PNB HOUSING FIN Latest Share Price (PNBHOUSING)
TODAY IN ONE LINE
PNBHOUSING rose 2.7% on above-average volume (1.9x avg), outperforming Nifty's 0.3% move.
With a market cap of ₹29,394.54 Cr., it trades at a P/E of 12.69. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
PNB HOUSING FIN flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 19.0% YoY
- ●Healthy Operating MarginsOPM is structurally strong at 93.7%
- ●Reasonable ValuationTrading at a moderate P/E of 12.0x
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Sales ContractionQuarterly sales dropped 0.5% YoY
- ●High Leverage RiskDebt-to-Equity is elevated at 2.27x
Latest PNB HOUSING FIN News
What changed recently?
Recent events, corporate actions, and announcements.
PNB HOUSING FIN valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for PNB HOUSING FIN, framed against the sector median so the premium or discount is obvious at a glance.
PNB HOUSING FIN trades at a P/E of 12.69× and P/B of 1.53×, against the Financial Services sector median P/E of 20.85×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
PNB HOUSING FIN technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for PNB HOUSING FIN — derived from the latest tape, not yesterday's close.
PNB HOUSING FIN last traded at ₹1,133.1 with an intraday range of ₹1,103–₹1,138.3 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹1133.10| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1217.20 | +84.10 | +7.42% |
| R3 | 1181.90 | +48.80 | +4.31% |
| R2 | 1160.10 | +27.00 | +2.38% |
| R1 | 1146.60 | +13.50 | +1.19% |
| PIVOT | 1124.80 | -8.30 | -0.73% |
| CURRENT | 1133.10 | — | — |
| S1 | 1111.30 | -21.80 | -1.92% |
| S2 | 1089.50 | -43.60 | -3.85% |
| S3 | 1076.00 | -57.10 | -5.04% |
| S4 | 1040.70 | -92.40 | -8.15% |
PNBHOUSING is trading Above CPR, indicating Bullishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ₹1103–₹1126
Trading Inside opening range
PNB HOUSING FIN financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for PNB HOUSING FIN — consolidated or standalone — with margins, YoY growth and key ratios inline.
PNB HOUSING FIN reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹29,394.54 Cr. and reported EPS of ₹21.28.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 7,274 | 8,071 ▲ 11.0% |
| 26 | 1 ▼ 98.0% | |
| Total Income | 7,692 | 8,505 ▲ 10.6% |
| Net Interest Income (NII)Derived | 7,274 | 8,071 ▲ 11.0% |
| Profit Before Tax (PBT) | 2,486 | 2,971 ▲ 19.5% |
| 550 | 679 ▲ 23.6% | |
| Effective Tax %Derived | 22.11% | 22.87% |
| Total Profit for Period | 1,936 | 2,291 ▲ 18.3% |
| Net Profit (Owner's PAT)Derived | 1,936 | 2,291 ▲ 18.3% |
| PAT Growth YoY %Derived | 28.39% | 18.34% |
| Earnings Per Share (EPS ₹) | 74.49 | 87.94 ▲ 18.1% |
| Diluted Shares Outstanding (Cr) | 26 | 26 ▲ 0.2% |
| Other Comprehensive Income (Net of Tax) | -70 | 147 ▲ 310.3% |
| Fees & Commission Expense | 14 | 11 ▼ 18.5% |
| Impairment On Financial Instruments | -159 | -386 ▼ 143.6% |
| Net Gain Amortised Derecognition | — | — |
| Net Gain Fair Value Changes | 27 | 39 ▲ 42.3% |
| Other Revenue From Operations | — | — |
| Period | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 6,793 | 7,688 ▲ 13.2% | 7,190 ▼ 6.5% | 5,822 ▼ 19.0% | 6,199 ▲ 6.5% | 6,742 ▲ 8.8% | 7,274 ▲ 7.9% | 8,071 ▲ 11.0% | |
4 | 8 ▲ 97.7% | 20 ▲ 161.5% | 5 ▼ 76.2% | 2 ▼ 51.5% | 7 ▲ 200.9% | 26 ▲ 274.9% | 1 ▼ 98.0% | ||
| Total Income | 7,683 | 8,490 ▲ 10.5% | 7,624 ▼ 10.2% | 6,201 ▼ 18.7% | 6,530 ▲ 5.3% | 7,057 ▲ 8.1% | 7,692 ▲ 9.0% | 8,505 ▲ 10.6% | |
| Net Interest Income (NII)Derived | 6,793 | 7,688 ▲ 13.2% | 7,190 ▼ 6.5% | 5,822 ▼ 19.0% | 6,199 ▲ 6.5% | 6,742 ▲ 8.8% | 7,274 ▲ 7.9% | 8,071 ▲ 11.0% | |
