Ujjivan Small Finance BankShare Price Today (UJJIVANSFB)
Today’s Ujjivan Stock Read
Ujjivan Small Finance Bank (UJJIVANSFB) share price is trading at ₹56.14, down 1.89% today. The stock opened at ₹57.7, touched an intraday high of ₹56.14 and low of ₹56.14. It is currently near key moving averages, with a P/E of 16.09, ROE of 10.74 %, and a market cap of ₹10,900.57 Cr. Track live NSE/BSE price, chart, valuation, financials, technical indicators, delivery volume, peers and latest filings on StockeZee before taking a trading or investment view.
Today’s Ujjivan Stock Read
Ujjivan Small Finance Bank (UJJIVANSFB) share price is trading at ₹56.14, down 1.89% today. The stock opened at ₹57.7, touched an intraday high of ₹56.14 and low of ₹56.14. It is currently near key moving averages, with a P/E of 16.09, ROE of 10.74 %, and a market cap of ₹10,900.57 Cr. Track live NSE/BSE price, chart, valuation, financials, technical indicators, delivery volume, peers and latest filings on StockeZee before taking a trading or investment view.
Ujjivan Small Finance Bank Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Ujjivan Small Finance Bank Limited, framed against the sector median so the premium or discount is obvious at a glance.
Ujjivan Small Finance Bank Limited trades at a P/E of 16.09× and P/B of 1.64×.
Valuation
Profitability
Growth
Financial Health
Ujjivan Small Finance Bank Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Ujjivan Small Finance Bank Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Ujjivan Small Finance Bank Limited financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Ujjivan Small Finance Bank Limited, switchable between annual and quarterly views, consolidated or standalone.
Ujjivan Small Finance Bank Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹10,900.57 Cr and reported EPS of ₹3.51.
Ujjivan Small Finance Bank segment analysis: revenue and profit mix.
Disclosed business segments at Ujjivan Small Finance Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
Ujjivan Small Finance Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for Ujjivan Small Finance Bank Limited.
Our AI distills the core fundamental drivers supporting Ujjivan Small Finance Bank Limited, the risks that threaten it, and the exact valuation or growth triggers that should make you re-evaluate.
Ujjivan Small Finance Bank Limited's investment case rests on 9 positive markers and 9 flagged concerns drawn from the latest reported filings.
What you're getting.
Healthy Return on Equity (ROE) of 12.40%, indicating efficient shareholder capital utilization.
Robust Operating Profit Margin (OPM) of 44.71%, demonstrating strong cost control.
Strong 5-year revenue growth CAGR of 23.21%, reflecting consistent business expansion.
Excellent 5-year Free Cash Flow CAGR of 64.99%, indicating robust cash generation.
Low debt-to-equity ratio of 0.51, suggesting a healthy financial structure.
What can break it.
Zero promoter holding raises governance and management stability concerns.
Sharp -47.80% decrease in quarterly profit, signaling potential operational challenges.
Zero dividend yield deters income-focused investors seeking regular payouts.
Significant -64.20% TTM EPS growth decline, indicating recent earnings pressure.
"Avoid" long-term recommendation with 36% score, highlighting weak fundamentals and high risk.
What would change my mind.
Trim if P/E re-rates above 21. The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Ujjivan Small Finance Bank Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Ujjivan Small Finance Bank Limited is highlighted for quick read-across.
Quick Compare
Ujjivan Small Finance Bank Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Ujjivan Small Finance Bank Limited — derived from the live tape, not yesterday's close.
Ujjivan Small Finance Bank Limited last traded at ₹56.14 with an intraday range of ₹55.81–₹58.09 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹56.14| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 62.11 | +5.97 | +10.63% |
| R3 | 59.83 | +3.69 | +6.57% |
| R2 | 58.96 | +2.82 | +5.02% |
| R1 | 57.55 | +1.41 | +2.51% |
| PIVOT | 56.68 | 0.54 | 0.96% |
| CURRENT | 56.14 | — | — |
| S1 | 50.71 | -5.43 | -9.67% |
| S2 | 52.99 | -3.15 | -5.61% |
| S3 | 54.40 | -1.74 | -3.10% |
| S4 | 55.27 | -0.87 | -1.55% |
UJJIVANSFB is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: 57.26 ~ 58.09
Trading Inside opening range
Ujjivan Small Finance Bank Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Ujjivan Small Finance Bank Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Ujjivan Small Finance Bank Limited stood at 49.2% of traded volume, against a 20-day average of 52.2%.
Ujjivan Small Finance Bank announcements: results, concalls, ratings, M&A.
Filings Ujjivan Small Finance Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Ujjivan Small Finance Bank files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 188 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet
Analysts/Institutional Investor Meet/Con. Call Updates
Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet
Allotment of Securities
Ujjivan Small Finance Bank Limited has informed the Exchange regarding allotment of 815797 securities pursuant to ESOP/ESPS
Copy of Newspaper Publication
Ujjivan Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication Notice of transfer to Investor Education and…
Analysts/Institutional Investor Meet/Con. Call Updates
Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet
Investor decks & rating reports.
