Satin Creditcare Network Share Price Today (SATIN)
TODAY IN ONE LINE
SATIN slipped 0.7% on above-average volume (1.5x avg), in line with Nifty's -0.0% move, supported by recent strong earnings.
With a market cap of ₹2,871.69 Cr., it trades at a P/E of 8.66. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
Satin Creditcare Network flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 640.2% YoY
- ●Quarterly OutperformanceLatest quarter Sales up 49.5% and Profit up 640.0%
- ●Healthy Operating MarginsOPM is structurally strong at 55.9%
- ●Reasonable ValuationTrading at a moderate P/E of 8.4x
- ●Virtually Debt-FreeVery low Debt-to-Equity of 0.04x
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
No red flags identified
Latest Satin Creditcare Network News
What changed recently?
Recent events, corporate actions, and announcements.
Satin Creditcare Network Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Satin Creditcare Network Limited, framed against the sector median so the premium or discount is obvious at a glance.
Satin Creditcare Network Limited trades at a P/E of 8.66× and P/B of 1.01×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
Satin Creditcare Network Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Satin Creditcare Network Limited — derived from the live tape, not yesterday's close.
Satin Creditcare Network Limited last traded at ₹259.6 with an intraday range of ₹254.41–₹266 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹259.60| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 288.78 | +29.18 | +11.24% |
| R3 | 277.19 | +17.59 | +6.77% |
| R2 | 271.59 | +11.99 | +4.62% |
| R1 | 265.60 | +6.00 | +2.31% |
| PIVOT | 260.00 | 0.40 | 0.16% |
| CURRENT | 259.60 | — | — |
| S1 | 254.01 | -5.59 | -2.15% |
| S2 | 248.41 | -11.19 | -4.31% |
| S3 | 242.42 | -17.18 | -6.62% |
| S4 | 230.83 | -28.77 | -11.08% |
SATIN is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹257.79–₹262.09
Trading Below opening range, showing Bearishness
Satin Creditcare Network Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for Satin Creditcare Network Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
Satin Creditcare Network Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹2,871.69 Cr. and reported EPS of ₹30.21.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 2,303 | 2,463 ▲ 6.9% |
| 7 | 18 ▲ 147.2% | |
| Total Income | 2,602 | 3,161 ▲ 21.5% |
| Net Interest Income (NII)Derived | 2,303 | 2,463 ▲ 6.9% |
| Profit Before Tax (PBT) | 236 | 432 ▲ 83.3% |
| 50 | 100 ▲ 101.1% | |
| Effective Tax %Derived | 21.06% | 23.11% |
| Total Profit for Period | 186 | 332 ▲ 78.5% |
| Less: Non-controlling Interests | — | 0 |
| Net Profit (Owner's PAT)Derived | 186 | 332 ▲ 78.5% |
| PAT Growth YoY %Derived | -57.30% | 78.47% |
| Earnings Per Share (EPS ₹) | 16.85 | 30.07 ▲ 78.5% |
| Diluted Shares Outstanding (Cr) | 11 | 11 ▲ 0.0% |
| Other Comprehensive Income (Net of Tax) | -44 | -13 ▲ 69.9% |
| Dividend Income | 0 | — ▼ 100.0% |
| Impairment On Financial Instruments | 520 | 495 ▼ 4.9% |
| Net Gain Amortised Derecognition | 233 | 366 ▲ 56.7% |
| Net Gain Fair Value Changes | 19 | 281 ▲ 1384.0% |
| Net Loss Fair Value Changes | — | — |
