Market closedLast updated 23 July 2026, 9:38 pm ISTData NSENot investment advice
Central Bank of India

Central Bank of India Share Price Today (CENTRALBK)

TechnicalsTV Chart
30.95
0.23−0.74%
Overall Score41/100
Day range31
₹30.95
31
52-week29
₹30.95
41
Above low+5.6%
Below high24.4%
Range position14%
Open31.13
Prev Close31.18
Bid30.933.5K
Ask30.972.2K

TODAY IN ONE LINE

CENTRALBK slipped 0.7% on light volume, in line with Nifty's -0.5% move.

With a market cap of ₹28,041.24 Cr., it trades at a P/E of 6.20. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume8.8M33%vs 20D avg
Market Cap₹28,041.24 Cr.
Promoter89.27%
Face Value₹10
Fwd P/E
PEG0.12
EV/EBITDA
P/S1.72
ROA0.88%
Beta1.52
Div Payout27.8%
THE STOCK SCORE

How good is this company?

Overall performance across 5 key dimensions.

Overall Score41/100
Updated 23 Jul
Each card tappable → shows formula + inputs
FLAGS & NEWS

Central Bank of India flags & news 

Key strengths, potential risks, and recent updates.

6 green flags🚩 1 red flag

Green Flags

  • Healthy Operating MarginsOPM is structurally strong at 61.0%
  • Reasonable ValuationTrading at a moderate P/E of 6.5x
  • High Promoter HoldingPromoters hold 89.3% skin-in-the-game
  • Steady Dividend YieldReliable 4.33% dividend yield
  • Strong Capital AdequacyRobust CET-1 Ratio of 16.54%
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Earnings DeclineEPS (TTM) has contracted by 35.4% YoY

Latest Central Bank of India News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

18 JUL 2026
corporate
Copy of Newspaper Publication - Central Bank of India has informed the Exchange about Copy of Newspaper Publication of Financial Res...
View PDF
17 JUL 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - Central Bank of India has informed the Exchange about Link of Recording
View PDF
17 JUL 2026
corporate
General Updates - Central Bank of India has informed the Exchange about Election of One Shareholder Director- Fit and ...
View PDF
17 JUL 2026
corporate
Press Release - Central Bank of India has informed the Exchange regarding a press release dated July 17, 2026, title...
View PDF
17 JUL 2026
corporate
Investor Presentation - Central Bank of India has informed the Exchange about Investor Presentation
View PDF
17 JUL 2026
corporate
Outcome of Board Meeting - Central Bank of India has submitted to the Exchange, the financial results for the period ended Jun ...
View PDF
17 JUL 2026
corporate
Investor Presentation - Central Bank of India has informed the Exchange about Investor Presentation
View PDF
🔒Prime: full history + alerts on this stock
Valuation

Central Bank of India valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Central Bank of India, framed against the sector median so the premium or discount is obvious at a glance.

Central Bank of India trades at a P/E of 6.20× and P/B of 0.73×, against the Financial Services sector median P/E of 7.84×.

Key MetricsMarket + reported · 23 Jul 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹28,041.24 Cr.
P/E Ratio
6.2
P/B Ratio
0.73
EPS
₹5.04
Profitability

Profitability

ROE
11.8%
ROCE
5.62%
Net Margin
20.97%
Op Margin
61%
Growth

Growth

EPS YoY
-35.4%
Revenue YoY
44.8%
Qtr Sales
12.1%
Qtr Profit
-32.5%
Financial Health

Financial Health

Book Value
₹45.25
Div Yield
4.33%
Promoter Holding
89.27%
Technicals

Central Bank of India technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Central Bank of India — derived from the live tape, not yesterday's close.

Central Bank of India last traded at ₹30.95 with an intraday range of ₹30.78–₹31.18 — live indicator, pivot and CPR signals below.

Last updated: 23 July 2026, 9:38 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹30.95
LevelPrice (₹)Distance% Δ
R431.96+1.01+3.26%
R331.56+0.61+1.97%
R231.37+0.42+1.36%
R131.16+0.21+0.68%
PIVOT30.970.020.06%
CURRENT30.95
S130.76-0.19-0.61%
S230.57-0.38-1.23%
S330.36-0.59-1.91%
S429.96-0.99-3.20%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 30.96P: 30.97TC: 30.98
R1
R2
R3
R4
indicator
LTP: 30.95
PDH: 32.05
PDL: 31.09
● Market Sentiment

CENTRALBK is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Narrower, suggesting likely for trending moves

● Opening Range

Day's range: 30.9131.18

● Price Position

Trading Below opening range, showing Bearishness

Financials

Central Bank of India financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for Central Bank of India — consolidated or standalone — with margins, YoY growth and key ratios inline.

