Market openRefreshes 15sData NSENot investment adviceCloses in 5h 54m
Bajaj Finance

Bajaj Finance Share Price Today (BAJFINANCE)

TechnicalsTV Chart
1,001.40
21.20−2.07%
Overall Score40/100
Today's 1,000
₹1,001.40
1,022
52-Week 788
₹1,001.40
1,103
Open1,007.00
Prev Close1,022.60
Bid1,001.35390
Ask1,001.45244

TODAY IN ONE LINE

Closed at ₹1,001.4 (−2.07%); delivery 57.1%. Market opens 9:15 IST. · as of 09:35 IST

With a market cap of ₹6.24 L Cr., it trades at a P/E of 33.48. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume975.9K89%vs 20D avg
Market Cap₹6.24 L Cr.
Promoter Hold.54.7%
Face Value₹1
Fwd P/E19.74
PEG1.04
EV/EBITDA20.89
P/S14.24
ROA3.77%
Beta1.23
Div Payout38.02%
THE STOCK SCORE

How good is this company?

Overall performance across 5 key dimensions.

Overall Score40/100
Updated 13 Jul
Each card tappable → shows formula + inputs
FLAGS

Bajaj Finance flags 

Key strengths and potential risks.

🚩 2 red flags7 green flags

Green Flags

  • Earnings GrowthEPS (TTM) grew by a solid 21.4% YoY
  • Consistent GrowthEPS compounded at 32.1% over 3 years
  • Quarterly OutperformanceLatest quarter Sales up 18.1% and Profit up 22.0%
  • Strong Return on EquityHealthy ROE of 18.2%
  • Healthy Operating MarginsOPM is structurally strong at 68.0%
  • High Promoter HoldingPromoters hold 54.7% skin-in-the-game
  • Steady Dividend YieldReliable 1.16% dividend yield

Red Flags

  • Rising Receivables vs SalesReceivables grew 72.3% outpacing sales growth of 26.8%
  • Promoter Pledging DetectedPledge activity recorded on 2026-05-14
THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

09 JUL 2026
corporate
Certificate under SEBI (Depositories and Participants) Regulations, 2018 - Bajaj Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Parti...
View PDF
08 JUL 2026
corporate
Copy of Newspaper Publication - Bajaj Finance Limited has informed the Exchange about Copy of Newspaper Publication under Regulation...
View PDF
07 APR 2026
insider
Insider P: BFL EMPLOYEE WELFARE... Bought 34,72,439 shares
🔒Prime: full history + alerts on this stock
Valuation

Bajaj Finance Limited valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for Bajaj Finance Limited, framed against the sector median so the premium or discount is obvious at a glance.

Bajaj Finance Limited trades at a P/E of 33.48× and P/B of 5.58×, against the Financial Services sector median P/E of 17.15×.

Key MetricsLive · as of 14 Jul 2026
Valuation

Valuation

Market Cap
₹6.24 L Cr.
P/E Ratio
Neutral
Near threshold of 25
33.48
P/B Ratio
Watch
Above quality threshold of 5
5.58
EPS
₹30.51
Profitability

Profitability

ROE
Good
Better than threshold of 15%
18.2%
ROCE
Neutral
Near threshold of 15%
10.8%
Net Margin
Good
Better than threshold of 10%
37.88%
Op Margin
Good
Better than threshold of 15%
68%
Growth

Growth

EPS YoY
Good
Better than threshold of 15%
21.4%
Revenue YoY
Good
Better than threshold of 10%
26.8%
Qtr Sales
Good
Better than threshold of 10%
18.1%
Qtr Profit
Good
Better than threshold of 10%
22%
Financial Health

Financial Health

Book Value
₹183.37
Div Yield
Neutral
Near threshold of 2%
1.16%
Promoter Holding
Good
Better than threshold of 50%
54.70%
Technicals

Bajaj Finance Limited technical analysis: indicators, pivots and CPR.

Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Bajaj Finance Limited — derived from the live tape, not yesterday's close.

Bajaj Finance Limited last traded at ₹1,001.4 with an intraday range of ₹1,000–₹1,022 — live indicator, pivot and CPR signals below.