| Profit Before Tax (PBT) | 1,734 | 811 ▼ 53.2% | 1,207 ▲ 48.8% | 1,084 ▼ 10.2% | 1,361 ▲ 25.5% | 1,954 ▲ 43.6% | 2,486 ▲ 27.2% | 2,971 ▲ 19.5% | |
543 | 165 ▼ 69.6% | 277 ▲ 68.2% | 247 ▼ 10.7% | 315 ▲ 27.2% | 446 ▲ 41.6% | 550 ▲ 23.3% | 679 ▲ 23.6% | ||
| Effective Tax %Derived | 31.30% | 20.32% | 22.96% | 22.83% | 23.14% | 22.82% | 22.11% | 22.87% | |
| Total Profit for Period | 1,192 | 646 ▼ 45.8% | 930 ▲ 43.9% | 836 ▼ 10.0% | 1,046 ▲ 25.0% | 1,508 ▲ 44.2% | 1,936 ▲ 28.4% | 2,291 ▲ 18.3% | |
| Net Profit (Owner's PAT)Derived | 1,192 | 646 ▼ 45.8% | 930 ▲ 43.9% | 836 ▼ 10.0% | 1,046 ▲ 25.0% | 1,508 ▲ 44.2% | 1,936 ▲ 28.4% | 2,291 ▲ 18.3% | |
| PAT Growth YoY %Derived | — | -45.76% | 43.89% | -10.05% | 25.05% | 44.17% | 28.39% | 18.34% | |
| Earnings Per Share (EPS ₹) | 46.29 | 25.00 ▼ 46.0% | 35.95 ▲ 43.8% | 32.28 ▼ 10.2% | 40.30 ▲ 24.8% | 58.06 ▲ 44.1% | 74.49 ▲ 28.3% | 87.94 ▲ 18.1% | |
| Diluted Shares Outstanding (Cr) | 26 | 26 ▲ 0.4% | 26 ▲ 0.0% | 26 ▲ 0.2% | 26 ▲ 0.2% | 26 ▲ 0.1% | 26 ▲ 0.1% | 26 ▲ 0.2% | |
| Other Comprehensive Income (Net of Tax) | -102 | -55 ▲ 46.0% | -21 ▲ 62.6% | 97 ▲ 570.3% | 77 ▼ 20.8% | -16 ▼ 121.1% | -70 ▼ 328.7% | 147 ▲ 310.3% | |
| Fees & Commission Expense | 55 | 9 ▼ 83.7% | 12 ▲ 30.2% | 11 ▼ 4.2% | 12 ▲ 3.6% | 12 ▲ 7.1% | 14 ▲ 12.0% | 11 ▼ 18.5% | |
| Impairment On Financial Instruments | 189 | 1,251 ▲ 562.3% | 862 ▼ 31.1% | 576 ▼ 33.1% | 691 ▲ 19.9% | 171 ▼ 75.2% | -159 ▼ 192.6% | -386 ▼ 143.6% | |
| Net Gain Amortised Derecognition | 308 | 336 ▲ 9.1% | 71 ▼ 79.0% | — ▼ 100.0% | — | — | — | — | |
| Net Gain Fair Value Changes | 129 | 159 ▲ 23.0% | 162 ▲ 2.3% | 111 ▼ 31.4% | 34 ▼ 69.4% | 35 ▲ 2.6% | 27 ▼ 22.0% | 39 ▲ 42.3% | |
| Other Revenue From Operations | — | — | — | — | 11 | — ▼ 100.0% | — | — |
PNB HOUSING FIN segment analysis : revenue and profit mix.
Disclosed business segments at PNB HOUSING FIN with their share of revenue and profit, switchable between consolidated and standalone reporting.
PNB HOUSING FIN discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for PNB HOUSING FIN.
Our AI distills the core fundamental drivers supporting PNB HOUSING FIN, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
PNB HOUSING FIN's investment case rests on 0 positive markers and 1 flagged concerns drawn from the latest reported filings.
What you're getting.
No strengths or opportunities on record.
Key Risks.
SWOT generation temporarily unavailable due to model error. The security token included in the request is invalid.
Flip Conditions.
Valuation risk. a P/E above 16 (~0.8× the sector multiple of 20.9) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
PNB HOUSING FIN peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — PNB HOUSING FIN is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
PNB HOUSING FIN chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for PNB HOUSING FIN — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
PNB HOUSING FIN delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for PNB HOUSING FIN over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in PNB HOUSING FIN stood at 66.7% of traded volume, against a 20-day average of 50.4%.
PNB HOUSING FIN announcements: results, concalls, ratings, M&A.
Filings PNB HOUSING FIN sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
PNB HOUSING FIN files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 260 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
PNB Housing Finance Limited has informed the Exchange about Schedule of meet
Allotment of Securities
PNB Housing Finance Limited has informed the Exchange regarding allotment of 50000 NCDs.
