INDIAN RAILWAY FIN CORP L Latest Share Price (IRFC)
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IRFC is little changed at ₹81.09 on average volume — a quiet consolidation day, hovering dangerously near its 52-week low.
With a market cap of ₹1.06 L Cr., it trades at a P/E of 14.74. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
INDIAN RAILWAY FIN CORP L flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Healthy Operating MarginsOPM is structurally strong at 99.0%
- ●Steady Dividend YieldReliable 2.59% dividend yield
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Sales ContractionQuarterly sales dropped 69.7% YoY
- ●High Leverage RiskDebt-to-Equity is elevated at 3.06x
- ●Rising Receivables vs SalesReceivables grew 23.1% outpacing sales growth of 1.9%
Latest INDIAN RAILWAY FIN CORP L News
What changed recently?
Recent events, corporate actions, and announcements.
INDIAN RAILWAY FIN CORP L valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for INDIAN RAILWAY FIN CORP L, framed against the sector median so the premium or discount is obvious at a glance.
INDIAN RAILWAY FIN CORP L trades at a P/E of 14.74× and P/B of 1.87×, against the Financial Services sector median P/E of 21.15×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
INDIAN RAILWAY FIN CORP L technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for INDIAN RAILWAY FIN CORP L — derived from the latest tape, not yesterday's close.
INDIAN RAILWAY FIN CORP L last traded at ₹81.09 with an intraday range of ₹80.1–₹81.09 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹81.09| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 83.40 | +2.31 | +2.85% |
| R3 | 82.41 | +1.32 | +1.63% |
| R2 | 81.75 | +0.66 | +0.81% |
| R1 | 81.42 | +0.33 | +0.41% |
| PIVOT | 80.76 | -0.33 | -0.41% |
| CURRENT | 81.09 | — | — |
| S1 | 80.43 | -0.66 | -0.81% |
| S2 | 79.77 | -1.32 | -1.63% |
| S3 | 79.44 | -1.65 | -2.03% |
| S4 | 78.45 | -2.64 | -3.26% |
IRFC is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: ₹80.1–₹80.96
Trading Inside opening range
INDIAN RAILWAY FIN CORP L financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for INDIAN RAILWAY FIN CORP L — consolidated or standalone — with margins, YoY growth and key ratios inline.
INDIAN RAILWAY FIN CORP L reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1.06 L Cr. and reported EPS of ₹1.47.
INDIAN RAILWAY FIN CORP L segment analysis : revenue and profit mix.
Disclosed business segments at INDIAN RAILWAY FIN CORP L with their share of revenue and profit, switchable between consolidated and standalone reporting.
INDIAN RAILWAY FIN CORP L discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for INDIAN RAILWAY FIN CORP L.
Our AI distills the core fundamental drivers supporting INDIAN RAILWAY FIN CORP L, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
INDIAN RAILWAY FIN CORP L's investment case rests on 0 positive markers and 1 flagged concerns drawn from the latest reported filings.
What you're getting.
No strengths or opportunities on record.
Key Risks.
SWOT generation temporarily unavailable due to model error. The security token included in the request is invalid.
Flip Conditions.
Valuation risk. a P/E above 19 (~0.9× the sector multiple of 21.1) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
INDIAN RAILWAY FIN CORP L peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — INDIAN RAILWAY FIN CORP L is highlighted for quick read-across.
Quick Compare
INDIAN RAILWAY FIN CORP L chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for INDIAN RAILWAY FIN CORP L — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
INDIAN RAILWAY FIN CORP L delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for INDIAN RAILWAY FIN CORP L over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in INDIAN RAILWAY FIN CORP L stood at 47.9% of traded volume, against a 20-day average of 41.3%.
INDIAN RAILWAY FIN CORP L announcements: results, concalls, ratings, M&A.
Filings INDIAN RAILWAY FIN CORP L sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
INDIAN RAILWAY FIN CORP L files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 165 documents below.
General Updates
Indian Railway Finance Corporation Limited has informed the Exchange about General Updates
Credit Rating- Revision
Indian Railway Finance Corporation Limited has informed the Exchange about Credit Rating- Revision
Disclosure of material issue
Indian Railway Finance Corporation Limited has informed regarding Disclosure under regulation 30 of SEBI (LODR) REgulations, 2015 -Intimation of fine
Updates
Indian Railway Finance Corporation Limited has informed the Exchange regarding newspaper publication under regulation 47 of SEBI (LODR) Regulations,…
Shareholders meeting
Indian Railway Finance Corporation Limited has submitted the Exchange a copy Srutinizers report of Annual General Meeting held on August 25, 2026.…
Investor decks & rating reports.
INDIAN RAILWAY FIN CORP L dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue INDIAN RAILWAY FIN CORP L has declared, sequenced by announce and record date.
INDIAN RAILWAY FIN CORP L corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About INDIAN RAILWAY FIN CORP L: business, sector, key facts.
