M&MFIN vs UGROCAP: Stock Comparison

M&M FIN. SERVICES vs UGRO CAPITALUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

M&M FIN. SERVICES is the larger company by market capitalisation. M&M FIN. SERVICES shows a higher ROE and a higher net margin, while UGRO CAPITAL shows a lower P/E, faster revenue growth and a higher ROCE. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

M&MFIN leads 7; UGROCAP leads 4 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

M&MFINUGROCAP

Valuation lens

What price are you paying?

Market CapContext only
₹48,878 Cr
₹1,302 Cr
P/E RatioUGROCAP has the lower reading
15.03x
7.8x
P/B RatioUGROCAP has the lower reading
1.83x
0.45x
EPSM&MFIN has the higher reading
₹6.66
₹3.91
Book ValueContext only
₹192.03
₹187.14
Dividend YieldSame reading
0%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
M&MFIN is the larger company
₹48,878 Cr vs ₹1,302 Cr
P/E Ratio
UGROCAP has a lower P/E
7.8x vs 15.03x
P/B Ratio
UGROCAP has a lower P/B
0.45x vs 1.83x
EPS
M&MFIN has higher earnings per share
₹6.66 vs ₹3.91
Revenue Growth (TTM YoY)
UGROCAP has faster revenue growth
56% vs 40.3%
EPS Growth (TTM YoY)
M&MFIN has faster EPS growth
82.6% vs -17.5%
Qtr Sales Growth
M&MFIN has stronger quarterly sales growth
15% vs -16.01%
Qtr Profit Growth
M&MFIN has stronger quarterly profit growth
3.21% vs -10.54%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricM&MFINUGROCAP
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricM&MFINUGROCAP
Live Price₹353.3₹83.74
Day Change2.2%0.3%
Volume31.29 L98,903
52-Week High₹415₹192.5
52-Week Low₹269.5₹80.12
Distance from 52W High-14.87%-56.5%

Valuation

MetricM&MFINUGROCAP
Market Cap₹48,878 Cr₹1,302 Cr
P/E Ratio15.03x7.8x
P/B Ratio1.83x0.45x
EPS₹6.66₹3.91
Book Value₹192.03₹187.14
Dividend Yield0%0%

Growth

MetricM&MFINUGROCAP
Revenue Growth (TTM YoY)40.3%56%
EPS Growth (TTM YoY)82.6%-17.5%
Qtr Sales Growth15%-16.01%
Qtr Profit Growth3.21%-10.54%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricM&MFINUGROCAP
ROE10.72%3.99%
ROCE9.08%9.6%
Net Margin25.8%11.86%
Operating Margin60.41%60.2%
Debt to Equity2.91x2.19x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricM&MFINUGROCAP
Promoter Holding52.49%2.88% 0.89 pp
FII Holding9.53% 0.13 pp5.45% 16.88 pp
DII Holding31.49% 0.6 pp1.85% 0.17 pp
Public Holding6.46% 0.47 pp88.23% 15.83 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: M&M FIN. SERVICES and UGRO CAPITAL.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.