
Twelve years of multiples investors have paid for Dhanlaxmi Bank Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Dhanlaxmi Bank Ltd trades at a P/E of 13.03×, against the Financial Services sector median P/E of 17.24×.
Twelve years of audited numbers for Dhanlaxmi Bank Ltd, switchable between annual and quarterly views, consolidated or standalone.
Dhanlaxmi Bank Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current reported EPS of ₹2.60.
Disclosed business segments at Dhanlaxmi Bank with their share of revenue and profit, switchable between consolidated and standalone reporting.
Dhanlaxmi Bank discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Why someone would buy Dhanlaxmi Bank Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Dhanlaxmi Bank Ltd's investment case rests on 7 positive markers and 9 flagged concerns drawn from the latest reported filings.
The company exhibits a relatively attractive Price-to-Earnings (P/E) ratio of 12.60, which is lower than many larger private sector bank peers, potentially indicating an undervalued stock based on its earnings.
Trading at a Price-to-Book Value of 0.75, the stock is currently valued below its intrinsic book value, which could present an appealing entry point for value-oriented investors.
The bank has demonstrated robust quarterly sales growth, with a significant 16.70% increase in the latest quarter, signaling positive momentum in its revenue generation capabilities.
A strong Operating Profit Margin (OPM) of 56.80% highlights the company's efficiency in managing its core operations and generating profits from its primary business activities.
The recent increase in FII holding to 15.27% (from 6.10% in March 2024) indicates growing institutional investor confidence, which could attract further foreign investment and boost stock valuation.
The company carries a very high Debt-to-Equity ratio of 12.40, indicating substantial financial leverage which could pose significant risks during economic downturns or rising interest rates.
A complete absence of promoter holding (0%) raises concerns about management's long-term commitment and alignment of interests with minority shareholders, potentially impacting investor confidence.
The Return on Equity (ROE) stands at a modest 5.48%, which is considerably lower than many of its private sector banking peers, suggesting inefficiency in generating profits from shareholder capital.
Despite growth in sales, the latest quarterly profit experienced a decline of -10.10%, indicating potential challenges in maintaining profitability and managing costs effectively.
The stock's current price of 26.80 is significantly below its 52-week high of 45.00, reflecting a substantial price depreciation and potential investor apprehension over its recent performance.
Trim if P/E re-rates above 17 (~1.0× the sector multiple of 17.2). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Dhanlaxmi Bank Ltd is highlighted for quick read-across.
| Company Name |
|---|
Authum Investment & Infrastructure Ltd |
A.K.Capital Services Ltd |
Algoquant Fintech Ltd |
Ashika Credit Capital Ltd |
Available Finance Ltd |
Aye Finance Ltd |
Bengal & Assam Company Ltd |
Balmer Lawrie Investment Ltd |
Blue Chip India Ltd |
BSE Ltd |
Capital Small Finance Bank Ltd |
Central Depository Services (India) Ltd |
Capital India Finance Ltd |
Consolidated Finvest & Holdings Ltd |
Dhanlaxmi Bank LtdCurrent Stock |
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GKW Ltd |
Gujarat Lease Financing Ltd |
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HDB Financial Services Ltd |
ICICI Prudential Asset Management Co Ltd |
Industrial & Prudential Investment Company Ltd |
Jana Small Finance Bank Ltd |
Kama Holdings Ltd |
Kiran Vyapar Ltd |
Onemi Technology Solutions Ltd |
Lakshmi Finance & Industrial Corporation Ltd |
Mangal Credit & Fincorp Ltd |
Mask Investments Ltd |
Madhav Copper Ltd |
Multi Commodity Exchange of India Ltd |
Medi Assist Healthcare Services Ltd |
Max Financial Services Ltd |
NBI Industrial Finance Company Ltd |
Naga Dhunseri Group Ltd |
Niva Bupa Health Insurance Company Ltd |
Piramal Enterprises Ltd |
Pioneer Investcorp Ltd |
Piramal Finance Ltd |
Paul Merchants Ltd |
Reliable Data Services Ltd |
RSD Finance Ltd |
Shalibhadra Finance Ltd |
Sammaan Capital Ltd |
Shardul Securities Ltd |
Sonal Mercantile Ltd |
Steel City Securities Ltd |
Tamboli Industries Ltd |
TCI Finance Ltd |
Thacker & Company Ltd |
U. Y. Fincorp Ltd |
Wealth First Portfolio Managers Ltd |
Saraswati Commercial (India) Ltd |
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Dhanlaxmi Bank Ltd — derived from the live tape, not yesterday's close.
Dhanlaxmi Bank Ltd last traded at ₹32.88 with an intraday range of ₹32.61–₹34.25 — live indicator, pivot and CPR signals below.
Standard pivot — most widely referenced.
| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 37.16 | +4.28 | +13.03% |
| R3 | 35.52 | +2.64 | +8.04% |
| R2 | 34.89 | +2.01 | +6.10% |
| R1 | 33.88 | +1.00 | +3.05% |
| PIVOT | 33.25 | 0.37 | 1.12% |
| CURRENT | 32.88 | — | — |
| S1 | 28.96 | -3.92 | -11.91% |
| S2 | 30.60 | -2.28 | -6.92% |
| S3 | 31.61 | -1.27 | -3.87% |
| S4 | 32.24 | -0.64 | -1.94% |
DHANBANK is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: 33.86 ~ 34.25
Trading Below opening range, showing Bearishness
Daily traded volume and delivery percentage for Dhanlaxmi Bank Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Dhanlaxmi Bank Ltd stood at 38.8% of traded volume, against a 20-day average of 42.5%.