Central Bank of India reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹28,041.24 Cr. and reported EPS of ₹5.04.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2025Mar 2026
33,797
36,168
7.0%
Other Income5,871
6,331
7.8%
Total Income39,668
42,498
7.1%
Net Interest Income (NII)Derived13,968
14,242
2.0%
31,493
33,976
7.9%
Profit Before Tax (PBT)4,978
6,559
31.8%
Tax Expense1,160
2,075
78.9%
Effective Tax %Derived23.31%
31.64%
Total Profit for Period3,818
4,484
17.4%
Less: Non-controlling Interests9
7
22.1%
Net Profit (Owner's PAT)Derived3,809
4,477
17.5%
PAT Growth YoY %Derived48.37%
17.53%
Earnings Per Share (EPS ₹)4.35
5.00
14.9%
Diluted Shares Outstanding (Cr)905
905
0.0%
9,289
9,259
0.3%
Share of Profit from Associates/JVs125
47
62.3%
PAT CAGR · 3Y
+40.9%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

Central Bank of India segment analysis : revenue and profit mix.

Disclosed business segments at Central Bank of India with their share of revenue and profit, switchable between consolidated and standalone reporting.

Central Bank of India discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Central Bank of India.

Our AI distills the core fundamental drivers supporting Central Bank of India, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

Central Bank of India's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Low P/E ratio 6.54 trades 43% below peer median, signaling attractive valuation.

  • Strong promoter holding 89.27% demonstrates insider confidence and governance stability.

  • TTM revenue growth 44.8% significantly outpaces typical banking sector peer averages.

  • Net profit margin 20.97% TTM exceeds most public sector bank benchmarks substantially.

  • Dividend yield 4.33% offers solid income returns for shareholders seeking regular payouts.

bear case

Key Risks.

  • Latest quarterly EPS declined 32.5% YoY despite revenue expansion, signaling earnings pressure.

  • TTM EPS declined 35.4% YoY reflects significant earnings contraction despite top-line strength.

  • Total debt ₹5.00 LCr raises leverage concerns for banking operations and capital adequacy.

  • Operating cash flow negative in FY2023–FY2025 hampers liquidity position and sustainability.

  • ROE 11.80% and ROCE 5.62% indicate moderate profitability metrics below peer benchmarks.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 8 (~1.0× the sector multiple of 7.8) would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

Central Bank of India shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Central Bank of India — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualMar 2026

Promoters89.27%
Public5.16%0.11%
DII4.82%
FII0.75%0.09%

Ownership Distribution

Promoters
89.27%
Retail & Public
5.16%
Domestic Institutions
4.82%
Foreign Institutions
0.75%

Category Trends

Foreign Institutions Breakdown
Total Holding: 0.75%
Net Change: -0.09%
Category Total0.75%
Total Holding0.75%
Net Change-0.09%
Aggregate Data
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod

Foreign Institutions: 0.75%

Individual institutional breakdown is not disclosed by the company, but aggregate holding data is shown above.

💡 This category has 0.75% total holding without detailed institution-wise disclosure
Peers

Central Bank of India peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Central Bank of India is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
State Bank of India
₹9.34 Lakh Cr
Best Profit Growth
Indian Overseas Bank
42.50 %
Highest Dividend Yield
Punjab National Bank
5.70 %
09 · Chart Patterns

Central Bank of India chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Central Bank of India — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on CENTRALBK
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full CENTRALBK pattern history & scanner →
Delivery Conviction

Central Bank of India delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Central Bank of India over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Central Bank of India stood at 53.3% of traded volume, against a 20-day average of 48.6%.

Avg Delivery (20D)48.6%+4.7 ppt latest vs avg
Highest Delivery60.9%on 22 Jul
Avg Volume (20D)1.31 Cr20-day run-rate
Conviction Trend↑ Strengthening+4.7 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

Central Bank of India announcements: results, concalls, ratings, M&A.

Filings Central Bank of India sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Central Bank of India files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 180 documents below.

  1. 18 Jul 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Central Bank of India has informed the Exchange about Copy of Newspaper Publication of Financial Results of Bank for the Quarter ended 30th June 2026

  2. 17 Jul 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    Central Bank of India has informed the Exchange about Link of Recording

  3. 17 Jul 2026General UpdatesView PDF

    General Updates

    Central Bank of India has informed the Exchange about Election of One Shareholder Director- Fit and Proper status

  4. 17 Jul 2026Press ReleaseView PDF

    Press Release

    Central Bank of India has informed the Exchange regarding a press release dated July 17, 2026, titled "Press Release on Performance of the Bank for…

  5. 17 Jul 2026Investor PresentationView PDF

    Investor Presentation

    Central Bank of India has informed the Exchange about Investor Presentation

Corporate Actions

Central Bank of India dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Central Bank of India has declared, sequenced by announce and record date.

Central Bank of India corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About Central Bank of India: business, sector, key facts.

What Central Bank of India does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Central Bank of India operates in the Public Sector Bank industry under the Financial Services sector, listed as NSE: CENTRALBK, BSE: 532885.

CENTRALBK
Financial Services

Central Bank of India

NSE · CENTRALBK·BSE · 532885·centralbank.bank.in

Central Bank of India is a commercial bank operating within India, offering a wide range of financial services to both individual and corporate clients. Their core business revolves around providing deposit accounts, encompassing savings, current, fixed, recurring, and small savings schemes, catering to diverse customer needs and financial goals. This forms a crucial foundation upon which the bank extends its lending operations.

