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PNB Gilts Ltd

PNB Gilts

Small Cap52 EmployeesIPO 2000
Current Price
77.56
-2.37 (-2.97%)Updated
NSE :PNBGILTS
BSE :532366
Valuation vs Sector
P/E Ratio
5.74vs 20.04
P/B Ratio
0.85vs 2.26
Div Yield
1.25%vs 0.54%
Today's Range
76.93
77.56
union icon
78.77
52 Week Range
52W Low74.25
52W High119.80
77.56
union icon
Downside4.46%
Upside54.46%

Price Chart

Compare with Peers

Historical Ratios

Track top 12 most important financial ratios

P/E Ratio: Price to Earnings - Most used valuation metric

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Analyzing Investment Quality

Processing 9 key metrics...

Key Metrics

Hover for details

Valuation

Market Cap
1,442.6 Cr
Market Cap
Total market value of company
P/E Ratio
5.92
P/E Ratio
Price to Earnings. Lower is generally better (<25 is good)
P/B Ratio
1.05
P/B Ratio
Price to Book Value. <3 may indicate undervaluation
EPS
13.52
EPS
Earnings Per Share. Higher and growing is positive

Profitability

ROE
1.86%
ROE
Return on Equity. >15% is good, >20% is excellent
ROCE
6.80%
ROCE
Return on Capital Employed. >15% is good
Net Margin
14.91%
Net Margin
Net profit as % of revenue. >10% is good
Operating Margin
-%
Operating Margin
Operating profit margin. >15% is good

Growth

EPS Growth (5Y)
4.57%
EPS Growth (5Y)
5-year EPS growth. >15% is strong
Revenue Growth (5Y)
11.50%
Revenue Growth (5Y)
5-year revenue growth. >10% is good
Qtr Sales Growth
-11.40%
Qtr Sales Growth
Quarter-over-quarter sales growth
Qtr Profit Growth
-140.00%
Qtr Profit Growth
Quarter-over-quarter profit growth

Financial Health

Debt/Equity
14.49
Debt/Equity
Financial leverage. <1 is good, <0.5 is excellent
Book Value
85.84
Book Value
Net asset value per share
Dividend Yield
1.25%
Dividend Yield
Annual dividend as % of price. >2% is good
Promoter Holding
74.10%
Promoter Holding
Promoter stake. >50% shows confidence
Good
Average
Needs Attention

SWOT Analysis

Strengths

5 points
  • High promoter holding at 74.1% indicates strong management confidence.
  • Attractive Price-to-Earnings ratio of 8.77 suggests potential undervaluation.

Weaknesses

5 points
  • Very high debt-to-equity ratio of 15.13 indicates significant financial leverage.
  • Substantial quarterly profit decline of -140.00% highlights recent operational challenges.

Opportunities

5 points
  • Expansion of financial services in emerging markets offers new growth avenues.
  • Diversification into new investment products could unlock additional revenue streams.

Threats

5 points
  • Fluctuations in interest rates directly impact fixed-income security values.
  • Intense competition within financial services sector could pressure margins.

Segment-wise Financial Analysis

Financial Results

Balance Sheet

StandaloneAnnualAll amounts in ₹ Crores • CA Schedule III Format

No Balance Sheet Data Available

Standalone annual data is not available for this symbol.
Try switching to Consolidated view.

Shareholding Pattern

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Company Insider Trading Activity

No insider trading data available

Corporate Action

Company Announcements

Technical Analysis & Indicators

Standard pivot points - most widely used

Pivot Points (CLASSIC)

LevelPriceDistance% Change
R482.26+₹4.70+6.06%
R380.42+₹2.86+3.68%
R279.59+₹2.03+2.62%
R178.58+₹1.02+1.31%
PIVOT77.750.190.25%
CURRENT77.56--
S173.06-₹4.50-5.81%
S274.90-₹2.66-3.43%
S375.91-₹1.65-2.12%
S476.74-₹0.82-1.06%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: N/AP: N/ATC: N/A
R1
R2
R3
R4
indicator
LTP: N/A
PDH: N/A
PDL: N/A
● Market Sentiment

is trading CPR, indicating

● CPR Width

CPR is

● Opening Range

Day's range: ~

● Price Position

Trading Inside opening range

Delivery Volume Analysis & Trading Activity

Latest Volume
2.34L
(02 Mar 2026)
-21.0% vs avg
Delivery %
60.3%
(02 Mar 2026)
+14.5% vs avg
Avg Volume (20D)
2.97L
(03 Feb - 02 Mar)
20-day average
Avg Delivery %
45.8%
(03 Feb - 02 Mar)
Trend ↑
Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.

