Search For
/
Stocks
Intraday Booster
Sector Booster
Stock Screener
Market Pulse
Screeners
More
Go Prime
My Plans
Privacy Policy
Contact
Refer & EarnScreenersMain
Stock Screener
Create Screener
Explore Screeners
Community ScreenersTrading Screeners
CandleSticks Screener
Top Gainers & Losers
Opening Range Breakout
Stock Screener AI
Stock Quality Scorecard
Overvalued StocksNewUndervalued StocksNewTechnical Screeners
NR4 Stocks
NR7 Stocks
Previous Day High Breakout
Previous Day Low Breakout
Previous Day Open Breakout
Bullish Crossover Stocks
Bearish Crossover Stocks
High Volume Shocker
VWAP Breakout Stocks
Range High Breakout
Range Low BreakoutMoreMarkets
Global Market Today
Global Indices
Indian Indices
NIfty TodaySmart Money
FII DII DataNew
FII Buying
NSE Insider Trading
SLB Stocks DataDerivatives
FnO Movements
NSE F&O Lot Size
Ban ListAnalysis & Calendars
Technical DashboardSector Booster
Sector AnalysisNew
Result Calendar
Economic Calendar
Northern ARC Capital
Small Cap•1,104 Employees•IPO 2024
Current Price
₹236.45
-5.95 (-2.45%)Updated
Valuation vs Sector
P/E Ratio
12.73vs 19.00
P/B Ratio
1.08vs 2.14
Div Yield
0.00%vs 0.57%
Today's Range
230
₹236.45
238.95
52 Week Range
52W Low₹141.47
52W High₹290.00
₹236.45
Downside67.14%
Upside22.65%
Price Chart
Compare with Peers
Historical Ratios
Track top 12 most important financial ratios
P/E Ratio: Price to Earnings - Most used valuation metric
Loading chart...
Analyzing Investment Quality
Processing 9 key metrics...
Key Metrics
Hover for details
Valuation
Market Cap
₹4,055.45 Cr
Market Cap
Total market value of companyP/E Ratio
14.28
P/E Ratio
Price to Earnings. Lower is generally better (<25 is good)P/B Ratio
1.20
P/B Ratio
Price to Book Value. <3 may indicate undervaluationEPS
₹17.61
EPS
Earnings Per Share. Higher and growing is positiveProfitability
ROE
-%
ROE
Return on Equity. >15% is good, >20% is excellentROCE
9.85%
ROCE
Return on Capital Employed. >15% is goodNet Margin
12.47%
Net Margin
Net profit as % of revenue. >10% is goodOperating Margin
-%
Operating Margin
Operating profit margin. >15% is goodGrowth
EPS Growth (5Y)
-%
EPS Growth (5Y)
5-year EPS growth. >15% is strongRevenue Growth (5Y)
-%
Revenue Growth (5Y)
5-year revenue growth. >10% is goodQtr Sales Growth
-%
Qtr Sales Growth
Quarter-over-quarter sales growthQtr Profit Growth
-%
Qtr Profit Growth
Quarter-over-quarter profit growthFinancial Health
Debt/Equity
2.88
Debt/Equity
Financial leverage. <1 is good, <0.5 is excellentBook Value
₹212.81
Book Value
Net asset value per shareDividend Yield
-%
Dividend Yield
Annual dividend as % of price. >2% is goodPromoter Holding
0.00%
Promoter Holding
Promoter stake. >50% shows confidenceGood
Average
Needs Attention
SWOT Analysis
Strengths
4 points- •The company's P/E ratio of 12.10 is notably lower than the sector P/E of 13.43 and most peers, suggesting a potentially undervalued stock for investors.
- •Northern ARC has demonstrated consistent quarterly sales growth, rising from 401 Cr in June 2023 to 603 Cr in March 2025, indicating expanding business operations.
Weaknesses
5 points- •The company experienced a sharp 55.85% decline in quarterly net profit, falling from 73 Cr in Dec 2024 to 38 Cr in Mar 2025, raising concerns about profitability.
- •A complete absence of promoter shareholding (0.00%) might signal a lack of direct owner commitment or alignment with shareholder interests, which can be a red flag.
Opportunities
3 points- •Operating in the Financial Services sector, specifically NBFCs, presents growth opportunities driven by increasing credit demand and financial inclusion initiatives in the economy.
- •Given its relatively lower P/E compared to many peers, the company could strategically expand its market share through competitive offerings and operational efficiencies.
