PNB Housing Finance Share Price Today (PNBHOUSING)
TODAY IN ONE LINE
PNBHOUSING slipped 0.8% on light volume, in line with Nifty's -0.4% move.
With a market cap of ₹27,521.85 Cr., it trades at a P/E of 12.05. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
PNB Housing Finance flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 19.0% YoY
- ●Healthy Operating MarginsOPM is structurally strong at 94.5%
- ●Reasonable ValuationTrading at a moderate P/E of 12.0x
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●FII SellingFII holding decreased by 5.57% QoQ
Latest PNB Housing Finance News
What changed recently?
Recent events, corporate actions, and announcements.
PNB Housing Finance Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for PNB Housing Finance Limited, framed against the sector median so the premium or discount is obvious at a glance.
PNB Housing Finance Limited trades at a P/E of 12.05× and P/B of 1.44×, against the Financial Services sector median P/E of 22.32×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
PNB Housing Finance Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for PNB Housing Finance Limited — derived from the live tape, not yesterday's close.
PNB Housing Finance Limited last traded at ₹1,058 with an intraday range of ₹1,043–₹1,080 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹1058.00| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1151.67 | +93.67 | +8.85% |
| R3 | 1114.67 | +56.67 | +5.36% |
| R2 | 1097.33 | +39.33 | +3.72% |
| R1 | 1077.67 | +19.67 | +1.86% |
| PIVOT | 1060.33 | 2.33 | 0.22% |
| CURRENT | 1058.00 | — | — |
| S1 | 1040.67 | -17.33 | -1.64% |
| S2 | 1023.33 | -34.67 | -3.28% |
| S3 | 1003.67 | -54.33 | -5.14% |
| S4 | 966.67 | -91.33 | -8.63% |
PNBHOUSING is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹1052.9–₹1080
Trading Below opening range, showing Bearishness
PNB Housing Finance Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for PNB Housing Finance Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
PNB Housing Finance Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹27,521.85 Cr. and reported EPS of ₹87.81.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 7,274 | 8,071 ▲ 11.0% |
| 26 | 1 ▼ 98.0% | |
| Total Income | 7,692 | 8,505 ▲ 10.6% |
| Net Interest Income (NII)Derived | 7,274 | 8,071 ▲ 11.0% |
| Profit Before Tax (PBT) | 2,486 | 2,971 ▲ 19.5% |
| 550 | 679 ▲ 23.6% | |
| Effective Tax %Derived | 22.11% | 22.87% |
| Total Profit for Period | 1,936 | 2,291 ▲ 18.3% |
| Net Profit (Owner's PAT)Derived | 1,936 | 2,291 ▲ 18.3% |
| PAT Growth YoY %Derived | 28.39% | 18.34% |
| Earnings Per Share (EPS ₹) | 74.49 | 87.94 ▲ 18.1% |
| Diluted Shares Outstanding (Cr) | 26 | 26 ▲ 0.2% |
| Other Comprehensive Income (Net of Tax) | -70 | 147 ▲ 310.3% |
| Fees & Commission Expense | 14 | 11 ▼ 18.5% |
| Impairment On Financial Instruments | -159 | -386 ▼ 143.6% |
| Net Gain Amortised Derecognition | — | — |
| Net Gain Fair Value Changes | 27 | 39 ▲ 42.3% |
| Other Revenue From Operations | — | — |
| Period | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 6,793 | 7,688 ▲ 13.2% | 7,190 ▼ 6.5% | 5,822 ▼ 19.0% | 6,199 ▲ 6.5% | 6,742 ▲ 8.8% | 7,274 ▲ 7.9% | 8,071 ▲ 11.0% | |
4 | 8 ▲ 97.7% | 20 ▲ 161.5% | 5 ▼ 76.2% | 2 ▼ 51.5% | 7 ▲ 200.9% | 26 ▲ 274.9% | 1 ▼ 98.0% | ||
| Total Income | 7,683 | 8,490 ▲ 10.5% | 7,624 ▼ 10.2% | 6,201 ▼ 18.7% | 6,530 ▲ 5.3% | 7,057 ▲ 8.1% | 7,692 ▲ 9.0% | 8,505 ▲ 10.6% | |
| Net Interest Income (NII)Derived | 6,793 | 7,688 ▲ 13.2% | 7,190 ▼ 6.5% | 5,822 ▼ 19.0% | 6,199 ▲ 6.5% | 6,742 ▲ 8.8% | 7,274 ▲ 7.9% | 8,071 ▲ 11.0% | |
| Profit Before Tax (PBT) | 1,734 | 811 ▼ 53.2% | 1,207 ▲ 48.8% | 1,084 ▼ 10.2% | 1,361 ▲ 25.5% | 1,954 ▲ 43.6% | 2,486 ▲ 27.2% | 2,971 ▲ 19.5% | |
