Market closedLast updated 28 July 2026, 9:38 pm ISTData NSENot investment advice
Muthoot Microfin

Muthoot Microfin Share Price Today (MUTHOOTMF)

TechnicalsTV Chart
255.81
0.78+0.31%
Overall Score34/100
Day range250
₹255.81
259
52-week141
₹255.81
263
Above low+81.2%
Below high2.6%
Range position94%
Open255.99
Prev Close255.03
Bid255.79122
Ask255.84100

TODAY IN ONE LINE

MUTHOOTMF edged up 0.3% on average volume, in line with Nifty's -0.0% move.

With a market cap of ₹4,327.09 Cr., it trades at a P/E of 25.71. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume305.5K82%vs 20D avg
Market Cap₹4,327.09 Cr.
Promoter55.47%
Face Value₹10
Fwd P/E6.82
PEG11.65
EV/EBITDA26.06
P/S3.31
ROA1.45%
Beta1.12
Div Payout
THE STOCK SCORE

How good is this company?

Overall performance across 5 key dimensions.

Overall Score34/100
Updated 27 Jul
Each card tappable → shows formula + inputs
FLAGS & NEWS

Muthoot Microfin flags & news 

Key strengths, potential risks, and recent updates.

5 green flags🚩 1 red flag

Green Flags

  • Quarterly OutperformanceLatest quarter Sales up 13.8% and Profit up 118.0%
  • Healthy Operating MarginsOPM is structurally strong at 47.1%
  • High Promoter HoldingPromoters hold 55.5% skin-in-the-game
  • Virtually Debt-FreeVery low Debt-to-Equity of 0.03x
  • Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • Poor Capital ReturnsLow ROE of 6.2%

Latest Muthoot Microfin News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

21 JUL 2026
corporate
Copy of Newspaper Publication - Muthoot Microfin Limited has informed the Exchange about Newspaper Advertisement of the ''Joint Publ...
View PDF
🔒Prime: full history + alerts on this stock
Valuation

Muthoot Microfin Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Muthoot Microfin Limited, framed against the sector median so the premium or discount is obvious at a glance.

Muthoot Microfin Limited trades at a P/E of 25.71× and P/B of 1.53×.

Key MetricsMarket + reported · 28 Jul 2026Standalone

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹4,327.09 Cr.
P/E Ratio
25.71
P/B Ratio
1.53
EPS
₹10.15
Profitability

Profitability

ROE
6.21%
ROCE
9.3%
Net Margin
-11.77%
Op Margin
47.1%
Growth

Growth

EPS YoY
Revenue YoY
Qtr Sales
13.8%
Qtr Profit
118%
Financial Health

Financial Health

Book Value
₹170.16
Div Yield
Promoter Holding
55.47%
Technicals

Muthoot Microfin Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Muthoot Microfin Limited — derived from the live tape, not yesterday's close.

Muthoot Microfin Limited last traded at ₹255.81 with an intraday range of ₹249.86–₹258.7 — live indicator, pivot and CPR signals below.

Last updated: 28 July 2026, 9:38 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹255.81
LevelPrice (₹)Distance% Δ
R4277.40+21.59+8.44%
R3268.56+12.75+4.98%
R2263.63+7.82+3.06%
R1259.72+3.91+1.53%
PIVOT254.79-1.02-0.40%
CURRENT255.81
S1250.88-4.93-1.93%
S2245.95-9.86-3.85%
S3242.04-13.77-5.38%
S4233.20-22.61-8.84%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 254.28P: 254.79TC: 255.30
R1
R2
R3
R4
indicator
LTP: 255.81
PDH: 262.77
PDL: 249.92
● Market Sentiment

MUTHOOTMF is trading Above CPR, indicating Bullishness

● CPR Width

CPR is Average

● Opening Range

Day's range: 251.6256

● Price Position

Trading Inside opening range

Financials

Muthoot Microfin Limited financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for Muthoot Microfin Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.

Muthoot Microfin Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹4,327.09 Cr. and reported EPS of ₹10.15.

iTap any row for a plain-English meaningChange vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

Muthoot Microfin segment analysis : revenue and profit mix.

Disclosed business segments at Muthoot Microfin with their share of revenue and profit, switchable between consolidated and standalone reporting.

Muthoot Microfin discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Muthoot Microfin Limited.

Our AI distills the core fundamental drivers supporting Muthoot Microfin Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

Muthoot Microfin Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Strong promoter holding 55.47% ensures stable long-term management alignment and continuity.

  • Operating margin 22.88% supports core profitability despite current operational headwinds.