Last updated: Invalid Date

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Live: ₹1001.40
LevelPrice (₹)Distance% Δ
R41059.60+58.20+5.81%
R31037.60+36.20+3.61%
R21029.80+28.40+2.84%
R11015.60+14.20+1.42%
PIVOT1007.806.400.64%
CURRENT1001.40
S1993.60-7.80-0.78%
S2985.80-15.60-1.56%
S3971.60-29.80-2.98%
S4949.60-51.80-5.17%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 1004.60P: 1007.80TC: 1011.00
R1
R2
R3
R4
indicator
LTP: 1001.40
PDH: 1028.00
PDL: 1003.70
● Market Sentiment

BAJFINANCE is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Wider, suggesting unlikely for trending moves

● Opening Range

Day's range: 1000.61022

● Price Position

Trading Below opening range, showing Bearishness

Financials

Bajaj Finance Limited financials: P&L, balance sheet, cash flow, ratios.

Twelve years of audited numbers for Bajaj Finance Limited, switchable between annual and quarterly views, consolidated or standalone.

Bajaj Finance Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹6.24 L Cr. and reported EPS of ₹30.51.

Period201820192020202120222023202420252026
Revenue from Operations
13,442
18,485
26,374
26,668
31,632
41,397
54,969
69,684
81,982
Interest Earned
16,349
22,970
23,303
27,270
35,550
48,307
61,164
72,776
+Other Income
24
17
12
15
8
8
13
41
7
Total Income
13,466
18,502
26,386
26,683
31,640
41,406
54,983
69,725
81,990
Net Interest Income (NII)
16,349
22,970
23,303
27,270
35,550
48,307
61,164
72,776
Gross Profit
13,442
18,485
26,374
26,668
31,632
41,397
54,969
69,684
81,982
+Operating Expenses
4,633
3,341
4,310
3,736
5,455
7,753
9,710
11,447
13,109
EBITDA
8,809
15,144
22,064
22,932
26,178
33,644
45,259
58,236
68,873
+Non-Operating Expenses
4,736
6,768
9,768
9,739
10,133
13,045
19,408
25,652
29,410
Profit Before Tax (PBT)
4,096
6,179
7,322
5,992
9,504
15,526
19,302
22,062
25,800
+Tax Expense
1,422
2,184
2,058
1,572
2,476
4,020
4,858
5,300
6,484
Total Profit for Period
2,674
3,995
5,264
4,420
7,028
11,508
14,451
16,779
19,332
Less: Non-controlling Interests
142
315
Net Profit (Owner's PAT)
2,674
3,995
5,264
4,420
7,028
11,508
14,451
16,638
19,017
Earnings Per Share (EPS)
4.63
6.91
8.75
7.33
11.61
19.01
23.35
26.77
30.56
Diluted Shares Outstanding (Nos.)
578
578
602
603
605
605
619
621
622
+Additional Disclosures
9,370
12,322
18,948
20,634
22,171
25,858
35,778
47,755
56,460
Sales Growth %
37.52
42.68
1.12
18.62
30.87
32.78
26.77
17.65
YoY Sales Growth %
37.52
42.68
1.12
18.62
30.87
32.78
26.77
17.65
Employee Cost %
11
10
10
9
11
12
12
11
11
Other Cost %
24
8
7
5
6
7
6
6
5
Tax %
35
35
28
26
26
26
25
24
25
Profit Growth %
49.40
31.76
-16.03
59.02
63.74
25.58
15.13
14.30
Fees & Commission Expense
713
1,056
1,246
1,746
1,891
1,932
2,598
3,658
Ebit
8,707
15,000
21,769
22,606
25,793
33,159
44,576
57,355
67,864
Impairment On Financial Instruments
1,501
3,929
5,969
4,803
3,190
4,631
7,966
9,482
Net Gain Fair Value Changes
298
537
591
328
334
308
539
471
Other Revenue From Operations
87.80
150.70
163.58
893.27
1,131.84
1,037.46
1,970.96
965.03
Revenue Sale Of Services
69
124
158
75
38
50
27
16
all values in ₹ Cr unless suffixed · source: company filings
Segment Analysis

Bajaj Finance segment analysis: revenue and profit mix.

