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MAS FINANCIAL SERV

MAS FINANCIAL SERV Latest Share Price (MASFIN)

₹265.46
6.70−2.46%
Overall Score39/100
Day range263
₹265.46
269
52-week238
₹265.46
359
Above low+11.4%
Below high26.0%
Range position22%
Open268.05
Prev Close272.16
Bid265.44100
Ask265.48100

TODAY IN ONE LINE

MASFIN fell 2.5% on light volume, lagging Nifty's 2.0% move.

With a market cap of ₹4,793.09 Cr., it trades at a P/E of 11.49. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.

Volume83.9K−10%vs 20D avg
Price Band20
Lower Band204
Upper Band305.9
Tick Size0.01
Daily Volatility1.80%
Annualised Vol34.39%
Market Cap₹4,793.09 Cr.
Promoter66.66%
P/B1.49
Face Value₹10
Fwd P/E9.8
PEG0.83
P/S6.21
ROA2.9%
Beta0.78
Div Payout9.53%
THE STOCK SCORE
Overall Score39/100
Updated 07 Sept

How good is this company?

Overall performance across 5 key dimensions.

Each card tappable → shows formula + inputs
FLAGS & NEWS

MAS FINANCIAL SERV flags & news 

Key strengths, potential risks, and recent updates.

✅ 5 green flags🚩 2 red flags

Green Flags

  • ●Earnings GrowthEPS (TTM) grew by a solid 25.1% YoY
  • ●Healthy Operating MarginsOPM is structurally strong at 70.8%
  • ●Reasonable ValuationTrading at a moderate P/E of 15.2x
  • ●High Promoter HoldingPromoters hold 66.7% skin-in-the-game
  • ●Zero Pledge RiskNo recent active promoter pledging found

Red Flags

  • ●High Leverage RiskDebt-to-Equity is elevated at 2.67x
  • ●FII SellingFII holding decreased by 1.01% QoQ

Latest MAS FINANCIAL SERV News

THE CHANGELOG

What changed recently?

Recent events, corporate actions, and announcements.

03 NOV 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - MAS Financial Services Limited has informed the Exchange about Transcript
View PDF
03 NOV 2026
corporate
Analysts/Institutional Investor Meet/Con. Call Updates - MAS Financial Services Limited has informed the Exchange about Transcript
View PDF
🔒Prime: full history + alerts on this stock
Valuation

MAS FINANCIAL SERV valuation: P/E, P/B and sector benchmarks.

Twelve years of multiples investors have paid for MAS FINANCIAL SERV, framed against the sector median so the premium or discount is obvious at a glance.

MAS FINANCIAL SERV trades at a P/E of 11.49× and P/B of 1.49×.

Key MetricsMarket + reported · 06 Nov 2026Consolidated

Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.

Valuation

Valuation

Market Cap
₹4,793.09 Cr.
P/E Ratio
11.49
P/B Ratio
1.49
EPS
₹6.24
Profitability

Profitability

ROE
12.38%
ROCE
9.62%
Net Margin
20.98%
Op Margin
70.75%
Growth

Growth

EPS YoY
25.1%
Revenue YoY
-4.6%
Qtr Sales
4.8%
Qtr Profit
4.51%
Financial Health

Financial Health

Book Value
₹167.34
Div Yield
0.76%
Promoter Holding
66.66%
Technicals

MAS FINANCIAL SERV technical analysis: indicators, pivots and CPR.

Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for MAS FINANCIAL SERV — derived from the latest tape, not yesterday's close.

MAS FINANCIAL SERV last traded at ₹265.46 with an intraday range of ₹263.25–₹269.38 — latest indicator, pivot and CPR signals below.

Last updated: 9 November 2026, 4:08 pm IST

Pivot points

Standard pivot — most widely referenced.

Pivot levels · Classic

Last: ₹265.46
LevelPrice (₹)Distance% Δ
R4281.07+15.61+5.88%
R3274.94+9.48+3.57%
R2272.16+6.70+2.52%
R1268.81+3.35+1.26%
PIVOT266.030.570.21%
CURRENT265.46——
S1262.68-2.78-1.05%
S2259.90-5.56-2.09%
S3256.55-8.91-3.36%
S4250.42-15.04-5.67%
CPR Levels
Support
Resistance
S4
S3
S2
S1
| CPR |
BC: 265.74P: 266.03TC: 266.31
R1
R2
R3
R4
indicator
LTP: 265.46
PDH: 276.21
PDL: 256.22
● Market Sentiment

MASFIN is trading Below CPR, indicating Bearishness

● CPR Width

CPR is Average

● Opening Range

Day's range: ₹265.65–₹268.06

● Price Position

Trading Inside opening range

Financials

MAS FINANCIAL SERV financials: P&L, balance sheet, cash flow, ratios.

