LTF vs PAISALO: Stock Comparison
L&T FINANCE is the larger company by market capitalisation. L&T FINANCE shows a higher dividend yield and a higher net margin, while PAISALO DIGITAL shows a lower P/E, a higher ROE and faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
LTF leads 5; PAISALO leads 7 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | LTF | PAISALO |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Investment Company | Non Banking Financial Company (NBFC) |
Price
| Metric | LTF | PAISALO |
|---|---|---|
| Live Price | ₹314 | ₹74.1 |
| Day Change | -0.92% | 5.44% |
| Volume | 32.8 L | 3.12 Cr |
| 52-Week High | ₹338.6 | ₹77.39 |
| 52-Week Low | ₹226 | ₹30 |
| Distance from 52W High | -7.27% | -4.25% |
Valuation
| Metric | LTF | PAISALO |
|---|---|---|
| Market Cap | ₹78,673 Cr | ₹6,730 Cr |
| P/E Ratio | 24.56x | 24.2x |
| P/B Ratio | 2.79x | 3.39x |
| EPS | ₹3.57 | ₹0.67 |
| Book Value | ₹111.89 | ₹19.71 |
| Dividend Yield | 0.88% | 0.15% |
Growth
| Metric | LTF | PAISALO |
|---|---|---|
| Revenue Growth (TTM YoY) | 31.9% | 54.1% |
| EPS Growth (TTM YoY) | 26.4% | 56.9% |
| Qtr Sales Growth | -0.58% | -2.18% |
| Qtr Profit Growth | -2.26% | -0.73% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | LTF | PAISALO |
|---|---|---|
| ROE | 10.64% | 13.23% |
| ROCE | 7.94% | 10.76% |
| Net Margin | 27.7% | 25.14% |
| Operating Margin | 59.83% | 73.41% |
| Debt to Equity | 2.75x | 1.76x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | LTF | PAISALO |
|---|---|---|
| Promoter Holding | 65.96%▼ 0.03 pp | 46.72%▲ 4.97 pp |
| FII Holding | 7.71%▲ 0.08 pp | 6.79%▼ 10.75 pp |
| DII Holding | 14.9% | 6.83%▼ 0.01 pp |
| Public Holding | 11.44%▼ 0.04 pp | 39.67%▲ 5.8 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: L&T FINANCE and PAISALO DIGITAL.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.