| Other Revenue From Operations | 2 | 6 ▲ 171.5% |
| Rental Income | 0 | 0 ▲ 42.3% |
| Period | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | — | 1,186 | 1,110 ▼ 6.4% | 1,167 ▲ 5.1% | 1,228 ▲ 5.2% | 1,249 ▲ 1.7% | 1,882 ▲ 50.7% | 2,303 ▲ 22.4% | 2,463 ▲ 6.9% | |
1 | 5 ▲ 939.2% | 4 ▼ 27.8% | 4 ▲ 14.4% | 4 ▼ 8.6% | 2 ▼ 57.7% | 8 ▲ 346.6% | 7 ▼ 6.7% | 18 ▲ 147.2% | ||
| Total Income | 1,031 | 1,448 ▲ 40.4% | 1,503 ▲ 3.8% | 1,380 ▼ 8.2% | 1,381 ▲ 0.1% | 1,559 ▲ 12.9% | 2,241 ▲ 43.7% | 2,602 ▲ 16.1% | 3,161 ▲ 21.5% | |
| Net Interest Income (NII)Derived | — | 1,186 | 1,110 ▼ 6.4% | 1,167 ▲ 5.1% | 1,228 ▲ 5.2% | 1,249 ▲ 1.7% | 1,882 ▲ 50.7% | 2,303 ▲ 22.4% | 2,463 ▲ 6.9% | |
| Profit Before Tax (PBT) | -7 | 316 ▲ 4500.9% | 212 ▼ 33.0% | -10 ▼ 104.6% | 34 ▲ 450.4% | 5 ▼ 84.7% | 583 ▲ 11022.3% | 236 ▼ 59.6% | 432 ▲ 83.3% | |
-4 | 114 ▲ 3152.7% | 57 ▼ 50.4% | 4 ▼ 92.5% | 13 ▲ 218.8% | 0 ▼ 96.8% | 147 ▲ 34266.2% | 50 ▼ 66.2% | 100 ▲ 101.1% | ||
| Effective Tax %Derived | 52.18% | 36.20% | 26.77% | -43.35% | 39.44% | 8.16% | 25.21% | 21.06% | 23.11% | |
| Total Profit for Period | -3 | 201 ▲ 7591.7% | 155 ▼ 23.1% | -14 ▼ 109.0% | 21 ▲ 248.0% | 5 ▼ 76.7% | 436 ▲ 8957.3% | 186 ▼ 57.3% | 332 ▲ 78.5% | |
| Less: Non-controlling Interests | -1 | 0 ▲ 140.7% | — ▼ 100.0% | — | — | — | — | — | 0 | |
| Net Profit (Owner's PAT)Derived | -2 | 201 ▲ 10429.3% | 155 ▼ 23.0% | -14 ▼ 109.0% | 21 ▲ 248.0% | 5 ▼ 76.7% | 436 ▲ 8957.3% | 186 ▼ 57.3% | 332 ▲ 78.5% | |
| PAT Growth YoY %Derived | — | 10,429.32% | -22.97% | -109.02% | 248.04% | -76.75% | 8,957.32% | -57.30% | 78.47% | |
| Earnings Per Share (EPS ₹) | -0.30 | 29.73 ▲ 10010.0% | 21.52 ▼ 27.6% | -1.94 ▼ 109.0% | 2.76 ▲ 242.3% | 0.56 ▼ 79.7% | 39.46 ▲ 6946.4% | 16.85 ▼ 57.3% | 30.07 ▲ 78.5% | |
| Diluted Shares Outstanding (Cr) | 7 | 7 ▲ 2.6% | 7 ▲ 6.4% | 7 ▼ 0.0% | 8 ▲ 4.2% | 9 ▲ 13.6% | 11 ▲ 29.6% | 11 ▲ 0.0% | 11 ▲ 0.0% | |
| Other Comprehensive Income (Net of Tax) | — | 25 | 45 ▲ 78.1% | -35 ▼ 177.9% | -29 ▲ 16.5% | -21 ▲ 29.1% | 6 ▲ 129.4% | -44 ▼ 830.8% | -13 ▲ 69.9% | |
| Dividend Income | — | — | 0 | — ▼ 100.0% | 0 | 0 ▼ 94.6% | — ▼ 100.0% | 0 | — ▼ 100.0% | |
| Impairment On Financial Instruments | — | 52 | 192 ▲ 265.9% | 279 ▲ 45.5% | 181 ▼ 35.2% | 408 ▲ 125.8% | 151 ▼ 63.0% | 520 ▲ 245.1% | 495 ▼ 4.9% | |
| Net Gain Amortised Derecognition | — | 133 | 236 ▲ 76.9% | 112 ▼ 52.6% | 52 ▼ 53.8% | 216 ▲ 317.6% | 273 ▲ 26.5% | 233 ▼ 14.5% | 366 ▲ 56.7% | |
| Net Gain Fair Value Changes | — | 30 | 14 ▼ 52.9% | — ▼ 100.0% | 14 | 14 ▼ 0.6% | 8 ▼ 44.6% | 19 ▲ 141.2% | 281 ▲ 1384.0% | |
| Net Loss Fair Value Changes | — | — | — | 6 | — ▼ 100.0% | — | — | — | — | |
| Other Revenue From Operations | — | 2 | 1 ▼ 26.1% | 1 ▼ 15.1% | 2 ▲ 67.2% | 1 ▼ 24.8% | 5 ▲ 243.3% | 2 ▼ 53.3% | 6 ▲ 171.5% | |
| Rental Income | — | — | — | — | 0 | 0 ▲ 247.1% | 0 ▲ 6.3% | 0 ▼ 27.8% | 0 ▲ 42.3% |
Satin Creditcare Network segment analysis : revenue and profit mix.
Disclosed business segments at Satin Creditcare Network with their share of revenue and profit, switchable between consolidated and standalone reporting.
Satin Creditcare Network discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for Satin Creditcare Network Limited.
