PNB Gilts
PNB Gilts Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for PNB Gilts Ltd, framed against the sector median so the premium or discount is obvious at a glance.
PNB Gilts Ltd trades at a P/E of 9.04× and P/B of 0.96×, against the Financial Services sector median P/E of 18.34×.
Valuation
Profitability
Growth
Financial Health
PNB Gilts Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for PNB Gilts Ltd, switchable between annual and quarterly views, consolidated or standalone.
PNB Gilts Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹1,655.19 Cr and reported EPS of ₹10.09.
PNB Gilts segment analysis: revenue and profit mix.
Disclosed business segments at PNB Gilts with their share of revenue and profit, switchable between consolidated and standalone reporting.
PNB Gilts discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
PNB Gilts Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy PNB Gilts Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
PNB Gilts Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
High promoter holding at 74.1% indicates strong management confidence.
Attractive Price-to-Earnings ratio of 8.77 suggests potential undervaluation.
Robust Return on Equity (ROE) of 16.10% demonstrates efficient capital utilization.
Strong 52-week stock return of 58.80% shows positive market momentum.
Consistent 5-year revenue growth of 11.50% indicates stable business expansion.
What can break it.
Very high debt-to-equity ratio of 15.13 indicates significant financial leverage.
Substantial quarterly profit decline of -140.00% highlights recent operational challenges.
Negative cash flow per share (-209.97 Cr Qtr) raises liquidity concerns.
High stock beta of 1.67 suggests considerable price volatility and risk.
Declining 5-year dividend growth rate of -9.95% may deter investors.
What would change my mind.
Trim if P/E re-rates above 12 (~0.7× the sector multiple of 18.3). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1480.72. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
PNB Gilts Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — PNB Gilts Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
PNB Gilts Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for PNB Gilts Ltd — derived from the live tape, not yesterday's close.
PNB Gilts Ltd last traded at ₹91.19 with an intraday range of ₹90.5–₹92.78 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹91.19| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 97.04 | +5.85 | +6.42% |
| R3 | 94.76 | +3.57 | +3.91% |
| R2 | 93.77 | +2.58 | +2.83% |
| R1 | 92.48 | +1.29 | +1.41% |
| PIVOT | 91.49 | 0.30 | 0.33% |
| CURRENT | 91.19 | — | — |
| S1 | 85.64 | -5.55 | -6.09% |
| S2 | 87.92 | -3.27 | -3.59% |
| S3 | 89.21 | -1.98 | -2.17% |
| S4 | 90.20 | -0.99 | -1.09% |
PNBGILTS is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: 90.78 ~ 92.78
Trading Inside opening range
PNB Gilts Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for PNB Gilts Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
PNB Gilts Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for PNB Gilts Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in PNB Gilts Ltd stood at 31.5% of traded volume, against a 20-day average of 26.2%.
PNB Gilts announcements: results, concalls, ratings, M&A.
Filings PNB Gilts sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
PNB Gilts files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 55 documents below.
Spurt in Volume
Significant increase in volume has been observed in PNB GILTS LTD.. The Exchange, in order to ensure that investors have latest relevant information…
Copy of Newspaper Publication
PNB GILTS LTD. has informed the Exchange about Copy of Newspaper Publication
Shareholders meeting
PNB GILTS LTD. has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding…
Dividend
PNB GILTS LTD. has informed the Exchange that Board of Directors at its meeting held on April 20, 2026, recommended Final Dividend of Rs. 2 per…
Outcome of Board Meeting
PNB GILTS LTD. has submitted to the Exchange, the financial results for the period ended March 31, 2026.
Investor decks & rating reports.
PNB Gilts dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue PNB Gilts has declared, sequenced by announce and record date.
PNB Gilts corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About PNB Gilts Ltd: business, sector, key facts.
What PNB Gilts Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
PNB Gilts Ltd operates in the Financial Services, listed as NSE: PNBGILTS, BSE: 532366.
PNB Gilts Ltd. is a prominent government securities dealer based in New Delhi, India, operating as a subsidiary of Punjab National Bank. Its core business revolves around the Indian government securities market, encompassing a wide range of activities aimed at facilitating efficient trading and management of fixed income instruments.