Peer Comparison & Industry Benchmarking

Quick Compare

Largest by Market Cap
Billionbrains Garage Ventures Ltd
1.03L ₹ Cr
Best Profit Growth
Centrum Capital Ltd
84.70 %
Highest Dividend Yield
Geojit Financial Services Ltd
2.24 %

Peer Comparison

Company Name
CENTRUM
Centrum Capital Ltd
DAMCAPITAL
Dam Capital Advisors Ltd
DOLATALGO
Dolat Algotech Ltd
GEOJITFSL
Geojit Financial Services Ltd
GROWW
Billionbrains Garage Ventures Ltd
JINDALPHOT
Jindal Photo Ltd
MASTERTR
Master Trust Ltd
SMCGLOBAL
SMC Global Securities Ltd
UGROCAP
Ugro Capital Ltd

About

PNBGILTS

PNB Gilts Ltd

PNB Gilts Ltd. is a prominent government securities dealer based in New Delhi, India, operating as a subsidiary of Punjab National Bank. Its core business revolves around the Indian government securities market, encompassing a wide range of activities aimed at facilitating efficient trading and management of fixed income instruments.

A significant aspect of PNB Gilts' operations involves underwriting and bidding on government securities issuances. This plays a crucial role in the primary market for government debt, assisting the Indian government in raising funds efficiently. The company actively participates in these processes, contributing to the smooth functioning of the public debt market.

Beyond primary market activities, PNB Gilts is heavily involved in the secondary market trading of various fixed income instruments. This includes a diverse portfolio of government securities, treasury bills, cash management bills, state development loans, and corporate bonds. In addition, they engage in trading interest rate swaps, providing clients with risk management tools to hedge against interest rate fluctuations. Their expertise extends to the money market, where they actively trade instruments like certificates of deposits and commercial papers.

PNB Gilts offers a comprehensive suite of services catering to a diverse client base. This includes providing custody services, safeguarding securities for its clients. They also manage gilts accounts, simplifying the complexities of investing in government securities for individuals and institutions. Furthermore, the company provides debt solutions, assisting corporates and others in issuing bonds and debentures to raise capital. Retail services are also offered, extending accessibility to a broader range of investors.

The company's clientele is broad, ranging from large institutional investors such as provident funds trusts to smaller entities like regional rural banks and co-operative banks. They also cater to the needs of corporates and individual investors, underscoring their commitment to providing comprehensive services across the spectrum of the fixed income market.

COMPANY FACTS - PNBGILTS

Registered Address

5, Sansad Marg

New Delhi

DELHI

IN

Tel: 911123325759

Website:https://www.pnbgilts.com/

Company Details

Group: Financial Services

Sector: Financials

Industry: Capital Markets

Exchange: NATIONAL STOCK EXCHANGE OF INDIA

Employees: 52

IPO Date: 11/07/2000

MANAGEMENT - PNBGILTS

Mr. Chandra Prakash

Chief Financial Officer, Chief Information Security Officer

Ms. Monika Kochar

Senior Vice President, Chief Compliance Officer, Company Secretary

Shri. Kalyan Kumar

Additional Non-Executive Non-Independent Director

Shri. Amit Srivastava

Additional Non-Executive Non-Independent Director

Dr. Tejendra Bhasin

Non-Executive Independent Director

Sh. Gopal Gusain

Additional Non-Executive Independent Director

Dr. Rekha Jain

Additional Non-Executive Independent Director

Shri. Raj Verma

Non-Executive Independent Director

Investor Questions Answered

PNB Gilts Ltd (PNBGILTS) Stock FAQs

Get answers to the most common questions about PNB Gilts Ltd stock price, fundamentals, financial metrics, and investment analysis

