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NIVA BUPA HEALTH INS CO L

NIVA BUPA HEALTH INS CO L Latest Share Price (NIVABUPA)

TechnicalsTV Chart
80.73
1.57−1.91%
Overall Score39/100
Day range81
₹80.73
83
52-week68
₹80.73
91
Above low+19.6%
Below high11.7%
Range position55%
Open83.00
Prev Close82.30
Bid80.71146
Ask80.76100

TODAY IN ONE LINE

NIVABUPA fell 1.9% on light volume, lagging Nifty's -0.6% move.

With a market cap of ₹14,923.32 Cr., it trades at a P/E of 116.18. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume365.8K50%vs 20D avg
Market Cap₹14,923.32 Cr.
Promoter55.3%
Face Value
Fwd P/E34.72
PEG0.37
EV/EBITDA31.53
P/S1.88
ROA3%
Beta0.6
Div Payout
THE STOCK SCORE
Overall Score39/100
Updated 29 Aug

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

NIVA BUPA HEALTH INS CO L flags & news 

Key strengths, potential risks, and recent updates.

7 green flags🚩 0 red flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 90.2% YoY
  • High Promoter HoldingPromoters hold 55.3% skin-in-the-game
  • Virtually Debt-FreeVery low Debt-to-Equity of 0.07x
  • FII AccumulationFII holding increased by 1.49% QoQ
  • Promoter BuyingPromoters increased holdings by 55.30% QoQ
  • Positive Free Cash FlowFCF has been positive for 3 consecutive years
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

No red flags identified

Latest NIVA BUPA HEALTH INS CO L News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

26 AUG 2026
corporate
ESOP/ESOS/ESPS - Niva Bupa Health Insurance Company Limited has informed the Exchange regarding Allotment of 4,11,000...
View PDF
🔒Prime: full history + alerts on this stock
Valuation

NIVA BUPA HEALTH INS CO L valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for NIVA BUPA HEALTH INS CO L, framed against the sector median so the premium or discount is obvious at a glance.

NIVA BUPA HEALTH INS CO L trades at a P/E of 116.18× and P/B of 4.00×.

Key MetricsMarket + reported · 02 Sept 2026Standalone

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹14,923.32 Cr.
P/E Ratio
116.18
P/B Ratio
4
EPS
₹1.87
Profitability

Profitability

ROE
ROCE
Net Margin
4.34%
Op Margin
Growth

Growth

EPS YoY
90.2%
Revenue YoY
26.8%
Qtr Sales
Qtr Profit
Financial Health

Financial Health

Debt / Equity
0.07
Book Value
₹23.73
Div Yield
Promoter Holding
55.3%
Technicals

NIVA BUPA HEALTH INS CO L technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for NIVA BUPA HEALTH INS CO L — derived from the latest tape, not yesterday's close.

NIVA BUPA HEALTH INS CO L last traded at ₹80.73 with an intraday range of ₹80.51–₹83.47 — latest indicator, pivot and CPR signals below.

Last updated: 2 September 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹80.73
LevelPrice (₹)Distance% Δ
R488.55+7.82+9.69%
R385.59+4.86+6.02%
R284.53+3.80+4.71%
R182.63+1.90+2.35%
PIVOT81.570.841.04%
CURRENT80.73
S179.67-1.06-1.31%
S278.61-2.12-2.63%
S376.71-4.02-4.98%
S473.75-6.98-8.65%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 81.15P: 81.57TC: 81.99
R1
R2
R3
R4
indicator
LTP: 80.73
PDH: 83.85
PDL: 80.15
● Market Sentiment

NIVABUPA is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 81.4183.47

● Price Position

Trading Inside opening range

Financials

NIVA BUPA HEALTH INS CO L financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for NIVA BUPA HEALTH INS CO L — consolidated or standalone — with margins, YoY growth and key ratios inline.

NIVA BUPA HEALTH INS CO L reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹14,923.32 Cr. and reported EPS of ₹1.87.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

NIVA BUPA HEALTH INS CO L segment analysis : revenue and profit mix.

Disclosed business segments at NIVA BUPA HEALTH INS CO L with their share of revenue and profit, switchable between consolidated and standalone reporting.

NIVA BUPA HEALTH INS CO L discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for NIVA BUPA HEALTH INS CO L.

Our AI distills the core fundamental drivers supporting NIVA BUPA HEALTH INS CO L, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

NIVA BUPA HEALTH INS CO L's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • TTM revenue growth of 26.8% YoY demonstrates strong market traction post-IPO.

  • Latest quarterly EPS grew 89.3% YoY, signaling improving earnings momentum significantly.

  • Operating margin of 8.47% with strong operating cash flow of ₹904.86 Cr.

  • Debt-to-equity ratio of 0.0007x ensures fortress-like balance sheet resilience.

  • Promoter holding of 55.3% reflects strong founder commitment and long-term alignment.

bear case

Key Risks.

  • P/E ratio of 122.25x significantly overvalued versus sector peer medians substantially.

