Indostar Capital Finance
Indostar Capital Finance Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Indostar Capital Finance Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Indostar Capital Finance Ltd trades at a P/E of 27.01× and P/B of 1.04×, against the Financial Services sector median P/E of 18.33×.
Valuation
Profitability
Growth
Financial Health
Indostar Capital Finance Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Indostar Capital Finance Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Indostar Capital Finance Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Indostar Capital Finance Ltd, switchable between annual and quarterly views, consolidated or standalone.
Indostar Capital Finance Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹4,025.51 Cr and reported EPS of ₹9.03.
| Period | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 1,206 | 1,528 | 1,280 | 1,163 | 1,174 | 1,393 | 1,404 | 1,393 |
| Other Income | — | 1 | 7 | 12 | 5 | 5 | 5 | 1 |
| Total Income | 1,206 | 1,529 | 1,287 | 1,174 | 1,180 | 1,398 | 1,410 | 1,394 |
| Gross Profit | 1,206 | 1,528 | 1,280 | 1,163 | 1,174 | 1,393 | 1,404 | 1,393 |
| +Operating Expenses | 228 | 322 | 302 | 337 | 362 | 459 | 448 | 477 |
| EBITDA | 977 | 1,206 | 978 | 825 | 813 | 934 | 956 | 916 |
| +Non-Operating Expenses | 582 | 824 | 742 | 575 | 620 | 721 | 771 | 1,826 |
| Profit Before Tax (PBT) | 379 | -437 | -219 | -896 | 239 | 130 | 53 | 299 |
| +Tax Expense | 138 | -112 | -5 | -160 | 13 | 14 | 0 | 169 |
| Profit After Tax (PAT) | 241 | -325 | -214 | -737 | 225 | 116 | 121 | 140 |
| Earnings Per Share (EPS) | 26.10 | -35.11 | -17.30 | -54.12 | 16.55 | 8.51 | 8.86 | 8.69 |
| Diluted Shares Outstanding (Nos.) | 9 | 9 | 12 | 14 | 14 | 14 | 14 | 16 |
| +Banking Income | 1,206 | 1,529 | 1,287 | 1,174 | 1,180 | 1,398 | 1,410 | 1,394 |
| +Additional Disclosures | 826 | 1,967 | 1,506 | 2,071 | 942 | 1,268 | 1,424 | 2,278 |
| Sales Growth % | — | 26.73 | -16.24 | -9.15 | 1.00 | 18.62 | 0.80 | -0.79 |
| YoY Sales Growth % | — | 26.73 | -16.24 | -9.15 | 1.00 | 18.62 | 0.80 | -0.79 |
| Employee Cost % | 12 | 12 | 14 | 18 | 15 | 19 | 21 | 24 |
| Other Cost % | 7 | 9 | 10 | 11 | 16 | 14 | 11 | 10 |
| OPM % | 81 | 79 | 76 | 71 | 69 | 67 | 68 | 66 |
| Tax % | 36 | 26 | 2 | 18 | 6 | 11 | 0 | 56 |
| Profit Growth % | — | -234.81 | 34.05 | -244.00 | 130.57 | -48.55 | 4.04 | 16.54 |
| Gross Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| +Additional Fields | 959 | 1,176 | 944 | 790 | 773 | 901 | 925 | 887 |
Indostar Capital Finance segment analysis: revenue and profit mix.
Disclosed business segments at Indostar Capital Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.
Indostar Capital Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Indostar Capital Finance Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Indostar Capital Finance Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Indostar Capital Finance Ltd's investment case rests on 6 positive markers and 11 flagged concerns drawn from the latest reported filings.
What you're getting.
Indostar Capital Finance maintains a strong promoter holding of nearly 73% as of September 2025, signaling robust insider confidence and alignment with shareholder interests.
The company demonstrated positive quarterly sales growth of 12.10%, indicating a healthy revenue trajectory and potential for continued market penetration.
With a Price-to-Book Value of 0.92, the stock trades below its book value, potentially offering an attractive entry point for value-oriented investors.
The Non-Banking Financial Company (NBFC) sector is poised for growth, driven by increasing credit demand in emerging markets, offering expansion avenues for Indostar Capital.
Increasing FII and DII holdings, rising from 1.20% to 2.89% and 1.55% to 2.49% respectively since June 2022, suggest growing institutional investor confidence.