Threats
4 points- •The NBFC sector is highly competitive, with established players like Bajaj Finance and Cholaman.Inv.&Fn, posing a significant threat to market share and profitability.
- •The financial services sector is susceptible to evolving regulatory frameworks and policy changes, which could impact operations, compliance costs, and overall business model.
Segment-wise Financial Analysis
Fetching Financials...
Fetching Balance Sheet...
Fetching Cash Flow...
Shareholding Pattern
Loading shareholding data...
Company Insider Trading Activity
No insider trading data available
Corporate Action
Company Announcements
Technical Analysis & Indicators
Standard pivot points - most widely used
Pivot Points (CLASSIC)
| Level | Price | Distance | % Change |
|---|---|---|---|
| R4 | ₹258.17 | +₹21.72 | +9.18% |
| R3 | ₹249.22 | +₹12.77 | +5.40% |
| R2 | ₹244.08 | +₹7.63 | +3.23% |
| R1 | ₹240.27 | +₹3.82 | +1.61% |
| PIVOT | ₹235.13 | -1.32 | -0.56% |
| CURRENT | ₹236.45 | - | - |
| S1 | ₹213.42 | -₹23.03 | -9.74% |
| S2 | ₹222.37 | -₹14.08 | -5.96% |
| S3 | ₹226.18 | -₹10.27 | -4.34% |
| S4 | ₹231.32 | -₹5.13 | -2.17% |
CPR Levels
Support
Resistance
S4
N/A
S3
N/A
S2
N/A
S1
N/A
| CPR |
BC: N/AP: N/ATC: N/A
R1
N/A
R2
N/A
R3
N/A
R4
N/A
LTP: N/A
PDH: N/A
PDL: N/A
● Market Sentiment
is trading CPR, indicating
● CPR Width
CPR is
● Opening Range
Day's range: ~
● Price Position
Trading Inside opening range
Delivery Volume Analysis & Trading Activity
Latest Volume-35.9% vs avg
2.14L
(11 Mar 2026)Delivery %-0.5% vs avg
49.7%
(11 Mar 2026)Avg Volume (20D)20-day average
3.34L
(11 Feb - 11 Mar)Avg Delivery %Trend ↓
50.2%
(11 Feb - 11 Mar)Delivery % indicates the percentage of traded volume that resulted in actual delivery. Higher delivery % (>50%) suggests genuine buying interest and stronger hands.
Peer Comparison & Industry Benchmarking
Quick Compare
Largest by Market Cap
Bajaj Finance Ltd
6.31L ₹ Cr
Best Profit Growth
SBFC Finance Ltd
27.50 %
Highest Dividend Yield
Repco Home Finance Ltd
1.59 %
Peer Comparison
| Company Name |
|---|
 Arman Financial Services Ltd |
 Bajaj Finance Ltd |
 Fedbank Financial Services Ltd |
 Five-Star Business Finance Ltd |
 Fusion Finance Ltd |
 Indostar Capital Finance Ltd |
 MAS Financial Services Ltd |
 Paisalo Digital Ltd |
 Repco Home Finance Ltd |
 Satin Creditcare Network Ltd |
 SBFC Finance Ltd |
 Spandana Sphoorty Financial Ltd |
About
Northern ARC Capital Ltd
Northern Arc Capital Limited (formerly IFMR Capital Finance Limited) is a non-banking financial company (NBFC) based in Chennai, India, established in 1989. Its core business revolves around providing a diverse range of financial products and services, primarily focused on lending and debt solutions for various sectors within the Indian economy.
A significant portion of their business involves microfinance, catering to individuals and small businesses with limited access to traditional banking services. This extends to micro, small, and medium-sized enterprises (MSMEs), offering them crucial financial support for growth and development. Beyond microfinance, Northern Arc offers a comprehensive suite of lending products, including vehicle, consumer, housing, and agricultural finance.
The company also provides specialized financing solutions for small businesses, such as small business loans and gold loans. This diversification demonstrates their commitment to supporting a broad range of economic activities across India. Their offerings extend beyond direct lending to encompass a robust debt portfolio.
Northern Arc's debt products are designed for various needs and risk appetites. They include term loans, working capital loans, non-convertible debentures, various types of market-linked debentures, commercial papers, external commercial borrowings, and sub-debt products. Further enhancing their offerings are credit-enhanced debt products such as guarantee-backed lending, and structured programs for pooled loan and bond issuance. These innovative offerings manage risk and increase accessibility to financing for borrowers.