Disclosed business segments at Bajaj Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.

Bajaj Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for Bajaj Finance Limited.

Our AI distills the core fundamental drivers supporting Bajaj Finance Limited, the risks that threaten it, and the exact valuation or growth triggers that should make you re-evaluate.

Bajaj Finance Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Latest quarterly EPS grew 22.0% YoY; TTM EPS grew 21.4% YoY despite market headwinds.

  • Operating margin of 60.65% significantly exceeds NBFC sector median benchmarks substantially.

  • ROE of 18.20% and ROCE of 10.80% demonstrate efficient capital deployment for shareholders.

  • Market capitalization of ₹6.36 LCr establishes dominant industry position and scale advantage.

  • Promoter holding at 54.70% signals strong founder commitment and long-term strategic alignment.

bear case

Key Risks.

  • Operating cash flow persistently negative across all periods; FY26 deficit ₹40,854 Cr.

  • Free cash flow consistently negative; company burning cash despite reported profit growth.

  • Dividend yield of 1.16% provides minimal income return for equity investors seeking yield.

  • Price-to-earnings ratio of 33.18x suggests premium valuation relative to NBFC peer median.

  • Current ratio of 0.24 indicates severe working capital stress and liquidity constraints.

flip conditions

Flip Conditions.

  • Trim if P/E re-rates above 44 (~2.6× the sector multiple of 17.1). The valuation cushion thins from there.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Exit if ROE slips below 13%. The operating engine is no longer compounding capital efficiently.

Shareholding

Bajaj Finance shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in Bajaj Finance — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

AnnualMar 2026

DII15.18%0.71%
Promoters54.70%0.04%
Public8.71%0.06%
FII21.33%0.64%
Others0.07%0.05%

Ownership Distribution

Domestic Institutions
15.18%
Promoters
54.70%
Retail & Public
8.71%
Foreign Institutions
21.33%
Others
0.07%

Category Trends

Foreign Institutions Breakdown
Total Holding: 21.33%
Net Change: -0.64%
Category Total21.33%
Total Holding21.33%
Net Change-0.64%
Not Fully Disclosed

⚠️Partial Disclosure Notice

Individual institutions below total 2.12%, but category aggregate is 21.33%. Some institutions may not be disclosed by the company as per regulatory requirements.

Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
GOVERNMENT OF SINGAPORE - E
2.12%
0.38%
-0.38%
Mar 2026
STEADVIEW CAPITAL MAURITIUS LIMITED
0.00%
0.00%
0.00%
Mar 2026
Smallcap World Fund, Inc
0.00%
0.00%
0.00%
Mar 2026
Government Of Singapore
0.00%
0.00%
0.00%
Mar 2026
Peers

Bajaj Finance Limited peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Bajaj Finance Limited is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
Bajaj Finance Limited
₹6.24 Lakh Cr
Best Profit Growth
Manappuram Finance Limited
311.00 %
Highest Dividend Yield
Mahindra & Mahindra Financial Services Limited
2.26 %

Peer Comparison

Company Name
09 · Chart Patterns

Bajaj Finance Limited chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for Bajaj Finance Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

  1. 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
  2. 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
  3. 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
  4. 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
  5. 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Detection
History
Click a pattern card to draw the pattern shape on the candles — labeled pivots (Head, Shoulders, Bottoms), neckline, breakout point, projection and invalidation. Click again to clear.
0 patterns
Historical accuracy
0 of 0 confirmed patterns reached projection
Avg move when projection reached
measured from break level
Avg sessions to projection
after confirmation
Best pattern on BAJFINANCE
needs ≥3 completions

Pattern history — every completed pattern and its outcome

No completed patterns yet.
View full BAJFINANCE pattern history & scanner →
Delivery Conviction

Bajaj Finance Limited delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for Bajaj Finance Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in Bajaj Finance Limited stood at 57.1% of traded volume, against a 20-day average of 62.6%.

