SBI Cards and Payment Services Share Price Today (SBICARD)
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SBICARD slipped 0.5% on light volume, in line with Nifty's -0.4% move.
With a market cap of ₹58,875.51 Cr., it trades at a P/E of N/A. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
SBI Cards and Payment Services flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Earnings GrowthEPS (TTM) grew by a solid 13.9% YoY
- ●Healthy Operating MarginsOPM is structurally strong at 26.7%
- ●High Promoter HoldingPromoters hold 68.9% skin-in-the-game
- ●Virtually Debt-FreeVery low Debt-to-Equity of 0.03x
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
No red flags identified
Latest SBI Cards and Payment Services News
What changed recently?
Recent events, corporate actions, and announcements.
SBI Cards and Payment Services Limited valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for SBI Cards and Payment Services Limited, framed against the sector median so the premium or discount is obvious at a glance.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
SBI Cards and Payment Services Limited technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for SBI Cards and Payment Services Limited — derived from the live tape, not yesterday's close.
SBI Cards and Payment Services Limited last traded at ₹618.75 with an intraday range of ₹611–₹625.9 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹618.75| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 655.90 | +37.15 | +6.00% |
| R3 | 641.00 | +22.25 | +3.60% |
| R2 | 633.45 | +14.70 | +2.38% |
| R1 | 626.10 | +7.35 | +1.19% |
| PIVOT | 618.55 | -0.20 | -0.03% |
| CURRENT | 618.75 | — | — |
| S1 | 611.20 | -7.55 | -1.22% |
| S2 | 603.65 | -15.10 | -2.44% |
| S3 | 596.30 | -22.45 | -3.63% |
| S4 | 581.40 | -37.35 | -6.04% |
SBICARD is trading Above CPR, indicating Bullishness
CPR is Narrower, suggesting likely for trending moves
Day's range: ₹613.35–₹618.65
Trading Inside opening range
SBI Cards and Payment Services Limited financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for SBI Cards and Payment Services Limited — consolidated or standalone — with margins, YoY growth and key ratios inline.
SBI Cards and Payment Services Limited reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹58,875.51 Cr. and reported EPS of ₹22.76.
SBI Cards and Payment Services segment analysis : revenue and profit mix.
Disclosed business segments at SBI Cards and Payment Services with their share of revenue and profit, switchable between consolidated and standalone reporting.
SBI Cards and Payment Services discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for SBI Cards and Payment Services Limited.
Our AI distills the core fundamental drivers supporting SBI Cards and Payment Services Limited, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
SBI Cards and Payment Services Limited's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Strong 68.92% promoter holding signals stability and long-term founder commitment.
TTM revenue grew 18.6% YoY, outpacing peer median and demonstrating market expansion.
Latest quarterly EPS grew 14.0% YoY; TTM EPS grew 13.9% YoY showing sustained momentum.
Operating margin 26.70% reflects strong pricing power and operational efficiency.
ROE 14.70% and ROCE 10.10% deliver solid shareholder returns on deployed capital.
Key Risks.
P/E 27.59x sits 5% above peer median, suggesting potential overvaluation concerns.
Operating cash flow ₹493 Cr trails PAT ₹2,167 Cr by 77%, raising earnings quality concerns.
Net debt ₹35,517 Cr equals 61.7% of market cap, indicating structural leverage risk.
Dividend yield 0.43% remains low, limiting appeal for income-focused investors.
52-week price return 0.00% flat despite 13.9% TTM EPS growth signals market skepticism.
Flip Conditions.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 10% would indicate weaker capital compounding.
Income thesis breaks if the dividend is cut or yield falls below 0.21%.
SBI Cards and Payment Services Limited peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — SBI Cards and Payment Services Limited is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
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SBI Cards and Payment Services Limited chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for SBI Cards and Payment Services Limited — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
- 1Pick how to scan. Detection sets sensitivity — Daily (standard) → Weekly (big swings). History sets how far back to look.
- 2Read the summary. The tiles at the top give the current read: net bias, the strongest pattern, and the one nearest to triggering.
- 3Scan the list. Use the Actionable, Watchlist, and History tabs to browse patterns. Click a pattern card to focus it.
- 4Inspect on the chart. Focusing draws the pattern’s pivots plus its break (blue), target (amber) and invalidation lines.
- 5Filter to what matters. Use the status controls (Confirmed, Forming, Invalidated) to hide noise and find exactly what you are looking for.
Pattern history — every completed pattern and its outcome
SBI Cards and Payment Services Limited delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for SBI Cards and Payment Services Limited over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in SBI Cards and Payment Services Limited stood at 31.5% of traded volume, against a 20-day average of 40.4%.
SBI Cards and Payment Services announcements: results, concalls, ratings, M&A.
Filings SBI Cards and Payment Services sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
SBI Cards and Payment Services files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 248 documents below.