Finally, Northern Arc offers portfolio financing products focused on securitization. This includes rated securitization, facilitating access to capital markets for various loan portfolios. They also specialize in multi-originator microfinance securitization, persistent securitizations, and direct assignment, broadening their reach and influence within the financial ecosystem. In essence, Northern Arc Capital plays a crucial role in connecting various lenders and borrowers, facilitating access to finance across the Indian market.
COMPANY FACTS - NORTHARC
Registered Address
No. 1, Kanagam Village, 10th Floor, IITM Research Park, Taramani
Chennai
TAMIL NADU
IN
Tel: 914466687000
Website:https://www.northernarc.com/
Investor Relations:http://www.northernarc.com/annual-report
Company Details
Group: Financial Services
Sector: Financials
Industry: Consumer Finance
Exchange: NATIONAL STOCK EXCHANGE OF INDIA
Employees: 1,104
IPO Date: 24/09/2024
MANAGEMENT - NORTHARC
Mr. Atul Tibrewal
Chief Financial Officer
Mr. Ashish Mehrotra
Managing Director
Trikkur Anantharaman
Nominee Director
Mr. Vijay Chakravarthi
Nominee Director
Kshama Fernandes
Director
Michael Fernandes
Nominee Director
Mr. Palamadai Jayakumar
Independent Director
Ashutosh Pednekar
Independent Director
Anuradha Rao
Independent Director
Arunkumar Thiagarajan
Independent Director
Investor Questions Answered
Northern ARC Capital Ltd (NORTHARC) Stock FAQs
Get answers to the most common questions about Northern ARC Capital Ltd stock price, fundamentals, financial metrics, and investment analysis
The current share price of Northern ARC Capital Ltd (NORTHARC) is ₹236.45. Today, the stock has declined by ₹5.95 (2.45%), trading in a range of ₹230 to ₹238.95. The stock opened at ₹230 with a trading volume of 2,14,533 shares.
Northern ARC Capital Ltd can be considered for long-term investment based on several factors. The company has a market capitalization of ₹4,055.45 crores, P/E ratio of 14.28, ROE of 0.00%, and ROCE of 9.85%. The dividend yield stands at 0.00%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
The 52-week high price of Northern ARC Capital Ltd (NORTHARC) is ₹290, while the 52-week low is ₹141.47. Currently trading at ₹236.45, the stock is 63.9% away from its 52-week low and 18.5% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
Whether to buy Northern ARC Capital Ltd stock at ₹236.45 depends on multiple factors. The stock is currently trading with a P/E ratio of 14.28 and P/B ratio of N/A. Today's performance shows a loss of 2.45%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
Northern ARC Capital Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹236.45, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
Northern ARC Capital Ltd's key financial metrics include: P/E Ratio: 14.28, P/B Ratio: N/A, ROE: 0.00%, ROCE: 9.85%, Dividend Yield: 0.00%, EPS: ₹17.61, Book Value: ₹212.81, Debt-to-Equity: 2.88, and Current Ratio: N/A. The company's market cap stands at ₹4,055.45 crores. These metrics help evaluate the company's valuation, profitability, and financial health.
Northern ARC Capital Ltd stock opened at ₹230 and is currently trading at ₹236.45, showing a decline of ₹5.95 (2.45%). The intraday high is ₹238.95 and low is ₹230. The trading volume stands at 2,14,533 shares, indicating moderate market participation today.
Northern ARC Capital Ltd has a Price-to-Earnings (P/E) ratio of 14.28, which means investors are willing to pay ₹14.28 for every ₹1 of earnings. With an EPS of ₹17.61, this P/E ratio suggests the stock may be undervalued or facing growth challenges. Compare this with industry peers and historical P/E ratios for better context.
Northern ARC Capital Ltd has a market capitalization of ₹4,055.45 crores, making it a small-cap company. Market cap is calculated by multiplying the current stock price (₹236.45) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.
Northern ARC Capital Ltd has a book value of ₹212.81 per share and a Price-to-Book (P/B) ratio of N/A. The current market price is ₹236.45, which is 11.1% above the book value. A P/B ratio below 1 may indicate undervaluation or asset quality concerns.
Northern ARC Capital Ltd has a Return on Equity (ROE) of 0.00% and Return on Capital Employed (ROCE) of 9.85%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.
Northern ARC Capital Ltd operates in the diversified sector and belongs to the general industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.
Northern ARC Capital Ltd has a debt-to-equity ratio of 2.88, which measures the company's financial leverage by comparing total debt to shareholders' equity. A ratio above 2 indicates high leverage and potentially higher financial risk. Lower ratios generally indicate lower financial risk, but optimal levels vary by industry.
