Indian Railway Finance Corporation Latest Share Price (IRFC)
TODAY IN ONE LINE
IRFC edged up 0.3% on light volume, in line with Nifty's 0.1% move, hovering dangerously near its 52-week low.
With a market cap of ₹1.13 L Cr., it trades at a P/E of 15.70. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
Indian Railway Finance Corporation flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Healthy Operating MarginsOPM is structurally strong at 98.8%
- ●High Promoter HoldingPromoters hold 84.7% skin-in-the-game
- ●Steady Dividend YieldReliable 3.27% dividend yield
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Rising Receivables vs SalesReceivables grew 23.1% outpacing sales growth of 1.9%
Latest Indian Railway Finance Corporation News
What changed recently?
Recent events, corporate actions, and announcements.
Indian Railway Finance Corporation Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Indian Railway Finance Corporation Limited, framed against the sector median so the premium or discount is obvious at a glance.
Indian Railway Finance Corporation Limited trades at a P/E of 15.70× and P/B of 1.99×, against the Financial Services sector median P/E of 22.43×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
Indian Railway Finance Corporation Limited technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for Indian Railway Finance Corporation Limited — derived from the latest tape, not yesterday's close.
Indian Railway Finance Corporation Limited last traded at ₹86.66 with an intraday range of ₹86.45–₹87.25 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹86.66| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 88.72 | +2.06 | +2.38% |
| R3 | 87.92 | +1.26 | +1.46% |
| R2 | 87.59 | +0.93 | +1.07% |
| R1 | 87.12 | +0.46 | +0.53% |
| PIVOT | 86.79 | 0.13 | 0.15% |
| CURRENT | 86.66 | — | — |
| S1 | 86.32 | -0.34 | -0.39% |
| S2 | 85.99 | -0.67 | -0.78% |
| S3 | 85.52 | -1.14 | -1.31% |
| S4 | 84.72 | -1.94 | -2.23% |
IRFC is trading Below CPR, indicating Bearishness
CPR is Narrower, suggesting likely for trending moves
Day's range: ₹86.45–₹87.25
Trading Inside opening range
Indian Railway Finance Corporation Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for Indian Railway Finance Corporation Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
Indian Railway Finance Corporation Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1.13 L Cr. and reported EPS of ₹5.49.
Indian Railway Finance Corporation segment analysis : revenue and profit mix.
Disclosed business segments at Indian Railway Finance Corporation with their share of revenue and profit, switchable between consolidated and standalone reporting.
Indian Railway Finance Corporation discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for Indian Railway Finance Corporation Limited.
Our AI distills the core fundamental drivers supporting Indian Railway Finance Corporation Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
Indian Railway Finance Corporation Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
High promoter holding 84.65% ensures strong long-term ownership alignment and stability
Operating margin 25.96% demonstrates robust pricing power and operational efficiency
Net profit margin 25.04% TTM reflects consistent and strong profitability delivery
Stable Indian Railways client base provides predictable, long-term lease revenue
ROE 12.80% reflects efficient equity utilization for shareholder value creation
Key Risks.
Operating cash flow negative ₹27,026 Cr in FY2026 indicates severe liquidity pressure
True debt-to-equity 3.06x (borrowings ₹1,73,767 Cr vs equity ₹56,749 Cr) masks extreme leverage
ROCE 5.64% trails peer median 8–10%, suggesting suboptimal capital deployment efficiency
Beta 1.41 indicates 41% higher volatility than Nifty 50, unsuitable for risk-averse investors
FII holdings declined to 0.97%, reflecting weakening institutional investor confidence
Flip Conditions.
Valuation risk. a P/E above 20 (~0.9× the sector multiple of 22.4) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
Indian Railway Finance Corporation Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Indian Railway Finance Corporation Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
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Indian Railway Finance Corporation Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Indian Railway Finance Corporation Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Indian Railway Finance Corporation Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Indian Railway Finance Corporation Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Indian Railway Finance Corporation Limited stood at 39.3% of traded volume, against a 20-day average of 39.2%.
Indian Railway Finance Corporation announcements: results, concalls, ratings, M&A.
Filings Indian Railway Finance Corporation sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Indian Railway Finance Corporation files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 155 documents below.
Appointment
Indian Railway Finance Corporation Limited has informed the Exchange regarding Appointment of Mrs Manjula Mishra as Non- Executive Independent…
Appointment
Indian Railway Finance Corporation Limited has informed the Exchange regarding Appointment of Mr Pradeep Ahlawat as Non- Executive Independent…
Change in Director(s)
Indian Railway Finance Corporation Limited has informed the Exchange regarding Change in Director(s) of the company.
Change in Director(s)
Indian Railway Finance Corporation Limited has informed the Exchange regarding Change in Director(s) of the company.
Analysts/Institutional Investor Meet/Con. Call Updates
Indian Railway Finance Corporation Limited has informed the Exchange about Transcript
Investor decks & rating reports.
Indian Railway Finance Corporation dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Indian Railway Finance Corporation has declared, sequenced by announce and record date.
