MAS FINANCIAL SERV Latest Share Price (MASFIN)
TODAY IN ONE LINE
MASFIN edged up 0.7% on above-average volume (3.0x avg), in line with Nifty's 0.3% move.
With a market cap of ₹5,260.33 Cr., it trades at a P/E of 13.35. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
MAS FINANCIAL SERV flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 25.1% YoY
- ●Healthy Operating MarginsOPM is structurally strong at 70.8%
- ●Reasonable ValuationTrading at a moderate P/E of 15.2x
- ●High Promoter HoldingPromoters hold 66.7% skin-in-the-game
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Sales ContractionQuarterly sales dropped 5.5% YoY
- ●High Leverage RiskDebt-to-Equity is elevated at 2.67x
Latest MAS FINANCIAL SERV News
What changed recently?
Recent events, corporate actions, and announcements.
MAS FINANCIAL SERV valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for MAS FINANCIAL SERV, framed against the sector median so the premium or discount is obvious at a glance.
MAS FINANCIAL SERV trades at a P/E of 13.35× and P/B of 1.77×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
MAS FINANCIAL SERV technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for MAS FINANCIAL SERV — derived from the latest tape, not yesterday's close.
MAS FINANCIAL SERV last traded at ₹288.95 with an intraday range of ₹281–₹290.1 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹288.95| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 310.57 | +21.62 | +7.48% |
| R3 | 301.47 | +12.52 | +4.33% |
| R2 | 295.78 | +6.83 | +2.36% |
| R1 | 292.37 | +3.42 | +1.18% |
| PIVOT | 286.68 | -2.27 | -0.78% |
| CURRENT | 288.95 | — | — |
| S1 | 283.27 | -5.68 | -1.97% |
| S2 | 277.58 | -11.37 | -3.93% |
| S3 | 274.17 | -14.78 | -5.12% |
| S4 | 265.07 | -23.88 | -8.27% |
MASFIN is trading Above CPR, indicating Bullishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: ₹281.1–₹287.4
Trading Inside opening range
MAS FINANCIAL SERV financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for MAS FINANCIAL SERV — consolidated or standalone — with margins, YoY growth and key ratios inline.
MAS FINANCIAL SERV reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹5,260.33 Cr. and reported EPS of ₹5.76.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 1,359 | 1,649 ▲ 21.3% |
| 4 | 7 ▲ 63.6% | |
| Total Income | 1,600 | 2,002 ▲ 25.1% |
| Net Interest Income (NII)Derived | 1,359 | 1,649 ▲ 21.3% |
| Profit Before Tax (PBT) | 421 | 505 ▲ 19.9% |
| 107 | 129 ▲ 20.7% | |
| Effective Tax %Derived | 25.42% | 25.58% |
| Total Profit for Period | 314 | 376 ▲ 19.7% |
| Less: Non-controlling Interests | 4 | 5 ▲ 28.1% |
| Net Profit (Owner's PAT)Derived | 310 | 371 ▲ 19.6% |
| PAT Growth YoY %Derived | 23.63% | 19.60% |
| Earnings Per Share (EPS ₹) | 17.11 | 20.46 ▲ 19.6% |
| Diluted Shares Outstanding (Cr) | 18 | 18 ▲ 0.0% |
