Market closedLast updated 15 JUL 2026, 16:08 ISTData NSENot investment advice
Niva Bupa Health Insurance Company

Niva Bupa Health Insurance Company Share Price Today (NIVABUPA)

TechnicalsTV Chart
88.36
2.19+2.54%
Overall Score44/100
Today's 86
₹88.36
89
52-Week 68
₹88.36
93
Open86.70
Prev Close86.17
Bid88.34911
Ask88.39569

TODAY IN ONE LINE

NIVABUPA rose 2.2% on light volume, outperforming Nifty's 0.1% move, supported by recent strong earnings.

With a market cap of ₹16,340.75 Cr., it trades at a P/E of 121.56. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume2.3M3%vs 20D avg
Market Cap₹16,340.75 Cr.
Promoter Hold.55.36%
Face Value₹10
Fwd P/E34.72
PEG0.37
EV/EBITDA31.53
P/S1.88
ROA3%
Beta0.6
Div Payout
THE STOCK SCORE

How good is this company?

Overall performance across 5 key dimensions.

Overall Score44/100
Updated 13 Jul
Each card tappable → shows formula + inputs
FLAGS

Niva Bupa Health Insurance Company flags 

Key strengths and potential risks.

6 green flags🚩 1 red flag

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 90.2% YoY
  • Quarterly OutperformanceLatest quarter Sales up 28.0% and Profit up 67.5%
  • High Promoter HoldingPromoters hold 55.4% skin-in-the-game
  • Virtually Debt-FreeVery low Debt-to-Equity of 0.00x
  • Positive Free Cash FlowFCF has been positive for 3 consecutive years
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Poor Capital ReturnsLow ROE of 3.8%
THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

No recent changes found for this period.
🔒Prime: full history + alerts on this stock
Valuation

Niva Bupa Health Insurance Company Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Niva Bupa Health Insurance Company Limited, framed against the sector median so the premium or discount is obvious at a glance.

Niva Bupa Health Insurance Company Limited trades at a P/E of 121.56× and P/B of 4.19×.

Key MetricsLive · as of 15 Jul 2026
Valuation

Valuation

Market Cap
₹16,340.75 Cr.
P/E Ratio
Watch
Above quality threshold of 40
121.56
P/B Ratio
Neutral
Near threshold of 3
4.19
EPS
₹0.71
Profitability

Profitability

ROE
Watch
Below quality threshold of 10%
3.82%
ROCE
Watch
Below quality threshold of 10%
3.45%
Net Margin
Watch
Below quality threshold of 5%
4.34%
Op Margin
Watch
Below quality threshold of 10%
1.86%
Growth

Growth

EPS YoY
Good
Better than threshold of 15%
90.2%
Revenue YoY
Good
Better than threshold of 10%
26.8%
Qtr Sales
Good
Better than threshold of 10%
28%
Qtr Profit
Good
Better than threshold of 10%
67.5%
Financial Health

Financial Health

Debt / Equity
Good
Better than threshold of 1
0
Book Value
₹19.39
Div Yield
Promoter Holding
Good
Better than threshold of 50%
55.36%
Technicals

Niva Bupa Health Insurance Company Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Niva Bupa Health Insurance Company Limited — derived from the live tape, not yesterday's close.

Niva Bupa Health Insurance Company Limited last traded at ₹88.36 with an intraday range of ₹86.22–₹88.89 — live indicator, pivot and CPR signals below.

Last updated: 16:08:00 IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹88.36
LevelPrice (₹)Distance% Δ
R494.77+6.41+7.25%
R392.10+3.74+4.23%
R290.49+2.13+2.41%
R189.43+1.07+1.21%
PIVOT87.82-0.54-0.61%
CURRENT88.36
S186.76-1.60-1.81%
S285.15-3.21-3.63%
S384.09-4.27-4.84%
S481.42-6.94-7.86%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 87.56P: 87.82TC: 88.09
R1
R2
R3
R4
indicator
LTP: 88.36
PDH: 88.98
PDL: 85.76
● Market Sentiment

NIVABUPA is trading Above CPR, indicating Bullishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 86.2286.7

● Price Position

Trading Inside opening range

Financials

Niva Bupa Health Insurance Company Limited financials: P&L, balance sheet, cash flow, ratios.

