
JM Financial Share Price Today (JMFINANCIL)
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Closed at ₹127.26 (+2.13%); delivery 32.2%. Market opens 9:15 IST. · as of 16:08 IST
With a market cap of ₹12,165.99 Cr., it trades at a P/E of 10.12. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
JM Financial flags
Key strengths and potential risks.
Green Flags
- ●Healthy Operating MarginsOPM is structurally strong at 61.4%
- ●Reasonable ValuationTrading at a moderate P/E of 10.3x
- ●High Promoter HoldingPromoters hold 57.1% skin-in-the-game
- ●Steady Dividend YieldReliable 4.78% dividend yield
- ●Virtually Debt-FreeVery low Debt-to-Equity of 0.01x
- ●Promoter BuyingPromoters increased holdings by 0.10% QoQ
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Earnings DeclineEPS (TTM) has contracted by 21.0% YoY
- ●Sales ContractionQuarterly sales dropped 5.5% YoY
- ●Rising Receivables vs SalesReceivables grew 28.6% outpacing sales growth of -8.8%
What changed recently?
Recent events, corporate actions, and announcements.
JM Financial Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for JM Financial Limited, framed against the sector median so the premium or discount is obvious at a glance.
JM Financial Limited trades at a P/E of 10.12× and P/B of 1.14×.
Valuation
Profitability
Growth
Financial Health
JM Financial Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for JM Financial Limited — derived from the live tape, not yesterday's close.
JM Financial Limited last traded at ₹127.26 with an intraday range of ₹122.67–₹128.5 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹127.26| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 141.28 | +14.02 | +11.01% |
| R3 | 135.45 | +8.19 | +6.43% |
| R2 | 131.97 | +4.71 | +3.70% |
| R1 | 129.62 | +2.36 | +1.85% |
| PIVOT | 126.14 | -1.12 | -0.88% |
| CURRENT | 127.26 | — | — |
| S1 | 123.79 | -3.47 | -2.73% |
| S2 | 120.31 | -6.95 | -5.46% |
| S3 | 117.96 | -9.30 | -7.31% |
| S4 | 112.13 | -15.13 | -11.89% |
JMFINANCIL is trading Above CPR, indicating Bullishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ₹122.67–₹128.5
Trading Above opening range, showing Bullishness
JM Financial Limited financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for JM Financial Limited, switchable between annual and quarterly views, consolidated or standalone.
JM Financial Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹12,165.99 Cr. and reported EPS of ₹12.54.
| Period | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 3,542 | 3,432 | 3,197 | 3,707 | 3,265 | 4,761 | 4,378 | 4,091 |
| Interest Earned | 2,365 | 2,281 | 1,909 | 1,851 | 1,935 | 2,556 | 1,928 | 1,652 |
| +Other Income | 37 | 22 | 29 | 56 | 78 | 71 | 75 | 169 |
| Total Income | 3,579 | 3,454 | 3,227 | 3,763 | 3,343 | 4,832 | 4,453 | 4,261 |
| Net Interest Income (NII) | 2,365 | 2,281 | 1,909 | 1,851 | 1,935 | 2,556 | 1,928 | 1,652 |
| Gross Profit | 3,542 | 3,432 | 3,197 | 3,707 | 3,265 | 4,761 | 4,378 | 4,091 |
| +Operating Expenses | 708 | 699 | 752 | 947 | 1,075 | 1,146 | 1,319 | 1,419 |
| EBITDA | 2,834 | 2,733 | 2,445 | 2,760 | 2,191 | 3,615 | 3,058 | 2,672 |
| +Non-Operating Expenses | 1,473 | 1,427 | 1,151 | 1,120 | 1,220 | 768 | 1,369 | 1,056 |
| Profit Before Tax (PBT) | 1,283 | 1,094 | 1,067 | 1,348 | 953 | 353 | 997 | 1,580 |
| +Tax Expense | 446 | 316 | 261 | 356 | 244 | 326 | 225 | 404 |
| Total Profit for Period | 837 | 778 | 808 | 992 | 709 | 31 | 774 | 1,201 |
| Less: Non-controlling Interests | 265 | 233 | 218 | 219 | 112 | -379 | -48 | -1 |
| Net Profit (Owner's PAT) | 572 | 545 | 590 | 773 | 597 | 410 | 821 | 1,202 |
| Earnings Per Share (EPS) | 6.81 | 6.48 | 6.19 | 8.10 | 6.26 | 4.29 | 8.59 | 12.57 |
| Diluted Shares Outstanding (Nos.) | 84 | 84 | 95 | 95 | 95 | 96 | 96 | 96 |
| +Additional Disclosures | 2,569 | 2,602 | 2,379 | 2,639 | 2,513 | 4,103 | 3,413 | 2,730 |
| Sales Growth % | — | -3.10 | -6.83 | 15.94 | -11.93 | 45.81 | -8.05 | -6.55 |
| YoY Sales Growth % | — | -3.10 | -6.83 | 15.94 | -11.93 | 45.81 | -8.05 | -6.55 |
| Employee Cost % | 12 | 12 | 14 | 15 | 19 | 17 | 22 | 26 |
| Other Cost % | 8 | 9 | 10 | 11 | 14 | 7 | 8 | 9 |
| Tax % | 35 | 29 | 24 | 26 | 26 | 92 | 23 | 26 |
| Profit Growth % | — | -4.75 | 8.29 | 31.01 | -22.75 | -31.38 | 100.40 | 46.35 |