Filings Dhanlaxmi Bank sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Promoter, director and designated-employee transactions in Dhanlaxmi Bank as reported to SEBI — buying and selling signals from the people who know the business best.
Dhanlaxmi Bank insider activity below tracks 4 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| SANTHOSH KUMAR R | Insider | 30 Mar 2026 | buy | +48.0 K | ₹9.74 L | ₹20.30 |
| SANTHOSH KUMAR R | Insider | 30 Mar 2026 | buy | +48.0 K | ₹9.74 L | ₹20.30 |
| SANTHOSH KUMAR R | Insider | 27 Mar 2026 | buy | +1.43 L | ₹30.16 L | ₹21.09 |
| SANTHOSH KUMAR R | Insider | 27 Mar 2026 | buy | +1.43 L | ₹30.16 L | ₹21.09 |
Every dividend, stock split and bonus issue Dhanlaxmi Bank has declared, sequenced by announce and record date.
Dhanlaxmi Bank corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
What Dhanlaxmi Bank Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Dhanlaxmi Bank Ltd operates in the Financial Services, listed as NSE: DHANBANK, BSE: 532180.

Dhanlaxmi Bank Limited is a financial institution operating in India, offering a wide range of banking and financial services across diverse segments. Its core business is divided into Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations. These segments collectively provide a comprehensive suite of financial products and services catering to a broad spectrum of customers, from individuals to corporations and Non-Resident Indians (NRIs).
The bank's deposit offerings encompass various accounts, including savings, current, and term deposits, catering to different customer needs and financial goals. On the lending side, Dhanlaxmi Bank provides an extensive portfolio of loans, covering personal needs, home purchases, vehicle financing (new and used cars, two-wheelers), commercial purposes, gold loans, educational expenses, business ventures, and green initiatives. Additionally, it offers loans against securities and properties, along with lease rental discounting services.
Beyond traditional banking, Dhanlaxmi Bank is involved in foreign exchange services, including currency exchange, remittances, and export/import financing. It actively supports businesses through industrial and trade advances, import-export assistance, and agricultural assistance. The bank also caters to corporate clients with services such as salary accounts and treasury bill-linked loans. Furthermore, it offers trade finance solutions, electronic bank guarantees, and facilitates access to liberalized remittance schemes. The bank's services extend to investment options, such as 3-in-1 trading accounts and mutual fund investment services, coupled with insurance products covering life, health, and automobiles.
A significant portion of Dhanlaxmi Bank's operations focuses on specialized services. NRI banking is a key area, offering diverse accounts, deposits, and loans tailored to the needs of Non-Resident Indians. Micro and agricultural banking play a crucial role, serving the needs of smaller businesses and farmers. The bank also provides SME banking, offering working capital, trade facilities, and capacity expansion support. Further enhancing customer convenience, Dhanlaxmi Bank offers a range of digital banking services, including online bill payments, UPI transactions, mobile banking, and online trading, alongside physical services like credit/debit cards and safe deposit lockers. This commitment to both traditional and modern banking ensures accessibility and convenience for its diverse clientele.
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
The current share price of Dhanlaxmi Bank Ltd (DHANBANK) is ₹32.88. Today, the stock has declined by ₹0.99 (2.92%), trading in a range of ₹32.61 to ₹34.25. The stock opened at ₹34.24 with a trading volume of 9,30,762 shares.
Dhanlaxmi Bank Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹0 crores, P/E ratio of 13.03, ROE of 7.16%, and ROCE of 5.47%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of Dhanlaxmi Bank Ltd (DHANBANK) is ₹35.17, while the 52-week low is ₹19.45. Currently trading at ₹32.88, the stock is 85.4% away from its 52-week low and 6.5% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy Dhanlaxmi Bank Ltd stock at ₹32.88 depends on multiple factors. The stock is currently trading with a P/E ratio of 13.03 and P/B ratio of N/A. Today's performance shows a loss of 2.92%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
Dhanlaxmi Bank Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹32.88, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
Dhanlaxmi Bank Ltd's key financial metrics include: P/E Ratio: 13.03, P/B Ratio: N/A, ROE: 7.16%, ROCE: 5.47%, Dividend Yield: 0.00%, EPS: ₹2.60, Book Value: ₹37.28, Debt-to-Equity: 0.00, and Current Ratio: N/A. The company's market cap stands at ₹0 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
Dhanlaxmi Bank Ltd stock opened at ₹34.24 and is currently trading at ₹32.88, showing a decline of ₹0.99 (2.92%). The intraday high is ₹34.25 and low is ₹32.61. The trading volume stands at 9,30,762 shares, indicating moderate market participation today.
Dhanlaxmi Bank Ltd has a Price-to-Earnings (P/E) ratio of 13.03, which means investors are willing to pay ₹13.03 for every ₹1 of earnings. With an EPS of ₹2.60, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Dhanlaxmi Bank Ltd (DHANBANK) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
Peers, sector trends, screeners and strategy playbooks contextual to this stock.