Avg Delivery (20D)62.6%-5.5 ppt latest vs avg
Highest Delivery76.3%on 19 Jun
Avg Volume (20D)92.42 L20-day run-rate
Conviction Trend↓ Weakening-5.5 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

Bajaj Finance announcements: results, concalls, ratings, M&A.

Filings Bajaj Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

Bajaj Finance files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 187 documents below.

  1. 09 Jul 2026Certificate under SEBI (Depositories and Participants) Regulations, 2018View PDF

    Certificate under SEBI (Depositories and Participants) Regulations, 2018

    Bajaj Finance Limited has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018

  2. 08 Jul 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    Bajaj Finance Limited has informed the Exchange about Copy of Newspaper Publication under Regulation 30 of SEBI (Listing Obligations and Disclosure…

  3. 06 Jul 2026Allotment of SecuritiesView PDF

    Allotment of Securities

    Bajaj Finance Limited has informed the Exchange regarding allotment of 530500 securities pursuant to Non Convertible Securities at its meeting held…

  4. 02 Jul 2026General UpdatesView PDF

    General Updates

    Bajaj Finance Limited has informed the Exchange regarding General Updates Information Under Regulation 30 of SEBI Listing Regulations, 2015, read…

  5. 29 Jun 2026Trading WindowView PDF

    Trading Window

    Bajaj Finance Limited has informed the Exchange regarding the Trading Window closure pursuant to SEBI (Prohibition of Insider Trading) Regulations,…

Corporate Actions

Bajaj Finance dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue Bajaj Finance has declared, sequenced by announce and record date.

Bajaj Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

Insider Activity

Bajaj Finance insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in Bajaj Finance as reported to SEBI — buying and selling signals from the people who know the business best.

Bajaj Finance insider activity below tracks 34 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
-Insider28 Jun 2026sell0
-Insider21 Jun 2026sell0
-Insider14 Jun 2026sell0
-Insider08 Jun 2026sell0
-Insider05 Jun 2026sell0
-Insider03 Jun 2026sell0
BFL EMPLOYEE WELFARE TRUSTInsider07 Apr 2026buy+34.72 L₹127.83 Cr.₹368.14
BFL EMPLOYEE WELFARE TRUSTInsider07 Apr 2026buy+34.72 L₹127.83 Cr.₹368.14
BFL EMPLOYEE WELFARE TRUSTInsider07 Apr 2026buy+34.72 L₹127.83 Cr.₹368.14
BFL EMPLOYEE WELFARE TRUSTInsider07 Apr 2026buy+34.72 L₹127.83 Cr.₹368.14
About the Company

About Bajaj Finance Limited: business, sector, key facts.

What Bajaj Finance Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

Bajaj Finance Limited operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: BAJFINANCE, BSE: 500034.

BAJFINANCE
Financial Services

Bajaj Finance Limited

NSE · BAJFINANCE·BSE · 500034·www.aboutbajajfinserv.com/finance-about-us

Bajaj Finance Limited (BFL) is a prominent non-banking financial company (NBFC) in India, operating primarily as a deposit-taking institution. Its core business revolves around providing a wide array of financial products and services to both individuals and businesses. The company holds a significant market share and plays a vital role in India's financial landscape.

A major portion of BFL's business focuses on consumer finance. This segment encompasses a diverse range of offerings, including loans for durable goods (like electronics and furniture), lifestyle products, and digital purchases. They also offer EMI (Equated Monthly Installment) cards, personal loans, two-wheeler and three-wheeler vehicle financing, loans against fixed deposits, home loans, and gold loans. Complementing these are extended warranties, retail EMIs, and co-branded credit cards and wallets in partnerships with various e-commerce platforms.

BFL's activities extend significantly to the corporate sector, particularly serving the Micro, Small, and Medium Enterprises (MSME) market. They provide both secured and unsecured loans to MSMEs, catering to their working capital and term loan needs. Further corporate offerings include loans against property, mutual funds, insurance policies, and shares. Other services in this segment include lease rental discounting, business and professional loans, developer finance, and financing for new and used cars and tractors. In addition, BFL engages in commercial and rural lending.