| Fees & Commission Expense | — | — | — | — | — | 294 | 343 | 400 |
| Ebit | 2,807 | 2,692 | 2,405 | 2,722 | 2,149 | 3,562 | 2,994 | 2,594 |
| Impairment On Financial Instruments | 35 | 234 | 257 | 348 | 96 | 577 | 425 | -237 |
| Net Gain Amortised Derecognition | — | 18 | 7 | 0 | 0 | 2 | 40 | 74 |
| Net Gain Fair Value Changes | — | 176 | 312 | 589 | 183 | 560 | 735 | 571 |
| Net Loss Fair Value Changes | 79 | — | — | — | — | — | — | — |
| Other Revenue From Operations | 600.11 | 310.95 | 341.89 | 450.85 | 488.78 | 546.03 | 655.08 | 677.45 |
JM Financial segment analysis: revenue and profit mix.
Disclosed business segments at JM Financial with their share of revenue and profit, switchable between consolidated and standalone reporting.
JM Financial discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for JM Financial Limited.
Our AI distills the core fundamental drivers supporting JM Financial Limited, the risks that threaten it, and the exact valuation or growth triggers that should make you re-evaluate.
JM Financial Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Operating margin 33.55% significantly outpaces financial services peers, demonstrating superior cost control.
Net profit margin 34.36% TTM far exceeds sector average, indicating strong pricing power and efficiency.
P/E ratio 10.26x trades well below sector median, offering attractive valuation entry point.
Promoter holding 57.07% ensures strong alignment with shareholder interests long-term.
Dividend yield 4.78% provides steady income stream for portfolio diversification.
Key Risks.
Latest quarterly EPS declined 21.1% YoY despite revenue growth, signaling earnings volatility.
Total debt ₹113,599.7 Cr exposes company to leverage risk during economic downturns.
ROE 12.00% and ROCE 11.60% lag peer benchmarks, indicating suboptimal capital deployment.
Beta 1.51 indicates higher volatility than market, unsuitable for risk-averse investors.
Operating cash flow ₹61.49 Cr declined sharply from ₹161.50 Cr, signaling deteriorating cash conversion.
Flip Conditions.
Trim if P/E re-rates above 13. The valuation cushion thins from there.
Reassess if quarterly profit growth turns negative for two consecutive quarters. The bull case relies on compounding earnings.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Income thesis breaks if the dividend is cut or yield falls below 2.39%.
JM Financial Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — JM Financial Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
JM Financial Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for JM Financial Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
JM Financial Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for JM Financial Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in JM Financial Limited stood at 32.2% of traded volume, against a 20-day average of 45.7%.
JM Financial announcements: results, concalls, ratings, M&A.
Filings JM Financial sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
JM Financial files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 119 documents below.
Copy of Newspaper Publication
JM Financial Limited has informed the Exchange about Copy of Newspaper Publication
Trading Window
JM Financial Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations,…
Allotment of Securities
JM Financial Limited has informed the Exchange regarding allotment of 493742 securities pursuant to ESOP/ESPS at its meeting held on Jun 23, 2026
Cessation
JM Financial Limited has informed the Exchange regarding Cessation of Mr. Gagan Kothari as Senior Management Person of the Company w.e.f. May 1,…
Disclosure under SEBI Takeover Regulations
J.M. Financial and Investment Consultancy Services Private Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the…
Investor decks & rating reports.
Analysts/Institutional Investor Meet/Con. Call Updates
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
JM Financial dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue JM Financial has declared, sequenced by announce and record date.
JM Financial corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
JM Financial insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in JM Financial as reported to SEBI — buying and selling signals from the people who know the business best.
