CENTRAL BANK OF INDIA Latest Share Price (CENTRALBK)
TODAY IN ONE LINE
CENTRALBK fell 1.2% on light volume, in line with Nifty's -0.9% move.
With a market cap of ₹27,679.19 Cr., it trades at a P/E of 6.07. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
CENTRAL BANK OF INDIA flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Healthy Operating MarginsOPM is structurally strong at 15.4%
- ●Reasonable ValuationTrading at a moderate P/E of 6.5x
- ●Steady Dividend YieldReliable 4.46% dividend yield
- ●Strong Capital AdequacyRobust CET-1 Ratio of 16.54%
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Earnings DeclineEPS (TTM) has contracted by 35.4% YoY
Latest CENTRAL BANK OF INDIA News
What changed recently?
Recent events, corporate actions, and announcements.
CENTRAL BANK OF INDIA valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for CENTRAL BANK OF INDIA, framed against the sector median so the premium or discount is obvious at a glance.
CENTRAL BANK OF INDIA trades at a P/E of 6.07× and P/B of 0.71×, against the Financial Services sector median P/E of 7.58×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
CENTRAL BANK OF INDIA technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for CENTRAL BANK OF INDIA — derived from the latest tape, not yesterday's close.
CENTRAL BANK OF INDIA last traded at ₹30.58 with an intraday range of ₹30.54–₹30.88 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹30.58| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 31.47 | +0.89 | +2.92% |
| R3 | 31.13 | +0.55 | +1.81% |
| R2 | 31.01 | +0.43 | +1.40% |
| R1 | 30.79 | +0.21 | +0.70% |
| PIVOT | 30.67 | 0.09 | 0.28% |
| CURRENT | 30.58 | — | — |
| S1 | 30.45 | -0.13 | -0.41% |
| S2 | 30.33 | -0.25 | -0.83% |
| S3 | 30.11 | -0.47 | -1.53% |
| S4 | 29.77 | -0.81 | -2.64% |
CENTRALBK is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹30.54–₹30.88
Trading Below opening range, showing Bearishness
CENTRAL BANK OF INDIA financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for CENTRAL BANK OF INDIA — consolidated or standalone — with margins, YoY growth and key ratios inline.
CENTRAL BANK OF INDIA reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹27,679.19 Cr. and reported EPS of ₹5.04.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| 33,797 | 36,168 ▲ 7.0% | |
| Other Income | 5,871 | 6,331 ▲ 7.8% |
| Total Income | 39,668 | 42,498 ▲ 7.1% |
| Net Interest Income (NII)Derived | 13,968 | 14,242 ▲ 2.0% |
| 31,493 | 33,976 ▲ 7.9% | |
| Profit Before Tax (PBT) | 4,978 | 6,559 ▲ 31.8% |
| Tax Expense | 1,160 | 2,075 ▲ 78.9% |
| Effective Tax %Derived | 23.31% | 31.64% |
| Total Profit for Period | 3,818 | 4,484 ▲ 17.4% |
| Less: Non-controlling Interests | 9 | 7 ▼ 22.1% |
| Net Profit (Owner's PAT)Derived | 3,809 | 4,477 ▲ 17.5% |
| PAT Growth YoY %Derived | 48.37% | 17.53% |
| Earnings Per Share (EPS ₹) | 4.35 | 5.00 ▲ 14.9% |
| Diluted Shares Outstanding (Cr) | 905 | 905 ▲ 0.0% |
| 9,289 | 9,259 ▼ 0.3% | |
| Share of Profit from Associates/JVs | 125 | 47 ▼ 62.3% |
| Period | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|
23,676 | 22,830 ▼ 3.6% | 22,903 ▲ 0.3% | 25,657 ▲ 12.0% | 30,849 ▲ 20.2% | 33,797 ▲ 9.6% | 36,168 ▲ 7.0% | ||
| Other Income | 3,622 | 3,162 ▼ 12.7% | 2,967 ▼ 6.2% | 4,084 ▲ 37.6% | 4,713 ▲ 15.4% | 5,871 ▲ 24.6% | 6,331 ▲ 7.8% | |
| Total Income | 27,298 | 25,992 ▼ 4.8% | 25,871 ▼ 0.5% | 29,742 ▲ 15.0% | 35,562 ▲ 19.6% | 39,668 ▲ 11.5% | 42,498 ▲ 7.1% | |
| Net Interest Income (NII)Derived | 7,671 | 8,287 ▲ 8.0% | 9,542 ▲ 15.2% | 11,752 ▲ 23.2% | 12,967 ▲ 10.3% | 13,968 ▲ 7.7% | 14,242 ▲ 2.0% | |
22,944 | 21,342 ▼ 7.0% | 20,093 ▼ 5.8% | 22,815 ▲ 13.5% | 28,157 ▲ 23.4% | 31,493 ▲ 11.8% | 33,976 ▲ 7.9% | ||
| Profit Before Tax (PBT) | -910 | -1,309 ▼ 43.9% | 1,745 ▲ 233.3% | 2,682 ▲ 53.7% | 4,090 ▲ 52.5% | 4,978 ▲ 21.7% | 6,559 ▲ 31.8% | |
| Tax Expense | 218 | -431 ▼ 297.8% | 680 ▲ 258.0% | 1,073 ▲ 57.7% | 1,514 ▲ 41.1% | 1,160 ▼ 23.4% | 2,075 ▲ 78.9% | |
| Effective Tax %Derived | -23.93% | 32.89% | 38.99% | 40.00% | 37.01% | 23.31% | 31.64% | |
