LTF vs M&MFIN: Stock Comparison

L&T FINANCE vs M&M FIN. SERVICESUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

L&T FINANCE is the larger company by market capitalisation. L&T FINANCE shows a higher ROE, a higher dividend yield and a higher net margin, while M&M FIN. SERVICES shows a lower P/E, faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

LTF leads 3; M&MFIN leads 9 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

LTFM&MFIN

Valuation lens

What price are you paying?

Market CapContext only
₹77,921 Cr
₹48,878 Cr
P/E RatioM&MFIN has the lower reading
24.47x
15.03x
P/B RatioM&MFIN has the lower reading
2.78x
1.83x
EPSM&MFIN has the higher reading
₹3.6
₹6.66
Book ValueContext only
₹111.89
₹192.03
Dividend YieldLTF has the higher reading
0.88%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
LTF is the larger company
₹77,921 Cr vs ₹48,878 Cr
P/E Ratio
M&MFIN has a lower P/E
15.03x vs 24.47x
P/B Ratio
M&MFIN has a lower P/B
1.83x vs 2.78x
EPS
M&MFIN has higher earnings per share
₹6.66 vs ₹3.6
Dividend Yield
LTF has a higher dividend yield
0.88% vs 0%
Revenue Growth (TTM YoY)
M&MFIN has faster revenue growth
40.3% vs 31.9%
EPS Growth (TTM YoY)
M&MFIN has faster EPS growth
82.6% vs 26.4%
Qtr Sales Growth
M&MFIN has stronger quarterly sales growth
15% vs 0.58%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricLTFM&MFIN
SectorFinancial ServicesFinancial Services
IndustryInvestment CompanyNon Banking Financial Company (NBFC)

Price

MetricLTFM&MFIN
Live Price₹312.8₹353.3
Day Change3.47%2.2%
Volume46.48 L31.29 L
52-Week High₹338.6₹415
52-Week Low₹234.9₹269.5
Distance from 52W High-7.62%-14.87%

Valuation

MetricLTFM&MFIN
Market Cap₹77,921 Cr₹48,878 Cr
P/E Ratio24.47x15.03x
P/B Ratio2.78x1.83x
EPS₹3.6₹6.66
Book Value₹111.89₹192.03
Dividend Yield0.88%0%

Growth

MetricLTFM&MFIN
Revenue Growth (TTM YoY)31.9%40.3%
EPS Growth (TTM YoY)26.4%82.6%
Qtr Sales Growth0.58%15%
Qtr Profit Growth2.31%3.21%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricLTFM&MFIN
ROE11.14%10.72%
ROCE8.42%9.08%
Net Margin27.7%25.8%
Operating Margin59.85%60.41%
Debt to Equity2.77x2.91x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricLTFM&MFIN
Promoter Holding65.96% 0.03 pp52.49%
FII Holding7.71% 0.08 pp9.53% 0.13 pp
DII Holding14.9%31.49% 0.6 pp
Public Holding11.44% 0.04 pp6.46% 0.47 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: L&T FINANCE and M&M FIN. SERVICES.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.