Market closedLast updated 23 July 2026, 9:38 pm ISTData NSENot investment advice
Punjab National Bank

Punjab National Bank Share Price Today (PNB)

TechnicalsTV Chart
110.15
0.58−0.52%
Overall Score64/100
Day range110
₹110.15
111
52-week99
₹110.15
135
Above low+11.8%
Below high18.5%
Range position32%
Open110.00
Prev Close110.73
Bid110.134.1K
Ask110.182.5K

TODAY IN ONE LINE

PNB slipped 0.5% on light volume, in line with Nifty's -0.5% move.

With a market cap of ₹1.27 L Cr., it trades at a P/E of 5.76. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume10.1M54%vs 20D avg
Market Cap₹1.27 L Cr.
Promoter70.08%
Face Value₹2
Fwd P/E6.61
PEG0.1
EV/EBITDA
P/S2.02
ROA0.95%
Beta1.4
Div Payout36.88%
THE STOCK SCORE

How good is this company?

Overall performance across 5 key dimensions.

Overall Score64/100
Updated 21 Jul
Each card tappable → shows formula + inputs
FLAGS & NEWS

Punjab National Bank flags & news 

Key strengths, potential risks, and recent updates.

6 green flags🚩 0 red flags

Green Flags

  • Healthy Operating MarginsOPM is structurally strong at 74.7%
  • Reasonable ValuationTrading at a moderate P/E of 6.7x
  • High Promoter HoldingPromoters hold 70.1% skin-in-the-game
  • Steady Dividend YieldReliable 5.70% dividend yield
  • Strong Capital AdequacyRobust CET-1 Ratio of 14.52%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

No red flags identified

Latest Punjab National Bank News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

18 JUL 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - Punjab National Bank has informed the Exchange about Link of Recording
View PDF
18 JUL 2026
corporate
Press Release - Punjab National Bank has informed the Exchange regarding a press release dated July 18, 2026, titled...
View PDF
18 JUL 2026
corporate
Investor Presentation - Punjab National Bank has informed the Exchange about Investor Presentation
View PDF
18 JUL 2026
corporate
Outcome of Board Meeting - Punjab National Bank has submitted to the Exchange, the financial results for the period ended Jun 3...
View PDF
18 JUL 2026
corporate
Investor Presentation - Punjab National Bank has informed the Exchange about Investor Presentation
View PDF
17 JUL 2026
corporate
General Updates - Punjab National Bank has informed the Exchange about Punjab National Bank has informed the Exchange ...
View PDF
16 JUL 2026
corporate
General Updates - Punjab National Bank has informed the Exchange about General Updates
View PDF
🔒Prime: full history + alerts on this stock
Valuation

Punjab National Bank valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Punjab National Bank, framed against the sector median so the premium or discount is obvious at a glance.

Punjab National Bank trades at a P/E of 5.76× and P/B of 0.85×, against the Financial Services sector median P/E of 7.84×.

Key MetricsMarket + reported · 23 Jul 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹1.27 L Cr.
P/E Ratio
5.76
P/B Ratio
0.85
EPS
₹16
Profitability

Profitability

ROE
13%
ROCE
6.13%
Net Margin
29.34%
Op Margin
74.7%
Growth

Growth

EPS YoY
1.9%
Revenue YoY
15.2%
Qtr Sales
0.84%
Qtr Profit
12.1%
Financial Health

Financial Health

Book Value
₹130.49
Div Yield
5.7%
Promoter Holding
70.08%
Technicals

Punjab National Bank technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Punjab National Bank — derived from the live tape, not yesterday's close.

Punjab National Bank last traded at ₹110.15 with an intraday range of ₹109.55–₹111 — live indicator, pivot and CPR signals below.

Last updated: 23 July 2026, 9:38 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹110.15
LevelPrice (₹)Distance% Δ
R4113.82+3.67+3.33%
R3112.37+2.22+2.01%
R2111.68+1.53+1.39%
R1110.92+0.77+0.70%
PIVOT110.230.080.08%
CURRENT110.15
S1109.47-0.68-0.62%
S2108.78-1.37-1.24%
S3108.02-2.13-1.94%
S4106.57-3.58-3.25%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 110.19P: 110.23TC: 110.28
R1
R2
R3
R4
indicator
LTP: 110.15
PDH: 112.82
PDL: 110.35
● Market Sentiment

PNB is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Narrower, suggesting likely for trending moves

● Opening Range

Day's range: 109.55110.4

● Price Position

Trading Below opening range, showing Bearishness

Financials

Punjab National Bank financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for Punjab National Bank — consolidated or standalone — with margins, YoY growth and key ratios inline.