  • Forward P/E 6.82x offers attractive valuation entry point for turnaround-focused investors.

  • Niche focus on women microfinance in rural India provides differentiated market positioning.

  • Subsidiary of Muthoot Fincorp provides access to larger financial conglomerate resources.

bear case

Key Risks.

  • Latest quarterly sales declined 15.80% YoY, signaling significant demand contraction pressures.

  • Latest quarterly profit declined 94.50% YoY, indicating severe near-term earnings deterioration.

  • Operating cash flow negative ₹580.33 Cr in FY2026 reflects persistent liquidity strain concerns.

  • Net margin compressed to 7.61% in FY2026 from 19.81% in FY2024, eroding profitability.

  • ROE 6.21% and ROCE 9.30% lag peer medians, indicating below-average capital efficiency.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 33 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

Muthoot Microfin shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Muthoot Microfin — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualJun 2026

Promoters55.47%
DII3.38%0.13%
FII23.12%0.30%
Public16.44%0.17%
Others1.60%

Ownership Distribution

Promoters
55.47%
Domestic Institutions
3.38%
Foreign Institutions
23.12%
Retail & Public
16.44%
Others
1.60%

Category Trends

Foreign Institutions Breakdown
Total Holding: 23.12%
Net Change: +0.30%
Detailed Institutions2 institutions
Total Holding22.76%
Net Change+0.00%
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
GREATER PACIFIC CAPITAL WIV LTD
15.13%
0.00%
0.00%
Jun 2026
CREATION INVESTMENTS INDIA, LLC
7.63%
0.00%
0.00%
Jun 2026
Peers

Muthoot Microfin Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Muthoot Microfin Limited is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
CREDITACCESS GRAMEEN LIMITED
₹25,260.91 Cr
Best Profit Growth
Satin Creditcare Network Limited
640.00 %
Highest Dividend Yield
CREDITACCESS GRAMEEN LIMITED
0.00 %
09 · Chart Patterns

Muthoot Microfin Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Muthoot Microfin Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on MUTHOOTMF
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full MUTHOOTMF pattern history & scanner →
Delivery Conviction

Muthoot Microfin Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Muthoot Microfin Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Muthoot Microfin Limited stood at 47.1% of traded volume, against a 20-day average of 43.1%.

Avg Delivery (20D)43.1%+4.0 ppt latest vs avg
Highest Delivery56.9%on 09 Jul
Avg Volume (20D)16.79 L20-day run-rate
Conviction Trend↓ Weakening+4.0 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

Muthoot Microfin announcements: results, concalls, ratings, M&A.

Filings Muthoot Microfin sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Muthoot Microfin files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 191 documents below.

  1. 21 Jul 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Muthoot Microfin Limited has informed the Exchange about Newspaper Advertisement of the ''Joint Public Notice'' published in Business Line (English)…

  2. 16 Jul 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Muthoot Microfin Limited has informed the Exchange about Copy of Newspaper Publication

  3. 15 Jul 2026Shareholders meetingView PDF

    Shareholders meeting

    Muthoot Microfin Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on August 11, 2026

  4. 15 Jul 2026General UpdatesView PDF

    General Updates

    Muthoot Microfin Limited has informed the Exchange about Asset Liability Management Certificate for the month ended June 30, 2026

  5. 10 Jul 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Muthoot Microfin Limited has informed the Exchange about Copy of Newspaper Publication

Corporate Actions

Muthoot Microfin dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Muthoot Microfin has declared, sequenced by announce and record date.

Muthoot Microfin corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

About the Company

About Muthoot Microfin Limited: business, sector, key facts.

What Muthoot Microfin Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Muthoot Microfin Limited operates in the Microfinance Institutions industry under the Financial Services sector, listed as NSE: MUTHOOTMF, BSE: 544055.

MUTHOOTMF
Financial Services

Muthoot Microfin Limited

NSE · MUTHOOTMF·BSE · 544055·muthootmicrofin.com

Muthoot Microfin Limited (MuthootMF) is a non-deposit taking non-banking financial company (NBFC) operating primarily in rural India. Its core business centers around providing microloans to women entrepreneurs, empowering them to establish and grow income-generating ventures. This focus on women in underserved rural areas constitutes a significant aspect of MuthootMF's social and economic impact.

The company's loan portfolio is diverse, catering to a range of needs. They offer income-generating loans designed to support various small businesses, Pragathi loans (likely targeted at specific development goals), and individual loans for personal needs. Recognizing the importance of asset acquisition for economic advancement, MuthootMF also extends credit for purchasing essential goods such as mobile phones, solar lighting products, and household appliances. Furthermore, they provide loans specifically for sanitation improvements, highlighting their commitment to improving the overall quality of life in the communities they serve.

