PTC India Financial Services
PTC India Financial Services Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for PTC India Financial Services Ltd, framed against the sector median so the premium or discount is obvious at a glance.
PTC India Financial Services Ltd trades at a P/E of 6.23× and P/B of 0.64×, against the Financial Services sector median P/E of 18.42×.
Valuation
Profitability
Growth
Financial Health
PTC India Financial Services Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for PTC India Financial Services Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
PTC India Financial Services Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for PTC India Financial Services Ltd, switchable between annual and quarterly views, consolidated or standalone.
PTC India Financial Services Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1,999.43 Cr and reported EPS of ₹4.97.
| Period | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 1,190 | 1,334 | 1,364 | 1,131 | 953 | 791 | 761 | 633 | 515 |
| Other Income | 1 | 2 | 5 | 9 | 16 | 6 | 15 | 5 | 4 |
| Total Income | 1,190 | 1,337 | 1,370 | 1,139 | 969 | 797 | 776 | 638 | 518 |
| Gross Profit | 1,190 | 1,334 | 1,364 | 1,131 | 953 | 791 | 761 | 633 | 515 |
| +Operating Expenses | 399 | 108 | 45 | 52 | 36 | 40 | 55 | 42 | 44 |
| EBITDA | 790 | 1,226 | 1,319 | 1,079 | 917 | 751 | 705 | 591 | 471 |
| +Non-Operating Expenses | 686 | 947 | 955 | 757 | 586 | 438 | 416 | 328 | 229 |
| Profit Before Tax (PBT) | 105 | 281 | 172 | 93 | 174 | 232 | 216 | 279 | 390 |
| +Tax Expense | 80 | 97 | 62 | 68 | 44 | 57 | 55 | 61 | 70 |
| Profit After Tax (PAT) | 25 | 184 | 110 | 26 | 130 | 176 | 161 | 217 | 319 |
| Earnings Per Share (EPS) | 0.38 | 2.87 | 1.71 | 0.40 | 2.02 | 2.74 | 2.50 | 3.38 | 4.97 |
| Diluted Shares Outstanding (Nos.) | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 |
| +Banking Income | 1,190 | 1,337 | 1,370 | 1,139 | 969 | 797 | 776 | 638 | 518 |
| +Additional Disclosures | 1,085 | 1,022 | 1,195 | 1,039 | 804 | 565 | 559 | 358 | 126 |
| Sales Growth % | — | 12.17 | 2.24 | -17.13 | -15.72 | -17.00 | -3.81 | -16.75 | -18.76 |
| YoY Sales Growth % | — | 12.17 | 2.24 | -17.13 | -15.72 | -17.00 | -3.81 | -16.75 | -18.76 |
| Employee Cost % | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 3 | 4 |
| Other Cost % | 32 | 7 | 2 | 3 | 2 | 3 | 5 | 4 | 4 |
| OPM % | 66 | 92 | 97 | 95 | 96 | 95 | 93 | 93 | 91 |
| Tax % | 76 | 34 | 36 | 73 | 25 | 24 | 26 | 22 | 18 |
| Profit Growth % | — | 645.38 | -40.26 | -76.72 | 407.69 | 35.25 | -8.57 | 35.02 | 47.14 |
| Gross Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| +Additional Fields | — | — | 2 | 1 | 2 | 1 | 1 | 0 | 1 |
PTC India Financial Services segment analysis: revenue and profit mix.
Disclosed business segments at PTC India Financial Services with their share of revenue and profit, switchable between consolidated and standalone reporting.
PTC India Financial Services discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
PTC India Financial Services Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy PTC India Financial Services Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
PTC India Financial Services Ltd's investment case rests on 10 positive markers and 9 flagged concerns drawn from the latest reported filings.
What you're getting.
Compelling P/E (6.89) and P/B (0.81) ratios suggest potential undervaluation.
Substantial 65% promoter holding indicates strong management confidence and alignment.
Impressive 86.20% quarterly profit growth to ₹88.1 crore demonstrates operational efficiency.
Healthy ROE of 8.20% and ROCE of 9.93% show efficient capital utilization.
Strong 52-week stock return of 104.32% reflects robust market confidence.
What can break it.
Recent quarterly sales declined by 19.30% to ₹132 crore.
High debt-to-equity ratio of 1.04 indicates significant reliance on debt.
Significant stock price volatility, with a 52-week range of ₹27.20-₹46.00.
Negative 5-year revenue growth of -14.23% is a notable concern.
Five-year Free Cash Flow CAGR of -18.86% indicates cash generation issues.
What would change my mind.
Trim if P/E re-rates above 8 (~0.4× the sector multiple of 18.4). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
PTC India Financial Services Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — PTC India Financial Services Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
PTC India Financial Services Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for PTC India Financial Services Ltd — derived from the live tape, not yesterday's close.
PTC India Financial Services Ltd last traded at ₹31.05 with an intraday range of ₹30.81–₹31.44 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹31.05| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 32.65 | +1.60 | +5.15% |
| R3 | 32.02 | +0.97 | +3.12% |
| R2 | 31.73 | +0.68 | +2.19% |
| R1 | 31.39 | +0.34 | +1.10% |
| PIVOT | 31.10 | 0.05 | 0.16% |
| CURRENT | 31.05 | — | — |
| S1 | 29.50 | -1.55 | -4.99% |
| S2 | 30.13 | -0.92 | -2.96% |
| S3 | 30.47 | -0.58 | -1.87% |
| S4 | 30.76 | -0.29 | -0.93% |
PFS is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: 30.81 ~ 31.2
Trading Inside opening range
PTC India Financial Services Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for PTC India Financial Services Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in PTC India Financial Services Ltd stood at 47.9% of traded volume, against a 20-day average of 56.1%.
