
Twelve years of multiples investors have paid for Bajaj Finance Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Bajaj Finance Ltd trades at a P/E of 34.99×, against the Financials sector median P/E of 17.13×.
Twelve years of audited numbers for Bajaj Finance Ltd, switchable between annual and quarterly views, consolidated or standalone.
Bajaj Finance Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹6,30,866.563 Cr and reported EPS of ₹28.97.
Why someone would buy Bajaj Finance Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Bajaj Finance Ltd's investment case rests on 10 positive markers and 9 flagged concerns drawn from the latest reported filings.
High OPM (68.50%) and robust ROE (19.20%) indicate strong profitability.
Impressive quarterly sales (21.30%) and profit (20.10%) growth.
Healthy 54.7% promoter holding signals strong long-term commitment.
Diversified lending portfolio across retail, SME, and commercial customers.
Strong 5-year EBITDA (24.71%) and revenue (21.26%) CAGRs.
Substantial debt burden with a high debt-to-equity ratio of 3.74.
Significant negative EPS growth over 3Y (-38.59%) and 5Y (-21.34%).
Stock exhibits notable price volatility, 52-week range 645.00 to 1102.00.
Recent negative stock momentum with a 5-day return of -6.27%.
Slight decrease in promoter holding from 55.91% to 54.7%.
Trim if P/E re-rates above 45 (~2.6× the sector multiple of 17.1). The valuation cushion thins from there.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 3.51. Balance sheet risk re-prices growth multiples fast.
Exit if ROE slips below 8%. The operating engine is no longer compounding capital efficiently.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Bajaj Finance Ltd is highlighted for quick read-across.
| Company Name |
|---|
Akme Fintrade (India) Ltd |
Arman Financial Services Ltd |
Avonmore Capital & Management Services Ltd |
Baid Finserv Ltd |
Bajaj Finance LtdCurrent Stock |
Capital Trust Ltd |
Capri Global Capital Ltd |
Cholamandalam Investment & Finance Company Ltd |
CP Capital Limited |
Crest Ventures Ltd |
CSL Finance Ltd |
Dhunseri Investments Ltd |
Fedbank Financial Services Ltd |
Five-Star Business Finance Ltd |
HB Stockholdings Ltd |
IIFL Finance Ltd |
Indostar Capital Finance Ltd |
L&T Finance Ltd |
Manappuram Finance Ltd |
Manba Finance Ltd |
MAS Financial Services Ltd |
Mahindra & Mahindra Financial Services Ltd |
Mufin Green Finance Ltd |
Muthoot Capital Services Ltd |
Muthoot Finance Ltd |
Northern ARC Capital Ltd |
Paisalo Digital Ltd |
PTC India Financial Services Ltd |
Poonawalla Fincorp Ltd |
SBFC Finance Ltd |
SBI Cards & Payment Services Ltd |
Shriram Finance Ltd |
Starteck Finance Ltd |
Sundaram Finance Ltd |
Transwarranty Finance Ltd |
TruCap Finance Ltd |
Ugro Capital Ltd |
Viji Finance Ltd |
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Bajaj Finance Ltd — derived from the live tape, not yesterday's close.
Bajaj Finance Ltd last traded at ₹876.8 with an intraday range of ₹863.5–₹882 — live indicator, pivot and CPR signals below.
Standard pivot — most widely referenced.
| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 921.70 | +44.90 | +5.12% |
| R3 | 903.20 | +26.40 | +3.01% |
| R2 | 892.60 | +15.80 | +1.80% |
| R1 | 884.70 | +7.90 | +0.90% |
| PIVOT | 874.10 | -2.70 | -0.31% |
| CURRENT | 876.80 | — | — |
| S1 | 829.20 | -47.60 | -5.43% |
| S2 | 847.70 | -29.10 | -3.32% |
| S3 | 855.60 | -21.20 | -2.42% |
| S4 | 866.20 | -10.60 | -1.21% |
BAJFINANCE is trading Above CPR, indicating Bullishness
CPR is Average
Day's range: 869.15 ~ 882
Trading Inside opening range
Daily traded volume and delivery percentage for Bajaj Finance Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Bajaj Finance Ltd stood at 53.4% of traded volume, against a 20-day average of 52.9%.
Filings Bajaj Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Promoter, director and designated-employee transactions in Bajaj Finance as reported to SEBI — buying and selling signals from the people who know the business best.
