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UJJIVAN SMALL FINANC BANK

UJJIVAN SMALL FINANC BANK Latest Share Price (UJJIVANSFB)

₹55.00
3.10−5.34%
Overall Score59/100
Day range54
₹55.00
58
52-week49
₹55.00
74
Above low+11.7%
Below high25.6%
Range position23%
Open57.60
Prev Close58.10
Bid54.9814.8K
Ask55.039.3K

TODAY IN ONE LINE

UJJIVANSFB slumped 5.3% on above-average volume (4.1x avg), lagging Nifty's 0.7% move, with no exchange filing today, suggesting a market-driven move.

With a market cap of ₹10,853.73 Cr., it trades at a P/E of 9.41. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume37.1M+82%vs 20D avg
Price BandNo Band
Lower Band54.41
Upper Band66.49
Tick Size0.01
Daily Volatility2.41%
Annualised Vol46.04%
Market Cap₹10,853.73 Cr.
Promoter—
P/B1.43
Face Value₹10
Fwd P/E8.42
PEG—
P/S2.91
ROA1.32%
Beta1.21
Div Payout—
THE STOCK SCORE
Overall Score59/100
Updated 07 Sept

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

UJJIVAN SMALL FINANC BANK flags & news 

Key strengths, potential risks, and recent updates.

✅ 6 green flags🚩 0 red flags

Green Flags

  • ●Earnings GrowthEPS (TTM) grew by a solid 234.0% YoY
  • ●Clean Asset QualityVery low Gross NPA of 2.10%
  • ●Strong Capital AdequacyRobust CET-1 Ratio of 19.49%
  • ●FII AccumulationFII holding increased by 1.22% QoQ
  • ●Positive Free Cash FlowFCF has been positive for 3 consecutive years
  • ●Zero Pledge RiskNo recent active promoter pledging found

Red Flags

No red flags identified

Latest UJJIVAN SMALL FINANC BANK News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

22 OCT 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - Ujjivan Small Finance Bank Limited has informed the Exchange about Transcript
View PDF
22 OCT 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - Ujjivan Small Finance Bank Limited has informed the Exchange about Transcript
View PDF
20 OCT 2026
corporate
Copy of Newspaper Publication - Ujjivan Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication - P...
View PDF
🔒Prime: full history + alerts on this stock
Valuation

UJJIVAN SMALL FINANC BANK valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for UJJIVAN SMALL FINANC BANK, framed against the sector median so the premium or discount is obvious at a glance.

UJJIVAN SMALL FINANC BANK trades at a P/E of 9.41× and P/B of 1.43×.

Key MetricsMarket + reported · 26 Oct 2026Standalone

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹10,853.73 Cr.
P/E Ratio
9.41
P/B Ratio
1.43
EPS
₹1.87
Profitability

Profitability

ROE
10.16%
ROCE
9.74%
Net Margin
13.26%
Op Margin
11.33%
Growth

Growth

EPS YoY
234%
Revenue YoY
44.4%
Qtr Sales
—
Qtr Profit
15.33%
Financial Health

Financial Health

Book Value
₹40.28
Div Yield
—
Promoter Holding
—
Technicals

UJJIVAN SMALL FINANC BANK technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for UJJIVAN SMALL FINANC BANK — derived from the latest tape, not yesterday's close.

UJJIVAN SMALL FINANC BANK last traded at ₹55 with an intraday range of ₹54.44–₹58 — latest indicator, pivot and CPR signals below.

Last updated: 27 October 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹55.00
LevelPrice (₹)Distance% Δ
R464.31+9.31+16.92%
R360.75+5.75+10.45%
R259.37+4.37+7.95%
R157.19+2.19+3.98%
PIVOT55.810.811.48%
CURRENT55.00——
S153.63-1.37-2.50%
S252.25-2.75-4.99%
S350.07-4.93-8.97%
S446.51-8.49-15.44%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 55.41P: 55.81TC: 56.22
R1
R2
R3
R4
indicator
LTP: 55.00
PDH: 61.28
PDL: 56.00
● Market Sentiment

UJJIVANSFB is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: ₹54.44–₹58

● Price Position

Trading Below opening range, showing Bearishness

Financials

UJJIVAN SMALL FINANC BANK financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for UJJIVAN SMALL FINANC BANK — consolidated or standalone — with margins, YoY growth and key ratios inline.

UJJIVAN SMALL FINANC BANK reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹10,853.73 Cr. and reported EPS of ₹1.87.

iTap any row for a plain-English meaning▲▼Change vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

UJJIVAN SMALL FINANC BANK segment analysis : revenue and profit mix.

Disclosed business segments at UJJIVAN SMALL FINANC BANK with their share of revenue and profit, switchable between consolidated and standalone reporting.

UJJIVAN SMALL FINANC BANK discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for UJJIVAN SMALL FINANC BANK.