Our AI distills the core fundamental drivers supporting Satin Creditcare Network Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
Satin Creditcare Network Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Latest quarterly EPS grew 640% YoY, reflecting exceptional profitability acceleration.
Operating margin 55.90% quarterly demonstrates strong cost control and pricing power.
Low P/E of 8.37x signals attractive valuation relative to earnings power.
ROCE 13.80% and ROE 12.30% indicate efficient capital deployment in microfinance.
TTM revenue growth 116.6% YoY shows explosive expansion across loan segments.
Key Risks.
Total debt ₹10,991 Cr with D/E ratio 3.84x signals high financial leverage risk.
Operating cash flow negative ₹377 Cr in FY2026, indicating persistent liquidity strain.
Cash flow per share ₹-88.54 annually reflects poor cash conversion despite profits.
Zero dividend yield provides no income return to shareholders despite profitability.
FII holdings declined to 4.52%, signaling weak institutional investor conviction.
Flip Conditions.
Valuation risk. a P/E above 11 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
Satin Creditcare Network Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Satin Creditcare Network Limited is highlighted for quick read-across.
Quick Compare
Satin Creditcare Network Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Satin Creditcare Network Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
Satin Creditcare Network Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Satin Creditcare Network Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Satin Creditcare Network Limited stood at 46.5% of traded volume, against a 20-day average of 48.3%.
Satin Creditcare Network announcements: results, concalls, ratings, M&A.
Filings Satin Creditcare Network sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Satin Creditcare Network files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 106 documents below.
Copy of Newspaper Publication
Satin Creditcare Network Limited has informed the Exchange about Copy of Newspaper Publication
Copy of Newspaper Publication
Satin Creditcare Network Limited has informed the Exchange about Copy of Newspaper Publication
General Updates
Satin Creditcare Network Limited has informed the Exchange about General Updates - "Announcement under Regulation 30 of SEBI (LODR) Regulations, 2015…
Shareholders meeting
Satin Creditcare Network Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the…
Certificate under SEBI (Depositories and Participants) Regulations, 2018
Certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended June 30, 2026
Investor decks & rating reports.
Satin Creditcare Network dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Satin Creditcare Network has declared, sequenced by announce and record date.
Satin Creditcare Network corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Satin Creditcare Network Limited: business, sector, key facts.
What Satin Creditcare Network Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Satin Creditcare Network Limited operates in the Microfinance Institutions industry under the Financial Services sector, listed as NSE: SATIN, BSE: 539404.
