IOB vs SBIN: Stock Comparison
STATE BANK OF INDIA is the larger company by market capitalisation. INDIAN OVERSEAS BANK shows a lower P/E, faster revenue growth and a higher net margin, while STATE BANK OF INDIA shows a higher ROE, a higher dividend yield and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
IOB leads 4; SBIN leads 6 of 11
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | IOB | SBIN |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Public Sector Bank | Public Sector Bank |
Price
| Metric | IOB | SBIN |
|---|---|---|
| Live Price | ₹28.68 | ₹958.6 |
| Day Change | -3.95% | -1.18% |
| Volume | 45.42 L | 97.35 L |
| 52-Week High | ₹41.8 | ₹1,234.7 |
| 52-Week Low | ₹29.72 | ₹900.95 |
| Distance from 52W High | -31.39% | -22.36% |
Valuation
| Metric | IOB | SBIN |
|---|---|---|
| Market Cap | ₹55,594 Cr | ₹8.83 L Cr |
| P/E Ratio | 9.29x | 10.25x |
| P/B Ratio | 1.49x | 1.44x |
| EPS | ₹0.89 | ₹26.12 |
| Book Value | ₹18.04 | ₹576.51 |
| Dividend Yield | 0% | 1.81% |
Growth
| Metric | IOB | SBIN |
|---|---|---|
| Revenue Growth (TTM YoY) | 7.7% | 7.1% |
| EPS Growth (TTM YoY) | 39.7% | -3.1% |
| Qtr Profit Growth | 0% | 0% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | IOB | SBIN |
|---|---|---|
| ROE | 13.88% | 14.7% |
| ROCE | 8.9% | 9.38% |
| Net Margin | 28.41% | 22.11% |
| Operating Margin | 16.7% | 19.12% |
| Debt to Equity | 1.38x | 1.34x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | IOB | SBIN |
|---|---|---|
| Promoter Holding | 92.44% | 55.45%▼ 0.02 pp |
| FII Holding | 0.47%▲ 0.04 pp | 11.07%▲ 0.26 pp |
| DII Holding | 4.29%▲ 0.01 pp | 26.34%▼ 0.3 pp |
| Public Holding | 2.8%▼ 0.05 pp | 7.12%▲ 0.06 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: INDIAN OVERSEAS BANK and STATE BANK OF INDIA.
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Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.