CIFL vs TURTLEMINT: Stock Comparison

Capital India Finance Limited vs Turtlemint Fintech Solutions Ltd

Live data: 15 July 2026, 4:08 PM IST • Source: NSE and company filings

Turtlemint Fintech Solutions Ltd is the larger company by market capitalisation. Capital India Finance Limited shows a higher ROE, a higher dividend yield and a higher ROCE, while Turtlemint Fintech Solutions Ltd shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of Capital India Finance Limited and Turtlemint Fintech Solutions Ltd on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, CIFL is more favourable on 6 of 8 scored metrics and TURTLEMINT on 1These counts are context-free and are not an overall rating.

Key Differences

Market Cap
TURTLEMINT is the larger company
₹4,093 Cr vs ₹860 Cr
EPS
CIFL has higher earnings per share
₹1 vs ₹-18,629
Dividend Yield
CIFL has a higher dividend yield
0.09% vs 0%
Revenue Growth (TTM YoY)
TURTLEMINT has faster revenue growth
0% vs -7%
ROE
CIFL has a higher ROE
-9% vs -39.9%
ROCE
CIFL has a higher ROCE
0.86% vs -36.5%
Net Margin
CIFL has a higher net margin
7.41% vs 0%
Operating Margin
CIFL has a higher operating margin
7.7% vs -28.3%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricCIFLTURTLEMINT
SectorFinancial Services
IndustryNon Banking Financial Company (NBFC)

Price

MetricCIFLTURTLEMINT
Live Price₹21.64₹138.12
Day Change-1.73%0.88%
Volume60,3789.07 L
52-Week High₹39.69₹147.28
52-Week Low₹20.42₹126.15
Distance from 52W High-45.48%-6.22%

Valuation

MetricCIFLTURTLEMINT
Market Cap₹860 Cr₹4,093 Cr
P/E Ratio25.69x
P/B Ratio1.48x
EPS₹1₹-18,629
Book Value₹17.21
Dividend Yield0.09%0%

Growth

MetricCIFLTURTLEMINT
Revenue Growth (TTM YoY)-7%0%
EPS Growth (TTM YoY)0%0%
Qtr Sales Growth-10.2%
Qtr Profit Growth72.9%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricCIFLTURTLEMINT
ROE-9%-39.9%
ROCE0.86%-36.5%
Net Margin7.41%0%
Operating Margin7.7%-28.3%
Debt to Equity0.01x0.07x

Shareholding

As of Mar 2026 • change vs previous quarter
MetricCIFLTURTLEMINT
Promoter Holding72.59%13.2%
FII Holding0.03% 0.03 pp
Public Holding27.38% 0.03 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Capital India Finance Limited and Turtlemint Fintech Solutions Ltd.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.