SBI CARDS & PAY SER Latest Share Price (SBICARD)
TODAY IN ONE LINE
SBICARD fell 1.7% on above-average volume (1.8x avg), lagging Nifty's -0.3% move.
With a market cap of ₹62,430.67 Cr., it trades at a P/E of 27.44. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
SBI CARDS & PAY SER flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 13.9% YoY
- ●Healthy Operating MarginsOPM is structurally strong at 30.1%
- ●High Promoter HoldingPromoters hold 68.9% skin-in-the-game
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Sales ContractionQuarterly sales dropped 74.7% YoY
- ●High Leverage RiskDebt-to-Equity is elevated at 2.39x
Latest SBI CARDS & PAY SER News
What changed recently?
Recent events, corporate actions, and announcements.
SBI CARDS & PAY SER valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for SBI CARDS & PAY SER, framed against the sector median so the premium or discount is obvious at a glance.
SBI CARDS & PAY SER trades at a P/E of 27.44× and P/B of 3.97×, against the Financial Services sector median P/E of 15.65×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
SBI CARDS & PAY SER technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for SBI CARDS & PAY SER — derived from the latest tape, not yesterday's close.
SBI CARDS & PAY SER last traded at ₹655.2 with an intraday range of ₹650.05–₹665.15 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹655.20| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 693.75 | +38.55 | +5.88% |
| R3 | 678.65 | +23.45 | +3.58% |
| R2 | 671.90 | +16.70 | +2.55% |
| R1 | 663.55 | +8.35 | +1.27% |
| PIVOT | 656.80 | 1.60 | 0.24% |
| CURRENT | 655.20 | — | — |
| S1 | 648.45 | -6.75 | -1.03% |
| S2 | 641.70 | -13.50 | -2.06% |
| S3 | 633.35 | -21.85 | -3.33% |
| S4 | 618.25 | -36.95 | -5.64% |
SBICARD is trading Below CPR, indicating Bearishness
CPR is Average
Day's range: ₹657.45–₹665.15
Trading Below opening range, showing Bearishness
SBI CARDS & PAY SER financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for SBI CARDS & PAY SER — consolidated or standalone — with margins, YoY growth and key ratios inline.
SBI CARDS & PAY SER reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹62,430.67 Cr. and reported EPS of ₹6.98.
SBI CARDS & PAY SER segment analysis : revenue and profit mix.
Disclosed business segments at SBI CARDS & PAY SER with their share of revenue and profit, switchable between consolidated and standalone reporting.
SBI CARDS & PAY SER discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for SBI CARDS & PAY SER.
Our AI distills the core fundamental drivers supporting SBI CARDS & PAY SER, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
SBI CARDS & PAY SER's investment case rests on 0 positive markers and 1 flagged concerns drawn from the latest reported filings.
What you're getting.
No strengths or opportunities on record.
Key Risks.
SWOT generation temporarily unavailable due to model error. The security token included in the request is invalid.
Flip Conditions.
Valuation risk. a P/E above 36 (~2.3× the sector multiple of 15.7) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 9% would indicate weaker capital compounding.
SBI CARDS & PAY SER peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — SBI CARDS & PAY SER is highlighted for quick read-across.
Quick Compare
Peer Comparison
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SBI CARDS & PAY SER chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for SBI CARDS & PAY SER — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
SBI CARDS & PAY SER delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for SBI CARDS & PAY SER over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in SBI CARDS & PAY SER stood at 61.2% of traded volume, against a 20-day average of 54.9%.
SBI CARDS & PAY SER announcements: results, concalls, ratings, M&A.
Filings SBI CARDS & PAY SER sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
SBI CARDS & PAY SER files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 279 documents below.
Analysts/Institutional Investor Meet/Con. Call Updates
SBI Cards and Payment Services Limited has informed the Exchange about Schedule of meet
General Updates
SBI Cards and Payment Services Limited has informed the Exchange about ESG Rating
Analysts/Institutional Investor Meet/Con. Call Updates
SBI Cards and Payment Services Limited has informed the Exchange about Schedule of meet
General Updates
SBI Cards and Payment Services Limited has informed the Exchange about ESG Rating
General Updates
SBI Cards and Payment Services Limited has informed the Exchange about ESG Rating
Investor decks & rating reports.
SBI CARDS & PAY SER dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue SBI CARDS & PAY SER has declared, sequenced by announce and record date.
SBI CARDS & PAY SER corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About SBI CARDS & PAY SER: business, sector, key facts.