543 | 165 ▼ 69.6% | 277 ▲ 68.2% | 247 ▼ 10.7% | 315 ▲ 27.2% | 446 ▲ 41.6% | 550 ▲ 23.3% | 679 ▲ 23.6% | ||
| Effective Tax %Derived | 31.30% | 20.32% | 22.96% | 22.83% | 23.14% | 22.82% | 22.11% | 22.87% | |
| Total Profit for Period | 1,192 | 646 ▼ 45.8% | 930 ▲ 43.9% | 836 ▼ 10.0% | 1,046 ▲ 25.0% | 1,508 ▲ 44.2% | 1,936 ▲ 28.4% | 2,291 ▲ 18.3% | |
| Net Profit (Owner's PAT)Derived | 1,192 | 646 ▼ 45.8% | 930 ▲ 43.9% | 836 ▼ 10.0% | 1,046 ▲ 25.0% | 1,508 ▲ 44.2% | 1,936 ▲ 28.4% | 2,291 ▲ 18.3% | |
| PAT Growth YoY %Derived | — | -45.76% | 43.89% | -10.05% | 25.05% | 44.17% | 28.39% | 18.34% | |
| Earnings Per Share (EPS ₹) | 46.29 | 25.00 ▼ 46.0% | 35.95 ▲ 43.8% | 32.28 ▼ 10.2% | 40.30 ▲ 24.8% | 58.06 ▲ 44.1% | 74.49 ▲ 28.3% | 87.94 ▲ 18.1% | |
| Diluted Shares Outstanding (Cr) | 26 | 26 ▲ 0.4% | 26 ▲ 0.0% | 26 ▲ 0.2% | 26 ▲ 0.2% | 26 ▲ 0.1% | 26 ▲ 0.1% | 26 ▲ 0.2% | |
| Other Comprehensive Income (Net of Tax) | -102 | -55 ▲ 46.0% | -21 ▲ 62.6% | 97 ▲ 570.3% | 77 ▼ 20.8% | -16 ▼ 121.1% | -70 ▼ 328.7% | 147 ▲ 310.3% | |
| Fees & Commission Expense | 55 | 9 ▼ 83.7% | 12 ▲ 30.2% | 11 ▼ 4.2% | 12 ▲ 3.6% | 12 ▲ 7.1% | 14 ▲ 12.0% | 11 ▼ 18.5% | |
| Impairment On Financial Instruments | 189 | 1,251 ▲ 562.3% | 862 ▼ 31.1% | 576 ▼ 33.1% | 691 ▲ 19.9% | 171 ▼ 75.2% | -159 ▼ 192.6% | -386 ▼ 143.6% | |
| Net Gain Amortised Derecognition | 308 | 336 ▲ 9.1% | 71 ▼ 79.0% | — ▼ 100.0% | — | — | — | — | |
| Net Gain Fair Value Changes | 129 | 159 ▲ 23.0% | 162 ▲ 2.3% | 111 ▼ 31.4% | 34 ▼ 69.4% | 35 ▲ 2.6% | 27 ▼ 22.0% | 39 ▲ 42.3% | |
| Other Revenue From Operations | — | — | — | — | 11 | — ▼ 100.0% | — | — |
PNB Housing Finance segment analysis : revenue and profit mix.
Disclosed business segments at PNB Housing Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.
PNB Housing Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for PNB Housing Finance Limited.
Our AI distills the core fundamental drivers supporting PNB Housing Finance Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
PNB Housing Finance Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Operating margin 77.55% far exceeds sector peers, demonstrating exceptional pricing power.
Latest quarterly EPS grew 19.2% YoY despite challenging macroeconomic environment.
TTM revenue growth 21.6% outpaces most housing finance peers significantly.
P/E ratio 12.01x trades well below sector median, offering valuation comfort.
Market cap ₹28,918 Cr ranks second among housing finance peers, enabling scale.
Key Risks.
Operating cash flow negative ₹8,872.56 Cr in FY2026, raising earnings quality concerns.
Dividend yield 0.46% extremely low, limiting income appeal for investors.
FII holdings declined from 23.96% to 17.89%, signaling foreign investor caution.
Net debt ₹621,655 Cr remains elevated despite profitability, constraining flexibility.
Persistent negative operating cash flow since FY2024 masks true earnings sustainability.
Flip Conditions.
Valuation risk. a P/E above 16 (~0.7× the sector multiple of 22.3) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
PNB Housing Finance Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — PNB Housing Finance Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
PNB Housing Finance Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for PNB Housing Finance Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
PNB Housing Finance Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for PNB Housing Finance Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in PNB Housing Finance Limited stood at 39.0% of traded volume, against a 20-day average of 50.8%.
PNB Housing Finance announcements: results, concalls, ratings, M&A.
Filings PNB Housing Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
PNB Housing Finance files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 219 documents below.