The current share price of PNB Gilts Ltd (PNBGILTS) is ₹77.56. Today, the stock has declined by ₹2.37 (2.97%), trading in a range of ₹76.93 to ₹78.77. The stock opened at ₹78.01 with a trading volume of 2,34,117 shares.
PNB Gilts Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,442.6 crores, P/E ratio of 5.92, ROE of 1.86%, and ROCE of 6.80%. The dividend yield stands at 1.25%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of PNB Gilts Ltd (PNBGILTS) is ₹119.8, while the 52-week low is ₹74.25. Currently trading at ₹77.56, the stock is 7.3% away from its 52-week low and 35.3% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy PNB Gilts Ltd stock at ₹77.56 depends on multiple factors. The stock is currently trading with a P/E ratio of 5.92 and P/B ratio of N/A. Today's performance shows a loss of 2.97%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
PNB Gilts Ltd offers a dividend yield of 1.25%, which means for every ₹100 invested at the current price of ₹77.56, you can expect to receive approximately ₹1.25 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
PNB Gilts Ltd's key financial metrics include: P/E Ratio: 5.92, P/B Ratio: N/A, ROE: 1.86%, ROCE: 6.80%, Dividend Yield: 1.25%, EPS: ₹13.52, Book Value: ₹85.84, Debt-to-Equity: 14.49, and Current Ratio: N/A. The company's market cap stands at ₹1,442.6 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
PNB Gilts Ltd stock opened at ₹78.01 and is currently trading at ₹77.56, showing a decline of ₹2.37 (2.97%). The intraday high is ₹78.77 and low is ₹76.93. The trading volume stands at 2,34,117 shares, indicating moderate market participation today.
PNB Gilts Ltd has a Price-to-Earnings (P/E) ratio of 5.92, which means investors are willing to pay ₹5.92 for every ₹1 of earnings. With an EPS of ₹13.52, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
PNB Gilts Ltd has a market capitalization of ₹1,442.6 crores, making it a small-cap company. Market cap is calculated by multiplying the current stock price (₹77.56) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.
PNB Gilts Ltd has a book value of ₹85.84 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹77.56, which is 9.6% below the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.
PNB Gilts Ltd has a Return on Equity (ROE) of 1.86% and Return on Capital Employed (ROCE) of 6.80%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.
PNB Gilts Ltd operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.
PNB Gilts Ltd has a debt-to-equity ratio of 14.49, which measures the company's financial leverage by comparing total debt to shareholders' equity. A ratio above 2 indicates high leverage and potentially higher financial risk. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.
PNB Gilts Ltd has an Earnings Per Share (EPS) of ₹13.52, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹77.56 and P/E ratio of 5.92, investors are paying 5.92 times the annual earnings per share. The company may need to improve its earnings performance. Track EPS growth over quarters to assess earnings momentum.
PNB Gilts Ltd has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.
PNB Gilts Ltd has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.
To analyze PNB Gilts Ltd stock, consider: 1) Fundamental Analysis - Review P/E (5.92), ROE (1.86%), debt-to-equity (14.49), and growth rates. 2) Technical Analysis - Check 52-week range (₹74.25 - ₹119.80), moving averages, and chart patterns. 3) Valuation - Compare current price (₹77.56) with book value (₹85.84) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.
The face value (or par value) of PNB Gilts Ltd share is ₹10.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹77.56 is 676x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.
Investing in PNB Gilts Ltd carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹74.25 - ₹119.80). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 14.49 indicates leverage. 4) Liquidity Risk - Based on trading volume of 2,34,117 shares. 5) Valuation Risk - P/E of 5.92 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.
PNB Gilts Ltd operates in the industry with key metrics: P/E ratio of 5.92, ROE of 1.86%, market cap of ₹1,442.6 crores, and dividend yield of 1.25%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 14.49), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.
Target prices for PNB Gilts Ltd vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹77.56, with a 52-week range of ₹74.25 to ₹119.80. Based on fundamentals like P/E (5.92), ROE (1.86%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.
Consider selling PNB Gilts Ltd stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹77.56. 2) Fundamental Deterioration - Declining ROE (currently 1.86%), increasing debt (D/E: 14.49), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.
Tax implications for PNB Gilts Ltd stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 1.25%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.