Twelve years of audited numbers for Niva Bupa Health Insurance Company Limited, switchable between annual and quarterly views, consolidated or standalone.

Niva Bupa Health Insurance Company Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹16,340.75 Cr. and reported EPS of ₹0.71.

all values in ₹ Cr unless suffixed · source: company filings
Segment Analysis

Niva Bupa Health Insurance Company segment analysis: revenue and profit mix.

Disclosed business segments at Niva Bupa Health Insurance Company with their share of revenue and profit, switchable between consolidated and standalone reporting.

Niva Bupa Health Insurance Company discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Niva Bupa Health Insurance Company Limited.

Our AI distills the core fundamental drivers supporting Niva Bupa Health Insurance Company Limited, the risks that threaten it, and the exact valuation or growth triggers that should make you re-evaluate.

Niva Bupa Health Insurance Company Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • TTM revenue growth of 26.8% YoY demonstrates strong market traction post-IPO.

  • Latest quarterly EPS grew 89.3% YoY, signaling improving earnings momentum significantly.

  • Operating margin of 8.47% with strong operating cash flow of ₹904.86 Cr.

  • Low debt-to-equity ratio of 0.0007 ensures solid balance sheet resilience.

  • Promoter holding of 55.36% reflects strong founder commitment and long-term alignment.

bear case

Key Risks.

  • P/E ratio of 122.25x significantly overvalued versus sector peer medians substantially.

  • Quarterly PAT swung to loss of ₹91.4 Cr, reflecting severe earnings volatility.

  • Zero dividend yield limits income appeal for dividend-seeking investors significantly.

  • ROE of 3.82% and ROCE of 3.45% lag peer medians substantially and concerning.

  • EV/EBITDA of 31.53x far exceeds peer median of 6.98x, indicating overvaluation.

flip conditions

Flip Conditions.

  • Trim if P/E re-rates above 158. The valuation cushion thins from there.

  • Reassess if quarterly profit growth turns negative for two consecutive quarters. The bull case relies on compounding earnings.

  • Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.

Shareholding

Niva Bupa Health Insurance Company shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Niva Bupa Health Insurance Company — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualMar 2026

Promoter55.36%
Public17.55%0.73%
DII16.49%0.45%
FII10.60%0.28%

Ownership Distribution

Promoter Foreign
55.36%
Retail & Public
17.55%
Domestic Institutions
16.49%
Foreign Institutions
10.60%

Category Trends

Foreign Institutions Breakdown
Total Holding: 10.60%
Net Change: +0.28%
Category Total10.60%
Total Holding10.60%
Net Change+0.28%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 4.33%, but category aggregate is 10.60%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
Amansa Holdings Private Limited
2.29%
0.00%
0.00%
Mar 2026
Zulia Investments Pte. Ltd.
2.04%
0.01%
-0.01%
Mar 2026
Peers

Niva Bupa Health Insurance Company Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Niva Bupa Health Insurance Company Limited is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
ICICI Prudential Asset Management Co Ltd
₹1.56 Lakh Cr
Best Profit Growth
Algoquant Fintech Ltd
2654.00 %
Highest Dividend Yield
Balmer Lawrie Investment Ltd
8.96 %

Peer Comparison

Company Name
09 · Chart Patterns

Niva Bupa Health Insurance Company Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Niva Bupa Health Insurance Company Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on NIVABUPA
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full NIVABUPA pattern history & scanner →
Delivery Conviction

Niva Bupa Health Insurance Company Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Niva Bupa Health Insurance Company Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Niva Bupa Health Insurance Company Limited stood at 68.1% of traded volume, against a 20-day average of 61.0%.

