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JM FINANCIAL

JM FINANCIAL Latest Share Price (JMFINANCIL)

NSE: JMFINANCILBSE 523405Financial ServicesHolding Companywww.jmfl.com
TechnicalsTV Chart
₹119.36
1.54+1.31%
Overall Score64/100
Day range118
₹119.36
121
52-week112
₹119.36
183
Above low+6.6%
Below high34.6%
Range position10%
Open118.00
Prev Close117.82
Bid119.34159
Ask119.39100

TODAY IN ONE LINE

JMFINANCIL rose 1.3% on light volume, outperforming Nifty's -0.2% move, supported by recent strong earnings.

With a market cap of ₹11,406.96 Cr., it trades at a P/E of 10.86. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume396.6K−81%vs 20D avg
Price Band20
Lower Band94.26
Upper Band141.38
Tick Size0.01
Daily Volatility2.59%
Annualised Vol49.48%
Market Cap₹11,406.96 Cr.
PromoterNot applicable
Face Value₹1
Fwd P/E8.64
PEG5.31
EV/EBITDA7.2
P/S3.57
ROA4.71%
Beta1.48
Div Payout47.45%
THE STOCK SCORE
Overall Score64/100
Updated 30 Sept

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

JM FINANCIAL flags & news 

Key strengths, potential risks, and recent updates.

✅ 6 green flags🚩 3 red flags

Green Flags

  • ●Quarterly OutperformanceLatest quarter Sales up 1359.4% and Profit up 14642.8%
  • ●Healthy Operating MarginsOPM is structurally strong at 97.6%
  • ●Reasonable ValuationTrading at a moderate P/E of 10.3x
  • ●Steady Dividend YieldReliable 2.75% dividend yield
  • ●Virtually Debt-FreeVery low Debt-to-Equity of 0.01x
  • ●Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • ●Earnings DeclineEPS (TTM) has contracted by 21.0% YoY
  • ●Promoter SellingPromoter holding decreased by 57.07% QoQ
  • ●Rising Receivables vs SalesReceivables grew 28.6% outpacing sales growth of -8.8%

Latest JM FINANCIAL News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

10 OCT 2026
corporate
Copy of Newspaper Publication - JM Financial Limited has informed the Exchange about Copy of Newspaper Publication relating to speci...
View PDF
🔒Prime: full history + alerts on this stock
Valuation

JM FINANCIAL valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for JM FINANCIAL, framed against the sector median so the premium or discount is obvious at a glance.

JM FINANCIAL trades at a P/E of 10.86× and P/B of 1.06×.

Key MetricsMarket + reported · 12 Oct 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹11,406.96 Cr.
P/E Ratio
10.86
P/B Ratio
1.06
EPS
₹3.05
Profitability

Profitability

ROE
14.56%
ROCE
14.57%
Net Margin
34.36%
Op Margin
97.63%
Growth

Growth

EPS YoY
-21%
Revenue YoY
—
Qtr Sales
1,359.43%
Qtr Profit
14,642.8%
Financial Health

Financial Health

Debt / Equity
0.01
Book Value
₹118.69
Div Yield
2.75%
Promoter Holding
Not applicable
Technicals

JM FINANCIAL technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for JM FINANCIAL — derived from the latest tape, not yesterday's close.

JM FINANCIAL last traded at ₹119.36 with an intraday range of ₹118–₹120.82 — latest indicator, pivot and CPR signals below.

Last updated: 12 October 2026, 10:34 am IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹119.36
LevelPrice (₹)Distance% Δ
R4126.43+7.07+5.92%
R3123.61+4.25+3.56%
R2122.21+2.85+2.39%
R1120.79+1.43+1.20%
PIVOT119.390.030.03%
CURRENT119.36——
S1117.97-1.39-1.17%
S2116.57-2.79-2.33%
S3115.15-4.21-3.53%
S4112.33-7.03-5.89%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 119.38P: 119.39TC: 119.41
R1
R2
R3
R4
indicator
LTP: 119.36
PDH: 122.17
PDL: 116.90
● Market Sentiment

JMFINANCIL is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Narrower, suggesting likely for trending moves

● Opening Range

Day's range: ₹118–₹120.82

● Price Position

Trading Inside opening range

Financials

JM FINANCIAL financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for JM FINANCIAL — consolidated or standalone — with margins, YoY growth and key ratios inline.

