BENGALASM vs HDBFS: Stock Comparison

BENGAL & ASSAM CO. vs HDB FINANCIAL SERVICES LUpdated 2 Sept 26, 4:08 PM ISTNSE & company filings

HDB FINANCIAL SERVICES L is the larger company by market capitalisation. BENGAL & ASSAM CO. shows a lower P/E, a higher dividend yield and a higher net margin, while HDB FINANCIAL SERVICES L shows a higher ROE, faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

BENGALASM leads 4; HDBFS leads 8 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

BENGALASMHDBFS

Valuation lens

What price are you paying?

Market CapContext only
₹7,470 Cr
₹56,050 Cr
P/E RatioBENGALASM has the lower reading
9.97x
20.33x
P/B RatioBENGALASM has the lower reading
0.71x
2.72x
EPSHDBFS has the higher reading
₹2.44
₹9.46
Book ValueContext only
₹9,562.55
₹248.85
Dividend YieldBENGALASM has the higher reading
0.75%
0.59%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
HDBFS is the larger company
₹56,050 Cr vs ₹7,470 Cr
P/E Ratio
BENGALASM has a lower P/E
9.97x vs 20.33x
P/B Ratio
BENGALASM has a lower P/B
0.71x vs 2.72x
EPS
HDBFS has higher earnings per share
₹9.46 vs ₹2.44
Dividend Yield
BENGALASM has a higher dividend yield
0.75% vs 0.59%
Revenue Growth (TTM YoY)
HDBFS has faster revenue growth
18.4% vs 0%
EPS Growth (TTM YoY)
HDBFS has faster EPS growth
35.7% vs 0%
Qtr Sales Growth
HDBFS has stronger quarterly sales growth
4.06% vs -94.19%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricBENGALASMHDBFS
SectorFinancial Services
IndustryNon Banking Financial Company (NBFC)

Price

MetricBENGALASMHDBFS
Live Price₹6,474₹675.2
Day Change-2.81%-0.01%
Volume3362.03 L
52-Week High₹7,268₹801.1
52-Week Low₹5,845.85₹555.3
Distance from 52W High-10.92%-15.72%

Valuation

MetricBENGALASMHDBFS
Market Cap₹7,470 Cr₹56,050 Cr
P/E Ratio9.97x20.33x
P/B Ratio0.71x2.72x
EPS₹2.44₹9.46
Book Value₹9,562.55₹248.85
Dividend Yield0.75%0.59%

Growth

MetricBENGALASMHDBFS
Revenue Growth (TTM YoY)0%18.4%
EPS Growth (TTM YoY)0%35.7%
Qtr Sales Growth-94.19%4.06%
Qtr Profit Growth-98.59%4.6%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricBENGALASMHDBFS
ROE7.73%12.31%
ROCE2.2%9.55%
Net Margin35.48%28.92%
Operating Margin17.97%55.38%
Debt to Equity0.05x2.9x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricBENGALASMHDBFS
Promoter Holding72.87%74.12%
FII Holding4.41% 0.02 pp3.55% 0.54 pp
DII Holding0.01%12.1% 0.18 pp
Public Holding22.71% 0.02 pp10.01% 0.34 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: BENGAL & ASSAM CO. and HDB FINANCIAL SERVICES L.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.