| Other Comprehensive Income (Net of Tax) | 15 | -4 ▼ 129.2% |
| Fees & Commission Expense | 68 | 126 ▲ 86.7% |
| Impairment On Financial Instruments | 128 | 180 ▲ 40.0% |
| Net Gain Fair Value Changes | 4 | 2 ▼ 50.7% |
| Other Revenue From Operations | 149 | 233 ▲ 56.3% |
| Period | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | — | 495 | 597 ▲ 20.5% | 517 ▼ 13.3% | 602 ▲ 16.3% | 843 ▲ 40.2% | 1,077 ▲ 27.7% | 1,359 ▲ 26.2% | 1,649 ▲ 21.3% | |
2 | 0 ▼ 93.8% | 0 ▲ 199.0% | 1 ▲ 103.8% | 1 ▲ 27.6% | 2 ▲ 160.2% | 7 ▲ 168.3% | 4 ▼ 35.9% | 7 ▲ 63.6% | ||
| Total Income | 455 | 605 ▲ 32.9% | 722 ▲ 19.5% | 628 ▼ 13.1% | 691 ▲ 10.1% | 990 ▲ 43.3% | 1,286 ▲ 29.8% | 1,600 ▲ 24.5% | 2,002 ▲ 25.1% | |
| Net Interest Income (NII)Derived | — | 495 | 597 ▲ 20.5% | 517 ▼ 13.3% | 602 ▲ 16.3% | 843 ▲ 40.2% | 1,077 ▲ 27.7% | 1,359 ▲ 26.2% | 1,649 ▲ 21.3% | |
| Profit Before Tax (PBT) | 161 | 238 ▲ 47.4% | 239 ▲ 0.2% | 196 ▼ 17.9% | 216 ▲ 10.5% | 272 ▲ 25.5% | 340 ▲ 25.0% | 421 ▲ 23.9% | 505 ▲ 19.9% | |
56 | 83 ▲ 50.0% | 57 ▼ 31.2% | 50 ▼ 12.0% | 55 ▲ 9.7% | 66 ▲ 19.0% | 86 ▲ 30.1% | 107 ▲ 24.9% | 129 ▲ 20.7% | ||
| Effective Tax %Derived | 34.45% | 35.04% | 24.03% | 25.74% | 25.56% | 24.23% | 25.22% | 25.42% | 25.58% | |
| Total Profit for Period | 106 | 155 ▲ 46.1% | 181 ▲ 17.2% | 146 ▼ 19.7% | 161 ▲ 10.7% | 206 ▲ 27.7% | 254 ▲ 23.4% | 314 ▲ 23.6% | 376 ▲ 19.7% | |
| Less: Non-controlling Interests | 1 | 1 ▲ 6.0% | 1 ▲ 21.9% | 1 ▼ 10.7% | 2 ▲ 58.2% | 3 ▲ 39.0% | 3 ▲ 15.6% | 4 ▲ 21.6% | 5 ▲ 28.1% | |
| Net Profit (Owner's PAT)Derived | 105 | 154 ▲ 46.5% | 180 ▲ 17.2% | 144 ▼ 19.8% | 159 ▲ 10.4% | 203 ▲ 27.6% | 251 ▲ 23.5% | 310 ▲ 23.6% | 371 ▲ 19.6% | |
| PAT Growth YoY %Derived | — | 46.49% | 17.21% | -19.78% | 10.35% | 27.59% | 23.51% | 23.63% | 19.60% | |
| Earnings Per Share (EPS ₹) | 6.39 | 9.36 ▲ 46.5% | 10.97 ▲ 17.2% | 8.80 ▼ 19.8% | 9.71 ▲ 10.3% | 12.39 ▲ 27.6% | 15.31 ▲ 23.6% | 17.11 ▲ 11.8% | 20.46 ▲ 19.6% | |
| Diluted Shares Outstanding (Cr) | 16 | 16 ▲ 0.0% | 16 ▲ 0.0% | 16 ▲ 0.0% | 16 ▲ 0.0% | 16 ▲ 0.0% | 16 ▲ 0.0% | 18 ▲ 10.7% | 18 ▲ 0.0% | |
| Other Comprehensive Income (Net of Tax) | — | -7 | 5 ▲ 172.2% | 8 ▲ 64.1% | -8 ▼ 200.2% | -18 ▼ 137.1% | 14 ▲ 175.5% | 15 ▲ 9.1% | -4 ▼ 129.2% | |
| Fees & Commission Expense | — | 4 | 6 ▲ 48.9% | 6 ▲ 3.7% | 23 ▲ 269.9% | 57 ▲ 147.9% | 49 ▼ 14.7% | 68 ▲ 38.3% | 126 ▲ 86.7% | |
| Impairment On Financial Instruments | — | 55 | 89 ▲ 60.4% | 78 ▼ 12.5% | 35 ▼ 54.7% | 53 ▲ 51.3% | 91 ▲ 69.8% | 128 ▲ 41.7% | 180 ▲ 40.0% | |
| Net Gain Fair Value Changes | — | — | — | 0 | 5 ▲ 1480.4% | 22 ▲ 369.6% | 13 ▼ 40.2% | 4 ▼ 73.1% | 2 ▼ 50.7% | |
| Other Revenue From Operations | — | 94 | 109 ▲ 16.1% | 81 ▼ 25.7% | 66 ▼ 19.2% | 71 ▲ 8.9% | 122 ▲ 71.1% | 149 ▲ 22.1% | 233 ▲ 56.3% |
MAS FINANCIAL SERV segment analysis : revenue and profit mix.