What SBI CARDS & PAY SER does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
SBI CARDS & PAY SER operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: SBICARD, BSE: 543066.
SBI Cards and Payment Services Limited (SBICARD) is a prominent non-banking financial company (NBFC) operating primarily in India's credit card market. Its core business revolves around issuing various types of credit cards to both individual and corporate clients. This forms the foundation of their revenue generation and market presence within the Indian financial landscape.
The company's offerings extend beyond basic credit cards to encompass a diverse portfolio of products catering to specific customer needs. These include corporate cards designed for business expenses, central travel cards offering convenient travel payment solutions, utility cards simplifying bill payments, and purchase and virtual cards for enhanced online security and transaction management. This diversification strategy allows SBICARD to tap into multiple market segments and broaden its customer base.
Beyond credit card issuance, SBICARD has leveraged its customer relationships to expand into ancillary services. A significant aspect of their business involves acting as a corporate insurance agent. This allows them to offer various insurance policies directly to their credit card customers, creating additional revenue streams and fostering deeper customer engagement. This integrated approach enhances customer loyalty and provides a more comprehensive financial solution.
SBICARD's extensive network and established brand recognition, stemming from its association with State Bank of India (SBI), a major Indian public sector bank, provides a strong foundation for its operations. This affiliation lends credibility and trust, enhancing their customer acquisition efforts and contributing to their overall market success. The company’s history, dating back to its incorporation in 1998, speaks to its longevity and experience within the rapidly evolving Indian financial services industry.
In summary, SBICARD’s business model centers around credit card issuance, complemented by ancillary services such as insurance brokerage. Their diversified product offerings, strong brand association, and established market presence solidify their position as a key player in the Indian credit card market. Their ongoing focus on innovation and expansion within the financial services sector ensures their continued relevance and growth.
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Questions investors ask about SBI CARDS & PAY SER (SBICARD).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of SBI CARDS & PAY SER (SBICARD)?
The current share price of SBI CARDS & PAY SER (SBICARD) is ₹655.20. Today, the stock has declined by ₹11.10 (1.67%), trading in a range of ₹650.05 to ₹665.15. The stock opened at ₹665.00 with a trading volume of 15,71,692 shares.
02Is SBI CARDS & PAY SER stock a good investment for long-term?
SBI CARDS & PAY SER can be considered for long-term investment based on several factors. The company has a market capitalization of ₹62,430.67 Cr., P/E ratio of 27.44, ROE of 13.78%, and ROCE of 8.69%. The dividend yield stands at 0.38%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of SBI CARDS & PAY SER stock?
The 52-week high price of SBI CARDS & PAY SER (SBICARD) is ₹965.00, while the 52-week low is ₹565.45. Currently trading at ₹655.20, the stock is 15.87% above its 52-week low and 32.1% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy SBI CARDS & PAY SER stock at the current price?
Whether to buy SBI CARDS & PAY SER stock at ₹655.20 depends on multiple factors. The stock is currently trading with a P/E ratio of 27.44 and P/B ratio of 3.97. Today's performance shows a loss of 1.67%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of SBI CARDS & PAY SER and when is the next dividend?
SBI CARDS & PAY SER offers a dividend yield of 0.38%, which means for every ₹100 invested at the current price of ₹655.20, you can expect to receive approximately ₹0.38 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of SBI CARDS & PAY SER?
SBI CARDS & PAY SER's key financial metrics include: P/E Ratio: 27.44, P/B Ratio: 3.97, ROE: 13.78%, ROCE: 8.69%, Dividend Yield: 0.38%, EPS: ₹6.98, Book Value: ₹165.25, and Debt-to-Equity: 2.39. The company's market cap stands at ₹62,430.67 Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is SBI CARDS & PAY SER stock performing today in the market?
SBI CARDS & PAY SER stock opened at ₹665.00 and is currently trading at ₹655.20, showing a decline of ₹11.10 (1.67%). The intraday high is ₹665.15 and low is ₹650.05. The trading volume stands at 15,71,692 shares, indicating strong market participation today.
08What is the P/E ratio of SBI CARDS & PAY SER and what does it indicate?
SBI CARDS & PAY SER has a Price-to-Earnings (P/E) ratio of 27.44, which means investors are willing to pay 27.44 for every ₹1 of earnings. With an EPS of ₹6.98, this P/E ratio suggests the stock may be trading at a premium, possibly due to high growth expectations. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about SBI CARDS & PAY SER (SBICARD) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.