logo
logo
Search stocks & features
/
StocksStocks
Intraday BoosterIntraday Booster
Sector BoosterSector Booster
Stock ScreenerStock Screener
ScreenersScreeners
MoreMore

prime iconGo Prime
My PlansMy Plans
Privacy PolicyPrivacy Policy
ContactContact
Refer & EarnRefer & Earn
ScreenersScreeners
Main
Stock ScreenerStock Screener
Create ScreenerCreate Screener
Explore ScreenersExplore Screeners
Community ScreenersCommunity Screeners
Trading Screeners
CandleSticks ScreenerCandleSticks Screener
Top Gainers & LosersTop Gainers & Losers
Opening Range BreakoutOpening Range Breakout
Stock Screener AIStock Screener AI
Stock Quality ScorecardStock Quality Scorecard
Overvalued StocksOvervalued StocksNew
Undervalued StocksUndervalued StocksNew
Technical Screeners
EMA ScreenerEMA Screener
SMA ScreenerSMA Screener
WMA ScreenerWMA Screener
OHLC ScreenerOHLC Screener
Fibonacci ScreenerFibonacci Screener
VWAP ScreenerVWAP Screener
Pivot Point ScreenerPivot Point Screener
Overlay ScreenerOverlay Screener
Trend Indicator ScreenerTrend Indicator Screener
Volume Based Indicator ScreenerVolume Based Indicator Screener
Overbought/Sold ScreenerOverbought/Sold Screener
NR4 StocksNR4 Stocks
NR7 StocksNR7 Stocks
Previous Day High BreakoutPrevious Day High Breakout
Previous Day Low BreakoutPrevious Day Low Breakout
Previous Day Open BreakoutPrevious Day Open Breakout
Bullish Crossover StocksBullish Crossover Stocks
Bearish Crossover StocksBearish Crossover Stocks
High Volume ShockerHigh Volume Shocker
VWAP Breakout StocksVWAP Breakout Stocks
Range High BreakoutRange High Breakout
Range Low BreakoutRange Low Breakout
MoreMore
Markets
Global Market TodayGlobal Market Today
Global IndicesGlobal Indices
Indian IndicesIndian Indices
NIfty TodayNIfty Today
Advance Decline RatioAdvance Decline Ratio
Precious Metals
Gold Price TodayGold Price TodayNew
Silver Price TodaySilver Price TodayNew
Platinum Price TodayPlatinum Price TodayNew
Smart Money
FII DII DataFII DII DataNew
FII BuyingFII Buying
NSE Insider TradingNSE Insider Trading
SLB Stocks DataSLB Stocks Data
Sector BoosterSector Booster
Derivatives
FnO MovementsFnO Movements
NSE F&O Lot SizeNSE F&O Lot Size
Ban ListBan List
Analysis & Calendars
Technical DashboardTechnical Dashboard
Sector AnalysisSector AnalysisNew
Result CalendarResult Calendar
IPO CalendarIPO Calendar
Economic CalendarEconomic Calendar
Market openRefreshes 15sCloses in 5h 50m
Five-Star Business Finance

Five-Star Business Finance

NSE: FIVESTARBSE 543663FinancialsConsumer Financefivestargroup.in
View MapTV Chart
429.60
6.20+1.46%
DAY424
₹429.60
432
52W338
₹429.60
817
Open430.45
Prev Close423.40
Bid429.58100
Ask429.63100
Volume74.7K89%vs 20D avg
Market Cap₹12,540.52 Cr
Promoter Hold.18.6%
Face Value₹1
Fwd P/E11.63
PEG1.58
EV/EBITDA17.62
P/S5.7
ROA7.44%
Beta0.74
Div Payout
Valuation

Five-Star Business Finance Ltd valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Five-Star Business Finance Ltd, framed against the sector median so the premium or discount is obvious at a glance.

Five-Star Business Finance Ltd trades at a P/E of 11.76× and P/B of 1.91×, against the Financials sector median P/E of 17.57×.