Satin Creditcare Network Limited (SCNL) is a non-banking finance company (NBFC) operating primarily in India, specializing in microfinance services. Its core business focuses on providing microcredit to economically active women across rural, semi-urban, and urban areas. This microcredit facilitates various income-generating activities, significantly contributing to the financial empowerment of women in underserved communities.
The company's loan portfolio is diverse, catering to a wide range of needs. Beyond basic microcredit, SCNL offers loans tailored to specific income-generating purposes. This includes financing for agricultural activities, transportation, trading businesses, and various production-related enterprises. They also provide specialized loans targeting crucial sectors such as water and sanitation, clean energy, and improved transportation infrastructure. This diversified approach allows them to reach a broad spectrum of clients with varied financial requirements.
SCNL extends its services beyond core microfinance, offering financing solutions for the acquisition of assets that support small businesses and individual livelihoods. This includes loans for solar energy installations, bicycles, home appliances, and mobile phones. This strategy aims to further stimulate economic activity and improve the overall quality of life for its clientele.
Furthermore, SCNL caters to the micro, small, and medium enterprise (MSME) sector, providing loans to a broad range of businesses. This encompasses traders, retail and wholesale merchants, manufacturers, service providers, self-employed professionals, educational ventures, and agribusinesses. The inclusion of housing loans further demonstrates SCNL's commitment to providing comprehensive financial solutions to a diverse client base, contributing to overall economic growth and development.
In summary, Satin Creditcare Network Limited's business model centers around providing a broad spectrum of financial services, primarily microfinance, to individuals and businesses across various sectors in India. Their focus on economically active women and the MSME sector reflects a commitment to fostering economic growth and financial inclusion within the country.
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Questions investors ask about Satin Creditcare Network Limited (SATIN).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Satin Creditcare Network Limited (SATIN)?
The current share price of Satin Creditcare Network Limited (SATIN) is ₹259.6. Today, the stock has declined by ₹1.91 (0.73%), trading in a range of ₹254.41 to ₹266. The stock opened at ₹261.01 with a trading volume of 6,15,587 shares.
02Is Satin Creditcare Network Limited stock a good investment for long-term?
Satin Creditcare Network Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹2,871.69 crores, P/E ratio of 8.66, ROE of 12.30%, and ROCE of 13.80%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Satin Creditcare Network Limited stock?
The 52-week high price of Satin Creditcare Network Limited (SATIN) is ₹274.14, while the 52-week low is ₹133.01. Currently trading at ₹259.6, the stock is 89.7% away from its 52-week low and 5.3% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Satin Creditcare Network Limited stock at the current price?
Whether to buy Satin Creditcare Network Limited stock at ₹259.6 depends on multiple factors. The stock is currently trading with a P/E ratio of 8.66 and P/B ratio of 1.01. Today's performance shows a loss of 0.73%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Satin Creditcare Network Limited and when is the next dividend?
Satin Creditcare Network Limited offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹259.6, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Satin Creditcare Network Limited?
Satin Creditcare Network Limited's key financial metrics include: P/E Ratio: 8.66, P/B Ratio: 1.01, ROE: 12.30%, ROCE: 13.80%, Dividend Yield: 0.00%, EPS: ₹30.21, Book Value: ₹260.32, and Debt-to-Equity: 3.84. The company's market cap stands at ₹2,871.69 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Satin Creditcare Network Limited stock performing today in the market?
Satin Creditcare Network Limited stock opened at ₹261.01 and is currently trading at ₹259.6, showing a decline of ₹1.91 (0.73%). The intraday high is ₹266 and low is ₹254.41. The trading volume stands at 6,15,587 shares, indicating moderate market participation today.
08What is the P/E ratio of Satin Creditcare Network Limited and what does it indicate?
Satin Creditcare Network Limited has a Price-to-Earnings (P/E) ratio of 8.66, which means investors are willing to pay ₹8.66 for every ₹1 of earnings. With an EPS of ₹30.21, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Satin Creditcare Network Limited (SATIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.