Motor & General Finance
Motor & General Finance Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Motor & General Finance Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Motor & General Finance Ltd trades at a P/E of 57.30× and P/B of 1.13×, against the Real Estate sector median P/E of 34.16×.
Valuation
Profitability
Growth
Financial Health
Motor & General Finance Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Motor & General Finance Ltd, switchable between annual and quarterly views, consolidated or standalone.
Motor & General Finance Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹114.25 Cr and reported EPS of ₹0.39.
| Period | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 9 | 6 | 2 | 4 | 5 | 6 | 7 | 7 |
| Other Income | 2 | 4 | 3 | 2 | 4 | 3 | 3 | 3 |
| Total Income | 11 | 10 | 5 | 6 | 9 | 9 | 10 | 10 |
| Gross Profit | 9 | 6 | 2 | 4 | 5 | 6 | 7 | 7 |
| +Operating Expenses | 12 | 12 | 5 | 7 | 10 | 6 | 8 | 9 |
| EBITDA | -3 | -6 | -3 | -3 | -4 | 0 | -1 | -2 |
| +Non-Operating Expenses | 3 | 2 | 2 | 2 | 2 | 2 | 1 | 162 |
| Profit Before Tax (PBT) | -4 | -4 | -2 | -2 | -3 | 1 | 1 | 160 |
| +Tax Expense | -1 | 0 | — | — | — | — | — | 14 |
| Profit After Tax (PAT) | -4 | -3 | -2 | -2 | -3 | 1 | 1 | 147 |
| Earnings Per Share (EPS) | -0.94 | -0.90 | -0.48 | -0.63 | -0.68 | 0.30 | 0.21 | 37.90 |
| Diluted Shares Outstanding (Nos.) | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 |
| +Additional Disclosures | 15 | 14 | 7 | 9 | 12 | 8 | 9 | 10 |
| Sales Growth % | — | -35.31 | -62.87 | 97.52 | 30.00 | 14.30 | 12.38 | -1.86 |
| YoY Sales Growth % | — | -35.31 | -62.87 | 97.52 | 30.00 | 14.30 | 12.38 | -1.86 |
| Employee Cost % | 33 | 47 | 120 | 58 | 45 | 40 | 35 | 32 |
| Other Cost % | 105 | 160 | 110 | 104 | 137 | 56 | 76 | 94 |
| OPM % | -38 | -107 | -130 | -63 | -82 | 4 | -11 | -27 |
| Tax % | 19 | -1 | — | — | — | — | — | 8 |
| Profit Growth % | — | 4.27 | 46.35 | -31.11 | -6.78 | 144.24 | -31.35 | 18,326.25 |
| Gross Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Margin % | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.00 | -0.00 | -0.00 |
| Interest Coverage Ratio | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Additional Fields | -5 | -7 | -4 | -4 | -6 | -1 | -2 | -3 |
Motor & General Finance segment analysis: revenue and profit mix.
Disclosed business segments at Motor & General Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.
Motor & General Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Motor & General Finance Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Motor & General Finance Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Motor & General Finance Ltd's investment case rests on 6 positive markers and 9 flagged concerns drawn from the latest reported filings.
What you're getting.
Promoters hold a substantial 69.6% stake, indicating strong confidence in the company's long-term prospects and stability, which can be reassuring for investors.
The company maintains a very low debt of 0.04 Cr and a debt-to-equity ratio of 0.00, providing financial stability and reducing interest burden risks.
Foreign Institutional Investors (FIIs) have maintained a stable holding of approximately 2.66% over recent periods, suggesting continued interest from institutional players.
Operating in the 'Diversified Commercial Services' sector, the company could capitalize on broader industry expansion and increasing demand for specialized services.
Given its low current profitability, the company has an opportunity to explore new service offerings or market segments to boost revenue and improve margins.
What can break it.
With a P/E of 146.00, significantly above the sector P/E of 122.23, the stock appears highly overvalued, posing a risk of correction for investors.
The company exhibits very low returns, with ROE at 1.07%, ROCE at 1.32%, and ROA at 0.47%, indicating inefficient capital utilization and weak operational performance.
The latest quarterly profit (PAT) saw a substantial decline of -25.80%, from 0.31 Cr to 0.23 Cr, raising concerns about recent operational challenges and earnings consistency.
A negative operating profit margin of -12.10% suggests that core business operations are not generating sufficient revenue to cover operating costs, impacting overall profitability.
Quarterly sales growth is minimal at 2.87%, indicating a lack of significant revenue expansion and potential stagnation in the company's core business activities.
What would change my mind.
Trim if P/E re-rates above 74 (~2.2× the sector multiple of 34.2). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.00. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Motor & General Finance Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Motor & General Finance Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
Motor & General Finance Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Motor & General Finance Ltd — derived from the live tape, not yesterday's close.
Motor & General Finance Ltd last traded at ₹25.77 with an intraday range of ₹24.8–₹26.39 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹25.77| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 29.69 | +3.92 | +15.20% |
| R3 | 28.10 | +2.33 | +9.03% |
| R2 | 27.24 | +1.47 | +5.72% |
| R1 | 26.51 | +0.74 | +2.86% |
| PIVOT | 25.65 | -0.12 | -0.45% |
| CURRENT | 25.77 | — | — |
| S1 | 21.74 | -4.03 | -15.65% |
| S2 | 23.33 | -2.44 | -9.48% |
| S3 | 24.06 | -1.71 | -6.62% |
| S4 | 24.92 | -0.85 | -3.31% |
MOTOGENFIN is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: ~
Trading Inside opening range
Motor & General Finance Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Motor & General Finance Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Motor & General Finance Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Motor & General Finance Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Motor & General Finance Ltd stood at 79.7% of traded volume, against a 20-day average of 70.9%.