Our AI distills the core fundamental drivers supporting UJJIVAN SMALL FINANC BANK, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

bull case

What you're getting.

No strengths or opportunities on record.

bear case

Key Risks.

No weaknesses or threats on record.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 12 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

UJJIVAN SMALL FINANC BANK shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in UJJIVAN SMALL FINANC BANK — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

Annual • Sep 2026

FII18.03%↑1.22%
DII36.01%↑2.56%
Public45.97%↓3.77%

Ownership Distribution

Foreign Institutions
18.03%
Domestic Institutions
36.01%
Retail & Public
45.97%

Category Trends

Foreign Institutions Breakdown
Total Holding: 18.03%
Net Change: +1.22%
Category Total18.03%
Total Holding18.03%
Net Change+1.22%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 3.18%, but category aggregate is 18.03%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
INTERNATIONAL FINANCE CORPORATION
3.18%
0.01%
-0.01%
Sep 2026
BOWHEAD INDIA FUND
0.00%
0.00%
0.00%
Sep 2026
Government Of Singapore
0.00%
0.00%
0.00%
Sep 2026
ABERDEEN STANDARD SICAV I - ASIAN SMALLER COMPANIE
0.00%
0.00%
0.00%
Sep 2026
NEWQUEST ASIA INVESTMENTS II LIMITED
0.00%
0.00%
0.00%
Sep 2026
DURO ONE INVESTMENTS LIMITED
0.00%
0.00%
0.00%
Sep 2026
Peers

UJJIVAN SMALL FINANC BANK peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — UJJIVAN SMALL FINANC BANK is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
AU SMALL FINANCE BANK
₹65,331.5 Cr
Best Profit Growth
UJJIVAN SMALL FINANC BANK
15.33 %
Highest Dividend Yield
SURYODAY SMALL FIN BK
1.12 %
09 · Chart Patterns

UJJIVAN SMALL FINANC BANK chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for UJJIVAN SMALL FINANC BANK — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

UJJIVAN SMALL FINANC BANK delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for UJJIVAN SMALL FINANC BANK over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in UJJIVAN SMALL FINANC BANK stood at 53.3% of traded volume, against a 20-day average of 44.9%.

Avg Delivery (20D)44.9%+8.5 ppt latest vs avg
Highest Delivery57.6%on 09 Oct
Avg Volume (20D)2.04 Cr20-day run-rate
Conviction Trend↓ Weakening+8.5 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

UJJIVAN SMALL FINANC BANK announcements: results, concalls, ratings, M&A.

Filings UJJIVAN SMALL FINANC BANK sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

UJJIVAN SMALL FINANC BANK files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 256 documents below.

  1. 22 Oct 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Ujjivan Small Finance Bank Limited has informed the Exchange about Transcript

  2. 20 Oct 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Ujjivan Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication - Post dispatch of EGM notice

  3. 19 Oct 2026Shareholders meetingView PDF

    Shareholders meeting

    Ujjivan Small Finance Bank Limited has informed the Exchange regarding Notice of Extraordinary General Meeting to be held on November 13, 2026

  4. 17 Oct 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Ujjivan Small Finance Bank Limited has informed the Exchange about Newspaper Publication prior to dispatch of EGM notice

  5. 17 Oct 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Ujjivan Small Finance Bank Limited has informed the Exchange about Newspaper Publication of financial results for the quarter and half year ended…

Corporate Actions

UJJIVAN SMALL FINANC BANK dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue UJJIVAN SMALL FINANC BANK has declared, sequenced by announce and record date.

UJJIVAN SMALL FINANC BANK corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About UJJIVAN SMALL FINANC BANK: business, sector, key facts.

What UJJIVAN SMALL FINANC BANK does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

UJJIVAN SMALL FINANC BANK operates in the Other Bank industry under the Financial Services sector, listed as NSE: UJJIVANSFB, BSE: 542904.

UJJIVANSFB
Financial Services

UJJIVAN SMALL FINANC BANK

NSE · UJJIVANSFB·BSE · 542904·www.ujjivansfb.bank.in

Ujjivan Small Finance Bank Limited (UjjivanSFB) is an Indian banking and financial services provider offering a comprehensive range of products and services to individuals and businesses across the country. Operating through three main segments – Treasury, Retail Banking, and Corporate/Wholesale Banking – the bank caters to a diverse customer base with tailored financial solutions.

On the deposit side, UjjivanSFB offers a variety of accounts including current, savings, salary accounts, along with specialized options like TACS savings and current accounts, and accounts tailored for Non-Resident Indians (NRIs). The bank also provides a comprehensive suite of fixed deposit options catering to different investment needs and risk profiles, including recurring deposits, tax saver fixed deposits, and options for NRI customers.

