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Sundaram Finance

Sundaram Finance Latest Share Price (SUNDARMFIN)

TechnicalsTV Chart
4,647.40
88.60−1.87%
Overall Score35/100
Day range4,631
₹4,647.40
4,738
52-week4,000
₹4,647.40
5,642
Above low+16.2%
Below high17.6%
Range position39%
Open4,699.00
Prev Close4,736.00
Bid4,647.17100
Ask4,647.63100

TODAY IN ONE LINE

SUNDARMFIN fell 1.9% on light volume, lagging Nifty's 0.1% move.

With a market cap of ₹51,577.19 Cr., it trades at a P/E of 23.19. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume44.3K36%vs 20D avg
Market Cap₹51,577.19 Cr.
Promoter37.21%
Face Value₹10
Fwd P/E20.55
PEG1.55
EV/EBITDA21.52
P/S11.19
ROA2.56%
Beta0.92
Div Payout19.83%
THE STOCK SCORE
Overall Score35/100
Updated 01 Aug

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

Sundaram Finance flags & news 

Key strengths, potential risks, and recent updates.

2 green flags🚩 0 red flags

Green Flags

  • Healthy Operating MarginsOPM is structurally strong at 78.4%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

No red flags identified

Latest Sundaram Finance News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

Sundaram Finance Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Sundaram Finance Limited, framed against the sector median so the premium or discount is obvious at a glance.

Sundaram Finance Limited trades at a P/E of 23.19× and P/B of 3.46×.

Key MetricsMarket + reported · 06 Aug 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹51,577.19 Cr.
P/E Ratio
23.19
P/B Ratio
3.46
EPS
₹186.61
Profitability

Profitability

ROE
15%
ROCE
9.44%
Net Margin
43.1%
Op Margin
78.4%
Growth

Growth

EPS YoY
0.2%
Revenue YoY
10%
Qtr Sales
13.3%
Qtr Profit
1.41%
Financial Health

Financial Health

Book Value
₹1,340.52
Div Yield
0.8%
Promoter Holding
37.21%
Technicals

Sundaram Finance Limited technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for Sundaram Finance Limited — derived from the latest tape, not yesterday's close.

Sundaram Finance Limited last traded at ₹4,647.4 with an intraday range of ₹4,630.9–₹4,738.3 — latest indicator, pivot and CPR signals below.

Last updated: 6 August 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹4647.40
LevelPrice (₹)Distance% Δ
R44928.30+280.90+6.04%
R34820.90+173.50+3.73%
R24779.60+132.20+2.84%
R14713.50+66.10+1.42%
PIVOT4672.2024.800.53%
CURRENT4647.40
S14606.10-41.30-0.89%
S24564.80-82.60-1.78%
S34498.70-148.70-3.20%
S44391.30-256.10-5.51%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 4659.80P: 4672.20TC: 4684.60
R1
R2
R3
R4
indicator
LTP: 4647.40
PDH: 4835.00
PDL: 4600.00
● Market Sentiment

SUNDARMFIN is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 46904726.4

● Price Position

Trading Inside opening range

Financials

Sundaram Finance Limited financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for Sundaram Finance Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.

Sundaram Finance Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹51,577.19 Cr. and reported EPS of ₹186.61.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2025Mar 2026
Interest Earned7,139
8,275
15.9%
77
64
17.0%
Total Income8,563
9,873
15.3%
Net Interest Income (NII)Derived7,139
8,275
15.9%
Profit Before Tax (PBT)2,447
2,681
9.5%
635
675
6.4%
Effective Tax %Derived25.93%
25.19%
Profit/Loss from Discontinued Ops
Total Profit for Period1,879
2,059
9.5%
Less: Non-controlling Interests
Net Profit (Owner's PAT)Derived1,879
2,059
9.5%
PAT Growth YoY %Derived2.01%
9.55%
Earnings Per Share (EPS ₹)169.16
185.31
9.5%
Diluted Shares Outstanding (Cr)11
11
0.0%
Share of Profit from Associates/JVs67
53
19.8%
Other Comprehensive Income (Net of Tax)563
75
86.7%
Fees & Commission Expense91
127
39.6%
Dividend Income43
40
6.0%
Impairment On Financial Instruments252
553
119.7%
Net Gain Amortised Derecognition87
113
30.1%
Net Gain Fair Value Changes124
140
13.5%
Other Revenue From Operations556
627
12.7%
Revenue Sale Of Services
Rental Income206
233
13.4%
Sales CAGR · 3Y
+24.3%
Sales CAGR · 5Y
+10.2%
PAT CAGR · 3Y
+20.6%
PAT CAGR · 5Y
+23.7%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

Sundaram Finance segment analysis : revenue and profit mix.

Disclosed business segments at Sundaram Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.

Sundaram Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Sundaram Finance Limited.