Key MetricsLive · as of 12 Jun 2026
the price tag

Valuation

Market Cap
₹12,540.52 Cr
P/E Ratio
good11.76
P/B Ratio
good2.32
EPS
37.6
the engine

Profitability

ROE
watch8.62%
ROCE
good17%
Net Margin
good36.82%
Op Margin
good71.37%
the trajectory

Growth

EPS YoY
avg14%
Revenue YoY
watch-10.69%
Qtr Sales
%
Qtr Profit
%
the balance sheet

Financial Health

Debt / Equity
avg1.27
Book Value
214.13
Div Yield
%
Promoter Hold.
watch18.6%
Financials

Five-Star Business Finance Ltd financials: P&L, balance sheet, cash flow, ratios.

Twelve years of audited numbers for Five-Star Business Finance Ltd, switchable between annual and quarterly views, consolidated or standalone.

Five-Star Business Finance Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹12,540.52 Cr and reported EPS of ₹37.60.

all values in ₹ Cr unless suffixed · source: company filings
Segment Analysis

Five-Star Business Finance segment analysis: revenue and profit mix.

Disclosed business segments at Five-Star Business Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.

Five-Star Business Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Investment Thesis

Five-Star Business Finance Ltd investment thesis: bull case, bear case, and the flip lines.

Why someone would buy Five-Star Business Finance Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.

Five-Star Business Finance Ltd's investment case rests on 7 positive markers and 9 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Five-Star boasts a remarkably high operating profit margin (OPM) of 73.10%, showcasing exceptional operational efficiency and strong profit generation capabilities relative to its sales.

  • The company demonstrates consistent net profit growth, rising from ₹118.00 in Q1 2022 to ₹286.00 in Q3 2025, indicating robust earnings potential and investor confidence in its financial performance.

  • The company's Return on Equity (ROE) stands at a healthy 16.00%, signifying effective utilization of shareholder investments to generate profits and highlighting strong returns on capital employed for investors.

  • Five-Star's Return on Capital Employed (ROCE) of 17.00% is notably strong, outperforming most peers in the NBFC sector, indicating highly efficient capital allocation and operational profitability.

  • As an NBFC in the 'Financial Services' sector, Five-Star is well-positioned to capitalize on India's growing credit demand and economic expansion, driving potential for increased loan disbursements and revenue.

bear case

What can break it.

  • Five-Star's debt-to-equity ratio of 0.70 suggests a considerable level of financial leverage, increasing financial risk and vulnerability to economic downturns, potentially impacting financial stability.

  • The company's high Price-to-Earnings (P/E) ratio of 114.00 indicates a potentially overvalued stock compared to its earnings, making it susceptible to price corrections if future earnings expectations are not met.

  • Promoter holdings have significantly decreased from 34.87% in December 2022 to 18.57% in September 2025, which could raise investor concerns about management commitment and the company's long-term vision.

  • The relatively low promoter holding of 18.57% compared to a high FII holding of 55.80% in September 2025 could indicate a lack of strong insider confidence, potentially impacting long-term stability.

  • The stock has seen considerable volatility, trading at ₹605.00, significantly below its 52-week high of ₹943.75. This substantial price drop may signal investor apprehension or market instability.

flip conditions

What would change my mind.

  • Trim if P/E re-rates above 15 (~0.9× the sector multiple of 17.6). The valuation cushion thins from there.

  • Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.

  • Watch interest coverage if debt-to-equity climbs above 1.77. Balance sheet risk re-prices growth multiples fast.

  • Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.

Shareholding

Five-Star shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Five-Star — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

Loading shareholding data...

Peers

Five-Star Business Finance Ltd peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Five-Star Business Finance Ltd is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
Bajaj Finance Ltd
5.53L ₹ Cr
Best Profit Growth
Capital Trust Ltd
132.00 %
Highest Dividend Yield
Mahindra & Mahindra Financial Services Ltd
2.18 %