Ujjivan Small Finance Bank dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Ujjivan Small Finance Bank has declared, sequenced by announce and record date.
Ujjivan Small Finance Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Ujjivan Small Finance Bank Limited: business, sector, key facts.
What Ujjivan Small Finance Bank Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Ujjivan Small Finance Bank Limited operates in the Other Bank industry under the Financial Services sector, listed as NSE: UJJIVANSFB, BSE: 542904.
Ujjivan Small Finance Bank Limited
Ujjivan Small Finance Bank Limited (UjjivanSFB) is an Indian banking and financial services provider offering a comprehensive range of products and services to individuals and businesses across the country. Operating through three main segments – Treasury, Retail Banking, and Corporate/Wholesale Banking – the bank caters to a diverse customer base with tailored financial solutions.
On the deposit side, UjjivanSFB offers a variety of accounts including current, savings, salary accounts, along with specialized options like TACS savings and current accounts, and accounts tailored for Non-Resident Indians (NRIs). The bank also provides a comprehensive suite of fixed deposit options catering to different investment needs and risk profiles, including recurring deposits, tax saver fixed deposits, and options for NRI customers.
The bank's lending portfolio is equally extensive, encompassing a broad spectrum of loan products. For individuals, these include home loans (covering purchase, construction, improvement, and equity), micro-mortgages, vehicle loans (two-wheelers and electric three-wheelers), and personal loans. Small and medium enterprises (SMEs) are served with business loans, overdrafts, and micro-loans offered both to groups and individuals. Agricultural loans and gold loans are also available, showcasing UjjivanSFB's commitment to providing diverse financial access.
Beyond traditional banking services, UjjivanSFB offers a range of convenient banking channels, including mobile banking, online banking, and phone banking, complemented by ATMs and cash deposit machines. The bank also provides supplementary services such as insurance products (life, health, and general), credit and debit cards, and safe deposit lockers. Furthermore, the bank participates in retail forex and trade activities, diversifying its revenue streams.
In summary, UjjivanSFB's business model centers on providing a wide array of financial services to a broad range of clients, from individual savers and borrowers to SMEs and agricultural businesses. Its diversified product offerings and multi-channel approach position it as a significant player in the Indian banking sector, particularly in serving underserved and underbanked populations.
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Questions investors ask about Ujjivan Small Finance Bank Limited (UJJIVANSFB).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Ujjivan Small Finance Bank Limited (UJJIVANSFB)?
The current share price of Ujjivan Small Finance Bank Limited (UJJIVANSFB) is ₹56.14. Today, the stock has declined by ₹1.08 (1.89%), trading in a range of ₹55.81 to ₹58.09. The stock opened at ₹57.7 with a trading volume of 62,61,660 shares.
02Is Ujjivan Small Finance Bank Limited stock a good investment for long-term?
Ujjivan Small Finance Bank Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹10,900.57 crores, P/E ratio of 16.09, ROE of 10.74%, and ROCE of 7.74%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Ujjivan Small Finance Bank Limited stock?
The 52-week high price of Ujjivan Small Finance Bank Limited (UJJIVANSFB) is ₹68, while the 52-week low is ₹41.32. Currently trading at ₹56.14, the stock is 55.5% away from its 52-week low and 17.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Ujjivan Small Finance Bank Limited stock at the current price?
Whether to buy Ujjivan Small Finance Bank Limited stock at ₹56.14 depends on multiple factors. The stock is currently trading with a P/E ratio of 16.09 and P/B ratio of 1.64. Today's performance shows a loss of 1.89%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Ujjivan Small Finance Bank Limited and when is the next dividend?
Ujjivan Small Finance Bank Limited offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹56.14, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Ujjivan Small Finance Bank Limited?
Ujjivan Small Finance Bank Limited's key financial metrics include: P/E Ratio: 16.09, P/B Ratio: 1.64, ROE: 10.74%, ROCE: 7.74%, Dividend Yield: 0.00%, EPS: ₹3.51, Book Value: ₹35.05, and Debt-to-Equity: 0.00. The company's market cap stands at ₹10,900.57 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Ujjivan Small Finance Bank Limited stock performing today in the market?
Ujjivan Small Finance Bank Limited stock opened at ₹57.7 and is currently trading at ₹56.14, showing a decline of ₹1.08 (1.89%). The intraday high is ₹58.09 and low is ₹55.81. The trading volume stands at 62,61,660 shares, indicating strong market participation today.
08What is the P/E ratio of Ujjivan Small Finance Bank Limited and what does it indicate?
Ujjivan Small Finance Bank Limited has a Price-to-Earnings (P/E) ratio of 16.09, which means investors are willing to pay ₹16.09 for every ₹1 of earnings. With an EPS of ₹3.51, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Ujjivan Small Finance Bank Limited (UJJIVANSFB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.