Disclosed business segments at MAS FINANCIAL SERV with their share of revenue and profit, switchable between consolidated and standalone reporting.
MAS FINANCIAL SERV discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for MAS FINANCIAL SERV.
Our AI distills the core fundamental drivers supporting MAS FINANCIAL SERV, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
MAS FINANCIAL SERV's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Latest quarterly EPS grew 25.0% YoY, signaling strong earnings momentum.
Operating margin 25.42% demonstrates exceptional cost control and profitability.
P/E ratio 15.15 indicates undervaluation relative to sector peers.
Promoter holding 66.65% ensures aligned long-term strategic interests.
ROE 12.38% and ROCE 9.62% reflect efficient capital deployment.
Key Risks.
Operating cash flow persistently negative at ₹10,023.8 Cr, signals liquidity concerns.
Cash per share ₹-98.47 indicates insufficient liquidity cushion for obligations.
TTM revenue declined 4.6%, showing top-line weakness amid competition.
Total debt ₹99,100.9 Cr creates significant leverage burden on balance sheet.
Dividend yield 0.68% may deter income-focused investors seeking returns.
Flip Conditions.
Valuation risk. a P/E above 17 would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 8% would indicate weaker capital compounding.
MAS FINANCIAL SERV peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — MAS FINANCIAL SERV is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
MAS FINANCIAL SERV chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for MAS FINANCIAL SERV — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
MAS FINANCIAL SERV delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for MAS FINANCIAL SERV over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in MAS FINANCIAL SERV stood at 65.9% of traded volume, against a 20-day average of 67.2%.
MAS FINANCIAL SERV announcements: results, concalls, ratings, M&A.
Filings MAS FINANCIAL SERV sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
MAS FINANCIAL SERV files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 172 documents below.
General Updates
MAS Financial Services Limited has informed the Exchange about intimation of ESG Rating
Analysts/Institutional Investor Meet/Con. Call Updates
MAS Financial Services Limited has informed the Exchange about Schedule of meet
General Updates
MAS Financial Services Limited has informed the Exchange about Intimation regarding redemption of Optionally Convertible Preference Shares ( OCPS )…
General Updates
MAS Financial Services Limited has informed the Exchange about Intimation of ESG Rating
General Updates
MAS Financial Services Limited has informed the Exchange about Intimation of ESG Rating
Investor decks & rating reports.
MAS FINANCIAL SERV dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue MAS FINANCIAL SERV has declared, sequenced by announce and record date.
MAS FINANCIAL SERV corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
MAS FINANCIAL SERV insider trading: promoter and management activity.
Promoter, director and designated-employee transactions in MAS FINANCIAL SERV as reported to SEBI — buying and selling signals from the people who know the business best.
MAS FINANCIAL SERV insider activity below tracks 8 reported promoter, director and designated-employee transactions under SEBI Regulation 7(2).
| Insider | Category | Txn Date | Action | Quantity | Value (₹) | Price |
|---|---|---|---|---|---|---|
| Kamlesh Chimanlal Gandhi | Insider | 19 Mar 2026 | buy | +9.0 K | ₹26.56 L | ₹293.60 |
| Kamlesh Chimanlal Gandhi | Insider | 19 Mar 2026 | buy | +9.0 K | ₹26.56 L | ₹293.60 |
| Kamlesh Chimanlal Gandhi | Insider | 19 Mar 2026 | buy | +9.0 K | ₹26.56 L | ₹293.60 |
| Kamlesh Chimanlal Gandhi | Insider | 19 Mar 2026 | buy | +9.0 K | ₹26.56 L | ₹293.60 |
| Kamlesh Chimanlal Gandhi | Insider | 09 Mar 2026 | buy | +15.0 K | ₹44.76 L | ₹298.38 |
| Kamlesh Chimanlal Gandhi | Insider | 09 Mar 2026 | buy | +15.0 K | ₹44.76 L | ₹298.38 |
| Kamlesh Chimanlal Gandhi | Insider | 09 Mar 2026 | buy | +15.0 K | ₹44.76 L | ₹298.38 |
| Kamlesh Chimanlal Gandhi | Insider | 04 Mar 2026 | buy | +20.0 K | ₹61.38 L | ₹306.90 |
About MAS FINANCIAL SERV: business, sector, key facts.