JM FINANCIAL reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹11,406.96 Cr. and reported EPS of ₹3.05.

iTap any row for a plain-English meaning▲▼Change vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2026May 2026
Interest Earned1,652
1,652
▲ 0.0%
169
169
▲ 0.0%
Total Income4,261
4,261
▲ 0.0%
Net Interest Income (NII)Derived1,652
1,652
▲ 0.0%
Profit Before Tax (PBT)1,580
1,580
▲ 0.0%
404
404
▲ 0.0%
Effective Tax %Derived25.53%
25.53%
Total Profit for Period1,201
1,201
▲ 0.0%
Less: Non-controlling Interests-1
-1
▲ 0.0%
Net Profit (Owner's PAT)Derived1,202
1,202
▲ 0.0%
PAT Growth YoY %Derived46.35%
—
Earnings Per Share (EPS ₹)12.57
12.57
▲ 0.0%
Diluted Shares Outstanding (Cr)96
96
▲ 0.0%
Share of Profit from Associates/JVs24
24
▲ 0.0%
Other Comprehensive Income (Net of Tax)27
27
▲ 0.0%
Fees & Commission Expense400
400
▲ 0.0%
Impairment On Financial Instruments-237
-237
▲ 0.0%
Net Gain Amortised Derecognition74
74
▲ 0.0%
Net Gain Fair Value Changes571
571
▲ 0.0%
Net Loss Fair Value Changes—
—
Other Revenue From Operations677
677
▲ 0.0%
Sales CAGR · 3Y
-4.9%
Sales CAGR · 5Y
+4.6%
PAT CAGR · 3Y
+43.1%
PAT CAGR · 5Y
+15.0%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

JM FINANCIAL segment analysis : revenue and profit mix.

Disclosed business segments at JM FINANCIAL with their share of revenue and profit, switchable between consolidated and standalone reporting.

JM FINANCIAL discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for JM FINANCIAL.

Our AI distills the core fundamental drivers supporting JM FINANCIAL, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

JM FINANCIAL's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Operating margin 33.55% significantly outpaces financial services peers, demonstrating superior cost control.

  • Net profit margin 34.36% TTM far exceeds sector average, indicating strong pricing power and efficiency.

  • P/E ratio 10.26x trades well below sector median, offering attractive valuation entry point.

  • D/E ratio 0.0001x exceptionally conservative, providing substantial financial flexibility and stability.

  • Integrated financial services model enables cross-sell opportunities across lending, wealth, investment banking.

bear case

Key Risks.

  • Latest quarterly EPS declined 21.1% YoY despite revenue growth, signaling earnings volatility.

  • Total debt ₹113,599.7 Cr exposes company to leverage risk during economic downturns.

  • ROE 14.56% and ROCE 12.44% lag peer benchmarks, indicating suboptimal capital deployment.

  • Beta 1.4993 indicates higher volatility than market, unsuitable for risk-averse investors.

  • Operating cash flow ₹61.49 Cr declined sharply from ₹518.48 Cr, signaling deteriorating cash conversion.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 14 would leave less room for earnings disappointment.

  • Reassess if quarterly profit growth turns negative for two consecutive quarters. The bull case relies on compounding earnings.

  • Return-quality risk. ROE below 10% would indicate weaker capital compounding.

  • Income thesis breaks if the dividend is cut or yield falls below 1.38%.

Shareholding

JM FINANCIAL shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in JM FINANCIAL — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

Annual • Jun 2026

FII16.95%↓0.20%
Promoters57.03%↓0.04%
DII5.49%↓0.40%
Public20.53%↑0.63%

Ownership Distribution

Foreign Institutions
16.95%
Promoters
57.03%
Domestic Institutions
5.49%
Retail & Public
20.53%

Category Trends

Foreign Institutions Breakdown
Total Holding: 16.95%
Net Change: -0.20%
Category Total16.95%
Total Holding16.95%
Net Change-0.20%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 8.17%, but category aggregate is 16.95%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
TIMF HOLDINGS
2.36%
0.00%
0.00%
Jun 2026
BARON EMERGING MARKETS FUND
2.20%
0.03%
-0.03%
Jun 2026
VIKRAM SHANKAR PANDIT
1.21%
0.01%
-0.01%
Jun 2026
THINK INDIA OPPORTUNITIES MASTER FUND LP
1.21%
0.00%
0.00%
Jun 2026
ROBECO CAPITAL GROWTH FUNDS - ROBECO QI EMERGING MARKETS ACTIVE EQUITIES
1.19%
0.00%
0.00%
Jun 2026
Allspring Emerging Markets Equity Fund
0.00%
0.00%
0.00%
Jun 2026
WELLS FARGO EMERGING MARKETS EQUITY FUND
0.00%
0.00%
0.00%
Jun 2026
ELEVATION CAPITAL VI FII HOLDINGS LIMITED
0.00%
0.00%
0.00%
Jun 2026
THE WELLINGTON TRUST COMPANY, NATIONAL ASSOCIATION
0.00%
0.00%
0.00%
Jun 2026
SAIF INDIA VI FII HOLDINGS LIMITED
0.00%
0.00%
0.00%
Jun 2026
FIDELITY INVESTMENT TRUST FIDELITY SERIES EMERGING
0.00%
0.00%
0.00%
Jun 2026
ROBECO CAPITAL GROWTH FUNDS
0.00%
0.00%
0.00%
Jun 2026
The Wellington Trust Company National Association Multiple Common Trust Funds Trust Emerging Markets Local Equity Portfolio
0.00%
0.00%
0.00%
Jun 2026
MORGAN STANLEY ASIA (SINGAPORE) PTE.
0.00%
0.00%
0.00%
Jun 2026
VALIANT MAURITIUS PARTNERS LIMITED
0.00%
0.00%
0.00%
Jun 2026
VALIANT MAURITIUS PARTNERS OFFSHORE LIMITED
0.00%
0.00%
0.00%
Jun 2026
Peers