Motor & General Finance announcements: results, concalls, ratings, M&A.
Filings Motor & General Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Motor & General Finance files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 41 documents below.
Copy of Newspaper Publication
The Motor & General Finance Limited has informed the Exchange about Copy of Newspaper Publication regarding Submission of published copy of extract…
Outcome of Board Meeting
The Motor & General Finance Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
Outcome of Board Meeting
The Motor & General Finance Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
Updates
The Motor & General Finance Limited has informed the Exchange regarding 'Disclosure under Regulation 31 (4) of SEBl(Substantial Acquisition of…
Updates
The Motor & General Finance Limited has informed the Exchange regarding 'Disclosure under Regulation 31(1) & 31(2) of SEBl(Substantial Acquisition…
Motor & General Finance insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in Motor & General Finance as reported to SEBI — buying and selling signals from the people who know the business best.
Motor & General Finance insider activity below tracks 1 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| Rajiv Gupta & Arti Gupta | Insider | 09 Jun 2025 | buy | +10.0 K | ₹2.71 L | ₹27.14 |
Motor & General Finance dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Motor & General Finance has declared, sequenced by announce and record date.
Motor & General Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Motor & General Finance Ltd: business, sector, key facts.
What Motor & General Finance Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Motor & General Finance Ltd operates in the Real Estate Management & Development industry under the Real Estate sector, listed as NSE: MOTOGENFIN, BSE: 501343.
Motor & General Finance Ltd
Motor & General Finance Limited (MOTOGENFIN) is a real estate company primarily operating in India. Its core business revolves around leasing and developing real estate properties. This involves acquiring land or buildings, potentially undertaking renovations or new constructions, and then leasing these properties to various tenants. The company's portfolio likely encompasses a range of properties, catering to different sectors and tenant needs, though the specific details of its portfolio are not publicly available in the provided context.
The company's long history, dating back to its incorporation in 1930, suggests a significant presence and experience within the Indian real estate market. This longevity implies a well-established network of contacts, understanding of market trends, and possibly a diverse range of properties acquired over its operational lifespan. Being headquartered in New Delhi, India, places it in the heart of a major economic and population center, providing access to a large potential tenant base and opportunities for significant real estate development projects.
While the provided information doesn't detail the specific types of properties leased or developed by MOTOGENFIN, it's likely that the company adapts to the evolving demands of the market. This could include residential, commercial, or industrial properties, depending on market conditions and investment opportunities. The leasing aspect of the business provides a consistent stream of revenue, while property development offers potential for capital appreciation and growth. The balance between these two activities likely shapes the company's overall financial performance and strategic direction.
In essence, MOTOGENFIN's business model focuses on capitalizing on opportunities within the Indian real estate sector. Through a combination of leasing existing properties and developing new ones, the company aims to generate returns for its shareholders and maintain a significant position in the market. Further information regarding its specific portfolio, financial performance, and future growth strategies would provide a more comprehensive understanding of its business operations.
Questions investors ask about Motor & General Finance Ltd (MOTOGENFIN).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Motor & General Finance Ltd (MOTOGENFIN)?
The current share price of Motor & General Finance Ltd (MOTOGENFIN) is ₹25.77. Today, the stock has gained by ₹0.71 (2.83%), trading in a range of ₹24.8 to ₹26.39. The stock opened at ₹25.34 with a trading volume of 24,894 shares.
02Is Motor & General Finance Ltd stock a good investment for long-term?
Motor & General Finance Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹114.25 crores, P/E ratio of 57.30, ROE of 1.46%, and ROCE of 1.32%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of Motor & General Finance Ltd stock?
The 52-week high price of Motor & General Finance Ltd (MOTOGENFIN) is ₹32.82, while the 52-week low is ₹17.5. Currently trading at ₹25.77, the stock is 54.0% away from its 52-week low and 21.5% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy Motor & General Finance Ltd stock at the current price?
Whether to buy Motor & General Finance Ltd stock at ₹25.77 depends on multiple factors. The stock is currently trading with a P/E ratio of 57.30 and P/B ratio of 1.13. Today's performance shows a gain of 2.83%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of Motor & General Finance Ltd and when is the next dividend?
Motor & General Finance Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹25.77, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹5.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of Motor & General Finance Ltd?
Motor & General Finance Ltd's key financial metrics include: P/E Ratio: 57.30, P/B Ratio: 1.13, ROE: 1.46%, ROCE: 1.32%, Dividend Yield: 0.00%, EPS: ₹0.39, Book Value: ₹19.55, and Debt-to-Equity: 0.00. The company's market cap stands at ₹114.25 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is Motor & General Finance Ltd stock performing today in the market?
Motor & General Finance Ltd stock opened at ₹25.34 and is currently trading at ₹25.77, showing a gain of ₹0.71 (2.83%). The intraday high is ₹26.39 and low is ₹24.8. The trading volume stands at 24,894 shares, indicating moderate market participation today.
08What is the P/E ratio of Motor & General Finance Ltd and what does it indicate?
Motor & General Finance Ltd has a Price-to-Earnings (P/E) ratio of 57.30, which means investors are willing to pay ₹57.30 for every ₹1 of earnings. With an EPS of ₹0.39, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Motor & General Finance Ltd (MOTOGENFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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