What can break it.
Indostar Capital's high debt-to-equity ratio of 1.90 indicates significant reliance on debt financing, which could elevate financial risk during economic downturns.
A negative Return on Equity (ROE) of -0.45% highlights the company's inability to generate profit for shareholders, raising concerns about operational efficiency.
The company reported a substantial quarterly net profit decline of -4510% and a negative PAT of -471, signaling severe profitability challenges and volatility.
A notable decrease in promoter holding from 89.21% in June 2022 to 72.96% by September 2025 might signal a shift in insider confidence or strategic direction.
The negative Return on Assets (ROA) of -0.13% suggests inefficient asset utilization in generating profits, indicating a need for improved operational management.
What would change my mind.
Trim if P/E re-rates above 35 (~1.9× the sector multiple of 18.3). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 145.29. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Indostar Capital Finance Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Indostar Capital Finance Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
Indostar Capital Finance Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Indostar Capital Finance Ltd — derived from the live tape, not yesterday's close.
Indostar Capital Finance Ltd last traded at ₹249.47 with an intraday range of ₹244.13–₹252 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹249.47| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 268.68 | +19.21 | +7.70% |
| R3 | 260.81 | +11.34 | +4.54% |
| R2 | 256.40 | +6.93 | +2.78% |
| R1 | 252.94 | +3.47 | +1.39% |
| PIVOT | 248.53 | -0.94 | -0.38% |
| CURRENT | 249.47 | — | — |
| S1 | 229.33 | -20.14 | -8.07% |
| S2 | 237.20 | -12.27 | -4.92% |
| S3 | 240.66 | -8.81 | -3.53% |
| S4 | 245.07 | -4.40 | -1.77% |
INDOSTAR is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: 245 ~ 248.95
Trading Above opening range, showing Bullishness
Indostar Capital Finance Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Indostar Capital Finance Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Indostar Capital Finance Ltd stood at 57.5% of traded volume, against a 20-day average of 46.5%.
Indostar Capital Finance announcements: results, concalls, ratings, M&A.
Filings Indostar Capital Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Indostar Capital Finance files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 160 documents below.
Allotment of Securities
IndoStar Capital Finance Limited has informed the Exchange regarding allotment of 2900 securities pursuant to ESOP/ESPS at its meeting held on Jun…
Copy of Newspaper Publication
IndoStar Capital Finance Limited has informed the Exchange about Copy of Newspaper Publication
Investor Presentation
IndoStar Capital Finance Limited has informed the Exchange about Investor Presentation
Press Release
IndoStar Capital Finance Limited has informed the Exchange regarding a press release dated May 28, 2026, titled "Press Release in connection with…
Updates
IndoStar Capital Finance Limited has informed the Exchange regarding 'Intimation under Regulation 8 of SEBI PIT Regulations'.
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Indostar Capital Finance insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in Indostar Capital Finance as reported to SEBI — buying and selling signals from the people who know the business best.
Indostar Capital Finance insider activity below tracks 30 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| Chinmay Orpe | Insider | 11 Jun 2025 | sell | −395 | ₹1.38 L | ₹350.00 |
| Swapnil Naik | Insider | 11 Jun 2025 | sell | −1.0 K | ₹3.51 L | ₹350.72 |
| Priya Prasad | Insider | 11 Jun 2025 | sell | −3.0 K | ₹10.51 L | ₹350.22 |
| Devaraj C | Insider | 10 Jun 2025 | sell | −3.5 K | ₹12.25 L | ₹350.00 |
| Puja Agarwal | Insider | 10 Jun 2025 | sell | −1.0 K | ₹3.51 L | ₹351.08 |
| Swapnil Naik | Insider | 10 Jun 2025 | sell | −3.0 K | ₹10.49 L | ₹349.67 |
| Puja Agarwal | Insider | 09 Jun 2025 | sell | −875 | ₹3.03 L | ₹346.73 |
| Swapnil Naik | Insider | 09 Jun 2025 | sell | −500 | ₹1.74 L | ₹348.29 |
| Chinmay Orpe | Insider | 09 Jun 2025 | sell | −250 | ₹87,500 | ₹350.00 |
| Kashinath Palekar | Insider | 09 Jun 2025 | sell | −250 | ₹86,619 | ₹346.48 |
Indostar Capital Finance dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Indostar Capital Finance has declared, sequenced by announce and record date.