The bank's lending portfolio is equally extensive, encompassing a broad spectrum of loan products. For individuals, these include home loans (covering purchase, construction, improvement, and equity), micro-mortgages, vehicle loans (two-wheelers and electric three-wheelers), and personal loans. Small and medium enterprises (SMEs) are served with business loans, overdrafts, and micro-loans offered both to groups and individuals. Agricultural loans and gold loans are also available, showcasing UjjivanSFB's commitment to providing diverse financial access.

Beyond traditional banking services, UjjivanSFB offers a range of convenient banking channels, including mobile banking, online banking, and phone banking, complemented by ATMs and cash deposit machines. The bank also provides supplementary services such as insurance products (life, health, and general), credit and debit cards, and safe deposit lockers. Furthermore, the bank participates in retail forex and trade activities, diversifying its revenue streams.

In summary, UjjivanSFB's business model centers on providing a wide array of financial services to a broad range of clients, from individual savers and borrowers to SMEs and agricultural businesses. Its diversified product offerings and multi-channel approach position it as a significant player in the Indian banking sector, particularly in serving underserved and underbanked populations.

company facts
Employees—
SectorFinancial Services
HeadquartersBengaluru, India
Market Cap₹10,853.73 Cr.
Listed OnNSE
leadership51 on record
Mr. Abdul Hameed Chaman
Deputy Chief Technology Officer
Mr. Arnabjeet Banerjee
Head - Alliances and Electronic Payments
Mr. Ashim Sarkar
Business Head - Micro Small and Medium Enterprise
Mr. Ashish Goel
Chief Credit Officer
Mr. Ayan Sarkar
Head - Operations
Mr. Banavar Prabhakar
Part-Time Independent Chairman of the Board
Mr. Barun Agarwal
Deputy Chief Financial Officer
Mr. Brajesh Cherian
Chief Risk Officer
Mr. Deepak Agarwal
Head - Strategy
Mr. Hitendra Jha
Head of Retail Laibilities, TASC and TPP
Mr. John Christy A.
Chief Vigilance Officer
Mr. Lakshman Velayutham
Chief Marketing Officer
§ ∞ · Plainly Answered

Questions investors ask about UJJIVAN SMALL FINANC BANK (UJJIVANSFB).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of UJJIVAN SMALL FINANC BANK (UJJIVANSFB)?

The current share price of UJJIVAN SMALL FINANC BANK (UJJIVANSFB) is ₹55.00. Today, the stock has declined by ₹3.10 (5.34%), trading in a range of ₹54.44 to ₹58.00. The stock opened at ₹57.60 with a trading volume of 3,71,00,621 shares.

02Is UJJIVAN SMALL FINANC BANK stock a good investment for long-term?

UJJIVAN SMALL FINANC BANK can be considered for long-term investment based on several factors. The company has a market capitalization of ₹10,853.73 Cr., P/E ratio of 9.41, ROE of 10.16%, and ROCE of 9.74%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of UJJIVAN SMALL FINANC BANK stock?

The 52-week high price of UJJIVAN SMALL FINANC BANK (UJJIVANSFB) is ₹73.94, while the 52-week low is ₹49.24. Currently trading at ₹55.00, the stock is 11.7% above its 52-week low and 25.62% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy UJJIVAN SMALL FINANC BANK stock at the current price?

Whether to buy UJJIVAN SMALL FINANC BANK stock at ₹55.00 depends on multiple factors. The stock is currently trading with a P/E ratio of 9.41 and P/B ratio of 1.43. Today's performance shows a loss of 5.34%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of UJJIVAN SMALL FINANC BANK and when is the next dividend?

UJJIVAN SMALL FINANC BANK offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹55.00, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of UJJIVAN SMALL FINANC BANK?

UJJIVAN SMALL FINANC BANK's key financial metrics include: P/E Ratio: 9.41, P/B Ratio: 1.43, ROE: 10.16%, ROCE: 9.74%, Dividend Yield: 0%, EPS: ₹1.87, Book Value: ₹40.28, and Debt-to-Equity: 0.55. The company's market cap stands at ₹10,853.73 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is UJJIVAN SMALL FINANC BANK stock performing today in the market?

UJJIVAN SMALL FINANC BANK stock opened at ₹57.60 and is currently trading at ₹55.00, showing a decline of ₹3.10 (5.34%). The intraday high is ₹58.00 and low is ₹54.44. The trading volume stands at 3,71,00,621 shares, indicating strong market participation today.

08What is the P/E ratio of UJJIVAN SMALL FINANC BANK and what does it indicate?

UJJIVAN SMALL FINANC BANK has a Price-to-Earnings (P/E) ratio of 9.41, which means investors are willing to pay 9.41 for every ₹1 of earnings. With an EPS of ₹1.87, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about UJJIVAN SMALL FINANC BANK (UJJIVANSFB) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.