  • Quarterly PAT swung to loss of ₹91.4 Cr, reflecting severe earnings volatility.

  • Zero dividend yield limits income appeal for dividend-seeking investors significantly.

  • ROE of 3.82% and ROCE of 3.45% lag peer medians substantially and concerning.

  • EV/EBITDA of 31.53x far exceeds peer median of 6.98x, indicating overvaluation.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 151 would leave less room for earnings disappointment.

  • Reassess if quarterly profit growth turns negative for two consecutive quarters. The bull case relies on compounding earnings.

Shareholding

NIVA BUPA HEALTH INS CO L shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in NIVA BUPA HEALTH INS CO L — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Promoter55.30%0.06%
Public16.44%1.11%
DII16.17%0.32%
FII12.09%1.49%

Ownership Distribution

Promoter Foreign
55.30%
Retail & Public
16.44%
Domestic Institutions
16.17%
Foreign Institutions
12.09%

Category Trends

Foreign Institutions Breakdown
Total Holding: 12.09%
Net Change: +1.49%
Category Total12.09%
Total Holding12.09%
Net Change+1.49%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 4.33%, but category aggregate is 12.09%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
Amansa Holdings Private Limited
2.29%
0.00%
0.00%
Jun 2026
Zulia Investments Pte. Ltd.
2.04%
0.00%
0.00%
Jun 2026
Peers

NIVA BUPA HEALTH INS CO L peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — NIVA BUPA HEALTH INS CO L is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
TATA CAPITAL
₹1.54 Lakh Cr
Best Profit Growth
BALMER LAWRIE INVSTS. L
4290.11 %
Highest Dividend Yield
BALMER LAWRIE INVSTS. L
8.76 %

Peer Comparison

Company Name
09 · Chart Patterns

NIVA BUPA HEALTH INS CO L chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for NIVA BUPA HEALTH INS CO L — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

NIVA BUPA HEALTH INS CO L delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for NIVA BUPA HEALTH INS CO L over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in NIVA BUPA HEALTH INS CO L stood at 43.5% of traded volume, against a 20-day average of 53.5%.

Avg Delivery (20D)53.5%-10.0 ppt latest vs avg
Highest Delivery77%on 13 Aug
Avg Volume (20D)7.25 L20-day run-rate
Conviction Trend↓ Weakening-10.0 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

NIVA BUPA HEALTH INS CO L announcements: results, concalls, ratings, M&A.

Filings NIVA BUPA HEALTH INS CO L sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

NIVA BUPA HEALTH INS CO L files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 162 documents below.

  1. 26 Aug 2026ESOP/ESOS/ESPSView PDF

    ESOP/ESOS/ESPS

    Niva Bupa Health Insurance Company Limited has informed the Exchange regarding Allotment of 4,11,000 Equity Shares.

  2. 20 Aug 2026Credit RatingView PDF

    Credit Rating

    Niva Bupa Health Insurance Company Limited has informed the Exchange about Credit Rating

  3. 20 Aug 2026Action(s) taken or orders passedView PDF

    Action(s) taken or orders passed

    Niva Bupa Health Insurance Company Limited has informed the Exchange about receipt of the Order from the Insurance Regulatory and Development…

  4. 13 Aug 2026Shareholders meetingView PDF

    Shareholders meeting

    Niva Bupa Health Insurance Company Limited has submitted the Exchange a copy Scrutinizers report of Annual General Meeting held on August 12, 2026

  5. 12 Aug 2026Shareholders meetingView PDF

    Shareholders meeting

    Niva Bupa Health Insurance Company Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on August 12, 2026

Corporate Actions

NIVA BUPA HEALTH INS CO L dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue NIVA BUPA HEALTH INS CO L has declared, sequenced by announce and record date.

NIVA BUPA HEALTH INS CO L corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

Insider Activity

NIVA BUPA HEALTH INS CO L insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in NIVA BUPA HEALTH INS CO L as reported to SEBI — buying and selling signals from the people who know the business best.

NIVA BUPA HEALTH INS CO L insider activity below tracks 1 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
Vikas GuptaInsider26 Dec 2024sell40.0 K₹32.25 L₹80.63
About the Company

About NIVA BUPA HEALTH INS CO L: business, sector, key facts.

What NIVA BUPA HEALTH INS CO L does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

NIVA BUPA HEALTH INS CO L operates in the General Insurance industry under the Financial Services sector, listed as NSE: NIVABUPA, BSE: 544286.

NIVABUPA
Financial Services

NIVA BUPA HEALTH INS CO L

NSE · NIVABUPA·BSE · 544286·www.nivabupa.com

Niva Bupa Health Insurance Company Limited is a prominent health insurance provider operating within the Indian market. Their core business revolves around offering a comprehensive suite of health insurance products designed to cater to diverse individual and family needs. This includes a range of plans encompassing individual health insurance, family floater plans offering coverage for multiple family members, critical illness coverage designed to financially protect against serious diseases, and personal accident insurance to address unforeseen injuries.