Beyond microloans, MuthootMF offers gold loans, a common financial product in India, leveraging the value of gold assets to provide credit. They also cater to small and growing businesses with their "Muthoot small & growing business loans" product line, demonstrating their commitment to supporting enterprise development across various scales. This diversified loan portfolio reflects an attempt to meet the varied financial needs within their target market.

In addition to its lending activities, MuthootMF provides value-added services designed to complement its loan offerings and enhance customer well-being. These include wellness combo packages and property insurance, signifying an approach that goes beyond simple lending and seeks to provide holistic financial support and risk mitigation to its clientele. This focus on value-added services distinguishes MuthootMF and strengthens its relationship with its borrowers.

Established in 1992 and headquartered in Kochi, India, Muthoot Microfin Limited is a subsidiary of Muthoot Fincorp Limited, benefiting from the experience and resources of a larger financial conglomerate. The company's history reflects a long-standing commitment to microfinance and financial inclusion within India's rural landscape.

company facts
Employees15,735
SectorFinancial Services
HeadquartersKochi, India
Market Cap₹4,327.09 Cr.
Listed OnNSE
leadership23 on record
Mr. Alok Prasad
Non-Executive Independent Director
Mr. Anil Sreedhar
Non-Executive Independent Director
Mr. Dileep Kumar Pathak
Chief Internal Auditor
Mr. Jinsu Joseph
Chief Risk Officer
Mr. Linson Chelamattathil Paul
Chief Technology Officer
Mr. Paras Kumar Wasnik
Deputy COO
Mr. Praveen T.
Chief Financial Officer
Mr. Sadaf Sayeed
Chief Executive Officer
Mr. Sadaf Sayeed
Chief Executive Officer
Mrs. Bhama Krishnamurthy
Non-Executive Independent Woman Director
Mrs. Pushpy Muricken
Non-Executive Independent Woman Director
Mr. Srinivas Vadla
Senior Vice President
§ ∞ · Plainly Answered

Questions investors ask about Muthoot Microfin Limited (MUTHOOTMF).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Muthoot Microfin Limited (MUTHOOTMF)?

The current share price of Muthoot Microfin Limited (MUTHOOTMF) is ₹255.81. Today, the stock has gained by ₹0.78 (0.31%), trading in a range of ₹249.86 to ₹258.7. The stock opened at ₹255.99 with a trading volume of 3,05,535 shares.

02Is Muthoot Microfin Limited stock a good investment for long-term?

Muthoot Microfin Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹4,327.09 crores, P/E ratio of 25.71, ROE of 6.21%, and ROCE of 9.30%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Muthoot Microfin Limited stock?

The 52-week high price of Muthoot Microfin Limited (MUTHOOTMF) is ₹262.77, while the 52-week low is ₹141.2. Currently trading at ₹255.81, the stock is 94.3% away from its 52-week low and 2.6% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Muthoot Microfin Limited stock at the current price?

Whether to buy Muthoot Microfin Limited stock at ₹255.81 depends on multiple factors. The stock is currently trading with a P/E ratio of 25.71 and P/B ratio of 1.53. Today's performance shows a gain of 0.31%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Muthoot Microfin Limited and when is the next dividend?

Muthoot Microfin Limited offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹255.81, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Muthoot Microfin Limited?

Muthoot Microfin Limited's key financial metrics include: P/E Ratio: 25.71, P/B Ratio: 1.53, ROE: 6.21%, ROCE: 9.30%, Dividend Yield: 0.00%, EPS: ₹10.15, Book Value: ₹170.16, and Debt-to-Equity: 3.40. The company's market cap stands at ₹4,327.09 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Muthoot Microfin Limited stock performing today in the market?

Muthoot Microfin Limited stock opened at ₹255.99 and is currently trading at ₹255.81, showing a gain of ₹0.78 (0.31%). The intraday high is ₹258.7 and low is ₹249.86. The trading volume stands at 3,05,535 shares, indicating moderate market participation today.

08What is the P/E ratio of Muthoot Microfin Limited and what does it indicate?

Muthoot Microfin Limited has a Price-to-Earnings (P/E) ratio of 25.71, which means investors are willing to pay ₹25.71 for every ₹1 of earnings. With an EPS of ₹10.15, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Muthoot Microfin Limited (MUTHOOTMF) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.