MASFIN vs PFS: Stock Comparison

MAS FINANCIAL SERV vs PTC INDIA FIN SERVUpdated 18 Sept 26, 4:08 PM ISTNSE & company filings

MAS FINANCIAL SERV is the larger company by market capitalisation. MAS FINANCIAL SERV shows a higher ROE, a higher dividend yield and faster revenue growth, while PTC INDIA FIN SERV shows a lower P/E, a higher ROCE and a higher net margin. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Metric snapshot

MASFIN leads 5; PFS leads 7 of 12

Not a rating

Interactive comparison

Compare the numbers that shape the decision

Every row uses its own scale. Switch lenses to compare like with like.

MASFINPFS

Valuation lens

What price are you paying?

Market CapContext only
₹5,260 Cr
₹1,682 Cr
P/E RatioPFS has the lower reading
13.35x
7.63x
P/B RatioPFS has the lower reading
1.77x
0.55x
EPSMASFIN has the higher reading
₹5.76
₹0.63
Book ValueContext only
₹167.34
₹47.95
Dividend YieldMASFIN has the higher reading
0.69%
0%

✓ marks the usual favourable reading; it is not a recommendation.

Key Differences

Market Cap
MASFIN is the larger company
₹5,260 Cr vs ₹1,682 Cr
P/E Ratio
PFS has a lower P/E
7.63x vs 13.35x
P/B Ratio
PFS has a lower P/B
0.55x vs 1.77x
EPS
MASFIN has higher earnings per share
₹5.76 vs ₹0.63
Dividend Yield
MASFIN has a higher dividend yield
0.69% vs 0%
Revenue Growth (TTM YoY)
MASFIN has faster revenue growth
-4.6% vs -55.5%
EPS Growth (TTM YoY)
MASFIN has faster EPS growth
25.1% vs -62.4%
Qtr Sales Growth
PFS has stronger quarterly sales growth
0% vs -5.51%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricMASFINPFS
SectorFinancial ServicesFinancial Services
IndustryNon Banking Financial Company (NBFC)Non Banking Financial Company (NBFC)

Price

MetricMASFINPFS
Live Price₹288.95₹26.17
Day Change0.71%-0.65%
Volume3.6 L5.04 L
52-Week High₹358.85₹40.5
52-Week Low₹277.35₹23.85
Distance from 52W High-19.48%-35.38%

Valuation

MetricMASFINPFS
Market Cap₹5,260 Cr₹1,682 Cr
P/E Ratio13.35x7.63x
P/B Ratio1.77x0.55x
EPS₹5.76₹0.63
Book Value₹167.34₹47.95
Dividend Yield0.69%0%

Growth

MetricMASFINPFS
Revenue Growth (TTM YoY)-4.6%-55.5%
EPS Growth (TTM YoY)25.1%-62.4%
Qtr Sales Growth-5.51%0%
Qtr Profit Growth-5.04%0%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricMASFINPFS
ROE12.38%10.37%
ROCE9.7%10.56%
Net Margin20.98%56.8%
Operating Margin70.75%119.36%
Debt to Equity2.67x0.57x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricMASFINPFS
Promoter Holding66.65%64.99%
FII Holding3.68% 0.22 pp2.03% 0.1 pp
DII Holding19.69% 0.35 pp5.05%
Public Holding9.97% 0.12 pp27.93% 0.1 pp

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: MAS FINANCIAL SERV and PTC INDIA FIN SERV.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.