BAJFINANCE vs KOTAKBANK: Stock Comparison

Bajaj Finance Ltd vs Kotak Mahindra Bank LtdUpdated 12 August 2026, 4:08 PM ISTNSE & company filings

Bajaj Finance Ltd is the larger company by market capitalisation. Bajaj Finance Ltd shows a higher ROE, a higher dividend yield and faster revenue growth, while Kotak Mahindra Bank Ltd shows a lower P/E. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

BAJFINANCE leads 10; KOTAKBANK leads 2 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

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BAJFINANCEKOTAKBANK

Valuation lens

What price are you paying?

Market CapContext only
BAJFINANCE
₹6.77 L Cr
KOTAKBANK
₹3.9 L Cr
P/E RatioKOTAKBANK has the lower reading
BAJFINANCE
33.17x
KOTAKBANK
19.22x
P/B RatioKOTAKBANK has the lower reading
BAJFINANCE
5.91x
KOTAKBANK
2.15x
EPSBAJFINANCE has the higher reading
BAJFINANCE
₹32.25
KOTAKBANK
₹20.38
Book ValueContext only
BAJFINANCE
₹183.34
KOTAKBANK
₹182.2
Dividend YieldBAJFINANCE has the higher reading
BAJFINANCE
0.49%
KOTAKBANK
0.17%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
BAJFINANCE is the larger company
₹6.77 L Cr vs ₹3.9 L Cr
P/E Ratio
KOTAKBANK has a lower P/E
19.22x vs 33.17x
P/B Ratio
KOTAKBANK has a lower P/B
2.15x vs 5.91x
EPS
BAJFINANCE has higher earnings per share
₹32.25 vs ₹20.38
Dividend Yield
BAJFINANCE has a higher dividend yield
0.49% vs 0.17%
Revenue Growth (TTM YoY)
BAJFINANCE has faster revenue growth
26.8% vs -11%
EPS Growth (TTM YoY)
BAJFINANCE has faster EPS growth
21.4% vs 9.8%
Qtr Sales Growth
BAJFINANCE has stronger quarterly sales growth
18.1% vs 6.29%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricBAJFINANCEKOTAKBANK
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Private Sector Bank

Price

MetricBAJFINANCEKOTAKBANK
Live Price₹1,094.2₹390.5
Day Change0.08%-0.61%
Volume70.55 L1.07 Cr
52-Week High₹1,176.4₹453.2
52-Week Low₹787.9₹345.5
Distance from 52W High-6.99%-13.83%

Valuation

MetricBAJFINANCEKOTAKBANK
Market Cap₹6.77 L Cr₹3.9 L Cr
P/E Ratio33.17x19.22x
P/B Ratio5.91x2.15x
EPS₹32.25₹20.38
Book Value₹183.34₹182.2
Dividend Yield0.49%0.17%

Growth

MetricBAJFINANCEKOTAKBANK
Revenue Growth (TTM YoY)26.8%-11%
EPS Growth (TTM YoY)21.4%9.8%
Qtr Sales Growth18.1%6.29%
Qtr Profit Growth22%4.53%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricBAJFINANCEKOTAKBANK
ROE18.2%11.4%
ROCE10.9%6.98%
Net Margin37.88%26.05%
Operating Margin68.3%21.9%
Debt to Equity3.82x3.65x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricBAJFINANCEKOTAKBANK
Promoter Holding54.67% 0.03 pp25.87%
FII Holding20.21% 1.12 pp25.21% 1.19 pp
DII Holding16.4% 1.22 pp37.71% 1.53 pp
Public Holding8.64% 0.07 pp11.21% 0.34 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: Bajaj Finance Ltd and Kotak Mahindra Bank Ltd.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.