Beyond lending, Bajaj Finance also participates in the broader financial services market. This includes accepting public and corporate deposits, offering loans against securities, and providing a range of investment services. These investment services encompass demat (dematerialized) services for holding securities electronically, broking services for facilitating the buying and selling of securities, and margin trade financing for leveraged investing. The company further diversifies its revenue streams by distributing life, health, and general insurance products.

company facts
Employees
SectorFinancial Services
HeadquartersPune, India
Market Cap₹6.24 L Cr.
Listed OnNSE
leadership44 on record
Dr. Arindam Bhattacharya
Independent Non-Executive Director
Dr. Gauri Chandratreya
Chief - Corporate Audit Services
Dr. Naushad Forbes
Independent Non-Executive Director
Mr. Ajay Sharda
Senior Executive Vice President - Debt Management Services
Mr. Amit Raghuvanshi
President - Sales Finance, Urban Two Wheeler and Cars
Mr. Amit Raghuvanshi
President of Cars, Two-Wheeler & Sales Finance
Mr. Anami Roy
Independent Non-Executive Director
Mr. Anand Bagri
Executive Vice President - Treasury
Mr. Anand Kumar
President - Microfinance
Mr. Anand Kumar
President of Microfinance
Mr. Anupam Sirbhaiya
Chief Human Resource Officer
Mr. Anup Saha
Deputy Managing Director, Executive Director
§ ∞ · Plainly Answered

Questions investors ask about Bajaj Finance Limited (BAJFINANCE).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of Bajaj Finance Limited (BAJFINANCE)?

The current share price of Bajaj Finance Limited (BAJFINANCE) is ₹1,001.4. Today, the stock has declined by ₹21.20 (2.07%), trading in a range of ₹1,000 to ₹1,022. The stock opened at ₹1,007 with a trading volume of 9,75,870 shares.

02Is Bajaj Finance Limited stock a good investment for long-term?

Bajaj Finance Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹6,23,741.6 crores, P/E ratio of 33.48, ROE of 18.20%, and ROCE of 10.80%. The dividend yield stands at 1.16%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of Bajaj Finance Limited stock?

The 52-week high price of Bajaj Finance Limited (BAJFINANCE) is ₹1,102.5, while the 52-week low is ₹787.9. Currently trading at ₹1,001.4, the stock is 67.9% away from its 52-week low and 9.2% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy Bajaj Finance Limited stock at the current price?

Whether to buy Bajaj Finance Limited stock at ₹1,001.4 depends on multiple factors. The stock is currently trading with a P/E ratio of 33.48 and P/B ratio of 5.58. Today's performance shows a loss of 2.07%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of Bajaj Finance Limited and when is the next dividend?

Bajaj Finance Limited offers a dividend yield of 1.16%, which means for every ₹100 invested at the current price of ₹1,001.4, you can expect to receive approximately ₹1.16 annually as dividends. The face value of the stock is ₹1.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of Bajaj Finance Limited?

Bajaj Finance Limited's key financial metrics include: P/E Ratio: 33.48, P/B Ratio: 5.58, ROE: 18.20%, ROCE: 10.80%, Dividend Yield: 1.16%, EPS: ₹30.51, Book Value: ₹183.37, and Debt-to-Equity: 3.82. The company's market cap stands at ₹6,23,741.6 crores. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is Bajaj Finance Limited stock performing today in the market?

Bajaj Finance Limited stock opened at ₹1,007 and is currently trading at ₹1,001.4, showing a decline of ₹21.20 (2.07%). The intraday high is ₹1,022 and low is ₹1,000. The trading volume stands at 9,75,870 shares, indicating moderate market participation today.

08What is the P/E ratio of Bajaj Finance Limited and what does it indicate?

Bajaj Finance Limited has a Price-to-Earnings (P/E) ratio of 33.48, which means investors are willing to pay ₹33.48 for every ₹1 of earnings. With an EPS of ₹30.51, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about Bajaj Finance Limited (BAJFINANCE) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.