HDBFS vs SHARDUL: Stock Comparison

HDB FINANCIAL SERVICES L vs SHARDULUpdated 2 Sept 26, 4:08 PM ISTNSE & company filings

HDB FINANCIAL SERVICES L is the larger company by market capitalisation. HDB FINANCIAL SERVICES L shows a higher ROE, a higher dividend yield and faster revenue growth, while SHARDUL shows a lower P/E. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

HDBFS leads 9; SHARDUL leads 3 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

HDBFSSHARDUL

Valuation lens

What price are you paying?

Market CapContext only
₹56,050 Cr
₹466 Cr
P/E RatioSHARDUL has the lower reading
20.33x
20.18x
P/B RatioSHARDUL has the lower reading
2.72x
0.71x
EPSSHARDUL has the higher reading
₹9.46
₹15.04
Book ValueContext only
₹248.85
₹75.19
Dividend YieldHDBFS has the higher reading
0.59%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
HDBFS is the larger company
₹56,050 Cr vs ₹466 Cr
P/E Ratio
SHARDUL has a lower P/E
20.18x vs 20.33x
P/B Ratio
SHARDUL has a lower P/B
0.71x vs 2.72x
EPS
SHARDUL has higher earnings per share
₹15.04 vs ₹9.46
Dividend Yield
HDBFS has a higher dividend yield
0.59% vs 0%
Revenue Growth (TTM YoY)
HDBFS has faster revenue growth
18.4% vs 0%
EPS Growth (TTM YoY)
HDBFS has faster EPS growth
35.7% vs 0%
Qtr Sales Growth
HDBFS has stronger quarterly sales growth
4.06% vs -8.47%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricHDBFSSHARDUL
SectorFinancial Services
IndustryNon Banking Financial Company (NBFC)

Price

MetricHDBFSSHARDUL
Live Price₹675.2₹48.88
Day Change-0.01%4.98%
Volume2.03 L1.94 L
52-Week High₹801.1₹48.88
52-Week Low₹555.3₹23.05
Distance from 52W High-15.72%0%

Valuation

MetricHDBFSSHARDUL
Market Cap₹56,050 Cr₹466 Cr
P/E Ratio20.33x20.18x
P/B Ratio2.72x0.71x
EPS₹9.46₹15.04
Book Value₹248.85₹75.19
Dividend Yield0.59%0%

Growth

MetricHDBFSSHARDUL
Revenue Growth (TTM YoY)18.4%0%
EPS Growth (TTM YoY)35.7%0%
Qtr Sales Growth4.06%-8.47%
Qtr Profit Growth4.6%-7.8%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricHDBFSSHARDUL
ROE12.31%-7.47%
ROCE9.55%-5.28%
Net Margin28.92%0%
Operating Margin55.38%-105.24%
Debt to Equity2.9x0.42x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricHDBFSSHARDUL
Promoter Holding74.12%74.85%
FII Holding3.55% 0.54 pp0.3%
DII Holding12.1% 0.18 pp
Public Holding10.01% 0.34 pp24.85%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: HDB FINANCIAL SERVICES L and SHARDUL.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.