Indian Railway Finance Corporation corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Indian Railway Finance Corporation Limited: business, sector, key facts.
What Indian Railway Finance Corporation Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Indian Railway Finance Corporation Limited operates in the Financial Institution industry under the Financial Services sector, listed as NSE: IRFC, BSE: 543257.
Indian Railway Finance Corporation Limited (IRFC) is a specialized financial institution primarily focused on financing the Indian Railways' rolling stock and infrastructure assets. Its core business model revolves around leasing assets to the Indian Railways, a significant and consistent client. This leasing arrangement allows the railways to access necessary equipment without the burden of outright purchase, while IRFC generates revenue through lease payments. IRFC essentially acts as a bridge between the need for railway assets and the capital required to procure them.
The company's operations are built upon a two-pronged approach: acquisition and leasing. IRFC borrows funds from various financial markets, both domestically and potentially internationally, to finance the purchase or creation of railway assets. These assets, ranging from locomotives and passenger coaches to track and signaling equipment, are then leased out to Indian Railways under pre-determined agreements. This structure allows IRFC to manage its risk profile effectively while providing crucial financial support to the development of India's extensive rail network.
IRFC’s role is vital for the expansion and modernization of the Indian Railways. By providing a dedicated and reliable source of funding, IRFC allows the railways to focus on operational efficiency and service improvements rather than being hampered by protracted acquisition processes. The long-term nature of the lease agreements provides IRFC with a stable revenue stream, supporting its continued lending capacity and contributing to the sustained growth of the Indian railway infrastructure.
As a non-deposit taking non-banking financial company (NBFC) and an infrastructure finance company, IRFC operates under specific regulatory frameworks. It manages its financial resources carefully, balancing the needs of its borrowing and lending activities. The company's long history, starting in 1986, reflects its consistent role in supporting the Indian Railways and its contribution to the country's economic development. Its success is intrinsically linked to the performance and growth of the Indian Railways.
Go deeper on Indian Railway Finance Corporation
- Indian Railway Finance Corporation dividendEvery dividend Indian Railway Finance Corporation has declared, with ex-dates and yield.
- Indian Railway Finance Corporation shareholdingPromoter, FII and DII holding in Indian Railway Finance Corporation, quarter by quarter.
- Indian Railway Finance Corporation technical analysisPivots, CPR and live indicator readings for Indian Railway Finance Corporation.
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Questions investors ask about Indian Railway Finance Corporation Limited (IRFC).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Indian Railway Finance Corporation Limited (IRFC)?
The current share price of Indian Railway Finance Corporation Limited (IRFC) is ₹86.66. Today, the stock has gained by ₹0.26 (0.3%), trading in a range of ₹86.45 to ₹87.25. The stock opened at ₹86.65 with a trading volume of 13,33,094 shares.
02Is Indian Railway Finance Corporation Limited stock a good investment for long-term?
Indian Railway Finance Corporation Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1.13 L Cr., P/E ratio of 15.7, ROE of 12.8%, and ROCE of 5.64%. The dividend yield stands at 3.27%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Indian Railway Finance Corporation Limited stock?
The 52-week high price of Indian Railway Finance Corporation Limited (IRFC) is ₹137.17, while the 52-week low is ₹85.00. Currently trading at ₹86.66, the stock is 1.95% above its 52-week low and 36.82% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Indian Railway Finance Corporation Limited stock at the current price?
Whether to buy Indian Railway Finance Corporation Limited stock at ₹86.66 depends on multiple factors. The stock is currently trading with a P/E ratio of 15.7 and P/B ratio of 1.99. Today's performance shows a gain of 0.3%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Indian Railway Finance Corporation Limited and when is the next dividend?
Indian Railway Finance Corporation Limited offers a dividend yield of 3.27%, which means for every ₹100 invested at the current price of ₹86.66, you can expect to receive approximately ₹3.27 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Indian Railway Finance Corporation Limited?
Indian Railway Finance Corporation Limited's key financial metrics include: P/E Ratio: 15.7, P/B Ratio: 1.99, ROE: 12.8%, ROCE: 5.64%, Dividend Yield: 3.27%, EPS: ₹5.49, Book Value: ₹43.46, and Debt-to-Equity: 7.69. The company's market cap stands at ₹1.13 L Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Indian Railway Finance Corporation Limited stock performing today in the market?
Indian Railway Finance Corporation Limited stock opened at ₹86.65 and is currently trading at ₹86.66, showing a gain of ₹0.26 (0.3%). The intraday high is ₹87.25 and low is ₹86.45. The trading volume stands at 13,33,094 shares, indicating strong market participation today.
08What is the P/E ratio of Indian Railway Finance Corporation Limited and what does it indicate?
Indian Railway Finance Corporation Limited has a Price-to-Earnings (P/E) ratio of 15.7, which means investors are willing to pay 15.70 for every ₹1 of earnings. With an EPS of ₹5.49, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Indian Railway Finance Corporation Limited (IRFC) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.