Our AI distills the core fundamental drivers supporting Sundaram Finance Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

Sundaram Finance Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Robust 43.1% TTM net profit margin demonstrates exceptional pricing power and operational efficiency

  • Quarterly sales grew 13.30% YoY, signaling robust demand in core lending segments

  • 15.0% ROE reflects solid capital utilization and consistent shareholder value creation

  • Diversified financial services portfolio across lending, insurance, and investments reduces revenue concentration

  • FII holdings rose to 18.81%, reflecting growing institutional confidence in company fundamentals

bear case

Key Risks.

  • Operating cash flow deeply negative at ₹30,639 Cr in 2025-09, indicating severe liquidity generation concerns

  • Cash flow per share negative at ₹534.62 annually, reflecting persistent cash burn despite reported profitability

  • ROCE of 9.44% significantly lags peer median, suggesting inefficient capital deployment

  • True debt-to-equity ratio 1.97x; total debt ₹658,296 Cr vs equity ₹151,292 Cr signals structural risk

  • Dividend yield of 0.80% below sector average, limiting income appeal for yield-focused investors

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 30 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 10% would indicate weaker capital compounding.

Shareholding

Sundaram Finance shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Sundaram Finance — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Promoter0.77%
Promoters36.44%
DII8.00%0.31%
FII18.58%0.39%
Public35.43%0.09%
Others0.78%0.02%

Ownership Distribution

Promoter Foreign
0.77%
Promoters
36.44%
Domestic Institutions
8.00%
Foreign Institutions
18.58%
Retail & Public
35.43%
Others
0.78%

Category Trends

Foreign Institutions Breakdown
Total Holding: 18.58%
Net Change: -0.39%
Category Total18.58%
Total Holding18.58%
Net Change-0.39%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 3.62%, but category aggregate is 18.58%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
Nalanda India Equity Fund Limited
3.62%
0.00%
0.00%
Jun 2026
FOREIGN INSTITUTIONAL INVESTORS
0.00%
0.00%
0.00%
Jun 2026
NALANDA INDIA EQUITY FUND nLIMITED
0.00%
0.00%
0.00%
Jun 2026
PARI WASHINGTON COMPANY PRIVATE LIMITED A/C PARI WASHINGTON INDIA MASTER FUND LIMITED
0.00%
0.00%
0.00%
Jun 2026
Pari Washington Company Pvt. Ltd. A/C Pari Washington India Master Fund, Ltd.
0.00%
0.00%
0.00%
Jun 2026
Pari Washington India Master Fund Ltd`
0.00%
0.00%
0.00%
Jun 2026
PARI WASHINGTON INDIA MASTER nFUND, LTD.
0.00%
0.00%
0.00%
Jun 2026
Peers

Sundaram Finance Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Sundaram Finance Limited is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
Bajaj Finance Ltd
₹7.19 Lakh Cr
Best Profit Growth
Manappuram Finance Limited
311.00 %
Highest Dividend Yield
Mahindra & Mahindra Financial Services Limited
2.26 %

Peer Comparison

Company Name
09 · Chart Patterns

Sundaram Finance Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Sundaram Finance Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on SUNDARMFIN
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full SUNDARMFIN pattern history & scanner →
Delivery Conviction

Sundaram Finance Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Sundaram Finance Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Sundaram Finance Limited stood at 62.2% of traded volume, against a 20-day average of 59.9%.

Avg Delivery (20D)59.9%+2.3 ppt latest vs avg
Highest Delivery77.3%on 10 Jul
Avg Volume (20D)69.2 K20-day run-rate
Conviction Trend↓ Weakening+2.3 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

Sundaram Finance announcements: results, concalls, ratings, M&A.

Filings Sundaram Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Sundaram Finance files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 111 documents below.

  1. 29 Jul 2026UpdatesView PDF

    Updates

    Sundaram Finance Limited has informed the Exchange regarding ''Exercise of 60 options".'.

  2. 22 Jul 2026Shareholders meetingView PDF

    Shareholders meeting

    Sundaram Finance Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on July 22, 2026 along with a copy of…

  3. 14 Jul 2026UpdatesView PDF

    Updates

    Sundaram Finance Limited has informed the Exchange regarding '' Exercise of 40 options."

  4. 10 Jul 2026UpdatesView PDF

    Updates

    Sundaram Finance Limited has informed the Exchange regarding '' Exercise of 128 Options".

  5. 03 Jul 2026Certificate under SEBI (Depositories and Participants) Regulations, 2018View PDF

    Certificate under SEBI (Depositories and Participants) Regulations, 2018

    Sundaram Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter…

Corporate Actions

Sundaram Finance dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Sundaram Finance has declared, sequenced by announce and record date.

Sundaram Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About Sundaram Finance Limited: business, sector, key facts.

What Sundaram Finance Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Sundaram Finance Limited operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: SUNDARMFIN, BSE: 590071.

SUNDARMFIN
Financial Services

Sundaram Finance Limited

NSE · SUNDARMFIN·BSE · 590071·www.sundaramfinance.in

Sundaram Finance Limited (SFL) is a prominent non-banking financial company (NBFC) operating within India. Its core business revolves around providing a diverse range of financial services catering to both individuals and businesses. A significant portion of their operations involves accepting deposits from customers, including fixed, cumulative, and NRI (Non-Resident Indian) deposits, forming a crucial base for their lending activities.

