
Twelve years of multiples investors have paid for Five-Star Business Finance Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Five-Star Business Finance Ltd trades at a P/E of 11.76× and P/B of 1.91×, against the Financials sector median P/E of 17.57×.
Twelve years of audited numbers for Five-Star Business Finance Ltd, switchable between annual and quarterly views, consolidated or standalone.
Five-Star Business Finance Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹12,540.52 Cr and reported EPS of ₹37.60.
Disclosed business segments at Five-Star Business Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.
Five-Star Business Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Why someone would buy Five-Star Business Finance Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Five-Star Business Finance Ltd's investment case rests on 7 positive markers and 9 flagged concerns drawn from the latest reported filings.
Five-Star boasts a remarkably high operating profit margin (OPM) of 73.10%, showcasing exceptional operational efficiency and strong profit generation capabilities relative to its sales.
The company demonstrates consistent net profit growth, rising from ₹118.00 in Q1 2022 to ₹286.00 in Q3 2025, indicating robust earnings potential and investor confidence in its financial performance.
The company's Return on Equity (ROE) stands at a healthy 16.00%, signifying effective utilization of shareholder investments to generate profits and highlighting strong returns on capital employed for investors.
Five-Star's Return on Capital Employed (ROCE) of 17.00% is notably strong, outperforming most peers in the NBFC sector, indicating highly efficient capital allocation and operational profitability.
As an NBFC in the 'Financial Services' sector, Five-Star is well-positioned to capitalize on India's growing credit demand and economic expansion, driving potential for increased loan disbursements and revenue.
Five-Star's debt-to-equity ratio of 0.70 suggests a considerable level of financial leverage, increasing financial risk and vulnerability to economic downturns, potentially impacting financial stability.
The company's high Price-to-Earnings (P/E) ratio of 114.00 indicates a potentially overvalued stock compared to its earnings, making it susceptible to price corrections if future earnings expectations are not met.
Promoter holdings have significantly decreased from 34.87% in December 2022 to 18.57% in September 2025, which could raise investor concerns about management commitment and the company's long-term vision.
The relatively low promoter holding of 18.57% compared to a high FII holding of 55.80% in September 2025 could indicate a lack of strong insider confidence, potentially impacting long-term stability.
The stock has seen considerable volatility, trading at ₹605.00, significantly below its 52-week high of ₹943.75. This substantial price drop may signal investor apprehension or market instability.
Trim if P/E re-rates above 15 (~0.9× the sector multiple of 17.6). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.77. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Five-Star Business Finance Ltd is highlighted for quick read-across.
| Company Name |
|---|
Akme Fintrade (India) Ltd |
Arman Financial Services Ltd |
Avonmore Capital & Management Services Ltd |
Baid Finserv Ltd |
Bajaj Finance Ltd |
Capital Trust Ltd |
Capri Global Capital Ltd |
Cholamandalam Investment & Finance Company Ltd |
CP Capital Limited |
Crest Ventures Ltd |
CSL Finance Ltd |
Dhunseri Investments Ltd |
Fedbank Financial Services Ltd |
Five-Star Business Finance LtdCurrent Stock |
HB Stockholdings Ltd |
IIFL Finance Ltd |
Indostar Capital Finance Ltd |
L&T Finance Ltd |
Manappuram Finance Ltd |
Manba Finance Ltd |
MAS Financial Services Ltd |
Mahindra & Mahindra Financial Services Ltd |
Mufin Green Finance Ltd |
Muthoot Capital Services Ltd |
Muthoot Finance Ltd |
Northern ARC Capital Ltd |
Paisalo Digital Ltd |
PTC India Financial Services Ltd |
Poonawalla Fincorp Ltd |
SBFC Finance Ltd |
SBI Cards & Payment Services Ltd |
Shriram Finance Ltd |
Starteck Finance Ltd |
Sundaram Finance Ltd |
Transwarranty Finance Ltd |
TruCap Finance Ltd |
Ugro Capital Ltd |
Viji Finance Ltd |
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Five-Star Business Finance Ltd — derived from the live tape, not yesterday's close.
Five-Star Business Finance Ltd last traded at ₹429.6 with an intraday range of ₹423.5–₹431.9 — live indicator, pivot and CPR signals below.
