South Indian Bank Latest Share Price (SOUTHBANK)
TODAY IN ONE LINE
SOUTHBANK edged up 0.4% on light volume, in line with Nifty's 0.5% move.
With a market cap of ₹11,865.08 Cr., it trades at a P/E of 7.85. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
South Indian Bank flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 18.3% YoY
- ●Quarterly OutperformanceLatest quarter Sales up 11.2% and Profit up 17.2%
- ●Healthy Operating MarginsOPM is structurally strong at 66.7%
- ●Reasonable ValuationTrading at a moderate P/E of 8.2x
- ●Clean Asset QualityVery low Gross NPA of 1.38%
- ●Strong Capital AdequacyRobust CET-1 Ratio of 18.93%
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
No red flags identified
Latest South Indian Bank News
What changed recently?
Recent events, corporate actions, and announcements.
South Indian Bank Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for South Indian Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.
South Indian Bank Ltd trades at a P/E of 7.85× and P/B of 1.04×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
South Indian Bank Ltd technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for South Indian Bank Ltd — derived from the latest tape, not yesterday's close.
South Indian Bank Ltd last traded at ₹45.35 with an intraday range of ₹45.14–₹46.24 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹45.35| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 48.21 | +2.86 | +6.31% |
| R3 | 47.11 | +1.76 | +3.89% |
| R2 | 46.68 | +1.33 | +2.93% |
| R1 | 46.01 | +0.66 | +1.46% |
| PIVOT | 45.58 | 0.23 | 0.50% |
| CURRENT | 45.35 | — | — |
| S1 | 44.91 | -0.44 | -0.96% |
| S2 | 44.48 | -0.87 | -1.93% |
| S3 | 43.81 | -1.54 | -3.39% |
| S4 | 42.71 | -2.64 | -5.81% |
SOUTHBANK is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹45.14–₹46.08
Trading Inside opening range
South Indian Bank Ltd financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for South Indian Bank Ltd — consolidated or standalone — with margins, YoY growth and key ratios inline.
South Indian Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹11,865.08 Cr. and reported EPS of ₹5.77.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| 9,413 | 9,847 ▲ 4.6% | |
| Other Income | 1,813 | 2,009 ▲ 10.8% |
| Total Income | 11,226 | 11,855 ▲ 5.6% |
| Net Interest Income (NII)Derived | 3,486 | 3,437 ▼ 1.4% |
| 8,956 | 9,481 ▲ 5.9% | |
| Profit Before Tax (PBT) | 1,757 | 1,957 ▲ 11.4% |
| Tax Expense | 454 | 501 ▲ 10.3% |
| Effective Tax %Derived | 25.84% | 25.60% |
| Total Profit for Period | 1,303 | 1,456 ▲ 11.7% |
| Net Profit (Owner's PAT)Derived | 1,303 | 1,456 ▲ 11.7% |
| PAT Growth YoY %Derived | 21.76% | 11.71% |
| Earnings Per Share (EPS ₹) | 4.98 | 5.56 ▲ 11.6% |
| Diluted Shares Outstanding (Cr) | 262 | 262 ▲ 0.0% |
| 2,800 | 1,431 ▼ 48.9% |
| Period | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|
6,587 | 7,233 ▲ 9.8% | 8,613 ▲ 19.1% | 9,413 ▲ 9.3% | 9,847 ▲ 4.6% | ||
| Other Income | 1,034 | 811 ▼ 21.5% | 1,515 ▲ 86.7% | 1,813 ▲ 19.7% | 2,009 ▲ 10.8% | |
| Total Income | 7,620 | 8,045 ▲ 5.6% | 10,127 ▲ 25.9% | 11,226 ▲ 10.9% | 11,855 ▲ 5.6% | |
| Net Interest Income (NII)Derived | 2,240 | 3,012 ▲ 34.5% | 3,332 ▲ 10.6% | 3,486 ▲ 4.6% | 3,437 ▼ 1.4% | |
6,373 | 6,537 ▲ 2.6% | 8,260 ▲ 26.4% | 8,956 ▲ 8.4% | 9,481 ▲ 5.9% | ||
| Profit Before Tax (PBT) | -92 | 1,109 ▲ 1302.1% | 1,529 ▲ 37.9% | 1,757 ▲ 14.9% | 1,957 ▲ 11.4% | |
| Tax Expense | -137 | 333 ▲ 343.2% | 459 ▲ 37.7% | 454 ▼ 1.0% | 501 ▲ 10.3% | |
| Effective Tax %Derived | 148.61% | 30.06% | 30.00% | 25.84% | 25.60% | |
| Total Profit for Period | 45 | 775 ▲ 1629.8% | 1,070 ▲ 38.0% | 1,303 ▲ 21.8% | 1,456 ▲ 11.7% | |
| Net Profit (Owner's PAT)Derived | 45 | 775 ▲ 1629.8% | 1,070 ▲ 38.0% | 1,303 ▲ 21.8% | 1,456 ▲ 11.7% | |