Analysts/Institutional Investor Meet/Con. Call Updates
PNB Housing Finance Limited has informed the Exchange about Schedule of meet
Outcome of Board Meeting
PNB Housing Finance Limited has informed the Exchange regarding Outcome of Board Meeting held on September 07, 2026.
Outcome of Board Meeting
PNB Housing Finance Limited has informed the Exchange regarding Outcome of Board Meeting held on September 07, 2026.
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
PNB HOUSING FIN dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue PNB HOUSING FIN has declared, sequenced by announce and record date.
PNB HOUSING FIN corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About PNB HOUSING FIN: business, sector, key facts.
What PNB HOUSING FIN does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
PNB HOUSING FIN operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: PNBHOUSING, BSE: 540173.
PNB Housing Finance Limited is a prominent housing finance company operating within India. Its core business revolves around providing a diverse range of financing solutions to both individual and corporate clients. This encompasses various aspects of the real estate sector, making it a significant player in the Indian housing market.
For individual borrowers, PNB Housing Finance offers a comprehensive suite of loan products. These include home loans for the purchase, construction, renovation, or improvement of residential properties (houses, flats, etc.). The company also extends its services to Non-Resident Indians (NRIs) with specific loan products tailored to their needs, and provides loans for purchasing residential plots. Furthermore, individuals can access loans secured against existing properties (loan against property).
The company’s services are not limited to individual customers; it also caters to the corporate sector. This includes providing financing to real estate developers for various projects, facilitating their construction and development endeavors. Another significant aspect of their corporate business is lease rental discounting, a financial tool that helps companies manage their lease obligations more effectively.
Beyond its loan offerings, PNB Housing Finance also provides fixed deposit products, offering an alternative investment avenue for customers seeking relatively stable returns. This diversification allows the company to cater to a wider range of financial needs within the market, strengthening its position and client base.
In summary, PNB Housing Finance Limited’s business model is built on a foundation of providing a comprehensive portfolio of financial products related to the real estate sector. It serves both individual and corporate customers, offering a range of loans for residential and commercial properties, alongside investment options like fixed deposits. Established in 1988 and based in New Delhi, the company has a long-standing presence in the Indian housing finance market.
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Questions investors ask about PNB HOUSING FIN (PNBHOUSING).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of PNB HOUSING FIN (PNBHOUSING)?
The current share price of PNB HOUSING FIN (PNBHOUSING) is ₹1,133.10. Today, the stock has gained by ₹29.60 (2.68%), trading in a range of ₹1,103.00 to ₹1,138.30. The stock opened at ₹1,105.20 with a trading volume of 13,28,599 shares.
02Is PNB HOUSING FIN stock a good investment for long-term?
PNB HOUSING FIN can be considered for long-term investment based on several factors. The company has a market capitalization of ₹29,394.54 Cr., P/E ratio of 12.69, ROE of 11.92%, and ROCE of 10.2%. The dividend yield stands at 0.71%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of PNB HOUSING FIN stock?
The 52-week high price of PNB HOUSING FIN (PNBHOUSING) is ₹1,211.50, while the 52-week low is ₹729.60. Currently trading at ₹1,133.10, the stock is 55.3% above its 52-week low and 6.47% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy PNB HOUSING FIN stock at the current price?
Whether to buy PNB HOUSING FIN stock at ₹1,133.10 depends on multiple factors. The stock is currently trading with a P/E ratio of 12.69 and P/B ratio of 1.53. Today's performance shows a gain of 2.68%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of PNB HOUSING FIN and when is the next dividend?
PNB HOUSING FIN offers a dividend yield of 0.71%, which means for every ₹100 invested at the current price of ₹1,133.10, you can expect to receive approximately ₹0.71 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of PNB HOUSING FIN?
PNB HOUSING FIN's key financial metrics include: P/E Ratio: 12.69, P/B Ratio: 1.53, ROE: 11.92%, ROCE: 10.2%, Dividend Yield: 0.71%, EPS: ₹21.28, Book Value: ₹737.52, and Debt-to-Equity: 2.27. The company's market cap stands at ₹29,394.54 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is PNB HOUSING FIN stock performing today in the market?
PNB HOUSING FIN stock opened at ₹1,105.20 and is currently trading at ₹1,133.10, showing a gain of ₹29.60 (2.68%). The intraday high is ₹1,138.30 and low is ₹1,103.00. The trading volume stands at 13,28,599 shares, indicating strong market participation today.
08What is the P/E ratio of PNB HOUSING FIN and what does it indicate?
PNB HOUSING FIN has a Price-to-Earnings (P/E) ratio of 12.69, which means investors are willing to pay 12.69 for every ₹1 of earnings. With an EPS of ₹21.28, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about PNB HOUSING FIN (PNBHOUSING) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.