HDBFS vs PINELABS: Stock Comparison

HDB Financial Services Limited vs Pine Labs Limited

Live data: 15 July 2026, 4:08 PM IST • Source: NSE and company filings

HDB Financial Services Limited is the larger company by market capitalisation. HDB Financial Services Limited shows a lower P/E, a higher ROE and a higher dividend yield. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of HDB Financial Services Limited and Pine Labs Limited on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, HDBFS is more favourable on 10 of 12 scored metrics and PINELABS on 2These counts are context-free and are not an overall rating.

Key Differences

Market Cap
HDBFS is the larger company
₹62,706 Cr vs ₹18,114 Cr
P/E Ratio
HDBFS has a lower P/E
24.31x vs 160.41x
P/B Ratio
HDBFS has a lower P/B
2.99x vs 3.06x
EPS
HDBFS has higher earnings per share
₹30.89 vs ₹1.03
Dividend Yield
HDBFS has a higher dividend yield
0.54% vs 0%
Revenue Growth (TTM YoY)
HDBFS has faster revenue growth
18.4% vs -34.3%
EPS Growth (TTM YoY)
HDBFS has faster EPS growth
35.7% vs 0%
Qtr Sales Growth
PINELABS has stronger quarterly sales growth
17% vs 16.3%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricHDBFSPINELABS
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Financial Technology (Fintech)

Price

MetricHDBFSPINELABS
Live Price₹751.7₹157.25
Day Change1.05%0.21%
Volume4.07 L2.52 Cr
52-Week High₹847.5₹284
52-Week Low₹555.3₹134.73
Distance from 52W High-11.3%-44.63%

Valuation

MetricHDBFSPINELABS
Market Cap₹62,706 Cr₹18,114 Cr
P/E Ratio24.31x160.41x
P/B Ratio2.99x3.06x
EPS₹30.89₹1.03
Book Value₹248.87₹51.64
Dividend Yield0.54%0%

Growth

MetricHDBFSPINELABS
Revenue Growth (TTM YoY)18.4%-34.3%
EPS Growth (TTM YoY)35.7%0%
Qtr Sales Growth16.3%17%
Qtr Profit Growth-19.1%284%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricHDBFSPINELABS
ROE14.7%2.46%
ROCE9.79%4.16%
Net Margin28.92%3.03%
Operating Margin58.6%13.2%
Debt to Equity0.06x0x

Shareholding

As of Mar 2026 • change vs previous quarter
MetricHDBFSPINELABS
Promoter Holding74.12% 0.03 pp
FII Holding3.01% 0.31 pp4.8% 0.43 pp
DII Holding12.28% 0.87 pp11.81% 0.56 pp
Public Holding10.35% 0.55 pp83.39% 0.12 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDB Financial Services Limited and Pine Labs Limited.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.