Punjab National Bank reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1.27 L Cr. and reported EPS of ₹16.00.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2025Mar 2026
1,24,010
1,30,772
5.5%
Other Income16,447
18,691
13.6%
Total Income1,40,457
1,49,463
6.4%
Net Interest Income (NII)Derived43,306
42,703
1.4%
1,13,254
1,19,898
5.9%
Profit Before Tax (PBT)26,053
27,082
4.0%
Tax Expense8,613
9,986
15.9%
Effective Tax %Derived33.06%
36.87%
Total Profit for Period17,440
17,096
2.0%
Less: Non-controlling Interests72
74
2.3%
Net Profit (Owner's PAT)Derived17,367
17,022
2.0%
PAT Growth YoY %Derived109.78%
-1.99%
Earnings Per Share (EPS ₹)16.08
16.00
0.5%
Diluted Shares Outstanding (Cr)1,149
1,149
0.0%
0
0
7.8%
Share of Profit from Associates/JVs1,113
1,371
23.2%
PAT CAGR · 3Y
+77.2%
PAT CAGR · 5Y
+53.2%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

Punjab National Bank segment analysis : revenue and profit mix.

Disclosed business segments at Punjab National Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.

Punjab National Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Punjab National Bank.

Our AI distills the core fundamental drivers supporting Punjab National Bank, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

Punjab National Bank's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • High promoter holding of 70.08% signals strong founder commitment and governance stability.

  • Net profit margin of 29.34% TTM demonstrates superior profitability relative to peers.

  • Attractive valuation with P/E of 6.71x and P/B of 0.79x, trading significantly below peers.

  • Operating cash flow of ₹26,302 Cr supports sustainable dividend payments and growth.

  • Revenue growth of 15.2% TTM outpaces peers, indicating strong market share gains.

bear case

Key Risks.

  • ROCE of 6.13% remains below peer median, suggesting suboptimal capital deployment efficiency.

  • ROE of 13.00% lags peer median of 15.48%, limiting shareholder value creation potential.

  • Latest quarterly EPS grew 2.7% YoY despite TTM EPS growth of only 1.9%, showing earnings deceleration.

  • 52-week stock return of 0.00% shows flat price performance and weak investor sentiment.

  • Beta of 1.40 indicates elevated volatility relative to market, increasing portfolio risk.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 7 (~0.9× the sector multiple of 7.8) would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

Punjab National Bank shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Punjab National Bank — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualMar 2026

Public7.47%0.43%
DII16.05%0.03%
Promoters70.08%
FII6.39%0.45%

Ownership Distribution

Retail & Public
7.47%
Domestic Institutions
16.05%
Promoters
70.08%
Foreign Institutions
6.39%

Category Trends

Foreign Institutions Breakdown
Total Holding: 6.39%
Net Change: +0.45%
Category Total6.39%
Total Holding6.39%
Net Change+0.45%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 0.00%, but category aggregate is 6.39%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
Societe Generale - ODI
0.00%
0.00%
0.00%
Mar 2026
Lazard Asset Management LLC
0.00%
0.00%
0.00%
Mar 2026
Lazard Emerging Markets Equity Portfolio
0.00%
0.00%
0.00%
Mar 2026
Peers

Punjab National Bank peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Punjab National Bank is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
State Bank of India
₹9.34 Lakh Cr
Best Profit Growth
Indian Overseas Bank
42.50 %
Highest Dividend Yield
Punjab National Bank
5.70 %
09 · Chart Patterns

Punjab National Bank chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Punjab National Bank — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on PNB
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full PNB pattern history & scanner →
Delivery Conviction

Punjab National Bank delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Punjab National Bank over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Punjab National Bank stood at 50.0% of traded volume, against a 20-day average of 43.6%.

Avg Delivery (20D)43.6%+6.4 ppt latest vs avg
Highest Delivery60.9%on 07 Jul
Avg Volume (20D)2.21 Cr20-day run-rate
Conviction Trend↓ Weakening+6.4 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

Punjab National Bank announcements: results, concalls, ratings, M&A.

Filings Punjab National Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Punjab National Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 227 documents below.

  1. 18 Jul 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Punjab National Bank has informed the Exchange about Link of Recording

  2. 18 Jul 2026Press ReleaseView PDF

    Press Release

    Punjab National Bank has informed the Exchange regarding a press release dated July 18, 2026, titled "Press Release on the Financial Results for the…

  3. 18 Jul 2026Investor PresentationView PDF

    Investor Presentation

    Punjab National Bank has informed the Exchange about Investor Presentation

  4. 18 Jul 2026Outcome of Board MeetingView PDF

    Outcome of Board Meeting

    Punjab National Bank has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.

  5. 17 Jul 2026General UpdatesView PDF

    General Updates

    Punjab National Bank has informed the Exchange about Punjab National Bank has informed the Exchange about Certificate of Compliance with…

Corporate Actions

Punjab National Bank dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Punjab National Bank has declared, sequenced by announce and record date.

Punjab National Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About Punjab National Bank: business, sector, key facts.

What Punjab National Bank does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Punjab National Bank operates in the Public Sector Bank industry under the Financial Services sector, listed as NSE: PNB, BSE: 532461.