The bank's lending portfolio is extensive and diversified. For individuals, they provide a comprehensive suite of loans, including those for housing, vehicles, personal needs, education, and agriculture. They also cater specifically to senior citizens and support micro, small, and medium enterprises (MSMEs) with dedicated loan products. This commitment to various sectors demonstrates a strategic approach to market penetration and financial inclusion.

Beyond traditional banking services, Central Bank of India offers a robust array of value-added products and services. These include various types of cards (credit, debit, prepaid), online banking solutions (Internet and mobile banking), ATM access, and cash management services for businesses. Furthermore, they facilitate access to investment products like mutual funds and depository services, providing a one-stop shop for diverse financial needs.

A significant part of Central Bank of India's business involves corporate lending. This segment caters to large businesses and includes services such as project financing, infrastructure funding, short-term loans, working capital facilities, export finance, foreign currency loans, and various other non-fund-based services. This focus on corporate clientele highlights the bank's position in facilitating larger-scale economic activities and infrastructure development within India.

In addition to its core banking and lending activities, Central Bank of India acts as a distributor for a range of insurance products. This includes life, general, and health insurance, offering various plans tailored to different life stages and risk profiles. The distribution of these insurance products diversifies the bank's revenue streams and provides a comprehensive suite of financial solutions to its customer base. The bank operates through a geographically dispersed network of branches, ATMs, and satellite offices to reach a wide range of clients across India. A notable partnership with IIFL Home Finance Limited further strengthens its offerings to the SME sector.

company facts
Employees
SectorFinancial Services
HeadquartersMumbai, India
Market Cap₹28,041.24 Cr.
Listed OnNSE
leadership19 on record
Dr. Bhaskar Gorugantu
Chief Risk Officer
Mr. Chandrakant C. Bhagwat
Assistant GM, Company Secretary & Compliance Officer
Mr. E. Ratan Kumar
Executive Director
Mr. Joy Mukherjee
Deputy General Manager, Compliance Department, Chief Compliance Officer
Mr. Kalyan Kumar
MD & CEO
Mr. Mahendra Dwarika Prasad Dohare
Executive Director
Mr. Malladi Venkat Murali Krishna
Executive Director
Mr. Mukul N. Dandige
GM of F&A and CFO
Mr. Sunil Arora
Chief Vigilance Officer
Mr. Vijay Vasantrao Murar
General Manager of Treasury & ID
Ms. Kavita Thakur
GM of Compliance Department & Chief Compliance Officer
Shri. Chandrakant Bhagwat
Company Secretary, Assistant General Manager
§ ∞ · Plainly Answered

Questions investors ask about Central Bank of India (CENTRALBK).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Central Bank of India (CENTRALBK)?

The current share price of Central Bank of India (CENTRALBK) is ₹30.95. Today, the stock has declined by ₹0.23 (0.74%), trading in a range of ₹30.78 to ₹31.18. The stock opened at ₹31.13 with a trading volume of 87,95,743 shares.

02Is Central Bank of India stock a good investment for long-term?

Central Bank of India can be considered for long-term investment based on several factors. The company has a market capitalization of ₹28,041.24 crores, P/E ratio of 6.20, ROE of 11.80%, and ROCE of 5.62%. The dividend yield stands at 4.33%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Central Bank of India stock?

The 52-week high price of Central Bank of India (CENTRALBK) is ₹40.92, while the 52-week low is ₹29.32. Currently trading at ₹30.95, the stock is 14.1% away from its 52-week low and 24.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Central Bank of India stock at the current price?

Whether to buy Central Bank of India stock at ₹30.95 depends on multiple factors. The stock is currently trading with a P/E ratio of 6.20 and P/B ratio of 0.73. Today's performance shows a loss of 0.74%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Central Bank of India and when is the next dividend?

Central Bank of India offers a dividend yield of 4.33%, which means for every ₹100 invested at the current price of ₹30.95, you can expect to receive approximately ₹4.33 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Central Bank of India?

Central Bank of India's key financial metrics include: P/E Ratio: 6.20, P/B Ratio: 0.73, ROE: 11.80%, ROCE: 5.62%, Dividend Yield: 4.33%, EPS: ₹5.04, Book Value: ₹45.25, and Debt-to-Equity: 12.80. The company's market cap stands at ₹28,041.24 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Central Bank of India stock performing today in the market?

Central Bank of India stock opened at ₹31.13 and is currently trading at ₹30.95, showing a decline of ₹0.23 (0.74%). The intraday high is ₹31.18 and low is ₹30.78. The trading volume stands at 87,95,743 shares, indicating strong market participation today.

08What is the P/E ratio of Central Bank of India and what does it indicate?

Central Bank of India has a Price-to-Earnings (P/E) ratio of 6.20, which means investors are willing to pay ₹6.20 for every ₹1 of earnings. With an EPS of ₹5.04, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Central Bank of India (CENTRALBK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.