Indostar Capital Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Indostar Capital Finance Ltd: business, sector, key facts.
What Indostar Capital Finance Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Indostar Capital Finance Ltd operates in the Financial Services, listed as NSE: INDOSTAR, BSE: 541336.
Indostar Capital Finance Limited is a non-banking financial company (NBFC) operating in India, specializing in providing a diverse range of financing solutions. Its business model focuses on serving a broad spectrum of clients, encompassing large corporations, small and medium-sized enterprises (SMEs), and individual customers.
The company's operations are structured into four key segments: Large Corporate, SME, Commercial Vehicle, and Housing Finance. This segmented approach allows IndoStar to tailor its financial products and services to meet the specific needs and risk profiles of each client group. This diversification strategy mitigates risk and ensures a stable revenue stream across various economic cycles.
Within the Commercial Vehicle segment, IndoStar offers financing for a variety of vehicles, including commercial vehicles, farm equipment, two-wheelers, four-wheelers, and construction equipment. This segment plays a crucial role in supporting India's transportation and infrastructure development. The Housing Finance segment provides home loans, contributing to the nation's housing market.
Beyond vehicle and housing finance, IndoStar also actively participates in the SME lending sector, providing crucial working capital and expansion financing for businesses. This support to SMEs contributes significantly to economic growth and job creation. Furthermore, the Large Corporate segment focuses on providing tailored financial solutions to large businesses, fulfilling their complex financing requirements.
In addition to its core financing services, IndoStar also offers a suite of insurance products, encompassing life, motor, accident, and critical illness cover. This value-added service enhances its client offerings and strengthens customer relationships, providing comprehensive financial protection alongside financing solutions. The company also provides small-ticket micro loans secured against property.
Questions investors ask about Indostar Capital Finance Ltd (INDOSTAR).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Indostar Capital Finance Ltd (INDOSTAR)?
The current share price of Indostar Capital Finance Ltd (INDOSTAR) is ₹249.47. Today, the stock has gained by ₹5.56 (2.28%), trading in a range of ₹244.13 to ₹252. The stock opened at ₹245 with a trading volume of 1,57,999 shares.
02Is Indostar Capital Finance Ltd stock a good investment for long-term?
Indostar Capital Finance Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹4,025.51 crores, P/E ratio of 27.01, ROE of 3.52%, and ROCE of 6.79%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Indostar Capital Finance Ltd stock?
The 52-week high price of Indostar Capital Finance Ltd (INDOSTAR) is ₹366.3, while the 52-week low is ₹179.03. Currently trading at ₹249.47, the stock is 37.6% away from its 52-week low and 31.9% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Indostar Capital Finance Ltd stock at the current price?
Whether to buy Indostar Capital Finance Ltd stock at ₹249.47 depends on multiple factors. The stock is currently trading with a P/E ratio of 27.01 and P/B ratio of 1.04. Today's performance shows a gain of 2.28%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Indostar Capital Finance Ltd and when is the next dividend?
Indostar Capital Finance Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹249.47, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Indostar Capital Finance Ltd?
Indostar Capital Finance Ltd's key financial metrics include: P/E Ratio: 27.01, P/B Ratio: 1.04, ROE: 3.52%, ROCE: 6.79%, Dividend Yield: 0.00%, EPS: ₹9.03, Book Value: ₹234.13, and Debt-to-Equity: 144.79. The company's market cap stands at ₹4,025.51 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Indostar Capital Finance Ltd stock performing today in the market?
Indostar Capital Finance Ltd stock opened at ₹245 and is currently trading at ₹249.47, showing a gain of ₹5.56 (2.28%). The intraday high is ₹252 and low is ₹244.13. The trading volume stands at 1,57,999 shares, indicating moderate market participation today.
08What is the P/E ratio of Indostar Capital Finance Ltd and what does it indicate?
Indostar Capital Finance Ltd has a Price-to-Earnings (P/E) ratio of 27.01, which means investors are willing to pay ₹27.01 for every ₹1 of earnings. With an EPS of ₹9.03, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Indostar Capital Finance Ltd (INDOSTAR) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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