What INDIAN RAILWAY FIN CORP L does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
INDIAN RAILWAY FIN CORP L operates in the Financial Institution industry under the Financial Services sector, listed as NSE: IRFC, BSE: 543257.
Indian Railway Finance Corporation Limited (IRFC) is a specialized financial institution primarily focused on financing the Indian Railways' rolling stock and infrastructure assets. Its core business model revolves around leasing assets to the Indian Railways, a significant and consistent client. This leasing arrangement allows the railways to access necessary equipment without the burden of outright purchase, while IRFC generates revenue through lease payments. IRFC essentially acts as a bridge between the need for railway assets and the capital required to procure them.
The company's operations are built upon a two-pronged approach: acquisition and leasing. IRFC borrows funds from various financial markets, both domestically and potentially internationally, to finance the purchase or creation of railway assets. These assets, ranging from locomotives and passenger coaches to track and signaling equipment, are then leased out to Indian Railways under pre-determined agreements. This structure allows IRFC to manage its risk profile effectively while providing crucial financial support to the development of India's extensive rail network.
IRFC’s role is vital for the expansion and modernization of the Indian Railways. By providing a dedicated and reliable source of funding, IRFC allows the railways to focus on operational efficiency and service improvements rather than being hampered by protracted acquisition processes. The long-term nature of the lease agreements provides IRFC with a stable revenue stream, supporting its continued lending capacity and contributing to the sustained growth of the Indian railway infrastructure.
As a non-deposit taking non-banking financial company (NBFC) and an infrastructure finance company, IRFC operates under specific regulatory frameworks. It manages its financial resources carefully, balancing the needs of its borrowing and lending activities. The company's long history, starting in 1986, reflects its consistent role in supporting the Indian Railways and its contribution to the country's economic development. Its success is intrinsically linked to the performance and growth of the Indian Railways.
Go deeper on INDIAN RAILWAY FIN CORP L
- INDIAN RAILWAY FIN CORP L dividendEvery dividend INDIAN RAILWAY FIN CORP L has declared, with ex-dates and yield.
- INDIAN RAILWAY FIN CORP L shareholdingPromoter, FII and DII holding in INDIAN RAILWAY FIN CORP L, quarter by quarter.
- INDIAN RAILWAY FIN CORP L technical analysisPivots, CPR and live indicator readings for INDIAN RAILWAY FIN CORP L.
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Questions investors ask about INDIAN RAILWAY FIN CORP L (IRFC).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of INDIAN RAILWAY FIN CORP L (IRFC)?
The current share price of INDIAN RAILWAY FIN CORP L (IRFC) is ₹81.09. Today, the stock has gained by ₹0.01 (0.01%), trading in a range of ₹80.10 to ₹81.09. The stock opened at ₹80.95 with a trading volume of 80,29,026 shares.
02Is INDIAN RAILWAY FIN CORP L stock a good investment for long-term?
INDIAN RAILWAY FIN CORP L can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1.06 L Cr., P/E ratio of 14.74, ROE of 12.35%, and ROCE of 11.73%. The dividend yield stands at 2.59%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of INDIAN RAILWAY FIN CORP L stock?
The 52-week high price of INDIAN RAILWAY FIN CORP L (IRFC) is ₹137.17, while the 52-week low is ₹80.76. Currently trading at ₹81.09, the stock is 0.41% above its 52-week low and 40.88% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy INDIAN RAILWAY FIN CORP L stock at the current price?
Whether to buy INDIAN RAILWAY FIN CORP L stock at ₹81.09 depends on multiple factors. The stock is currently trading with a P/E ratio of 14.74 and P/B ratio of 1.87. Today's performance shows a gain of 0.01%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of INDIAN RAILWAY FIN CORP L and when is the next dividend?
INDIAN RAILWAY FIN CORP L offers a dividend yield of 2.59%, which means for every ₹100 invested at the current price of ₹81.09, you can expect to receive approximately ₹2.59 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of INDIAN RAILWAY FIN CORP L?
INDIAN RAILWAY FIN CORP L's key financial metrics include: P/E Ratio: 14.74, P/B Ratio: 1.87, ROE: 12.35%, ROCE: 11.73%, Dividend Yield: 2.59%, EPS: ₹1.47, Book Value: ₹43.42, and Debt-to-Equity: 3.06. The company's market cap stands at ₹1.06 L Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is INDIAN RAILWAY FIN CORP L stock performing today in the market?
INDIAN RAILWAY FIN CORP L stock opened at ₹80.95 and is currently trading at ₹81.09, showing a gain of ₹0.01 (0.01%). The intraday high is ₹81.09 and low is ₹80.10. The trading volume stands at 80,29,026 shares, indicating strong market participation today.
08What is the P/E ratio of INDIAN RAILWAY FIN CORP L and what does it indicate?
INDIAN RAILWAY FIN CORP L has a Price-to-Earnings (P/E) ratio of 14.74, which means investors are willing to pay 14.74 for every ₹1 of earnings. With an EPS of ₹1.47, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about INDIAN RAILWAY FIN CORP L (IRFC) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.