Ujjivan Small Finance Bank Latest Share Price (UJJIVANSFB)
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UJJIVANSFB slipped 0.7% on average volume, in line with Nifty's -0.3% move, supported by recent strong earnings.
With a market cap of ₹13,585.67 Cr., it trades at a P/E of 15.06. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
Ujjivan Small Finance Bank flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 234.0% YoY
- ●Quarterly OutperformanceLatest quarter Sales up 25.1% and Profit up 207.0%
- ●Healthy Operating MarginsOPM is structurally strong at 43.8%
- ●Clean Asset QualityVery low Gross NPA of 2.16%
- ●Strong Capital AdequacyRobust CET-1 Ratio of 19.16%
- ●Positive Free Cash FlowFCF has been positive for 3 consecutive years
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
No red flags identified
Latest Ujjivan Small Finance Bank News
What changed recently?
Recent events, corporate actions, and announcements.
Ujjivan Small Finance Bank Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Ujjivan Small Finance Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Ujjivan Small Finance Bank Ltd trades at a P/E of 15.06× and P/B of 2.00×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
Ujjivan Small Finance Bank Ltd technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for Ujjivan Small Finance Bank Ltd — derived from the latest tape, not yesterday's close.
Ujjivan Small Finance Bank Ltd last traded at ₹69.77 with an intraday range of ₹69.42–₹70.98 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹69.77| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 73.81 | +4.04 | +5.80% |
| R3 | 72.25 | +2.48 | +3.56% |
| R2 | 71.62 | +1.85 | +2.65% |
| R1 | 70.69 | +0.92 | +1.32% |
| PIVOT | 70.06 | 0.29 | 0.41% |
| CURRENT | 69.77 | — | — |
| S1 | 69.13 | -0.64 | -0.91% |
| S2 | 68.50 | -1.27 | -1.83% |
| S3 | 67.57 | -2.20 | -3.15% |
| S4 | 66.01 | -3.76 | -5.38% |
UJJIVANSFB is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹70.05–₹70.98
Trading Below opening range, showing Bearishness
Ujjivan Small Finance Bank Ltd financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for Ujjivan Small Finance Bank Ltd — consolidated or standalone — with margins, YoY growth and key ratios inline.
Ujjivan Small Finance Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹13,585.67 Cr. and reported EPS of ₹4.67.
Ujjivan Small Finance Bank segment analysis : revenue and profit mix.
Disclosed business segments at Ujjivan Small Finance Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
Ujjivan Small Finance Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for Ujjivan Small Finance Bank Ltd.
Our AI distills the core fundamental drivers supporting Ujjivan Small Finance Bank Ltd, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
Ujjivan Small Finance Bank Ltd's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
TTM EPS grew 234% YoY, reflecting exceptional earnings acceleration momentum.
Latest quarterly EPS grew 238% YoY despite challenging operating environment.
5-year revenue CAGR 23.21% demonstrates strong sector expansion trajectory.
Net profit margin 13.26% TTM shows solid profitability and pricing power.
Low debt-to-equity ratio 0.07x indicates fortress-like balance sheet strength.
Key Risks.
Latest quarterly profit declined 47.80% QoQ, signaling operational deterioration.
Zero dividend yield offers no income stream for yield-seeking investors.
Beta 1.21 indicates 21% higher volatility than broader market index.
ROE 10.80% and ROCE 7.73% lag peer benchmarks, limiting capital efficiency.
Full-year PAT declined 4.7% YoY despite 44.4% TTM revenue growth.
Flip Conditions.
Valuation risk. a P/E above 20 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
Ujjivan Small Finance Bank Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Ujjivan Small Finance Bank Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
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Ujjivan Small Finance Bank Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Ujjivan Small Finance Bank Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Ujjivan Small Finance Bank Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Ujjivan Small Finance Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Ujjivan Small Finance Bank Ltd stood at 54.2% of traded volume, against a 20-day average of 49.2%.
Ujjivan Small Finance Bank announcements: results, concalls, ratings, M&A.
Filings Ujjivan Small Finance Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Ujjivan Small Finance Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 216 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of Investor Meetings
ESOP/ESOS/ESPS
Ujjivan Small Finance Bank Limited has informed the Exchange regarding Grant of 452500 Options.
General Updates
Ujjivan Small Finance Bank Limited has informed the Exchange about ESG Rating received from ICRA ESG Ratings
Analysts/Institutional Investor Meet/Con. Call Updates
Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet
Allotment of Securities
Ujjivan Small Finance Bank Limited has informed the Exchange regarding allotment of 2712065 securities pursuant to ESOP/ESPS
Investor decks & rating reports.