| Total Profit for Period | -1,127 | -878 ▲ 22.1% | 1,065 ▲ 221.2% | 1,609 ▲ 51.2% | 2,576 ▲ 60.1% | 3,818 ▲ 48.2% | 4,484 ▲ 17.4% | |
| Less: Non-controlling Interests | 4 | 5 ▲ 43.4% | 7 ▲ 37.2% | 10 ▲ 34.2% | 9 ▼ 7.0% | 9 ▲ 0.7% | 7 ▼ 22.1% | |
| Net Profit (Owner's PAT)Derived | -1,131 | -884 ▲ 21.9% | 1,057 ▲ 219.6% | 1,600 ▲ 51.3% | 2,567 ▲ 60.5% | 3,809 ▲ 48.4% | 4,477 ▲ 17.5% | |
| PAT Growth YoY %Derived | — | 21.86% | 219.65% | 51.30% | 60.47% | 48.37% | 17.53% | |
| Earnings Per Share (EPS ₹) | -2.20 | -1.70 ▲ 22.7% | 1.24 ▲ 172.9% | 1.93 ▲ 55.6% | 3.07 ▲ 59.1% | 4.35 ▲ 41.7% | 5.00 ▲ 14.9% | |
| Diluted Shares Outstanding (Cr) | 571 | 588 ▲ 2.9% | 868 ▲ 47.7% | 868 ▲ 0.0% | 868 ▲ 0.0% | 905 ▲ 4.3% | 905 ▲ 0.0% | |
32,356 | 29,277 ▼ 9.5% | 28,215 ▼ 3.6% | 18,436 ▼ 34.7% | 11,398 ▼ 38.2% | 9,289 ▼ 18.5% | 9,259 ▼ 0.3% | ||
| Share of Profit from Associates/JVs | -125 | -116 ▲ 6.7% | 18 ▲ 115.9% | 79 ▲ 328.5% | 101 ▲ 27.3% | 125 ▲ 24.6% | 47 ▼ 62.3% |
CENTRAL BANK OF INDIA segment analysis : revenue and profit mix.
Disclosed business segments at CENTRAL BANK OF INDIA with their share of revenue and profit, switchable between consolidated and standalone reporting.
CENTRAL BANK OF INDIA discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for CENTRAL BANK OF INDIA.
Our AI distills the core fundamental drivers supporting CENTRAL BANK OF INDIA, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
CENTRAL BANK OF INDIA's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Low P/E ratio 6.54 trades significantly below peer median, signaling attractive valuation.
TTM revenue growth 44.8% substantially outpaces typical banking sector peer averages.
Net profit margin 20.97% TTM exceeds most public sector bank benchmarks substantially.
Dividend yield 4.46% offers solid income returns for shareholders seeking regular payouts.
Debt-to-Equity 0.0082 indicates minimal leverage; strong balance sheet for banking operations.
Key Risks.
Latest quarterly EPS declined 32.5% YoY despite revenue expansion, signaling earnings pressure.
TTM EPS declined 35.4% YoY reflects significant earnings contraction despite top-line strength.
Operating cash flow swung from negative ₹-8,794 Cr (FY2023) to ₹2,786 Cr (FY2026), extreme volatility.
ROE 11.50% and ROCE 9.11% indicate moderate profitability metrics below peer benchmarks.
Beta 1.5085 indicates 51% higher volatility than Nifty 50; elevated price swing risk.
Flip Conditions.
Valuation risk. a P/E above 8 (~1.1× the sector multiple of 7.6) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
CENTRAL BANK OF INDIA peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — CENTRAL BANK OF INDIA is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
CENTRAL BANK OF INDIA chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for CENTRAL BANK OF INDIA — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
CENTRAL BANK OF INDIA delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for CENTRAL BANK OF INDIA over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in CENTRAL BANK OF INDIA stood at 55.6% of traded volume, against a 20-day average of 56.7%.
CENTRAL BANK OF INDIA announcements: results, concalls, ratings, M&A.
Filings CENTRAL BANK OF INDIA sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
CENTRAL BANK OF INDIA files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 195 documents below.
Appointment
Central Bank of India has informed the Exchange regarding Appointment of Mr Jai Shankar Prasad as General Manager of the company w.e.f. September 04,…
Change in Management
Central Bank of India has informed the Exchange about voluntary retirement of Shri Umesh Kumar Singh
General Updates
Central Bank of India has informed the Exchange about Analyst/Investor Meet held on 27th August, 2026.
General Updates
Central Bank of India has informed the Exchange about Analyst/Investor Meet held on 20th August, 2026
Credit Rating- Revision
Central Bank of India has informed the Exchange about Credit Rating- Revision
Investor decks & rating reports.