Avg Delivery (20D)61%+7.1 ppt latest vs avg
Highest Delivery87.2%on 14 Jul
Avg Volume (20D)23.40 L20-day run-rate
Conviction Trend↑ Strengthening+7.1 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

Niva Bupa Health Insurance Company announcements: results, concalls, ratings, M&A.

Filings Niva Bupa Health Insurance Company sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Niva Bupa Health Insurance Company files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 139 documents below.

  1. 30 Jun 2026Trading WindowView PDF

    Trading Window

    Niva Bupa Health Insurance Company Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider…

  2. 03 Jun 2026Resignation of Director/KMP/SMPView PDF

    Resignation of Director/KMP/SMP

    Niva Bupa Health Insurance Company Limited has informed the Exchange about Resignation of Director/KMP/SMP

  3. 03 Jun 2026Resignation of Director/KMP/SMPView PDF

    Resignation of Director/KMP/SMP

    Niva Bupa Health Insurance Company Limited has informed the Exchange about Resignation of Director/KMP/SMP

  4. 03 Jun 2026ResignationView PDF

    Resignation

    Niva Bupa Health Insurance Company Limited has informed the Exchange regarding Resignation of Mr. Milind Gajanan Barve as Non- Executive Independent…

  5. 03 Jun 2026Change in Director(s)View PDF

    Change in Director(s)

    Niva Bupa Health Insurance Company Limited has informed the Exchange regarding Change in Director(s) of the company.

Corporate Actions

Niva Bupa Health Insurance Company dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Niva Bupa Health Insurance Company has declared, sequenced by announce and record date.

Niva Bupa Health Insurance Company corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

Insider Activity

Niva Bupa Health Insurance Company insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in Niva Bupa Health Insurance Company as reported to SEBI — buying and selling signals from the people who know the business best.

Niva Bupa Health Insurance Company insider activity below tracks 1 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
Vikas GuptaInsider26 Dec 2024sell40.0 K₹32.25 L₹80.63
About the Company

About Niva Bupa Health Insurance Company Limited: business, sector, key facts.

What Niva Bupa Health Insurance Company Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Niva Bupa Health Insurance Company Limited operates in the General Insurance industry under the Financial Services sector, listed as NSE: NIVABUPA, BSE: 544286.

NIVABUPA
Financial Services

Niva Bupa Health Insurance Company Limited

NSE · NIVABUPA·BSE · 544286·www.nivabupa.com

Niva Bupa Health Insurance Company Limited is a prominent health insurance provider operating within the Indian market. Their core business revolves around offering a comprehensive suite of health insurance products designed to cater to diverse individual and family needs. This includes a range of plans encompassing individual health insurance, family floater plans offering coverage for multiple family members, critical illness coverage designed to financially protect against serious diseases, and personal accident insurance to address unforeseen injuries.

A key aspect of Niva Bupa's business model is the underwriting of these various insurance plans. Underwriting involves assessing risk and determining the appropriate premiums for each policy based on factors such as age, health status, and the level of coverage requested. This process ensures that the company can accurately price its policies while maintaining financial stability and offering competitive rates to its customers.

Beyond core health insurance, Niva Bupa also extends its services to include travel insurance. This type of insurance offers coverage for medical emergencies, trip cancellations, and other unforeseen events that may arise during travel, providing valuable peace of mind to individuals traveling both domestically and internationally. The inclusion of travel insurance demonstrates Niva Bupa's commitment to providing a broad spectrum of risk management solutions.