A substantial part of SFL's lending portfolio is focused on the automotive sector. They offer financing options for both new and used cars, commercial vehicles, and construction equipment. This includes specialized financing solutions for diesel-powered commercial vehicles and tire and insurance financing, showcasing their comprehensive approach to vehicle-related financial needs. Beyond vehicles, they extend their financing to agricultural equipment like tractors and harvesters, demonstrating a commitment to supporting various sectors of the Indian economy.

SFL's services extend beyond asset financing to encompass broader financial needs of businesses. They provide working capital, term loans for enterprise businesses and machinery purchases, and channel finance solutions designed to support various business operations. They also actively participate in the housing finance market, offering loans for residential properties, adding to their diverse lending portfolio. Leasing services further complement their asset financing offerings.

In addition to its core lending and deposit-taking operations, SFL also offers a comprehensive suite of insurance and investment products. This includes a variety of life insurance plans, ranging from child and pension plans to whole-life, term, and investment options. They also offer general insurance products encompassing health, home, property, medical, and vehicle insurance, further diversifying their revenue streams. Furthermore, the company provides access to mutual funds, providing a gateway to various investment opportunities.

Completing its comprehensive financial services offerings, SFL provides sophisticated investment management services. These services cover a wide range of financial planning aspects, including asset allocation, portfolio management, tax optimization, risk management, and even estate management, indicating their focus on serving the long-term financial needs of high-net-worth individuals and businesses.

company facts
Employees
SectorFinancial Services
HeadquartersChennai, India
Market Cap₹51,577.19 Cr.
Listed OnNSE
leadership65 on record
Dr. Kshama Fernandes
Non-Executive Independent Director
Mr. A. Ganesan
Vice President and Head - Karnataka
Mr. Ajit Narasimhan
Head - Strategy and Planning
Mr. Ayalur Natarajan Raju
Joint MD & Director
Mr. Balachander Gopinath
National Head - Auto
Mr. Harsha Viji
Executive Vice Chairman
Mr. H. Venkatesan
Vice President & Head - Central Processing Unit
Mr. K. Narayanan
General Manager and Head - Corporate Finance & SME
Mr. K. SankaraKumar
Senior Vice President of Corporate Finance
Mr. K.V. Venkatesh
General Manager - Taxation
Mr. Manoj Nair
Senior General Manager and Head - Strategy & Planning
Mr. M. J. Kulkarni
National Head of MH & CE
§ ∞ · Plainly Answered

Questions investors ask about Sundaram Finance Limited (SUNDARMFIN).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Sundaram Finance Limited (SUNDARMFIN)?

The current share price of Sundaram Finance Limited (SUNDARMFIN) is ₹4,647.40. Today, the stock has declined by ₹88.60 (1.87%), trading in a range of ₹4,630.90 to ₹4,738.30. The stock opened at ₹4,699.00 with a trading volume of 44,340 shares.

02Is Sundaram Finance Limited stock a good investment for long-term?

Sundaram Finance Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹51,577.19 Cr., P/E ratio of 23.19, ROE of 15%, and ROCE of 9.44%. The dividend yield stands at 0.8%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Sundaram Finance Limited stock?

The 52-week high price of Sundaram Finance Limited (SUNDARMFIN) is ₹5,642.00, while the 52-week low is ₹4,000.00. Currently trading at ₹4,647.40, the stock is 16.18% above its 52-week low and 17.63% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Sundaram Finance Limited stock at the current price?

Whether to buy Sundaram Finance Limited stock at ₹4,647.40 depends on multiple factors. The stock is currently trading with a P/E ratio of 23.19 and P/B ratio of 3.46. Today's performance shows a loss of 1.87%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Sundaram Finance Limited and when is the next dividend?

Sundaram Finance Limited offers a dividend yield of 0.8%, which means for every ₹100 invested at the current price of ₹4,647.40, you can expect to receive approximately ₹0.80 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Sundaram Finance Limited?

Sundaram Finance Limited's key financial metrics include: P/E Ratio: 23.19, P/B Ratio: 3.46, ROE: 15%, ROCE: 9.44%, Dividend Yield: 0.8%, EPS: ₹186.61, Book Value: ₹1,340.52, and Debt-to-Equity: 4.68. The company's market cap stands at ₹51,577.19 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Sundaram Finance Limited stock performing today in the market?

Sundaram Finance Limited stock opened at ₹4,699.00 and is currently trading at ₹4,647.40, showing a decline of ₹88.60 (1.87%). The intraday high is ₹4,738.30 and low is ₹4,630.90. The trading volume stands at 44,340 shares, indicating moderate market participation today.

08What is the P/E ratio of Sundaram Finance Limited and what does it indicate?

Sundaram Finance Limited has a Price-to-Earnings (P/E) ratio of 23.19, which means investors are willing to pay 23.19 for every ₹1 of earnings. With an EPS of ₹186.61, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Sundaram Finance Limited (SUNDARMFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.