Bajaj Finance insider activity below tracks 11 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| - | Insider | 03 Jun 2026 | sell | −0 | — | — |
| BFL EMPLOYEE WELFARE TRUST | Insider | 07 Apr 2026 | buy | +34.72 L | ₹127.83 Cr | ₹368.14 |
| Maharashtra Scooters Limited | Insider | 27 Mar 2026 | buy | +2.70 L | ₹23.07 Cr | ₹854.30 |
| Maharashtra Scooters Limited | Insider | 25 Mar 2026 | buy | +2.45 L | ₹21.58 Cr | ₹880.76 |
| Bajaj Life Insurance Co. Ltd. | Insider | 05 Mar 2026 | buy | +7.5 K | ₹74.8 Cr | ₹1,00,000.00 |
| Bajaj Allianz General Insurance Co. Ltd. | Insider | 23 May 2025 | buy | +10.0 K | ₹101.06 Cr | ₹1,01,063.04 |
| Amisha Jain | Insider | 24 Mar 2025 | sell | −6.7 K | ₹6.09 Cr | ₹9,090.86 |
| Amisha Jain | Insider | 19 Mar 2025 | sell | −4.0 K | ₹3.54 Cr | ₹8,845.00 |
| RAJEEV JAIN | Insider | 10 Feb 2025 | buy | +2.21 L | ₹40.52 Cr | ₹1,832.15 |
| RAJEEV JAIN | Insider | 10 Feb 2025 | sell | −2.21 L | ₹182.81 Cr | ₹8,266.78 |
Every dividend, stock split and bonus issue Bajaj Finance has declared, sequenced by announce and record date.
Bajaj Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
Disclosed business segments at Bajaj Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.
Bajaj Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
What Bajaj Finance Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Bajaj Finance Ltd operates in the Consumer Finance industry under the Financials sector, listed as NSE: BAJFINANCE, BSE: 500034.

Bajaj Finance Limited (BFL) is a prominent non-banking financial company (NBFC) in India, operating primarily as a deposit-taking institution. Its core business revolves around providing a wide array of financial products and services to both individuals and businesses. The company holds a significant market share and plays a vital role in India's financial landscape.
A major portion of BFL's business focuses on consumer finance. This segment encompasses a diverse range of offerings, including loans for durable goods (like electronics and furniture), lifestyle products, and digital purchases. They also offer EMI (Equated Monthly Installment) cards, personal loans, two-wheeler and three-wheeler vehicle financing, loans against fixed deposits, home loans, and gold loans. Complementing these are extended warranties, retail EMIs, and co-branded credit cards and wallets in partnerships with various e-commerce platforms.
BFL's activities extend significantly to the corporate sector, particularly serving the Micro, Small, and Medium Enterprises (MSME) market. They provide both secured and unsecured loans to MSMEs, catering to their working capital and term loan needs. Further corporate offerings include loans against property, mutual funds, insurance policies, and shares. Other services in this segment include lease rental discounting, business and professional loans, developer finance, and financing for new and used cars and tractors. In addition, BFL engages in commercial and rural lending.
Beyond lending, Bajaj Finance also participates in the broader financial services market. This includes accepting public and corporate deposits, offering loans against securities, and providing a range of investment services. These investment services encompass demat (dematerialized) services for holding securities electronically, broking services for facilitating the buying and selling of securities, and margin trade financing for leveraged investing. The company further diversifies its revenue streams by distributing life, health, and general insurance products.
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
The current share price of Bajaj Finance Ltd (BAJFINANCE) is ₹876.8. Today, the stock has declined by ₹5.20 (0.59%), trading in a range of ₹863.5 to ₹882. The stock opened at ₹882 with a trading volume of 1,47,47,769 shares.
Bajaj Finance Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹6,30,866.56 crores, P/E ratio of 34.99, ROE of 9.36%, and ROCE of 11.40%. The dividend yield stands at 0.55%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of Bajaj Finance Ltd (BAJFINANCE) is ₹9,788, while the 52-week low is ₹787.9. Currently trading at ₹876.8, the stock is 1.0% away from its 52-week low and 91.0% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy Bajaj Finance Ltd stock at ₹876.8 depends on multiple factors. The stock is currently trading with a P/E ratio of 34.99 and P/B ratio of N/A. Today's performance shows a loss of 0.59%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
Bajaj Finance Ltd offers a dividend yield of 0.55%, which means for every ₹100 invested at the current price of ₹876.8, you can expect to receive approximately ₹0.55 annually as dividends. The face value of the stock is ₹1.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
Bajaj Finance Ltd's key financial metrics include: P/E Ratio: 34.99, P/B Ratio: N/A, ROE: 9.36%, ROCE: 11.40%, Dividend Yield: 0.55%, EPS: ₹28.97, Book Value: ₹155.75, Debt-to-Equity: 3.01, and Current Ratio: N/A. The company's market cap stands at ₹6,30,866.56 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
Bajaj Finance Ltd stock opened at ₹882 and is currently trading at ₹876.8, showing a decline of ₹5.20 (0.59%). The intraday high is ₹882 and low is ₹863.5. The trading volume stands at 1,47,47,769 shares, indicating strong market participation today.
Bajaj Finance Ltd has a Price-to-Earnings (P/E) ratio of 34.99, which means investors are willing to pay ₹34.99 for every ₹1 of earnings. With an EPS of ₹28.97, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about Bajaj Finance Ltd (BAJFINANCE) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
Peers, sector trends, screeners and strategy playbooks contextual to this stock.