JM FINANCIAL peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — JM FINANCIAL is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
BAJAJ FINSERV
₹2.78 Lakh Cr
Best Profit Growth
JM FINANCIAL
14642.80 %
Highest Dividend Yield
RANE HOLDINGS
3.12 %
09 · Chart Patterns

JM FINANCIAL chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for JM FINANCIAL — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

JM FINANCIAL delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for JM FINANCIAL over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in JM FINANCIAL stood at 49.3% of traded volume, against a 20-day average of 52.0%.

Avg Delivery (20D)52%-2.7 ppt latest vs avg
Highest Delivery66.8%on 24 Sept
Avg Volume (20D)21.42 L20-day run-rate
Conviction Trend↑ Strengthening-2.7 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

JM FINANCIAL announcements: results, concalls, ratings, M&A.

Filings JM FINANCIAL sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

JM FINANCIAL files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 142 documents below.

  1. 10 Oct 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    JM Financial Limited has informed the Exchange about Copy of Newspaper Publication relating to special window for transfer requests of equity shares…

  2. 28 Sept 2026General UpdatesView PDF

    General Updates

    JM Financial Limited has informed the Exchange that the Company has received an intimation today from JM Financial Credit Solutions Limited (the…

  3. 28 Sept 2026Trading WindowView PDF

    Trading Window

    JM Financial Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations,…

  4. 25 Sept 2026Allotment of SecuritiesView PDF

    Allotment of Securities

    JM Financial Limited has informed the Exchange regarding allotment of 45000 securities pursuant to ESOP/ESPS at its meeting held on September 25, 2026

  5. 10 Sept 2026General UpdatesView PDF

    General Updates

    JM Financial Limited has informed the Exchange about disclosure Under Regulation 30 of the SEBI Listing Regulations

Corporate Actions

JM FINANCIAL dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue JM FINANCIAL has declared, sequenced by announce and record date.

JM FINANCIAL corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

Insider Activity

JM FINANCIAL insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in JM FINANCIAL as reported to SEBI — buying and selling signals from the people who know the business best.

JM FINANCIAL insider activity below tracks 57 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
Pratik RokadeInsider20 Apr 2026buy+16.9 K₹22.45 L₹132.70
Devan KampaniInsider20 Apr 2026buy+31.9 K₹42.38 L₹132.70
Venugopal NyalapelliInsider20 Apr 2026buy+9.8 K₹12.95 L₹132.70
Rushank JainInsider20 Apr 2026buy+16.9 K₹22.45 L₹132.70
Krishna RaoInsider20 Apr 2026buy+13.7 K₹18.19 L₹132.70
Pratik RokadeInsider20 Apr 2026buy+16.9 K₹22.45 L₹132.70
Krishna RaoInsider20 Apr 2026buy+13.7 K₹18.19 L₹132.70
Venugopal NyalapelliInsider20 Apr 2026buy+9.8 K₹12.95 L₹132.70
Rushank JainInsider20 Apr 2026buy+16.9 K₹22.45 L₹132.70
Devan KampaniInsider20 Apr 2026buy+31.9 K₹42.38 L₹132.70
About the Company

About JM FINANCIAL: business, sector, key facts.

What JM FINANCIAL does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

JM FINANCIAL operates in the Holding Company industry under the Financial Services sector, listed as NSE: JMFINANCIL, BSE: 523405.

JMFINANCIL
Financial Services

JM FINANCIAL

NSE · JMFINANCIL·BSE · 523405·www.jmfl.com

JM Financial Limited is a diversified financial services company operating in India and internationally. Its business model caters to a broad client base, including corporations, financial institutions, government entities, high-net-worth individuals, and retail customers. The company's integrated approach allows it to offer a comprehensive suite of financial solutions across various segments.

The company's core business is structured around four key segments. The Investment Banking segment is a major player in capital markets transactions, providing advisory services for mergers and acquisitions, private equity syndication, institutional equities trading and research, portfolio management, private equity fund management, fixed income activities, syndication, and financing.