Reported annual and quarterly results for MAS FINANCIAL SERV — consolidated or standalone — with margins, YoY growth and key ratios inline.

MAS FINANCIAL SERV reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹4,793.09 Cr. and reported EPS of ₹6.24.

iTap any row for a plain-English meaning▲▼Change vs a year ago — green means the move is healthy for that line, red means it isn’tDerivedCalculated by us, not reported directly
Mobile view
Latest vs previous year
MetricMar 2026Apr 2026
Interest Earned1,649
1,649
▲ 0.0%
7
7
▲ 0.0%
Total Income2,002
2,002
▲ 0.0%
Net Interest Income (NII)Derived1,649
1,649
▲ 0.0%
Profit Before Tax (PBT)505
505
▲ 0.0%
129
129
▲ 0.0%
Effective Tax %Derived25.58%
25.58%
Total Profit for Period376
376
▲ 0.0%
Less: Non-controlling Interests5
5
▲ 0.0%
Net Profit (Owner's PAT)Derived371
371
▲ 0.0%
PAT Growth YoY %Derived19.60%
19.60%
Earnings Per Share (EPS ₹)20.46
20.46
▲ 0.0%
Diluted Shares Outstanding (Cr)18
18
▲ 0.0%
Other Comprehensive Income (Net of Tax)-4
-4
▲ 0.0%
Fees & Commission Expense126
126
▲ 0.0%
Impairment On Financial Instruments180
180
▲ 0.0%
Net Gain Fair Value Changes2
2
▲ 0.0%
Other Revenue From Operations233
233
▲ 0.0%
Sales CAGR · 3Y
+7.7%
Sales CAGR · 5Y
+9.3%
PAT CAGR · 3Y
+6.1%
PAT CAGR · 5Y
+8.1%
all values in ₹ Cr unless marked % / x / ₹ · fiscal-period end shown · reported figures via Stockezee financials API · annual results may be audited; quarterly results may be unaudited or limited-review
Segment Analysis

MAS FINANCIAL SERV segment analysis : revenue and profit mix.

Disclosed business segments at MAS FINANCIAL SERV with their share of revenue and profit, switchable between consolidated and standalone reporting.

MAS FINANCIAL SERV discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.

Segment-wise Financial Analysis

Thesis

The Bull, Bear, and Flip case for MAS FINANCIAL SERV.

Our AI distills the core fundamental drivers supporting MAS FINANCIAL SERV, the risks that threaten it, and the quantitative conditions that could weaken the thesis.

MAS FINANCIAL SERV's investment case rests on 9 positive markers and 10 flagged concerns drawn from the latest reported filings.

bull case

What you're getting.

  • Latest quarterly EPS grew 25.0% YoY, signaling strong earnings momentum.

  • P/E ratio 15.15 indicates undervaluation relative to sector peers.

  • Promoter holding 66.65% ensures aligned long-term strategic interests.

  • ROE 12.38% and ROCE 9.62% reflect efficient capital deployment.

  • NBFC sector growth in India offers significant loan book expansion potential.

bear case

Key Risks.

  • Operating cash flow persistently negative at ₹10,023.8 Cr, signals liquidity concerns.

  • Cash per share ₹-98.47 indicates insufficient liquidity cushion for obligations.

  • TTM revenue declined 4.6%, showing top-line weakness amid competition.

  • Total debt ₹99,100.9 Cr creates significant leverage burden on balance sheet.

  • Dividend yield 0.68% may deter income-focused investors seeking returns.

flip conditions

Flip Conditions.

  • Valuation risk. a P/E above 15 would leave less room for earnings disappointment.

  • Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.

  • Watch for asset quality deterioration if Gross NPA trends upward.

  • Return-quality risk. ROE below 8% would indicate weaker capital compounding.

Shareholding

MAS FINANCIAL SERV shareholding pattern: promoters, FII, DII and public.

Quarter-on-quarter ownership shifts in MAS FINANCIAL SERV — who is buying, who is exiting, and which institutions hold the largest positions.

Shareholding Pattern

Annual • Sep 2026

Promoters66.66%
DII19.99%↑0.30%
Public10.68%↑0.71%
FII2.67%↓1.01%

Ownership Distribution

Promoters
66.66%
Domestic Institutions
19.99%
Retail & Public
10.68%
Foreign Institutions
2.67%

Category Trends

Foreign Institutions Breakdown
Total Holding: 2.67%
Net Change: -1.01%
Detailed Institutions2 institutions
Total Holding1.77%
Net Change+0.05%
Institution Name
Trend (Last 6)
Holding %
QoQ Change
YoY ChangePeriod
Bavaria Industries Group Ag
1.77%
0.05%
+0.05%
Sep 2026
TIMF HOLDINGS
0.00%
0.00%
0.00%
Sep 2026
Peers

MAS FINANCIAL SERV peer comparison — same-sector benchmarks.

Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — MAS FINANCIAL SERV is highlighted for quick read-across.

Quick Compare

Largest by Market Cap
BAJAJ FINANCE
₹6.76 Lakh Cr
Best Profit Growth
MUTHOOT CAP SERV
51.38 %
Highest Dividend Yield
CSL FINANCE
4.44 %
09 · Chart Patterns

MAS FINANCIAL SERV chart patterns: breakouts, tops and bottoms.

Auto-detected classical chart patterns for MAS FINANCIAL SERV — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.

Delivery Conviction

MAS FINANCIAL SERV delivery volume — last 20 sessions of conviction.

Daily traded volume and delivery percentage for MAS FINANCIAL SERV over 20 sessions — the gap between intraday flipping and genuine accumulation.

Latest session delivery in MAS FINANCIAL SERV stood at 52.1% of traded volume, against a 20-day average of 52.1%.

Avg Delivery (20D)52.1%-0.0 ppt latest vs avg
Highest Delivery68%on 03 Nov
Avg Volume (20D)93.1 K20-day run-rate
Conviction Trend↓ Weakening-0.0 ppt latest read
Volume & Delivery · last 20 sessions
Exchange Filings & Investor Updates

MAS FINANCIAL SERV announcements: results, concalls, ratings, M&A.

Filings MAS FINANCIAL SERV sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.

MAS FINANCIAL SERV files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 184 documents below.

  1. 03 Nov 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    MAS Financial Services Limited has informed the Exchange about Transcript

  2. 29 Oct 2026Analysts/Institutional Investor Meet/Con. Call UpdatesView PDF

    Analysts/Institutional Investor Meet/Con. Call Updates

    MAS Financial Services Limited has informed the Exchange about Link of Recording

  3. 29 Oct 2026Copy of Newspaper PublicationView PDF

    Copy of Newspaper Publication

    MAS Financial Services Limited has informed the Exchange about Copy of Newspaper Publication of unaudited financial results for the quarter and half…

  4. 28 Oct 2026Investor PresentationView PDF

    Investor Presentation

    MAS Financial Services Limited has informed the Exchange about Investor Presentation

  5. 28 Oct 2026Press ReleaseView PDF

    Press Release

    MAS Financial Services Limited has informed the Exchange regarding a press release dated October 28, 2026, titled "Press Release ".

Corporate Actions

MAS FINANCIAL SERV dividend history, splits and bonus issues.

Every dividend, stock split and bonus issue MAS FINANCIAL SERV has declared, sequenced by announce and record date.

MAS FINANCIAL SERV corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.

Insider Activity

MAS FINANCIAL SERV insider trading: promoter and management activity.

Promoter, director and designated-employee transactions in MAS FINANCIAL SERV as reported to SEBI — buying and selling signals from the people who know the business best.

MAS FINANCIAL SERV insider activity below tracks 8 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).

InsiderCategoryTxn DateActionQuantityValue (₹)Price
Kamlesh Chimanlal GandhiInsider19 Mar 2026buy+9.0 K₹26.56 L₹293.60
Kamlesh Chimanlal GandhiInsider19 Mar 2026buy+9.0 K₹26.56 L₹293.60
Kamlesh Chimanlal GandhiInsider19 Mar 2026buy+9.0 K₹26.56 L₹293.60
Kamlesh Chimanlal GandhiInsider19 Mar 2026buy+9.0 K₹26.56 L₹293.60
Kamlesh Chimanlal GandhiInsider09 Mar 2026buy+15.0 K₹44.76 L₹298.38
Kamlesh Chimanlal GandhiInsider09 Mar 2026buy+15.0 K₹44.76 L₹298.38
Kamlesh Chimanlal GandhiInsider09 Mar 2026buy+15.0 K₹44.76 L₹298.38
Kamlesh Chimanlal GandhiInsider04 Mar 2026buy+20.0 K₹61.38 L₹306.90
About the Company

About MAS FINANCIAL SERV: business, sector, key facts.

What MAS FINANCIAL SERV does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.

MAS FINANCIAL SERV operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: MASFIN, BSE: 540749.

MASFIN
Financial Services

MAS FINANCIAL SERV

NSE · MASFIN·BSE · 540749·www.mas.co.in

MAS Financial Services Limited (MASFIN) is a non-banking finance company (NBFC) operating in India, specializing in retail financing. Their core business revolves around providing a diverse range of loan products to individuals and businesses across various sectors. This makes them a significant player in the Indian financial landscape, catering to a broad spectrum of the market's borrowing needs.