The company's history stretches back to 1947, showcasing a significant presence within the Indian insurance sector. While undergoing a name change from Max Bupa Health Insurance Company Limited to Niva Bupa Health Insurance Company Limited in July 2021, the core business and commitment to providing comprehensive health insurance solutions remain unchanged. Currently headquartered in Gurugram, India, Niva Bupa operates as a subsidiary of Bupa Singapore Holdings Pte. Ltd., leveraging international expertise and resources to enhance its offerings and market position within the competitive Indian health insurance landscape.

company facts
Employees
SectorFinancial Services
HeadquartersGurugram, India
Market Cap₹16,340.75 Cr.
Listed OnNSE
leadership18 on record
Dr. Bhabatosh Mishra
Director & COO
Mr. Aseem Gupta
Head of Bancassurance and Alliances & Director
Mr. Chandrashekhar Bhave
Independent Director
Mr. David Fletcher
Director
Mr. Dhiresh Rustogi
CTO & Director
Mr. Dinesh Mittal
Independent Director
Mr. Krishnan Ramachandran
Chief Executive Officer, Managing Director
Mr. Krishnan Ramachandran
MD, CEO & Executive Director
Mr. Maninder Juneja
Nominee Director
Mr. Mohit Gupta
Additional Non-Executive Independent Director
Mr. Nimish Agrawal
Director, Chief Marketing Officer & Head of Digital SBU
Mr. Rajat Bajaj
Director and Chief of Legal, Compliance, Secretarial & Regulatory Affairs
§ ∞ · Plainly Answered

Questions investors ask about Niva Bupa Health Insurance Company Limited (NIVABUPA).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Niva Bupa Health Insurance Company Limited (NIVABUPA)?

The current share price of Niva Bupa Health Insurance Company Limited (NIVABUPA) is ₹88.36. Today, the stock has gained by ₹2.19 (2.54%), trading in a range of ₹86.22 to ₹88.89. The stock opened at ₹86.7 with a trading volume of 22,76,871 shares.

02Is Niva Bupa Health Insurance Company Limited stock a good investment for long-term?

Niva Bupa Health Insurance Company Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹16,340.75 crores, P/E ratio of 121.56, ROE of 3.82%, and ROCE of 3.45%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Niva Bupa Health Insurance Company Limited stock?

The 52-week high price of Niva Bupa Health Insurance Company Limited (NIVABUPA) is ₹92.9, while the 52-week low is ₹67.5. Currently trading at ₹88.36, the stock is 82.1% away from its 52-week low and 4.9% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Niva Bupa Health Insurance Company Limited stock at the current price?

Whether to buy Niva Bupa Health Insurance Company Limited stock at ₹88.36 depends on multiple factors. The stock is currently trading with a P/E ratio of 121.56 and P/B ratio of 4.19. Today's performance shows a gain of 2.54%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Niva Bupa Health Insurance Company Limited and when is the next dividend?

Niva Bupa Health Insurance Company Limited offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹88.36, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Niva Bupa Health Insurance Company Limited?

Niva Bupa Health Insurance Company Limited's key financial metrics include: P/E Ratio: 121.56, P/B Ratio: 4.19, ROE: 3.82%, ROCE: 3.45%, Dividend Yield: 0.00%, EPS: ₹0.71, Book Value: ₹19.39, and Debt-to-Equity: 0.00. The company's market cap stands at ₹16,340.75 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Niva Bupa Health Insurance Company Limited stock performing today in the market?

Niva Bupa Health Insurance Company Limited stock opened at ₹86.7 and is currently trading at ₹88.36, showing a gain of ₹2.19 (2.54%). The intraday high is ₹88.89 and low is ₹86.22. The trading volume stands at 22,76,871 shares, indicating strong market participation today.

08What is the P/E ratio of Niva Bupa Health Insurance Company Limited and what does it indicate?

Niva Bupa Health Insurance Company Limited has a Price-to-Earnings (P/E) ratio of 121.56, which means investors are willing to pay ₹121.56 for every ₹1 of earnings. With an EPS of ₹0.71, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Niva Bupa Health Insurance Company Limited (NIVABUPA) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.