JM Financial insider activity below tracks 52 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| Pratik Rokade | Insider | 20 Apr 2026 | buy | +16.9 K | ₹22.45 L | ₹132.70 |
| Devan Kampani | Insider | 20 Apr 2026 | buy | +31.9 K | ₹42.38 L | ₹132.70 |
| Venugopal Nyalapelli | Insider | 20 Apr 2026 | buy | +9.8 K | ₹12.95 L | ₹132.70 |
| Rushank Jain | Insider | 20 Apr 2026 | buy | +16.9 K | ₹22.45 L | ₹132.70 |
| Krishna Rao | Insider | 20 Apr 2026 | buy | +13.7 K | ₹18.19 L | ₹132.70 |
| Pratik Rokade | Insider | 20 Apr 2026 | buy | +16.9 K | ₹22.45 L | ₹132.70 |
| Krishna Rao | Insider | 20 Apr 2026 | buy | +13.7 K | ₹18.19 L | ₹132.70 |
| Venugopal Nyalapelli | Insider | 20 Apr 2026 | buy | +9.8 K | ₹12.95 L | ₹132.70 |
| Rushank Jain | Insider | 20 Apr 2026 | buy | +16.9 K | ₹22.45 L | ₹132.70 |
| Devan Kampani | Insider | 20 Apr 2026 | buy | +31.9 K | ₹42.38 L | ₹132.70 |
About JM Financial Limited: business, sector, key facts.
What JM Financial Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
JM Financial Limited operates in the Holding Company industry under the Financial Services sector, listed as NSE: JMFINANCIL, BSE: 523405.

JM Financial Limited is a diversified financial services company operating in India and internationally. Its business model caters to a broad client base, including corporations, financial institutions, government entities, high-net-worth individuals, and retail customers. The company's integrated approach allows it to offer a comprehensive suite of financial solutions across various segments.
The company's core business is structured around four key segments. The Investment Banking segment is a major player in capital markets transactions, providing advisory services for mergers and acquisitions, private equity syndication, institutional equities trading and research, portfolio management, private equity fund management, fixed income activities, syndication, and financing.
The Mortgage Lending segment focuses on providing financing solutions secured by commercial and residential real estate for both corporate and non-corporate clients. This includes traditional housing finance and lending to educational institutions. This segment represents a significant portion of JM Financial's lending portfolio, capitalizing on the growing demand for real estate financing in India.
The Alternative & Distressed Credit segment plays a critical role in managing and restructuring financial assets. This involves securitization and the management of alternative credit funds, showcasing the company's expertise in handling complex financial situations and generating returns from distressed assets. This segment provides a specialized service for the management of high-risk and high-reward investments.
Finally, the Asset Management, Wealth Management & Securities Business (Platform AWS) segment encompasses a wide range of services, including investment advisory and distribution. This includes equity brokerage, catering to both elite and retail clients, wealth management services, margin trade financing, and the distribution of diverse financial products. The segment also manages mutual fund assets through various schemes, providing comprehensive asset management solutions. Furthermore, it offers real estate consulting and capital market lending services, completing a holistic financial services offering.
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Questions investors ask about JM Financial Limited (JMFINANCIL).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of JM Financial Limited (JMFINANCIL)?
The current share price of JM Financial Limited (JMFINANCIL) is ₹127.26. Today, the stock has gained by ₹2.65 (2.13%), trading in a range of ₹122.67 to ₹128.5. The stock opened at ₹124.4 with a trading volume of 28,79,925 shares.
02Is JM Financial Limited stock a good investment for long-term?
JM Financial Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹12,165.99 crores, P/E ratio of 10.12, ROE of 12.00%, and ROCE of 11.60%. The dividend yield stands at 4.78%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of JM Financial Limited stock?
The 52-week high price of JM Financial Limited (JMFINANCIL) is ₹199.8, while the 52-week low is ₹112. Currently trading at ₹127.26, the stock is 17.4% away from its 52-week low and 36.3% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy JM Financial Limited stock at the current price?
Whether to buy JM Financial Limited stock at ₹127.26 depends on multiple factors. The stock is currently trading with a P/E ratio of 10.12 and P/B ratio of 1.14. Today's performance shows a gain of 2.13%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of JM Financial Limited and when is the next dividend?
JM Financial Limited offers a dividend yield of 4.78%, which means for every ₹100 invested at the current price of ₹127.26, you can expect to receive approximately ₹4.78 annually as dividends. The face value of the stock is ₹1.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of JM Financial Limited?
JM Financial Limited's key financial metrics include: P/E Ratio: 10.12, P/B Ratio: 1.14, ROE: 12.00%, ROCE: 11.60%, Dividend Yield: 4.78%, EPS: ₹12.54, Book Value: ₹111.5, and Debt-to-Equity: 0.01. The company's market cap stands at ₹12,165.99 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is JM Financial Limited stock performing today in the market?
JM Financial Limited stock opened at ₹124.4 and is currently trading at ₹127.26, showing a gain of ₹2.65 (2.13%). The intraday high is ₹128.5 and low is ₹122.67. The trading volume stands at 28,79,925 shares, indicating strong market participation today.
08What is the P/E ratio of JM Financial Limited and what does it indicate?
JM Financial Limited has a Price-to-Earnings (P/E) ratio of 10.12, which means investors are willing to pay ₹10.12 for every ₹1 of earnings. With an EPS of ₹12.54, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about JM Financial Limited (JMFINANCIL) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.