Standard pivot — most widely referenced.
| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 449.97 | +20.37 | +4.74% |
| R3 | 441.57 | +11.97 | +2.79% |
| R2 | 436.73 | +7.13 | +1.66% |
| R1 | 433.17 | +3.57 | +0.83% |
| PIVOT | 428.33 | -1.27 | -0.29% |
| CURRENT | 429.60 | — | — |
| S1 | 407.97 | -21.63 | -5.04% |
| S2 | 416.37 | -13.23 | -3.08% |
| S3 | 419.93 | -9.67 | -2.25% |
| S4 | 424.77 | -4.83 | -1.13% |
FIVESTAR is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: 423.5 ~ 431.9
Trading Inside opening range
Daily traded volume and delivery percentage for Five-Star Business Finance Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Five-Star Business Finance Ltd stood at 50.3% of traded volume, against a 20-day average of 46.1%.
Filings Five-Star Business Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Every dividend, stock split and bonus issue Five-Star Business Finance has declared, sequenced by announce and record date.
Five-Star Business Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
What Five-Star Business Finance Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Five-Star Business Finance Ltd operates in the Consumer Finance industry under the Financials sector, listed as NSE: FIVESTAR, BSE: 543663.

Five-Star Business Finance Limited is a non-banking financial company (NBFC) based in Chennai, India, established in 1984. Its primary business revolves around providing financial services, specifically loans, to small businesses and individuals within the Indian market.
The company's core loan offerings center around supporting small and medium-sized enterprises (SMEs). These loans are designed to help businesses fund their operations, expansion, or other vital needs. The exact nature of these business loans is not specified in the provided information, but it's implied they cover a range of business purposes.
Beyond business loans, Five-Star Business Finance also extends its services into the mortgage sector. This segment includes loans for home renovations and extensions, indicating a focus on supporting individual home improvement projects. The availability of mortgages for other purposes is mentioned, but the specifics of these additional mortgage products are not detailed.
In summary, Five-Star Business Finance operates within a niche market segment, concentrating its efforts on providing financial solutions tailored to the needs of both small businesses and individuals undertaking home improvement projects. Their business model is built upon facilitating access to credit within these specific areas of the Indian economy. The long operational history, dating back to 1984, suggests a degree of established presence and experience within the Indian financial landscape.
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
The current share price of Five-Star Business Finance Ltd (FIVESTAR) is ₹429.6. Today, the stock has gained by ₹6.20 (1.46%), trading in a range of ₹423.5 to ₹431.9. The stock opened at ₹430.45 with a trading volume of 74,664 shares.
Five-Star Business Finance Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹12,540.52 crores, P/E ratio of 11.76, ROE of 8.62%, and ROCE of 17.00%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of Five-Star Business Finance Ltd (FIVESTAR) is ₹817.25, while the 52-week low is ₹338.15. Currently trading at ₹429.6, the stock is 19.1% away from its 52-week low and 47.4% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy Five-Star Business Finance Ltd stock at ₹429.6 depends on multiple factors. The stock is currently trading with a P/E ratio of 11.76 and P/B ratio of N/A. Today's performance shows a gain of 1.46%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
Five-Star Business Finance Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹429.6, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹1.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
Five-Star Business Finance Ltd's key financial metrics include: P/E Ratio: 11.76, P/B Ratio: N/A, ROE: 8.62%, ROCE: 17.00%, Dividend Yield: 0.00%, EPS: ₹37.60, Book Value: ₹214.13, Debt-to-Equity: 1.27, and Current Ratio: N/A. The company's market cap stands at ₹12,540.52 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
Five-Star Business Finance Ltd stock opened at ₹430.45 and is currently trading at ₹429.6, showing a gain of ₹6.20 (1.46%). The intraday high is ₹431.9 and low is ₹423.5. The trading volume stands at 74,664 shares, indicating moderate market participation today.
Five-Star Business Finance Ltd has a Price-to-Earnings (P/E) ratio of 11.76, which means investors are willing to pay ₹11.76 for every ₹1 of earnings. With an EPS of ₹37.60, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Five-Star Business Finance Ltd (FIVESTAR) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
Peers, sector trends, screeners and strategy playbooks contextual to this stock.