Copy of Newspaper Publication
PNB Housing Finance Limited has informed the Exchange about Copy of Newspaper Publication
Certificate under SEBI (Depositories and Participants) Regulations, 2018
PNB Housing Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
Record Date
PNB Housing Finance Limited has informed the Exchange that Record date for the purpose of Dividend is 31-Jul-2026.
Outcome of Board Meeting
PNB Housing Finance Limited has informed the Exchange regarding Outcome of Board Meeting held on July 10, 2026 regarding Alteration of AOA.
Outcome of Board Meeting
PNB Housing Finance Limited has informed the Exchange regarding Outcome of Board Meeting held on July 10, 2026 regarding Change in Directors.
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
PNB Housing Finance dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue PNB Housing Finance has declared, sequenced by announce and record date.
PNB Housing Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About PNB Housing Finance Limited: business, sector, key facts.
What PNB Housing Finance Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
PNB Housing Finance Limited operates in the Housing Finance Company industry under the Financial Services sector, listed as NSE: PNBHOUSING, BSE: 540173.
PNB Housing Finance Limited is a prominent housing finance company operating within India. Its core business revolves around providing a diverse range of financing solutions to both individual and corporate clients. This encompasses various aspects of the real estate sector, making it a significant player in the Indian housing market.
For individual borrowers, PNB Housing Finance offers a comprehensive suite of loan products. These include home loans for the purchase, construction, renovation, or improvement of residential properties (houses, flats, etc.). The company also extends its services to Non-Resident Indians (NRIs) with specific loan products tailored to their needs, and provides loans for purchasing residential plots. Furthermore, individuals can access loans secured against existing properties (loan against property).
The company’s services are not limited to individual customers; it also caters to the corporate sector. This includes providing financing to real estate developers for various projects, facilitating their construction and development endeavors. Another significant aspect of their corporate business is lease rental discounting, a financial tool that helps companies manage their lease obligations more effectively.
Beyond its loan offerings, PNB Housing Finance also provides fixed deposit products, offering an alternative investment avenue for customers seeking relatively stable returns. This diversification allows the company to cater to a wider range of financial needs within the market, strengthening its position and client base.
In summary, PNB Housing Finance Limited’s business model is built on a foundation of providing a comprehensive portfolio of financial products related to the real estate sector. It serves both individual and corporate customers, offering a range of loans for residential and commercial properties, alongside investment options like fixed deposits. Established in 1988 and based in New Delhi, the company has a long-standing presence in the Indian housing finance market.
Related
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Questions investors ask about PNB Housing Finance Limited (PNBHOUSING).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of PNB Housing Finance Limited (PNBHOUSING)?
The current share price of PNB Housing Finance Limited (PNBHOUSING) is ₹1,058. Today, the stock has declined by ₹8.80 (0.82%), trading in a range of ₹1,043 to ₹1,080. The stock opened at ₹1,055 with a trading volume of 4,29,139 shares.
02Is PNB Housing Finance Limited stock a good investment for long-term?
PNB Housing Finance Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹27,521.85 crores, P/E ratio of 12.05, ROE of 12.70%, and ROCE of 9.40%. The dividend yield stands at 0.46%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of PNB Housing Finance Limited stock?
The 52-week high price of PNB Housing Finance Limited (PNBHOUSING) is ₹1,132.7, while the 52-week low is ₹729.6. Currently trading at ₹1,058, the stock is 81.5% away from its 52-week low and 6.6% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy PNB Housing Finance Limited stock at the current price?
Whether to buy PNB Housing Finance Limited stock at ₹1,058 depends on multiple factors. The stock is currently trading with a P/E ratio of 12.05 and P/B ratio of 1.44. Today's performance shows a loss of 0.82%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of PNB Housing Finance Limited and when is the next dividend?
PNB Housing Finance Limited offers a dividend yield of 0.46%, which means for every ₹100 invested at the current price of ₹1,058, you can expect to receive approximately ₹0.46 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of PNB Housing Finance Limited?
PNB Housing Finance Limited's key financial metrics include: P/E Ratio: 12.05, P/B Ratio: 1.44, ROE: 12.70%, ROCE: 9.40%, Dividend Yield: 0.46%, EPS: ₹87.81, Book Value: ₹737.64, and Debt-to-Equity: 3.70. The company's market cap stands at ₹27,521.85 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is PNB Housing Finance Limited stock performing today in the market?
PNB Housing Finance Limited stock opened at ₹1,055 and is currently trading at ₹1,058, showing a decline of ₹8.80 (0.82%). The intraday high is ₹1,080 and low is ₹1,043. The trading volume stands at 4,29,139 shares, indicating moderate market participation today.
08What is the P/E ratio of PNB Housing Finance Limited and what does it indicate?
PNB Housing Finance Limited has a Price-to-Earnings (P/E) ratio of 12.05, which means investors are willing to pay ₹12.05 for every ₹1 of earnings. With an EPS of ₹87.81, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about PNB Housing Finance Limited (PNBHOUSING) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.