A significant aspect of PNB Gilts' operations involves underwriting and bidding on government securities issuances. This plays a crucial role in the primary market for government debt, assisting the Indian government in raising funds efficiently. The company actively participates in these processes, contributing to the smooth functioning of the public debt market.
Beyond primary market activities, PNB Gilts is heavily involved in the secondary market trading of various fixed income instruments. This includes a diverse portfolio of government securities, treasury bills, cash management bills, state development loans, and corporate bonds. In addition, they engage in trading interest rate swaps, providing clients with risk management tools to hedge against interest rate fluctuations. Their expertise extends to the money market, where they actively trade instruments like certificates of deposits and commercial papers.
PNB Gilts offers a comprehensive suite of services catering to a diverse client base. This includes providing custody services, safeguarding securities for its clients. They also manage gilts accounts, simplifying the complexities of investing in government securities for individuals and institutions. Furthermore, the company provides debt solutions, assisting corporates and others in issuing bonds and debentures to raise capital. Retail services are also offered, extending accessibility to a broader range of investors.
The company's clientele is broad, ranging from large institutional investors such as provident funds trusts to smaller entities like regional rural banks and co-operative banks. They also cater to the needs of corporates and individual investors, underscoring their commitment to providing comprehensive services across the spectrum of the fixed income market.
Questions investors ask about PNB Gilts Ltd (PNBGILTS).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of PNB Gilts Ltd (PNBGILTS)?
The current share price of PNB Gilts Ltd (PNBGILTS) is ₹91.19. Today, the stock has declined by ₹0.89 (0.97%), trading in a range of ₹90.5 to ₹92.78. The stock opened at ₹92.78 with a trading volume of 9,15,363 shares.
02Is PNB Gilts Ltd stock a good investment for long-term?
PNB Gilts Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹1,655.19 crores, P/E ratio of 9.04, ROE of 11.16%, and ROCE of 6.80%. The dividend yield stands at 1.12%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of PNB Gilts Ltd stock?
The 52-week high price of PNB Gilts Ltd (PNBGILTS) is ₹119.8, while the 52-week low is ₹58.6. Currently trading at ₹91.19, the stock is 53.3% away from its 52-week low and 23.9% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy PNB Gilts Ltd stock at the current price?
Whether to buy PNB Gilts Ltd stock at ₹91.19 depends on multiple factors. The stock is currently trading with a P/E ratio of 9.04 and P/B ratio of 0.96. Today's performance shows a loss of 0.97%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of PNB Gilts Ltd and when is the next dividend?
PNB Gilts Ltd offers a dividend yield of 1.12%, which means for every ₹100 invested at the current price of ₹91.19, you can expect to receive approximately ₹1.12 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of PNB Gilts Ltd?
PNB Gilts Ltd's key financial metrics include: P/E Ratio: 9.04, P/B Ratio: 0.96, ROE: 11.16%, ROCE: 6.80%, Dividend Yield: 1.12%, EPS: ₹10.09, Book Value: ₹94.75, and Debt-to-Equity: 1480.22. The company's market cap stands at ₹1,655.19 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is PNB Gilts Ltd stock performing today in the market?
PNB Gilts Ltd stock opened at ₹92.78 and is currently trading at ₹91.19, showing a decline of ₹0.89 (0.97%). The intraday high is ₹92.78 and low is ₹90.5. The trading volume stands at 9,15,363 shares, indicating moderate market participation today.
08What is the P/E ratio of PNB Gilts Ltd and what does it indicate?
PNB Gilts Ltd has a Price-to-Earnings (P/E) ratio of 9.04, which means investors are willing to pay ₹9.04 for every ₹1 of earnings. With an EPS of ₹10.09, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about PNB Gilts Ltd (PNBGILTS) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
Related
Peers, sector trends, screeners and strategy playbooks contextual to this stock.
- 3P Land Holdings (3PLAND) Share PricePeer
- Aditya Birla Capital (ABCAPITAL) Share PricePeer
- BEML Land Assets (BLAL) Share PricePeer
- BLB (BLBLIMITED) Share PricePeer
- Cholamandalam Financial Holdings (CHOLAHLDNG) Share PricePeer
- Top Gainers TodayScreener
- EMA Crossover ScreenerScreener
- Stock Quality ScorecardScreener
- All Technical ScreenersScreener
- All Trading StrategiesStrategy