Should I buy IDFC First Bank Ltd stock at the current price?

Whether to buy IDFC First Bank Ltd stock at ₹64.78 depends on multiple factors including P/E ratio of 45.48, P/B ratio of N/A, and your investment goals. Consult a financial advisor for personalized advice.

What is the dividend yield of IDFC First Bank Ltd?

IDFC First Bank Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price, you can expect to receive approximately ₹0.00 annually as dividends.

How is IDFC First Bank Ltd stock performing today?

IDFC First Bank Ltd opened at ₹65 and is trading at ₹64.78, showing a decline of 2.09% with volume of 3,40,60,333 shares.

What is the P/E ratio of IDFC First Bank Ltd?

IDFC First Bank Ltd has a P/E ratio of 45.48, meaning investors pay ₹45.48 for every ₹1 of earnings. With EPS of ₹2.06, compare this with industry peers for better context.

What is the market capitalization of IDFC First Bank Ltd?

IDFC First Bank Ltd has a market cap of ₹71,653.6 crores, making it a mid-cap company.

What is the book value and P/B ratio of IDFC First Bank Ltd?

IDFC First Bank Ltd has a book value of ₹52.11 per share and P/B ratio of N/A. Current price is ₹64.78.

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IDFC First Bank

Q: What are the key financial ratios of IDFC First Bank Ltd?

IDFC First Bank Ltd's key metrics include P/E Ratio: 45.48, P/B Ratio: N/A, ROE: 3.69%, ROCE: 6.22%, EPS: ₹2.06, and Debt-to-Equity: 1.06.

Large Cap•41,141 Employees•IPO 2015

Chart

Current Price

₹64.78

-1.38 (-2.09%)Updated

NSE :IDFCFIRSTB

BSE :539437

Sector :Banks

Valuation vs Sector

P/E Ratio

32.90vs 19.00

73.2%Expensive

P/B Ratio

1.06vs 2.14

50.5%Cheaper

Div Yield

0.00%vs 0.57%

Today's Range

64.12

₹64.78

65.68

52 Week Range

52W Low₹52.46

52W High₹87.00

₹64.78

Downside23.48%

Upside34.30%

Chart

Price Chart

Compare with Peers

Historical Ratios

Track top 12 most important financial ratios

P/E Ratio: Price to Earnings - Most used valuation metric

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Analyzing Investment Quality

Processing 9 key metrics...

Key Metrics

Hover for details

Valuation

Market Cap

₹71,653.6 Cr

Market Cap

Total market value of company

P/E Ratio

45.48

P/E Ratio

Price to Earnings. Lower is generally better (<25 is good)

P/B Ratio

1.55

P/B Ratio

Price to Book Value. <3 may indicate undervaluation

EPS

₹2.06

EPS

Earnings Per Share. Higher and growing is positive

Profitability

ROE

3.69%

ROE

Return on Equity. >15% is good, >20% is excellent

ROCE

6.22%

ROCE

Return on Capital Employed. >15% is good

Net Margin

14.63%

Net Margin

Net profit as % of revenue. >10% is good

Operating Margin

Operating profit margin. >15% is good

Growth

EPS Growth (5Y)

5-year EPS growth. >15% is strong

Revenue Growth (5Y)

20.09%

Revenue Growth (5Y)

5-year revenue growth. >10% is good

Qtr Sales Growth

10.90%

Qtr Sales Growth

Quarter-over-quarter sales growth

Qtr Profit Growth

64.10%

Qtr Profit Growth

Quarter-over-quarter profit growth

Financial Health

Debt/Equity

1.06

Debt/Equity

Financial leverage. <1 is good, <0.5 is excellent

Book Value

₹52.11

Book Value

Net asset value per share

Dividend Yield

Annual dividend as % of price. >2% is good

Promoter Holding

0.00%

Promoter Holding

Promoter stake. >50% shows confidence

Good

Average

Needs Attention

SWOT Analysis

Strengths

4 points

•The bank reported a robust 64.10% increase in quarterly profit (PAT) to ₹348 crore, indicating strong operational performance and effective cost management. This growth trend is positive.
•IDFC First Bank maintains a strong Operating Profit Margin (OPM) of 32.50%, showcasing efficient core operations and a solid ability to generate profit from its primary business activities.

Weaknesses

5 points

•The bank carries a substantial debt-to-equity ratio of 6.85, indicating high financial leverage. This could pose significant risks during economic downturns or rising interest rates.
•With a Return on Equity (ROE) of only 4.21%, the bank's ability to generate profits from shareholders' equity is relatively low, suggesting inefficient capital utilization compared to peers.

Opportunities

3 points

•As a private sector bank, IDFC First Bank can capitalize on the expanding financial services sector, driven by increasing credit demand and digital adoption in India.
•Given its current market position, the bank has an opportunity to aggressively expand its market share by introducing innovative products and services to attract new customers.

Threats

4 points

•The private sector banking industry is highly competitive, with larger, more established players like HDFC Bank and ICICI Bank posing a significant threat to market share and growth.
•Evolving banking regulations and increased compliance requirements could lead to higher operational costs and impact profitability, posing a continuous challenge for the bank.