Peer Comparison

Company Name
AFIL
Akme Fintrade (India) Ltd
ARMANFIN
Arman Financial Services Ltd
AVONMORE
Avonmore Capital & Management Services Ltd
BAIDFIN
Baid Finserv Ltd
BAJFINANCE
Bajaj Finance Ltd
CAPTRUST
Capital Trust Ltd
CGCL
Capri Global Capital Ltd
CHOLAFIN
Cholamandalam Investment & Finance Company Ltd
CPCAP
CP Capital Limited
CREST
Crest Ventures Ltd
CSLFINANCE
CSL Finance Ltd
DHUNINV
Dhunseri Investments Ltd
FEDFINA
Fedbank Financial Services Ltd
FIVESTAR
Five-Star Business Finance LtdCurrent Stock
HBSL
HB Stockholdings Ltd
IIFL
IIFL Finance Ltd
INDOSTAR
Indostar Capital Finance Ltd
LTF
L&T Finance Ltd
MANAPPURAM
Manappuram Finance Ltd
MANBA
Manba Finance Ltd
MASFIN
MAS Financial Services Ltd
M&MFIN
Mahindra & Mahindra Financial Services Ltd
MUFIN
Mufin Green Finance Ltd
MUTHOOTCAP
Muthoot Capital Services Ltd
MUTHOOTFIN
Muthoot Finance Ltd
NORTHARC
Northern ARC Capital Ltd
PAISALO
Paisalo Digital Ltd
PFS
PTC India Financial Services Ltd
POONAWALLA
Poonawalla Fincorp Ltd
SBFC
SBFC Finance Ltd
SBICARD
SBI Cards & Payment Services Ltd
SHRIRAMFIN
Shriram Finance Ltd
STARTECK
Starteck Finance Ltd
SUNDARMFIN
Sundaram Finance Ltd
TEAMGTY
TFL
Transwarranty Finance Ltd
TRU
TruCap Finance Ltd
UGROCAP
Ugro Capital Ltd
VIJIFIN
Viji Finance Ltd
Technicals

Five-Star Business Finance Ltd technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Five-Star Business Finance Ltd — derived from the live tape, not yesterday's close.

Five-Star Business Finance Ltd last traded at ₹429.6 with an intraday range of ₹423.5–₹431.9 — live indicator, pivot and CPR signals below.

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹429.60
LevelPrice (₹)Distance% Δ
R4449.97+20.37+4.74%
R3441.57+11.97+2.79%
R2436.73+7.13+1.66%
R1433.17+3.57+0.83%
PIVOT428.33-1.27-0.29%
CURRENT429.60
S1407.97-21.63-5.04%
S2416.37-13.23-3.08%
S3419.93-9.67-2.25%
S4424.77-4.83-1.13%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 427.70P: 428.33TC: 428.97
R1
R2
R3
R4
indicator
LTP: 429.60
PDH: 431.00
PDL: 415.35
● Market Sentiment

FIVESTAR is trading Above CPR, indicating Bullishness

● CPR Width

CPR is Average

● Opening Range

Day's range: 423.5 ~ 431.9

● Price Position

Trading Inside opening range

Delivery & Volume

Five-Star Business Finance Ltd delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Five-Star Business Finance Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Five-Star Business Finance Ltd stood at 50.3% of traded volume, against a 20-day average of 46.1%.

Avg Delivery (20D)46.1%+4.2 ppt latest vs avg
Highest Delivery86.7%on 02 Jun
Avg Volume (20D)6.95 L20-day run-rate
Conviction Trend↑ Strengthening+4.2 ppt latest read
Volume & Delivery · last 20 sessions
Filings & Concalls

Five-Star Business Finance announcements: results, concalls, ratings, M&A.

Filings Five-Star Business Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Corporate Actions

Five-Star Business Finance dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Five-Star Business Finance has declared, sequenced by announce and record date.

Five-Star Business Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About Five-Star Business Finance Ltd: business, sector, key facts.

What Five-Star Business Finance Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Five-Star Business Finance Ltd operates in the Consumer Finance industry under the Financials sector, listed as NSE: FIVESTAR, BSE: 543663.

FIVESTAR
Consumer Finance

Five-Star Business Finance Ltd

NSE · FIVESTAR·BSE · 543663·fivestargroup.in

Five-Star Business Finance Limited is a non-banking financial company (NBFC) based in Chennai, India, established in 1984. Its primary business revolves around providing financial services, specifically loans, to small businesses and individuals within the Indian market.

The company's core loan offerings center around supporting small and medium-sized enterprises (SMEs). These loans are designed to help businesses fund their operations, expansion, or other vital needs. The exact nature of these business loans is not specified in the provided information, but it's implied they cover a range of business purposes.