What MAS FINANCIAL SERV does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
MAS FINANCIAL SERV operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: MASFIN, BSE: 540749.
MAS Financial Services Limited (MASFIN) is a non-banking finance company (NBFC) operating in India, specializing in retail financing. Their core business revolves around providing a diverse range of loan products to individuals and businesses across various sectors. This makes them a significant player in the Indian financial landscape, catering to a broad spectrum of the market's borrowing needs.
The company's loan portfolio is notably diversified. They offer micro-enterprise loans, targeting smaller businesses and entrepreneurs, and small and medium enterprise (SME) loans, supporting the growth of larger businesses. In the individual consumer lending space, MASFIN provides financing options for two-wheelers, commercial vehicles, and used cars. Beyond these, they also extend their services to salaried individuals seeking personal loans, as well as offering financing for tractors and housing.
MASFIN's reach is facilitated by a robust distribution network, relying heavily on partnerships. They collaborate with a network of partner micro-finance institutions (MFIs), other NBFCs, housing finance companies, and franchisees to expand their reach across the country. This multi-faceted approach allows them to access geographically dispersed customer segments and cater to diverse borrowing requirements more effectively.
Established in 1995 and headquartered in Ahmedabad, India, MASFIN's long history in the Indian finance sector speaks to their enduring presence and sustained success. Their ability to adapt to market dynamics, cater to diverse borrowing needs, and utilize strategic partnerships to expand their network contributes to their position as a significant player in the Indian retail finance market.
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Questions investors ask about MAS FINANCIAL SERV (MASFIN).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of MAS FINANCIAL SERV (MASFIN)?
The current share price of MAS FINANCIAL SERV (MASFIN) is ₹288.95. Today, the stock has gained by ₹2.05 (0.71%), trading in a range of ₹281.00 to ₹290.10. The stock opened at ₹287.40 with a trading volume of 3,60,227 shares.
02Is MAS FINANCIAL SERV stock a good investment for long-term?
MAS FINANCIAL SERV can be considered for long-term investment based on several factors. The company has a market capitalization of ₹5,260.33 Cr., P/E ratio of 13.35, ROE of 12.38%, and ROCE of 9.7%. The dividend yield stands at 0.69%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of MAS FINANCIAL SERV stock?
The 52-week high price of MAS FINANCIAL SERV (MASFIN) is ₹358.85, while the 52-week low is ₹277.35. Currently trading at ₹288.95, the stock is 4.18% above its 52-week low and 19.48% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy MAS FINANCIAL SERV stock at the current price?
Whether to buy MAS FINANCIAL SERV stock at ₹288.95 depends on multiple factors. The stock is currently trading with a P/E ratio of 13.35 and P/B ratio of 1.77. Today's performance shows a gain of 0.71%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of MAS FINANCIAL SERV and when is the next dividend?
MAS FINANCIAL SERV offers a dividend yield of 0.69%, which means for every ₹100 invested at the current price of ₹288.95, you can expect to receive approximately ₹0.69 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of MAS FINANCIAL SERV?
MAS FINANCIAL SERV's key financial metrics include: P/E Ratio: 13.35, P/B Ratio: 1.77, ROE: 12.38%, ROCE: 9.7%, Dividend Yield: 0.69%, EPS: ₹5.76, Book Value: ₹167.34, and Debt-to-Equity: 2.67. The company's market cap stands at ₹5,260.33 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is MAS FINANCIAL SERV stock performing today in the market?
MAS FINANCIAL SERV stock opened at ₹287.40 and is currently trading at ₹288.95, showing a gain of ₹2.05 (0.71%). The intraday high is ₹290.10 and low is ₹281.00. The trading volume stands at 3,60,227 shares, indicating moderate market participation today.
08What is the P/E ratio of MAS FINANCIAL SERV and what does it indicate?
MAS FINANCIAL SERV has a Price-to-Earnings (P/E) ratio of 13.35, which means investors are willing to pay 13.35 for every ₹1 of earnings. With an EPS of ₹5.76, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about MAS FINANCIAL SERV (MASFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.