ARMANFIN vs CHOLAFIN: Stock Comparison
CHOLAMANDALAM IN & FIN CO is the larger company by market capitalisation. ARMAN FIN SERV shows a lower P/E, faster revenue growth and a higher ROCE, while CHOLAMANDALAM IN & FIN CO shows a higher ROE, a higher dividend yield and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Metric snapshot
ARMANFIN leads 8; CHOLAFIN leads 4 of 12
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✓ marks the usual favourable reading; it is not a recommendation.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | ARMANFIN | CHOLAFIN |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Non Banking Financial Company (NBFC) | Non Banking Financial Company (NBFC) |
Price
| Metric | ARMANFIN | CHOLAFIN |
|---|---|---|
| Live Price | ₹1,966 | ₹1,764 |
| Day Change | 0.25% | -2% |
| Volume | 13,289 | 9.23 L |
| 52-Week High | ₹2,158.6 | ₹1,952.5 |
| 52-Week Low | ₹1,301 | ₹1,299.4 |
| Distance from 52W High | -8.92% | -9.65% |
Valuation
| Metric | ARMANFIN | CHOLAFIN |
|---|---|---|
| Market Cap | ₹2,077 Cr | ₹1.51 L Cr |
| P/E Ratio | 17.94x | 26.09x |
| P/B Ratio | 2.22x | 4.95x |
| EPS | ₹110.21 | ₹67.68 |
| Book Value | ₹888.88 | ₹357.48 |
| Dividend Yield | 0% | 0.11% |
Growth
| Metric | ARMANFIN | CHOLAFIN |
|---|---|---|
| Revenue Growth (TTM YoY) | 36.8% | 24.1% |
| EPS Growth (TTM YoY) | 221.6% | 29.1% |
| Qtr Sales Growth | 206.32% | 0.26% |
| Qtr Profit Growth | 209.59% | 0.16% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | ARMANFIN | CHOLAFIN |
|---|---|---|
| ROE | 6.42% | 17.18% |
| ROCE | 9.96% | 9.17% |
| Net Margin | 9.29% | 31.68% |
| Operating Margin | 51.48% | 68.73% |
| Debt to Equity | 0.44x | 5.14x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | ARMANFIN | CHOLAFIN |
|---|---|---|
| Promoter Holding | 12.98% | 49.22%▼ 0.03 pp |
| FII Holding | 3.08%▲ 0.47 pp | 24.45%▼ 0.42 pp |
| DII Holding | 4.85%▲ 0.67 pp | 20.62%▲ 0.71 pp |
| Public Holding | 70.07%▼ 1.14 pp | 5.7%▼ 0.26 pp |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: ARMAN FIN SERV and CHOLAMANDALAM IN & FIN CO.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.