Beyond business loans, Five-Star Business Finance also extends its services into the mortgage sector. This segment includes loans for home renovations and extensions, indicating a focus on supporting individual home improvement projects. The availability of mortgages for other purposes is mentioned, but the specifics of these additional mortgage products are not detailed.

In summary, Five-Star Business Finance operates within a niche market segment, concentrating its efforts on providing financial solutions tailored to the needs of both small businesses and individuals undertaking home improvement projects. Their business model is built upon facilitating access to credit within these specific areas of the Indian economy. The long operational history, dating back to 1984, suggests a degree of established presence and experience within the Indian financial landscape.

company facts
Founded / IPO21/11/2022
Employees9,322
SectorFinancials
HeadquartersChennai, TAMIL NADU, IN
Market Cap₹12,540.52 Cr
Listed OnNATIONAL STOCK EXCHANGE OF INDIA
leadership24 on record
Mr. Lakshmipathy Deenadayalan
Chairman of the Board, Managing Director
Mr. Rangarajan Krishnan
Chief Executive Officer, Joint Managing Director
Mr. Srikanth Gopalakrishnan
Chief Financial Officer, Joint Managing Director
Mr. Vishnuram Jagannathan
Chief Operating Officer
Mr. Vanamali Sridharan
Chief Technology Officer
Mr. Vignesh Kumar S M
Compliance Officer, Company Secretary
Mr. Ramesh Kannah
Chief Legal Officer
Mr. Parthasarathy Srinivasan
Chief Credit Officer
Mr. Sathya Thirumalaidoss
Chief Business Officer
Mr. Thirulokchand Vasan
Non-Executive Director
Ms. Bhama Krishnamurthy
Independent Director
Mr. Anand Raghavan
Independent Director
§ ∞ · Plainly Answered

Questions investors ask about Five-Star Business Finance Ltd (FIVESTAR).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Five-Star Business Finance Ltd (FIVESTAR)?

The current share price of Five-Star Business Finance Ltd (FIVESTAR) is ₹429.6. Today, the stock has gained by ₹6.20 (1.46%), trading in a range of ₹423.5 to ₹431.9. The stock opened at ₹430.45 with a trading volume of 74,664 shares.

02Is Five-Star Business Finance Ltd stock a good investment for long-term?

Five-Star Business Finance Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹12,540.52 crores, P/E ratio of 11.76, ROE of 8.62%, and ROCE of 17.00%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Five-Star Business Finance Ltd stock?

The 52-week high price of Five-Star Business Finance Ltd (FIVESTAR) is ₹817.25, while the 52-week low is ₹338.15. Currently trading at ₹429.6, the stock is 19.1% away from its 52-week low and 47.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Five-Star Business Finance Ltd stock at the current price?

Whether to buy Five-Star Business Finance Ltd stock at ₹429.6 depends on multiple factors. The stock is currently trading with a P/E ratio of 11.76 and P/B ratio of N/A. Today's performance shows a gain of 1.46%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Five-Star Business Finance Ltd and when is the next dividend?

Five-Star Business Finance Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹429.6, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹1.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Five-Star Business Finance Ltd?

Five-Star Business Finance Ltd's key financial metrics include: P/E Ratio: 11.76, P/B Ratio: N/A, ROE: 8.62%, ROCE: 17.00%, Dividend Yield: 0.00%, EPS: ₹37.60, Book Value: ₹214.13, Debt-to-Equity: 1.27, and Current Ratio: N/A. The company's market cap stands at ₹12,540.52 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Five-Star Business Finance Ltd stock performing today in the market?

Five-Star Business Finance Ltd stock opened at ₹430.45 and is currently trading at ₹429.6, showing a gain of ₹6.20 (1.46%). The intraday high is ₹431.9 and low is ₹423.5. The trading volume stands at 74,664 shares, indicating moderate market participation today.

08What is the P/E ratio of Five-Star Business Finance Ltd and what does it indicate?

Five-Star Business Finance Ltd has a Price-to-Earnings (P/E) ratio of 11.76, which means investors are willing to pay ₹11.76 for every ₹1 of earnings. With an EPS of ₹37.60, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Five-Star Business Finance Ltd (FIVESTAR) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.