PNB
Financial Services

Punjab National Bank

NSE · PNB·BSE · 532461·pnb.bank.in

Punjab National Bank (PNB) is a major Indian banking institution offering a wide range of financial products and services both domestically and internationally. Its operations are segmented into Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations, catering to diverse customer segments, from individuals to large corporations and government entities.

The bank's retail banking segment focuses on individual customers, providing a comprehensive suite of services. This includes various deposit accounts such as savings, current, and fixed deposits, along with investment options like capital gain and gold monetization schemes. A significant portion of this segment involves offering personal loans for various purposes, including housing, vehicles, education, and personal expenses, as well as gold and mortgage loans. PNB also actively supports micro, small, and medium enterprises (MSMEs) through specialized loan schemes tailored to their needs.

PNB's corporate and wholesale banking division caters to larger businesses and government clients. Services include extensive loan offerings like loans against future lease rentals, working capital financing, and term loans. The bank also provides crucial support for international trade through its export-import (EXIM) finance and cash management services, further complemented by specialized gold card schemes designed for exporters. International banking services extend PNB's reach beyond India's borders.

Beyond core banking services, PNB offers a diverse portfolio of ancillary financial services. This includes life and general insurance products, furthering its role as a one-stop shop for its clients' financial needs. Investment services are also available through offerings like mutual funds and depository services. The bank also acts as a merchant banker, facilitating various financial transactions. Furthermore, it provides value-added services including mobile and internet banking, SMS banking, and other digital banking solutions, enhancing customer accessibility and convenience. These services are supplemented by a robust network of ATMs, POS systems, and other technological solutions like NFC-enabled payment terminals and electronic cheque deposit machines.

Established in 1894 and headquartered in New Delhi, PNB has a long history of serving the Indian financial landscape. Its multi-faceted approach, encompassing traditional banking services and advanced technological solutions, positions it as a significant player in India's competitive banking sector.

company facts
Employees58,329
SectorFinancial Services
HeadquartersNew Delhi, India
Market Cap₹1.27 L Cr.
Listed OnNSE
leadership28 on record
Dr. Rekha Jain
Non-Executive Independent Shareholder Director
Mr. Amit Kumar Srivastava
Executive Director
Mr. Ashok Chandra
CEO, MD & Director
Mr. Bibhu Prasad Mahapatra
Executive Director
Mr. Bikramjit Shom
Company Secretary & Compliance Officer
Mr. Deepak Kumar Srivastava
Chief General Manager & HO Corporate Communication Division
Mr. D. Surendran
Executive Director
Mr. M. Paramasivam
Executive Director
Mr. Nitil Pandya
General Manager - Group Business Management Division
Mr. Sumesh Kumar
Chief General Manager, HO HRD
Mr. Sunil Kumar Goyal
Chief General Manager
Mr. Vishesh Kumar Srivastava F.R.M., M.Sc.
Chief General Manager
§ ∞ · Plainly Answered

Questions investors ask about Punjab National Bank (PNB).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Punjab National Bank (PNB)?

The current share price of Punjab National Bank (PNB) is ₹110.15. Today, the stock has declined by ₹0.58 (0.52%), trading in a range of ₹109.55 to ₹111. The stock opened at ₹110 with a trading volume of 1,01,37,716 shares.

02Is Punjab National Bank stock a good investment for long-term?

Punjab National Bank can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,26,594.77 crores, P/E ratio of 5.76, ROE of 13.00%, and ROCE of 6.13%. The dividend yield stands at 5.70%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Punjab National Bank stock?

The 52-week high price of Punjab National Bank (PNB) is ₹135.15, while the 52-week low is ₹98.5. Currently trading at ₹110.15, the stock is 31.8% away from its 52-week low and 18.5% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Punjab National Bank stock at the current price?

Whether to buy Punjab National Bank stock at ₹110.15 depends on multiple factors. The stock is currently trading with a P/E ratio of 5.76 and P/B ratio of 0.85. Today's performance shows a loss of 0.52%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Punjab National Bank and when is the next dividend?

Punjab National Bank offers a dividend yield of 5.70%, which means for every ₹100 invested at the current price of ₹110.15, you can expect to receive approximately ₹5.70 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Punjab National Bank?

Punjab National Bank's key financial metrics include: P/E Ratio: 5.76, P/B Ratio: 0.85, ROE: 13.00%, ROCE: 6.13%, Dividend Yield: 5.70%, EPS: ₹16.00, Book Value: ₹130.49, and Debt-to-Equity: 12.20. The company's market cap stands at ₹1,26,594.77 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Punjab National Bank stock performing today in the market?

Punjab National Bank stock opened at ₹110 and is currently trading at ₹110.15, showing a decline of ₹0.58 (0.52%). The intraday high is ₹111 and low is ₹109.55. The trading volume stands at 1,01,37,716 shares, indicating strong market participation today.

08What is the P/E ratio of Punjab National Bank and what does it indicate?

Punjab National Bank has a Price-to-Earnings (P/E) ratio of 5.76, which means investors are willing to pay ₹5.76 for every ₹1 of earnings. With an EPS of ₹16.00, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Punjab National Bank (PNB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.