| PAT Growth YoY %Derived | — | 1,629.83% | 38.03% | 21.76% | 11.71% | |
| Earnings Per Share (EPS ₹) | 0.17 | 2.96 ▲ 1641.2% | 4.09 ▲ 38.2% | 4.98 ▲ 21.8% | 5.56 ▲ 11.6% | |
| Diluted Shares Outstanding (Cr) | 262 | 262 ▲ 0.0% | 262 ▼ 0.0% | 262 ▲ 0.0% | 262 ▲ 0.0% | |
3,648 | 3,708 ▲ 1.6% | 3,620 ▼ 2.4% | 2,800 ▼ 22.7% | 1,431 ▼ 48.9% |
South Indian Bank segment analysis : revenue and profit mix.
Disclosed business segments at South Indian Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
South Indian Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for South Indian Bank Ltd.
Our AI distills the core fundamental drivers supporting South Indian Bank Ltd, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
South Indian Bank Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Latest quarterly EPS grew 19.0% YoY, demonstrating robust earnings momentum.
TTM EPS grew 18.3% YoY despite modest quarterly revenue growth of 7.84%.
Low P/E of 8.18x signals attractive valuation relative to banking sector peers.
ROE of 13.50% exceeds sector average, reflecting efficient capital deployment.
Net profit margin of 26.00% TTM indicates strong profitability and pricing power.
Key Risks.
ROCE of 6.42% signals limited capital efficiency and reinvestment returns.
Beta of 1.22x indicates higher volatility than market, increasing investor risk.
Dividend yield of 0.98% offers minimal income for yield-focused investors.
Operating cash flow volatile. FY26 ₹3,906.65 Cr, FY25 −₹2,352.96 Cr inconsistency.
52-week price range of ₹28.13–₹49.90 reflects significant market volatility.
Flip Conditions.
Valuation risk. a P/E above 10 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 9% would indicate weaker capital compounding.
South Indian Bank Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — South Indian Bank Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
South Indian Bank Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for South Indian Bank Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
South Indian Bank Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for South Indian Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in South Indian Bank Ltd stood at 40.9% of traded volume, against a 20-day average of 44.9%.
South Indian Bank announcements: results, concalls, ratings, M&A.
Filings South Indian Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
South Indian Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 210 documents below.
Cessation
The South Indian Bank Limited has informed the Exchange regarding Cessation of Mr SIVARAMAN K as Senior General Manager of the company w.e.f.…
General Updates
The South Indian Bank Limited has informed the Exchange about Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure…
General Updates
The South Indian Bank Limited has informed the Exchange about Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure…
Shareholders meeting
The South Indian Bank Limited has informed the Exchange regarding Proceedings of the 98th Annual General Meeting of the Bank pursuant to Regulation…
Updates
The South Indian Bank Limited has informed the Exchange regarding 'Change in Marginal Cost of Funds Based Lending Rates (MCLR) of the Bank'.
Investor decks & rating reports.
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
Investor Presentation
South Indian Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue South Indian Bank has declared, sequenced by announce and record date.
South Indian Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About South Indian Bank Ltd: business, sector, key facts.
What South Indian Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
South Indian Bank Ltd operates in the Private Sector Bank industry under the Financial Services sector, listed as NSE: SOUTHBANK, BSE: 532218.