The company's loan portfolio is notably diversified. They offer micro-enterprise loans, targeting smaller businesses and entrepreneurs, and small and medium enterprise (SME) loans, supporting the growth of larger businesses. In the individual consumer lending space, MASFIN provides financing options for two-wheelers, commercial vehicles, and used cars. Beyond these, they also extend their services to salaried individuals seeking personal loans, as well as offering financing for tractors and housing.

MASFIN's reach is facilitated by a robust distribution network, relying heavily on partnerships. They collaborate with a network of partner micro-finance institutions (MFIs), other NBFCs, housing finance companies, and franchisees to expand their reach across the country. This multi-faceted approach allows them to access geographically dispersed customer segments and cater to diverse borrowing requirements more effectively.

Established in 1995 and headquartered in Ahmedabad, India, MASFIN's long history in the Indian finance sector speaks to their enduring presence and sustained success. Their ability to adapt to market dynamics, cater to diverse borrowing needs, and utilize strategic partnerships to expand their network contributes to their position as a significant player in the Indian retail finance market.

company facts
Employees—
SectorFinancial Services
HeadquartersAhmedabad, India
Market Cap₹4,793.09 Cr.
Listed OnNSE
leadership28 on record
Dr. Barnali Chaklader
Non-Executive Woman Independent Director
Dr. Kamlesh Gandhi
Executive Chairman of the Board, Managing Director
Mr. Ankit Jain
Chief Financial Officer
Mr. Ankit T. Jain
Chief Financial Officer
Mr. Bhavesh D. Patel
Head of Accounts
Mr. Darshil R. Thakkar
Head of Credit
Mr. Dhvanil Gandhi
Whole-Time Director
Mr. Dhvanil Kamlesh Gandhi
Executive Director
Mr. Dhvanil Kamlesh Gandhi
Executive Whole-Time Director
Mr. Gaurang Arvindbhai Kasudia
Head of EDP
Mr. Hitesh Ganatra
Head of Human Resource Development
Mr. Kamlesh Chimanlal Gandhi
Founder, Chairman & MD
§ ∞ · Plainly Answered

Questions investors ask about MAS FINANCIAL SERV (MASFIN).

Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.

01What is the current share price of MAS FINANCIAL SERV (MASFIN)?

The current share price of MAS FINANCIAL SERV (MASFIN) is ₹265.46. Today, the stock has declined by ₹6.70 (2.46%), trading in a range of ₹263.25 to ₹269.38. The stock opened at ₹268.05 with a trading volume of 83,908 shares.

02Is MAS FINANCIAL SERV stock a good investment for long-term?

MAS FINANCIAL SERV can be considered for long-term investment based on several factors. The company has a market capitalization of ₹4,793.09 Cr., P/E ratio of 11.49, ROE of 12.38%, and ROCE of 9.62%. The dividend yield stands at 0.76%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.

03What is the 52-week high and low price of MAS FINANCIAL SERV stock?

The 52-week high price of MAS FINANCIAL SERV (MASFIN) is ₹358.85, while the 52-week low is ₹238.40. Currently trading at ₹265.46, the stock is 11.35% above its 52-week low and 26.02% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.

04Should I buy MAS FINANCIAL SERV stock at the current price?

Whether to buy MAS FINANCIAL SERV stock at ₹265.46 depends on multiple factors. The stock is currently trading with a P/E ratio of 11.49 and P/B ratio of 1.49. Today's performance shows a loss of 2.46%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.

05What is the dividend yield of MAS FINANCIAL SERV and when is the next dividend?

MAS FINANCIAL SERV offers a dividend yield of 0.76%, which means for every ₹100 invested at the current price of ₹265.46, you can expect to receive approximately ₹0.76 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.

06What are the key financial ratios and metrics of MAS FINANCIAL SERV?

MAS FINANCIAL SERV's key financial metrics include: P/E Ratio: 11.49, P/B Ratio: 1.49, ROE: 12.38%, ROCE: 9.62%, Dividend Yield: 0.76%, EPS: ₹6.24, Book Value: ₹167.34, and Debt-to-Equity: 2.67. The company's market cap stands at ₹4,793.09 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.

07How is MAS FINANCIAL SERV stock performing today in the market?

MAS FINANCIAL SERV stock opened at ₹268.05 and is currently trading at ₹265.46, showing a decline of ₹6.70 (2.46%). The intraday high is ₹269.38 and low is ₹263.25. The trading volume stands at 83,908 shares, indicating moderate market participation today.

08What is the P/E ratio of MAS FINANCIAL SERV and what does it indicate?

MAS FINANCIAL SERV has a Price-to-Earnings (P/E) ratio of 11.49, which means investors are willing to pay 11.49 for every ₹1 of earnings. With an EPS of ₹6.24, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.

Disclaimer

The data, ratios and commentary about MAS FINANCIAL SERV (MASFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.