Ujjivan Small Finance Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Ujjivan Small Finance Bank has declared, sequenced by announce and record date.
Ujjivan Small Finance Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Ujjivan Small Finance Bank Ltd: business, sector, key facts.
What Ujjivan Small Finance Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Ujjivan Small Finance Bank Ltd operates in the Other Bank industry under the Financial Services sector, listed as NSE: UJJIVANSFB, BSE: 542904.
Ujjivan Small Finance Bank Ltd
Ujjivan Small Finance Bank Limited (UjjivanSFB) is an Indian banking and financial services provider offering a comprehensive range of products and services to individuals and businesses across the country. Operating through three main segments – Treasury, Retail Banking, and Corporate/Wholesale Banking – the bank caters to a diverse customer base with tailored financial solutions.
On the deposit side, UjjivanSFB offers a variety of accounts including current, savings, salary accounts, along with specialized options like TACS savings and current accounts, and accounts tailored for Non-Resident Indians (NRIs). The bank also provides a comprehensive suite of fixed deposit options catering to different investment needs and risk profiles, including recurring deposits, tax saver fixed deposits, and options for NRI customers.
The bank's lending portfolio is equally extensive, encompassing a broad spectrum of loan products. For individuals, these include home loans (covering purchase, construction, improvement, and equity), micro-mortgages, vehicle loans (two-wheelers and electric three-wheelers), and personal loans. Small and medium enterprises (SMEs) are served with business loans, overdrafts, and micro-loans offered both to groups and individuals. Agricultural loans and gold loans are also available, showcasing UjjivanSFB's commitment to providing diverse financial access.
Beyond traditional banking services, UjjivanSFB offers a range of convenient banking channels, including mobile banking, online banking, and phone banking, complemented by ATMs and cash deposit machines. The bank also provides supplementary services such as insurance products (life, health, and general), credit and debit cards, and safe deposit lockers. Furthermore, the bank participates in retail forex and trade activities, diversifying its revenue streams.
In summary, UjjivanSFB's business model centers on providing a wide array of financial services to a broad range of clients, from individual savers and borrowers to SMEs and agricultural businesses. Its diversified product offerings and multi-channel approach position it as a significant player in the Indian banking sector, particularly in serving underserved and underbanked populations.
Related
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Questions investors ask about Ujjivan Small Finance Bank Ltd (UJJIVANSFB).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Ujjivan Small Finance Bank Ltd (UJJIVANSFB)?
The current share price of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹69.77. Today, the stock has declined by ₹0.52 (0.74%), trading in a range of ₹69.42 to ₹70.98. The stock opened at ₹70.10 with a trading volume of 67,60,801 shares.
02Is Ujjivan Small Finance Bank Ltd stock a good investment for long-term?
Ujjivan Small Finance Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹13,585.67 Cr., P/E ratio of 15.06, ROE of 10.8%, and ROCE of 7.73%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Ujjivan Small Finance Bank Ltd stock?
The 52-week high price of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹73.94, while the 52-week low is ₹41.95. Currently trading at ₹69.77, the stock is 66.32% above its 52-week low and 5.64% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Ujjivan Small Finance Bank Ltd stock at the current price?
Whether to buy Ujjivan Small Finance Bank Ltd stock at ₹69.77 depends on multiple factors. The stock is currently trading with a P/E ratio of 15.06 and P/B ratio of 2. Today's performance shows a loss of 0.74%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Ujjivan Small Finance Bank Ltd and when is the next dividend?
Ujjivan Small Finance Bank Ltd offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹69.77, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Ujjivan Small Finance Bank Ltd?
Ujjivan Small Finance Bank Ltd's key financial metrics include: P/E Ratio: 15.06, P/B Ratio: 2, ROE: 10.8%, ROCE: 7.73%, Dividend Yield: 0%, EPS: ₹4.67, Book Value: ₹35.10, and Debt-to-Equity: 7.25. The company's market cap stands at ₹13,585.67 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Ujjivan Small Finance Bank Ltd stock performing today in the market?
Ujjivan Small Finance Bank Ltd stock opened at ₹70.10 and is currently trading at ₹69.77, showing a decline of ₹0.52 (0.74%). The intraday high is ₹70.98 and low is ₹69.42. The trading volume stands at 67,60,801 shares, indicating strong market participation today.
08What is the P/E ratio of Ujjivan Small Finance Bank Ltd and what does it indicate?
Ujjivan Small Finance Bank Ltd has a Price-to-Earnings (P/E) ratio of 15.06, which means investors are willing to pay 15.06 for every ₹1 of earnings. With an EPS of ₹4.67, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Ujjivan Small Finance Bank Ltd (UJJIVANSFB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.