South Indian Bank Limited (SOUTHBANK) is a full-service Indian bank offering a wide array of financial products and services. Its operations are segmented into Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The bank caters to a diverse customer base, ranging from individuals to corporations and Non-Resident Indians (NRIs).
For individuals (Retail Banking), SOUTHBANK provides a comprehensive suite of services including various deposit accounts (savings, current, term deposits, and unclaimed/inoperative accounts), a broad spectrum of loans (personal, car, home, gold, educational, property, and more), and investment options such as mutual funds. The bank also offers a robust insurance portfolio encompassing life, health, general insurance (fire, liability, marine, motor, personal accident, travel), and credit risk insurance. Furthermore, it facilitates money transfers, provides various card services, and offers value-added services such as online banking, mobile banking, and a range of other convenient digital solutions including NETC FASTag, and investment tools like sovereign gold bonds and APY/NPS lite. Additional services include safe deposit lockers, PAN service agency, cash management, direct debit, and tax payment assistance.
SOUTHBANK's business banking services focus on meeting the financial needs of businesses of all sizes. This includes tailored account options (normal and premium accounts, specialized merchant accounts), various loan facilities (working capital, long-term, non-fund-based, supply chain, and commercial vehicle loans), and international finance solutions. The bank also offers merchant acquiring services to enable businesses to accept electronic payments.
The bank's NRI banking services provide tailored solutions for Non-Resident Indians. These include NRE and NRO rupee accounts, foreign currency deposits, e-services, remittance and payment facilities, money transfer services, and portfolio investment schemes, reflecting a commitment to catering to the specific needs of its international clientele.
In summary, SOUTHBANK's business model is built on a diversified range of banking products and services, targeting both individual and corporate clients, domestically and internationally. Its extensive network of branches and ATMs/CRMs supports its broad reach across India.
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Questions investors ask about South Indian Bank Ltd (SOUTHBANK).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of South Indian Bank Ltd (SOUTHBANK)?
The current share price of South Indian Bank Ltd (SOUTHBANK) is ₹45.35. Today, the stock has gained by ₹0.19 (0.42%), trading in a range of ₹45.14 to ₹46.24. The stock opened at ₹45.29 with a trading volume of 64,49,392 shares.
02Is South Indian Bank Ltd stock a good investment for long-term?
South Indian Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹11,865.08 Cr., P/E ratio of 7.85, ROE of 13.5%, and ROCE of 6.42%. The dividend yield stands at 0.98%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of South Indian Bank Ltd stock?
The 52-week high price of South Indian Bank Ltd (SOUTHBANK) is ₹49.90, while the 52-week low is ₹28.11. Currently trading at ₹45.35, the stock is 61.33% above its 52-week low and 9.12% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy South Indian Bank Ltd stock at the current price?
Whether to buy South Indian Bank Ltd stock at ₹45.35 depends on multiple factors. The stock is currently trading with a P/E ratio of 7.85 and P/B ratio of 1.04. Today's performance shows a gain of 0.42%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of South Indian Bank Ltd and when is the next dividend?
South Indian Bank Ltd offers a dividend yield of 0.98%, which means for every ₹100 invested at the current price of ₹45.35, you can expect to receive approximately ₹0.98 annually as dividends. The face value of the stock is ₹1.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of South Indian Bank Ltd?
South Indian Bank Ltd's key financial metrics include: P/E Ratio: 7.85, P/B Ratio: 1.04, ROE: 13.5%, ROCE: 6.42%, Dividend Yield: 0.98%, EPS: ₹5.77, Book Value: ₹45.10, and Debt-to-Equity: 11. The company's market cap stands at ₹11,865.08 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is South Indian Bank Ltd stock performing today in the market?
South Indian Bank Ltd stock opened at ₹45.29 and is currently trading at ₹45.35, showing a gain of ₹0.19 (0.42%). The intraday high is ₹46.24 and low is ₹45.14. The trading volume stands at 64,49,392 shares, indicating strong market participation today.
08What is the P/E ratio of South Indian Bank Ltd and what does it indicate?
South Indian Bank Ltd has a Price-to-Earnings (P/E) ratio of 7.85, which means investors are willing to pay 7.85 for every ₹1 of earnings. With an EPS of ₹5.77, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about South Indian Bank Ltd (SOUTHBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.