Segment-wise Financial Analysis

Fetching Financials...

Fetching Balance Sheet...

Fetching Cash Flow...

Shareholding Pattern

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Company Insider Trading Activity

No insider trading data available

Corporate Action

Company Announcements

Technical Analysis & Indicators

Standard pivot points - most widely used

Pivot Points (CLASSIC)

Level	Price	Distance	% Change
R4	₹68.72	+₹3.94	+6.08%
R3	₹67.16	+₹2.38	+3.67%
R2	₹66.42	+₹1.64	+2.53%
R1	₹65.60	+₹0.82	+1.27%
PIVOT	₹64.86	0.08	0.12%
CURRENT	₹64.78	-	-
S1	₹60.92	-₹3.86	-5.96%
S2	₹62.48	-₹2.30	-3.55%
S3	₹63.30	-₹1.48	-2.28%
S4	₹64.04	-₹0.74	-1.14%

CPR Levels

Support

Resistance

| CPR |

BC: N/AP: N/ATC: N/A

LTP: N/A

PDH: N/A

PDL: N/A

● Market Sentiment

is trading CPR, indicating

● CPR Width

CPR is

● Opening Range

Day's range: ~

● Price Position

Trading Inside opening range

Delivery Volume Analysis & Trading Activity

Latest Volume

29.54M

(11 Mar 2026)

-65.4% vs avg

Delivery %

40.7%

(11 Mar 2026)

-1.1% vs avg

Avg Volume (20D)

85.28M

(11 Feb - 11 Mar)

20-day average

Avg Delivery %

41.8%

(11 Feb - 11 Mar)

Trend ↓

Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.

Peer Comparison & Industry Benchmarking

Quick Compare

Largest by Market Cap

HDFC Bank Ltd

14.24L ₹ Cr

Best Profit Growth

IDBI Bank Ltd

73.60 %

Highest Dividend Yield

Canara Bank

2.68 %

Peer Comparison

Company Name
Bank of India
Canara Bank
Central Bank of India
Federal Bank Ltd
HDFC Bank Ltd
IDBI Bank Ltd
Indian Bank
IndusInd Bank Ltd
Indian Overseas Bank
Karur Vysya Bank Ltd
Bank of Maharashtra
Punjab & Sind Bank
UCO Bank
Union Bank of India
Yes Bank Ltd

About

IDFC First Bank Ltd

IDFC FIRST Bank is a full-service bank operating in India, catering to a diverse clientele including corporations, individuals, SMEs, and government entities. Its business model is built upon a comprehensive suite of banking and financial services, aiming to provide a wide range of solutions under one roof.

The bank's operations are structured across four key segments: Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business. The Treasury segment manages the bank's liquidity and investment portfolio. Corporate and Wholesale Banking focuses on providing financial solutions to large corporations and institutions, including lending, trade finance, and cash management services.

Retail Banking forms a significant portion of IDFC FIRST Bank's business, offering a broad spectrum of products and services to individual customers. This includes various deposit accounts (savings, current, fixed deposits), credit and debit cards, and a comprehensive array of loan products. These loans cater to diverse needs, ranging from personal loans and home loans to vehicle financing, education loans, and micro-enterprise loans. The bank also actively participates in the distribution of insurance products, further expanding its retail offerings.

The "Other Banking Business" segment encompasses a variety of ancillary services that complement the core banking operations. This includes wealth management services, assisting customers with investment planning and portfolio management. It also involves the provision of investment services, such as mutual funds and gold bonds, and the distribution of various insurance policies. Furthermore, this segment encompasses services like trade finance solutions (import/export, bank guarantees), NRI banking, and online trade portals. The bank also provides crucial support services such as escrow services and cash management.

In essence, IDFC FIRST Bank positions itself as a one-stop shop for a wide range of financial needs, aiming for comprehensive customer service and a diverse product portfolio across individual and corporate clients. Its multi-faceted approach combines traditional banking with more modern financial services such as online trade platforms and a strong emphasis on wealth management, solidifying its presence in the competitive Indian banking market.

COMPANY FACTS - IDFCFIRSTB

Registered Address

The Square,C-61, G Block, Ground Floor To 8th Floor Bandra Kurla Complex, Bandra East

Mumbai

MAHARASHTRA

Tel: 912271325500

Website:https://www.idfcfirstbank.com/

Investor Relations:http://www.idfcfirstbank.com/investors

Company Details

Group: Banks

Sector: Financials

Industry: Banks

Exchange: NATIONAL STOCK EXCHANGE OF INDIA

Employees: 41,141

IPO Date: 06/11/2015

MANAGEMENT - IDFCFIRSTB

Mr. Sanjeeb Chaudhuri

Part-Time Non-Executive Independent Chairman of the Board

Mr. V. Vaidyanathan

Chief Executive Officer, Managing Director, Executive Director

Mr. Sudhanshu Jain

Chief Financial Officer, Head - Corporate Centre

Mr. Neerav Maniar

Chief Compliance Officer

Mr. Pradeep Natarajan

Whole-Time Director (Additional Director)

Mr. Nitin Chauhan

Chief Information Security Office

Mr. Satish Gaikwad

Company Secretary, Head - Legal

Mr. Narendra Ostawal

Non-Executive Non-Independent Director [Nominee of Currant Sea Investments B.V.]