PTC India Financial Services announcements: results, concalls, ratings, M&A.
Filings PTC India Financial Services sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
PTC India Financial Services files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 94 documents below.
Disclosure under SEBI Takeover Regulations
PTC India Limited has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India…
Copy of Newspaper Publication
PTC India Financial Services Limited has informed the Exchange about Copy of Newspaper Publication
Shareholders meeting
PTC India Financial Services Limited has informed the Exchange regarding Notice of Postal Ballot for appointment of Shri Rajiv Malhotra (DIN:…
Analysts/Institutional Investor Meet/Con. Call Updates
PTC India Financial Services Limited has informed the Exchange about Transcript
Copy of Newspaper Publication
PTC India Financial Services Limited has informed the Exchange about Copy of Newspaper Publication of Audited Financial Results for the quarter and…
Investor decks & rating reports.
Analysts/Institutional Investor Meet/Con. Call Updates
General Updates
General Updates
Updates
PTC India Financial Services dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue PTC India Financial Services has declared, sequenced by announce and record date.
PTC India Financial Services corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About PTC India Financial Services Ltd: business, sector, key facts.
What PTC India Financial Services Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
PTC India Financial Services Ltd operates in the Financial Services, listed as NSE: PFS, BSE: 533344.
PTC India Financial Services Limited (PFS) is a non-banking finance company (NBFC) operating primarily within India. Its core business revolves around providing a diverse range of financial solutions to businesses and projects, focusing primarily on debt-based instruments.
PFS offers both fund-based and non-fund-based financial assistance. Fund-based options include various debt instruments such as term debt, project debt, corporate debt, and bridge debt, as well as bills discounting. Non-fund-based services offer financial support without direct capital outlay, including letters of comfort, credit enhancement schemes, and deferred payment guarantees. This comprehensive suite of services caters to a broad spectrum of client needs.
Beyond direct financing, PFS plays a significant role in the project lifecycle. It acts as an underwriter, lead financial institution (FI), syndicator, and agent for security and facility management. The company's expertise extends to project appraisal, acting as a consultant and preparer of detailed project reports (DPRs). This multifaceted approach ensures comprehensive support for clients throughout the project development and execution phases.
PFS's investment portfolio is strategically focused on infrastructure development. This includes investments in greenfield and brownfield projects, specifically targeting logistics and road projects, reflecting a commitment to supporting India's infrastructural growth. This focus on infrastructure development aligns with national priorities and provides consistent growth opportunities for the company.
Established in 2006 and headquartered in New Delhi, PFS operates as a subsidiary of PTC India Limited. This parentage provides a strong foundation and potentially access to a wider network of resources and opportunities, contributing to the company's overall financial stability and market position.
Questions investors ask about PTC India Financial Services Ltd (PFS).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of PTC India Financial Services Ltd (PFS)?
The current share price of PTC India Financial Services Ltd (PFS) is ₹31.05. Today, the stock has gained by ₹0.10 (0.32%), trading in a range of ₹30.81 to ₹31.44. The stock opened at ₹31.2 with a trading volume of 3,74,601 shares.
02Is PTC India Financial Services Ltd stock a good investment for long-term?
PTC India Financial Services Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,999.43 crores, P/E ratio of 6.23, ROE of 0.00%, and ROCE of 9.93%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of PTC India Financial Services Ltd stock?
The 52-week high price of PTC India Financial Services Ltd (PFS) is ₹43.99, while the 52-week low is ₹23.85. Currently trading at ₹31.05, the stock is 35.7% away from its 52-week low and 29.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy PTC India Financial Services Ltd stock at the current price?
Whether to buy PTC India Financial Services Ltd stock at ₹31.05 depends on multiple factors. The stock is currently trading with a P/E ratio of 6.23 and P/B ratio of 0.64. Today's performance shows a gain of 0.32%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of PTC India Financial Services Ltd and when is the next dividend?
PTC India Financial Services Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹31.05, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of PTC India Financial Services Ltd?
PTC India Financial Services Ltd's key financial metrics include: P/E Ratio: 6.23, P/B Ratio: 0.64, ROE: 0.00%, ROCE: 9.93%, Dividend Yield: 0.00%, EPS: ₹4.97, Book Value: ₹48.06, and Debt-to-Equity: 0.00. The company's market cap stands at ₹1,999.43 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is PTC India Financial Services Ltd stock performing today in the market?
PTC India Financial Services Ltd stock opened at ₹31.2 and is currently trading at ₹31.05, showing a gain of ₹0.10 (0.32%). The intraday high is ₹31.44 and low is ₹30.81. The trading volume stands at 3,74,601 shares, indicating moderate market participation today.
08What is the P/E ratio of PTC India Financial Services Ltd and what does it indicate?
PTC India Financial Services Ltd has a Price-to-Earnings (P/E) ratio of 6.23, which means investors are willing to pay ₹6.23 for every ₹1 of earnings. With an EPS of ₹4.97, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about PTC India Financial Services Ltd (PFS) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
Related
Peers, sector trends, screeners and strategy playbooks contextual to this stock.
- Akme Fintrade (India) (AFIL) Share PricePeer
- Arman Financial Services (ARMANFIN) Share PricePeer
- Avonmore Capital & Management Services (AVONMORE) Share PricePeer
- Baid Finserv (BAIDFIN) Share PricePeer
- Bajaj Finance (BAJFINANCE) Share PricePeer
- Top Gainers TodayScreener
- EMA Crossover ScreenerScreener
- Stock Quality ScorecardScreener
- All Technical ScreenersScreener
- All Trading StrategiesStrategy