GCSL vs HDBFS: Stock Comparison

GRETEX CORPORATE SERVICES vs HDB FINANCIAL SERVICES LUpdated 2 Sept 26, 4:08 PM ISTNSE & company filings

HDB FINANCIAL SERVICES L is the larger company by market capitalisation. HDB FINANCIAL SERVICES L shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

GCSL leads 4; HDBFS leads 8 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

GCSLHDBFS

Valuation lens

What price are you paying?

Market CapContext only
₹1,376 Cr
₹56,050 Cr
P/E RatioHDBFS has the lower reading
41.5x
20.33x
P/B RatioHDBFS has the lower reading
5.13x
2.72x
EPSGCSL has the higher reading
₹13.36
₹9.46
Book ValueContext only
₹70.27
₹248.85
Dividend YieldHDBFS has the higher reading
0.13%
0.59%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
HDBFS is the larger company
₹56,050 Cr vs ₹1,376 Cr
P/E Ratio
HDBFS has a lower P/E
20.33x vs 41.5x
P/B Ratio
HDBFS has a lower P/B
2.72x vs 5.13x
EPS
GCSL has higher earnings per share
₹13.36 vs ₹9.46
Dividend Yield
HDBFS has a higher dividend yield
0.59% vs 0.13%
Revenue Growth (TTM YoY)
HDBFS has faster revenue growth
18.4% vs -29.2%
EPS Growth (TTM YoY)
HDBFS has faster EPS growth
35.7% vs 0%
Qtr Sales Growth
GCSL has stronger quarterly sales growth
679.44% vs 4.06%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricGCSLHDBFS
SectorFinancial ServicesFinancial Services
IndustryOther Capital Market related ServicesNon Banking Financial Company (NBFC)

Price

MetricGCSLHDBFS
Live Price₹571.85₹675.2
Day Change1.59%-0.01%
Volume5.57 L2.03 L
52-Week High₹564.5₹801.1
52-Week Low₹213.15₹555.3
Distance from 52W High1.3%-15.72%

Valuation

MetricGCSLHDBFS
Market Cap₹1,376 Cr₹56,050 Cr
P/E Ratio41.5x20.33x
P/B Ratio5.13x2.72x
EPS₹13.36₹9.46
Book Value₹70.27₹248.85
Dividend Yield0.13%0.59%

Growth

MetricGCSLHDBFS
Revenue Growth (TTM YoY)-29.2%18.4%
EPS Growth (TTM YoY)0%35.7%
Qtr Sales Growth679.44%4.06%
Qtr Profit Growth509.1%4.6%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricGCSLHDBFS
ROE5.9%12.31%
ROCE6%9.55%
Net Margin10.47%28.92%
Operating Margin59.81%55.38%
Debt to Equity0x2.9x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricGCSLHDBFS
Promoter Holding61.64%74.12%
FII Holding1.99% 0.89 pp3.55% 0.54 pp
DII Holding0% 0.41 pp12.1% 0.18 pp
Public Holding36.37% 0.47 pp10.01% 0.34 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: GRETEX CORPORATE SERVICES and HDB FINANCIAL SERVICES L.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.