The Mortgage Lending segment focuses on providing financing solutions secured by commercial and residential real estate for both corporate and non-corporate clients. This includes traditional housing finance and lending to educational institutions. This segment represents a significant portion of JM Financial's lending portfolio, capitalizing on the growing demand for real estate financing in India.

The Alternative & Distressed Credit segment plays a critical role in managing and restructuring financial assets. This involves securitization and the management of alternative credit funds, showcasing the company's expertise in handling complex financial situations and generating returns from distressed assets. This segment provides a specialized service for the management of high-risk and high-reward investments.

Finally, the Asset Management, Wealth Management & Securities Business (Platform AWS) segment encompasses a wide range of services, including investment advisory and distribution. This includes equity brokerage, catering to both elite and retail clients, wealth management services, margin trade financing, and the distribution of diverse financial products. The segment also manages mutual fund assets through various schemes, providing comprehensive asset management solutions. Furthermore, it offers real estate consulting and capital market lending services, completing a holistic financial services offering.

company facts
Employees—
SectorFinancial Services
HeadquartersMumbai, India
Market Cap₹11,406.96 Cr.
Listed OnNSE
leadership61 on record
Mr. Abhishek Bhagat
Managing Director, Investment Banking
Mr. Abhishek Bhagat
Managing Director of Technology, Media & Telecom
Mr. Adi Patel
Managing Director, Executive Director
Mr. Adi Patel
MD & Additional Director
Mr. Ajay Manglunia
Managing Director, Head - Investment Grade Group
Mr. Akhil Kejriwa
Managing Director, Equity Capital Markets
Mr. Amitabh Mohanty
Managing Director, Chief Executive Officer - Mutual Fund
Mr. Amit Jhalaria
Managing Director and Chief Risk Officer, JM Financial Products Limited
Mr. Anil Salvi
Managing Director, Group Head - Human Resources and Administration and Chief Executive Officer - Real Estate Consulting
Mr. Anil Salvi
MD & Group Head of Human Resources
Mr. Anish Damania
Managing Director, Chief Executive Officer - Institutional Equities
Mr. Anuj Kapoor
Managing Director, Chief Executive Officer - Private Wealth Group and Alternatives
§ ∞ · Plainly Answered

Questions investors ask about JM FINANCIAL (JMFINANCIL).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of JM FINANCIAL (JMFINANCIL)?

The current share price of JM FINANCIAL (JMFINANCIL) is ₹119.36. Today, the stock has gained by ₹1.54 (1.31%), trading in a range of ₹118.00 to ₹120.82. The stock opened at ₹118.00 with a trading volume of 3,96,591 shares.

02Is JM FINANCIAL stock a good investment for long-term?

JM FINANCIAL can be considered for long-term investment based on several factors. The company has a market capitalization of ₹11,406.96 Cr., P/E ratio of 10.86, ROE of 14.56%, and ROCE of 14.57%. The dividend yield stands at 2.75%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of JM FINANCIAL stock?

The 52-week high price of JM FINANCIAL (JMFINANCIL) is ₹182.50, while the 52-week low is ₹112.00. Currently trading at ₹119.36, the stock is 6.57% above its 52-week low and 34.6% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy JM FINANCIAL stock at the current price?

Whether to buy JM FINANCIAL stock at ₹119.36 depends on multiple factors. The stock is currently trading with a P/E ratio of 10.86 and P/B ratio of 1.06. Today's performance shows a gain of 1.31%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of JM FINANCIAL and when is the next dividend?

JM FINANCIAL offers a dividend yield of 2.75%, which means for every ₹100 invested at the current price of ₹119.36, you can expect to receive approximately ₹2.75 annually as dividends. The face value of the stock is ₹1.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of JM FINANCIAL?

JM FINANCIAL's key financial metrics include: P/E Ratio: 10.86, P/B Ratio: 1.06, ROE: 14.56%, ROCE: 14.57%, Dividend Yield: 2.75%, EPS: ₹3.05, Book Value: ₹118.69, and Debt-to-Equity: 0.01. The company's market cap stands at ₹11,406.96 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is JM FINANCIAL stock performing today in the market?

JM FINANCIAL stock opened at ₹118.00 and is currently trading at ₹119.36, showing a gain of ₹1.54 (1.31%). The intraday high is ₹120.82 and low is ₹118.00. The trading volume stands at 3,96,591 shares, indicating moderate market participation today.

08What is the P/E ratio of JM FINANCIAL and what does it indicate?

JM FINANCIAL has a Price-to-Earnings (P/E) ratio of 10.86, which means investors are willing to pay 10.86 for every ₹1 of earnings. With an EPS of ₹3.05, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about JM FINANCIAL (JMFINANCIL) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.