CENTRAL BANK OF INDIA dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue CENTRAL BANK OF INDIA has declared, sequenced by announce and record date.
CENTRAL BANK OF INDIA corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About CENTRAL BANK OF INDIA: business, sector, key facts.
What CENTRAL BANK OF INDIA does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
CENTRAL BANK OF INDIA operates in the Public Sector Bank industry under the Financial Services sector, listed as NSE: CENTRALBK, BSE: 532885.
Central Bank of India is a commercial bank operating within India, offering a wide range of financial services to both individual and corporate clients. Their core business revolves around providing deposit accounts, encompassing savings, current, fixed, recurring, and small savings schemes, catering to diverse customer needs and financial goals. This forms a crucial foundation upon which the bank extends its lending operations.
The bank's lending portfolio is extensive and diversified. For individuals, they provide a comprehensive suite of loans, including those for housing, vehicles, personal needs, education, and agriculture. They also cater specifically to senior citizens and support micro, small, and medium enterprises (MSMEs) with dedicated loan products. This commitment to various sectors demonstrates a strategic approach to market penetration and financial inclusion.
Beyond traditional banking services, Central Bank of India offers a robust array of value-added products and services. These include various types of cards (credit, debit, prepaid), online banking solutions (Internet and mobile banking), ATM access, and cash management services for businesses. Furthermore, they facilitate access to investment products like mutual funds and depository services, providing a one-stop shop for diverse financial needs.
A significant part of Central Bank of India's business involves corporate lending. This segment caters to large businesses and includes services such as project financing, infrastructure funding, short-term loans, working capital facilities, export finance, foreign currency loans, and various other non-fund-based services. This focus on corporate clientele highlights the bank's position in facilitating larger-scale economic activities and infrastructure development within India.
In addition to its core banking and lending activities, Central Bank of India acts as a distributor for a range of insurance products. This includes life, general, and health insurance, offering various plans tailored to different life stages and risk profiles. The distribution of these insurance products diversifies the bank's revenue streams and provides a comprehensive suite of financial solutions to its customer base. The bank operates through a geographically dispersed network of branches, ATMs, and satellite offices to reach a wide range of clients across India. A notable partnership with IIFL Home Finance Limited further strengthens its offerings to the SME sector.
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Questions investors ask about CENTRAL BANK OF INDIA (CENTRALBK).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of CENTRAL BANK OF INDIA (CENTRALBK)?
The current share price of CENTRAL BANK OF INDIA (CENTRALBK) is ₹30.58. Today, the stock has declined by ₹0.38 (1.23%), trading in a range of ₹30.54 to ₹30.88. The stock opened at ₹30.78 with a trading volume of 44,67,951 shares.
02Is CENTRAL BANK OF INDIA stock a good investment for long-term?
CENTRAL BANK OF INDIA can be considered for long-term investment based on several factors. The company has a market capitalization of ₹27,679.19 Cr., P/E ratio of 6.07, ROE of 11.5%, and ROCE of 9.11%. The dividend yield stands at 4.46%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of CENTRAL BANK OF INDIA stock?
The 52-week high price of CENTRAL BANK OF INDIA (CENTRALBK) is ₹40.92, while the 52-week low is ₹29.32. Currently trading at ₹30.58, the stock is 4.3% above its 52-week low and 25.27% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy CENTRAL BANK OF INDIA stock at the current price?
Whether to buy CENTRAL BANK OF INDIA stock at ₹30.58 depends on multiple factors. The stock is currently trading with a P/E ratio of 6.07 and P/B ratio of 0.71. Today's performance shows a loss of 1.23%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of CENTRAL BANK OF INDIA and when is the next dividend?
CENTRAL BANK OF INDIA offers a dividend yield of 4.46%, which means for every ₹100 invested at the current price of ₹30.58, you can expect to receive approximately ₹4.46 annually as dividends. The face value of the stock is ₹0.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of CENTRAL BANK OF INDIA?
CENTRAL BANK OF INDIA's key financial metrics include: P/E Ratio: 6.07, P/B Ratio: 0.71, ROE: 11.5%, ROCE: 9.11%, Dividend Yield: 4.46%, EPS: ₹5.04, Book Value: ₹45.20, and Debt-to-Equity: 0.82. The company's market cap stands at ₹27,679.19 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is CENTRAL BANK OF INDIA stock performing today in the market?
CENTRAL BANK OF INDIA stock opened at ₹30.78 and is currently trading at ₹30.58, showing a decline of ₹0.38 (1.23%). The intraday high is ₹30.88 and low is ₹30.54. The trading volume stands at 44,67,951 shares, indicating strong market participation today.
08What is the P/E ratio of CENTRAL BANK OF INDIA and what does it indicate?
CENTRAL BANK OF INDIA has a Price-to-Earnings (P/E) ratio of 6.07, which means investors are willing to pay 6.07 for every ₹1 of earnings. With an EPS of ₹5.04, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about CENTRAL BANK OF INDIA (CENTRALBK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.