock is 22.0% away from its 52-week low and 25.8% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy India Shelter Finance Corporation Limited stock at the current price?
Whether to buy India Shelter Finance Corporation Limited stock at ₹723.9 depends on multiple factors. The stock is currently trading with a P/E ratio of 15.61 and P/B ratio of 2.46. Today's performance shows a loss of 3.03%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of India Shelter Finance Corporation Limited and when is the next dividend?
India Shelter Finance Corporation Limited offers a dividend yield of 1.23%, which means for every ₹100 invested at the current price of ₹723.9, you can expect to receive approximately ₹1.23 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of India Shelter Finance Corporation Limited?
India Shelter Finance Corporation Limited's key financial metrics include: P/E Ratio: 15.61, P/B Ratio: 2.46, ROE: 17.00%, ROCE: 12.80%, Dividend Yield: 1.23%, EPS: ₹45.00, Book Value: ₹294.06, and Debt-to-Equity: 1.95. The company's market cap stands at ₹7,908.37 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is India Shelter Finance Corporation Limited stock performing today in the market?
India Shelter Finance Corporation Limited stock opened at ₹740.1 and is currently trading at ₹723.9, showing a decline of ₹22.60 (3.03%). The intraday high is ₹746.15 and low is ₹715.3. The trading volume stands at 2,06,940 shares, indicating moderate market participation today.
08What is the P/E ratio of India Shelter Finance Corporation Limited and what does it indicate?
India Shelter Finance Corporation Limited has a Price-to-Earnings (P/E) ratio of 15.61, which means investors are willing to pay ₹15.61 for every ₹1 of earnings. With an EPS of ₹45.00, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about India Shelter Finance Corporation Limited (INDIASHLTR) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.