Mr. Uday Bhansali

Non-Executive Independent Director

Ms. Matangi Gowrishankar

Additional Non-Executive Independent Director

Mr. Aashish Kamat

Non-Executive Independent Director

Mr. Sudhir Kapadia

Non-Executive Independent Director

Investor Questions Answered

IDFC First Bank Ltd (IDFCFIRSTB) Stock FAQs

Get answers to the most common questions about IDFC First Bank Ltd stock price, fundamentals, financial metrics, and investment analysis

The current share price of IDFC First Bank Ltd (IDFCFIRSTB) is ₹64.78. Today, the stock has declined by ₹1.38 (2.09%), trading in a range of ₹64.12 to ₹65.68. The stock opened at ₹65 with a trading volume of 3,40,60,333 shares.

IDFC First Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹71,653.6 crores, P/E ratio of 45.48, ROE of 3.69%, and ROCE of 6.22%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

The 52-week high price of IDFC First Bank Ltd (IDFCFIRSTB) is ₹87, while the 52-week low is ₹52.46. Currently trading at ₹64.78, the stock is 35.7% away from its 52-week low and 25.5% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

Whether to buy IDFC First Bank Ltd stock at ₹64.78 depends on multiple factors. The stock is currently trading with a P/E ratio of 45.48 and P/B ratio of N/A. Today's performance shows a loss of 2.09%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

IDFC First Bank Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹64.78, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

IDFC First Bank Ltd's key financial metrics include: P/E Ratio: 45.48, P/B Ratio: N/A, ROE: 3.69%, ROCE: 6.22%, Dividend Yield: 0.00%, EPS: ₹2.06, Book Value: ₹52.11, Debt-to-Equity: 1.06, and Current Ratio: N/A. The company's market cap stands at ₹71,653.6 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

IDFC First Bank Ltd stock opened at ₹65 and is currently trading at ₹64.78, showing a decline of ₹1.38 (2.09%). The intraday high is ₹65.68 and low is ₹64.12. The trading volume stands at 3,40,60,333 shares, indicating strong market participation today.

IDFC First Bank Ltd has a Price-to-Earnings (P/E) ratio of 45.48, which means investors are willing to pay ₹45.48 for every ₹1 of earnings. With an EPS of ₹2.06, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.

IDFC First Bank Ltd has a market capitalization of ₹71,653.6 crores, making it a mid-cap company. Market cap is calculated by multiplying the current stock price (₹64.78) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.

IDFC First Bank Ltd has a book value of ₹52.11 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹64.78, which is 24.3% above the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.

IDFC First Bank Ltd has a Return on Equity (ROE) of 3.69% and Return on Capital Employed (ROCE) of 6.22%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.

IDFC First Bank Ltd operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.

IDFC First Bank Ltd has a debt-to-equity ratio of 1.06, which measures the company's financial leverage by comparing total debt to shareholders' equity. A ratio above 1 suggests the company uses more debt than equity for financing. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.

IDFC First Bank Ltd has an Earnings Per Share (EPS) of ₹2.06, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹64.78 and P/E ratio of 45.48, investors are paying 45.48 times the annual earnings per share. The company may need to improve its earnings performance. Track EPS growth over quarters to assess earnings momentum.

IDFC First Bank Ltd has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.

IDFC First Bank Ltd has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.

To analyze IDFC First Bank Ltd stock, consider: 1) Fundamental Analysis - Review P/E (45.48), ROE (3.69%), debt-to-equity (1.06), and growth rates. 2) Technical Analysis - Check 52-week range (₹52.46 - ₹87.00), moving averages, and chart patterns. 3) Valuation - Compare current price (₹64.78) with book value (₹52.11) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.

The face value (or par value) of IDFC First Bank Ltd share is ₹10.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹64.78 is 548x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.

Investing in IDFC First Bank Ltd carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹52.46 - ₹87.00). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 1.06 indicates leverage. 4) Liquidity Risk - Based on trading volume of 3,40,60,333 shares. 5) Valuation Risk - P/E of 45.48 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.

IDFC First Bank Ltd operates in the industry with key metrics: P/E ratio of 45.48, ROE of 3.69%, market cap of ₹71,653.6 crores, and dividend yield of 0.00%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 1.06), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.

Target prices for IDFC First Bank Ltd vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹64.78, with a 52-week range of ₹52.46 to ₹87.00. Based on fundamentals like P/E (45.48), ROE (3.69%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.

Consider selling IDFC First Bank Ltd stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹64.78. 2) Fundamental Deterioration - Declining ROE (currently 3.69%), increasing debt (D/E: 1.06), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.

Tax implications for IDFC First Bank Ltd stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 0.00%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.