Copy of Newspaper Publication
SBI Cards and Payment Services Limited has informed the Exchange about Copy of Newspaper Publication
Analysts/Institutional Investor Meet/Con. Call Updates
SBI Cards and Payment Services Limited has informed the Exchange about Link of Recording
Press Release
SBI Cards and Payment Services Limited has informed the Exchange regarding a press release dated July 24, 2026, titled "Financial Results of the…
Investor Presentation
Sbi Cards And Payment Services Limited has informed the Exchange about Investor Presentation
Outcome of Board Meeting
SBI Cards and Payment Services Limited has submitted to the Exchange, the financial results for the period ended June 30, 2026.
Investor decks & rating reports.
SBI Cards and Payment Services dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue SBI Cards and Payment Services has declared, sequenced by announce and record date.
SBI Cards and Payment Services corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About SBI Cards and Payment Services Limited: business, sector, key facts.
What SBI Cards and Payment Services Limited does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
SBI Cards and Payment Services Limited operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: SBICARD, BSE: 543066.
SBI Cards and Payment Services Limited (SBICARD) is a prominent non-banking financial company (NBFC) operating primarily in India's credit card market. Its core business revolves around issuing various types of credit cards to both individual and corporate clients. This forms the foundation of their revenue generation and market presence within the Indian financial landscape.
The company's offerings extend beyond basic credit cards to encompass a diverse portfolio of products catering to specific customer needs. These include corporate cards designed for business expenses, central travel cards offering convenient travel payment solutions, utility cards simplifying bill payments, and purchase and virtual cards for enhanced online security and transaction management. This diversification strategy allows SBICARD to tap into multiple market segments and broaden its customer base.
Beyond credit card issuance, SBICARD has leveraged its customer relationships to expand into ancillary services. A significant aspect of their business involves acting as a corporate insurance agent. This allows them to offer various insurance policies directly to their credit card customers, creating additional revenue streams and fostering deeper customer engagement. This integrated approach enhances customer loyalty and provides a more comprehensive financial solution.
SBICARD's extensive network and established brand recognition, stemming from its association with State Bank of India (SBI), a major Indian public sector bank, provides a strong foundation for its operations. This affiliation lends credibility and trust, enhancing their customer acquisition efforts and contributing to their overall market success. The company’s history, dating back to its incorporation in 1998, speaks to its longevity and experience within the rapidly evolving Indian financial services industry.
In summary, SBICARD’s business model centers around credit card issuance, complemented by ancillary services such as insurance brokerage. Their diversified product offerings, strong brand association, and established market presence solidify their position as a key player in the Indian credit card market. Their ongoing focus on innovation and expansion within the financial services sector ensures their continued relevance and growth.
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Questions investors ask about SBI Cards and Payment Services Limited (SBICARD).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of SBI Cards and Payment Services Limited (SBICARD)?
The current share price of SBI Cards and Payment Services Limited (SBICARD) is ₹618.75. Today, the stock has declined by ₹3.30 (0.53%), trading in a range of ₹611 to ₹625.9. The stock opened at ₹616 with a trading volume of 6,16,274 shares.
02Is SBI Cards and Payment Services Limited stock a good investment for long-term?
SBI Cards and Payment Services Limited can be considered for long-term investment based on several factors. The company has a market capitalization of ₹58,875.51 crores, P/E ratio of 0.00, ROE of 14.70%, and ROCE of 10.10%. The dividend yield stands at 0.43%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of SBI Cards and Payment Services Limited stock?
The 52-week high price of SBI Cards and Payment Services Limited (SBICARD) is ₹965, while the 52-week low is ₹565.45. Currently trading at ₹618.75, the stock is 13.3% away from its 52-week low and 35.9% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy SBI Cards and Payment Services Limited stock at the current price?
Whether to buy SBI Cards and Payment Services Limited stock at ₹618.75 depends on multiple factors. The stock is currently trading with a P/E ratio of 0.00 and P/B ratio of 0.00. Today's performance shows a loss of 0.53%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of SBI Cards and Payment Services Limited and when is the next dividend?
SBI Cards and Payment Services Limited offers a dividend yield of 0.43%, which means for every ₹100 invested at the current price of ₹618.75, you can expect to receive approximately ₹0.43 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of SBI Cards and Payment Services Limited?
SBI Cards and Payment Services Limited's key financial metrics include: P/E Ratio: 0.00, P/B Ratio: 0.00, ROE: 14.70%, ROCE: 10.10%, Dividend Yield: 0.43%, EPS: ₹22.76, Book Value: ₹165.18, and Debt-to-Equity: 2.80. The company's market cap stands at ₹58,875.51 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is SBI Cards and Payment Services Limited stock performing today in the market?
SBI Cards and Payment Services Limited stock opened at ₹616 and is currently trading at ₹618.75, showing a decline of ₹3.30 (0.53%). The intraday high is ₹625.9 and low is ₹611. The trading volume stands at 6,16,274 shares, indicating moderate market participation today.
08What is the P/E ratio of SBI Cards and Payment Services Limited and what does it indicate?
SBI Cards and Payment Services Limited has a Price-to-Earnings (P/E) ratio of 0.00, which means investors are willing to pay ₹0.00 for every ₹1 of earnings. With an EPS of ₹22.76, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about SBI Cards and Payment Services Limited (SBICARD) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.