A key aspect of Niva Bupa's business model is the underwriting of these various insurance plans. Underwriting involves assessing risk and determining the appropriate premiums for each policy based on factors such as age, health status, and the level of coverage requested. This process ensures that the company can accurately price its policies while maintaining financial stability and offering competitive rates to its customers.

Beyond core health insurance, Niva Bupa also extends its services to include travel insurance. This type of insurance offers coverage for medical emergencies, trip cancellations, and other unforeseen events that may arise during travel, providing valuable peace of mind to individuals traveling both domestically and internationally. The inclusion of travel insurance demonstrates Niva Bupa's commitment to providing a broad spectrum of risk management solutions.

The company's history stretches back to 1947, showcasing a significant presence within the Indian insurance sector. While undergoing a name change from Max Bupa Health Insurance Company Limited to Niva Bupa Health Insurance Company Limited in July 2021, the core business and commitment to providing comprehensive health insurance solutions remain unchanged. Currently headquartered in Gurugram, India, Niva Bupa operates as a subsidiary of Bupa Singapore Holdings Pte. Ltd., leveraging international expertise and resources to enhance its offerings and market position within the competitive Indian health insurance landscape.

company facts
Employees
SectorFinancial Services
HeadquartersGurugram, India
Market Cap₹14,923.32 Cr.
Listed OnNSE
leadership24 on record
Dr. Bhabatosh Mishra
Director & COO
Mr. Ankur Kharbanda
Deputy CEO & Executive Director
Mr. Aseem Gupta
Head of Bancassurance and Alliances & Director
Mr. Chandrashekhar Bhave
Independent Director
Mr. David Fletcher
Director
Mr. Dhiresh Rustogi
CTO & Director
Mr. Dinesh Mittal
Independent Director
Mr. Krishnan Ramachandran
Chief Executive Officer, Managing Director
Mr. Krishnan Ramachandran
MD, CEO & Executive Director
Mr. Maninder Juneja
Nominee Director
Mr. Manish Sen
Executive VP & Appointed Actuary
Mr. Mohit Gupta
Additional Non-Executive Independent Director
§ ∞ · Plainly Answered

Questions investors ask about NIVA BUPA HEALTH INS CO L (NIVABUPA).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of NIVA BUPA HEALTH INS CO L (NIVABUPA)?

The current share price of NIVA BUPA HEALTH INS CO L (NIVABUPA) is ₹80.73. Today, the stock has declined by ₹1.57 (1.91%), trading in a range of ₹80.51 to ₹83.47. The stock opened at ₹83.00 with a trading volume of 3,65,819 shares.

02Is NIVA BUPA HEALTH INS CO L stock a good investment for long-term?

NIVA BUPA HEALTH INS CO L can be considered for long-term investment based on several factors. The company has a market capitalization of ₹14,923.32 Cr., P/E ratio of 116.18, ROE of 0%, and ROCE of 0%. The dividend yield stands at 0%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of NIVA BUPA HEALTH INS CO L stock?

The 52-week high price of NIVA BUPA HEALTH INS CO L (NIVABUPA) is ₹91.40, while the 52-week low is ₹67.50. Currently trading at ₹80.73, the stock is 19.6% above its 52-week low and 11.67% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy NIVA BUPA HEALTH INS CO L stock at the current price?

Whether to buy NIVA BUPA HEALTH INS CO L stock at ₹80.73 depends on multiple factors. The stock is currently trading with a P/E ratio of 116.18 and P/B ratio of 4. Today's performance shows a loss of 1.91%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of NIVA BUPA HEALTH INS CO L and when is the next dividend?

NIVA BUPA HEALTH INS CO L offers a dividend yield of 0%, which means for every ₹100 invested at the current price of ₹80.73, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹0.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of NIVA BUPA HEALTH INS CO L?

NIVA BUPA HEALTH INS CO L's key financial metrics include: P/E Ratio: 116.18, P/B Ratio: 4, ROE: 0%, ROCE: 0%, Dividend Yield: 0%, EPS: ₹1.87, Book Value: ₹23.73, and Debt-to-Equity: 0.07. The company's market cap stands at ₹14,923.32 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is NIVA BUPA HEALTH INS CO L stock performing today in the market?

NIVA BUPA HEALTH INS CO L stock opened at ₹83.00 and is currently trading at ₹80.73, showing a decline of ₹1.57 (1.91%). The intraday high is ₹83.47 and low is ₹80.51. The trading volume stands at 3,65,819 shares, indicating moderate market participation today.

08What is the P/E ratio of NIVA BUPA HEALTH INS CO L and what does it indicate?

NIVA BUPA HEALTH INS CO L has a Price-to-Earnings (P/E) ratio of 116.18, which means investors are willing to pay 116.18 for every ₹1 of earnings. With an EPS of ₹1.87, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about NIVA BUPA HEALTH INS CO L (NIVABUPA) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.