Northern ARC Capital Ltd has an Earnings Per Share (EPS) of ₹17.61, which represents the company's profit allocated to each outstanding share. With a current stock price of ₹236.45 and P/E ratio of 14.28, investors are paying 14.28 times the annual earnings per share. The company may need to improve its earnings performance. Track EPS growth over quarters to assess earnings momentum.
Northern ARC Capital Ltd has reported a sales growth of N/A% and profit growth of N/A%. The company may be facing growth challenges or operating in a mature market. Consistent growth over multiple quarters is a positive indicator for long-term investors. Compare these growth rates with industry peers for better perspective.
Northern ARC Capital Ltd has a current ratio of N/A, which measures the company's ability to pay short-term obligations with current assets. A ratio below 1 may indicate potential liquidity concerns. This metric is crucial for assessing the company's working capital management and financial safety.
To analyze Northern ARC Capital Ltd stock, consider: 1) Fundamental Analysis - Review P/E (14.28), ROE (0.00%), debt-to-equity (2.88), and growth rates. 2) Technical Analysis - Check 52-week range (₹141.47 - ₹290.00), moving averages, and chart patterns. 3) Valuation - Compare current price (₹236.45) with book value (₹212.81) and industry peers. 4) Financial Health - Assess current ratio (N/A) and cash flows. 5) Growth Prospects - Evaluate sales growth (N/A%) and profit growth (N/A%). Always diversify and consult a financial advisor.
The face value (or par value) of Northern ARC Capital Ltd share is ₹10.00. Face value is the nominal value of a share as stated in the company's charter and is used for accounting purposes and calculating dividends. The current market price of ₹236.45 is 2265x the face value. Face value remains constant unless the company undergoes a stock split or bonus issue, while market price fluctuates based on demand and supply.
Investing in Northern ARC Capital Ltd carries several risks: 1) Market Risk - Stock price volatility (52-week range: ₹141.47 - ₹290.00). 2) Business Risk - Industry-specific challenges in the sector. 3) Financial Risk - Debt-to-equity ratio of 2.88 indicates leverage. 4) Liquidity Risk - Based on trading volume of 2,14,533 shares. 5) Valuation Risk - P/E of 14.28 may indicate over/undervaluation. 6) Economic Risk - Macroeconomic factors affecting the industry. Diversify your portfolio and invest only what you can afford to lose.
Northern ARC Capital Ltd operates in the industry with key metrics: P/E ratio of 14.28, ROE of 0.00%, market cap of ₹4,055.45 crores, and dividend yield of 0.00%. To make an informed comparison, analyze these metrics against industry peers considering factors like revenue growth (N/A%), profit margins, debt levels (D/E: 2.88), and market position. Use our peer comparison tool on this page to see detailed side-by-side analysis with competitors.
Target prices for Northern ARC Capital Ltd vary among analysts and depend on multiple factors including earnings projections, industry trends, and market conditions. The stock is currently trading at ₹236.45, with a 52-week range of ₹141.47 to ₹290.00. Based on fundamentals like P/E (14.28), ROE (0.00%), and growth rates, analysts may have different target prices. Always refer to recent research reports from reputed brokerages and make decisions based on your own analysis and risk appetite.
Consider selling Northern ARC Capital Ltd stock when: 1) Target Price Achieved - If the stock reaches your predetermined target from current ₹236.45. 2) Fundamental Deterioration - Declining ROE (currently 0.00%), increasing debt (D/E: 2.88), or falling growth rates. 3) Better Opportunities - Finding stocks with superior risk-reward ratios. 4) Portfolio Rebalancing - When the stock becomes overweight in your portfolio. 5) Changed Investment Thesis - If reasons for buying no longer hold. 6) Stop Loss - If price falls below your risk threshold. Always base decisions on thorough analysis rather than emotions.
Tax implications for Northern ARC Capital Ltd stock investments: 1) Short-term Capital Gains (STCG) - If sold within 1 year, gains taxed at 15% plus cess. 2) Long-term Capital Gains (LTCG) - If held over 1 year, gains above ₹1 lakh taxed at 10% without indexation. 3) Dividend Income - Dividends (current yield: 0.00%) are taxable as per your income tax slab. 4) Securities Transaction Tax (STT) - Applicable on both buy and sell transactions. 5) Intraday Trading - Treated as speculative income, taxed as per slab. Tax laws change periodically, so consult a tax advisor for personalized guidance and latest regulations.
Menu