SHRIRAM FINANCE Latest Share Price (SHRIRAMFIN)
TODAY IN ONE LINE
SHRIRAMFIN rose 1.5% on average volume, outperforming Nifty's 0.3% move.
With a market cap of ₹2.36 L Cr., it trades at a P/E of 17.79. Track live valuations, technical indicators, and peers comparison below. Check delivery conviction and recent filings to build your view.
How good is this company?
Overall performance across 5 key dimensions.
SHRIRAM FINANCE flags & news
Key strengths, potential risks, and recent updates.
Green Flags
- ●Strong Return on EquityHealthy ROE of 15.2%
- ●Healthy Operating MarginsOPM is structurally strong at 72.3%
- ●Reasonable ValuationTrading at a moderate P/E of 19.6x
- ●Steady Dividend YieldReliable 1.07% dividend yield
- ●Zero Pledge RiskNo recent active promoter pledging found
Red Flags
- ●Sales ContractionQuarterly sales dropped 0.1% YoY
- ●Low Promoter HoldingPromoters hold only 20.0%
- ●FII SellingFII holding decreased by 1.36% QoQ
Latest SHRIRAM FINANCE News
What changed recently?
Recent events, corporate actions, and announcements.
SHRIRAM FINANCE valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for SHRIRAM FINANCE, framed against the sector median so the premium or discount is obvious at a glance.
SHRIRAM FINANCE trades at a P/E of 17.79× and P/B of 2.87×, against the Financial Services sector median P/E of 15.53×.
Market-priced ratios use the latest available quote; accounting metrics use the latest reported filing. Compare values with matched peers and the company's own history.
Valuation
Profitability
Growth
Financial Health
SHRIRAM FINANCE technical analysis: indicators, pivots and CPR.
Latest RSI, MACD and moving-average signals plus the latest pivot and Central Pivot Range levels for SHRIRAM FINANCE — derived from the latest tape, not yesterday's close.
SHRIRAM FINANCE last traded at ₹1,010 with an intraday range of ₹1,000.5–₹1,019 — latest indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Last: ₹1010.00| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 1056.17 | +46.17 | +4.57% |
| R3 | 1037.67 | +27.67 | +2.74% |
| R2 | 1028.33 | +18.33 | +1.82% |
| R1 | 1019.17 | +9.17 | +0.91% |
| PIVOT | 1009.83 | -0.17 | -0.02% |
| CURRENT | 1010.00 | — | — |
| S1 | 1000.67 | -9.33 | -0.92% |
| S2 | 991.33 | -18.67 | -1.85% |
| S3 | 982.17 | -27.83 | -2.76% |
| S4 | 963.67 | -46.33 | -4.59% |
SHRIRAMFIN is trading Above CPR, indicating Bullishness
CPR is Narrower, suggesting likely for trending moves
Day's range: ₹1000.5–₹1011.4
Trading Above opening range, showing Bullishness
SHRIRAM FINANCE financials: P&L, balance sheet, cash flow, ratios.
Reported annual and quarterly results for SHRIRAM FINANCE — consolidated or standalone — with margins, YoY growth and key ratios inline.
SHRIRAM FINANCE reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹2.36 L Cr. and reported EPS of ₹14.64.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Interest Earned | 40,308 | 46,658 ▲ 15.8% |
| 25 | 60 ▲ 138.3% | |
| Total Income | 41,859 | 48,193 ▲ 15.1% |
| Net Interest Income (NII)Derived | 40,308 | 46,658 ▲ 15.8% |
| Profit Before Tax (PBT) | 12,503 | 13,300 ▲ 6.4% |
| 3,080 | 3,296 ▲ 7.0% | |
| Effective Tax %Derived | 24.63% | 24.78% |
| Profit/Loss from Discontinued Ops | 141 | -1 ▼ 100.4% |
| Total Profit for Period | 9,576 | 10,024 ▲ 4.7% |
| Less: Non-controlling Interests | 23 | -0 ▼ 100.0% |
| Net Profit (Owner's PAT)Derived | 9,554 | 10,024 ▲ 4.9% |
| PAT Growth YoY %Derived | 29.69% | 4.92% |
| Earnings Per Share (EPS ₹) | 50.81 | 53.28 ▲ 4.9% |
| Diluted Shares Outstanding (Cr) | 188 | 188 ▲ 0.1% |
| Share of Profit from Associates/JVs | 12 | 21 ▲ 66.5% |
| Other Comprehensive Income (Net of Tax) | -201 | 888 ▲ 541.1% |
| Fees & Commission Expense | 572 | 597 ▲ 4.2% |
| Dividend Income | 2 | 2 ▲ 8.9% |
| Impairment On Financial Instruments | 5,312 | 5,339 ▲ 0.5% |
| Net Gain Amortised Derecognition | 133 | — ▼ 100.0% |
| Net Gain Fair Value Changes | 201 | 355 ▲ 76.6% |
| Net Loss Amortised Derecognition | — | — |
| Net Loss Fair Value Changes | — | — |
| Other Revenue From Operations | 510 | 624 ▲ 22.5% |
| Rental Income | — | — |
| Period | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 15,384 | 16,267 ▲ 5.7% | 17,128 ▲ 5.3% | 18,646 ▲ 8.9% | 10,132 ▼ 45.7% | 21,288 ▲ 110.1% | 29,206 ▲ 37.2% | 34,698 ▲ 18.8% | 40,308 ▲ 16.2% | 46,658 ▲ 15.8% | |
23 | 20 ▼ 12.9% | 16 ▼ 21.3% | 19 ▲ 19.5% | 8 ▼ 57.2% | 18 ▲ 121.0% | 32 ▲ 75.3% | 33 ▲ 5.9% | 25 ▼ 25.2% | 60 ▲ 138.3% | ||
| Total Income | 15,546 | 16,583 ▲ 6.7% | 17,436 ▲ 5.1% | 19,274 ▲ 10.5% | 10,501 ▼ 45.5% | 22,542 ▲ 114.7% | 30,508 ▲ 35.3% | 36,413 ▲ 19.4% | 41,859 ▲ 15.0% | 48,193 ▲ 15.1% | |
| Net Interest Income (NII)Derived | 15,384 | 16,267 ▲ 5.7% | 17,128 ▲ 5.3% | 18,646 ▲ 8.9% | 10,132 ▼ 45.7% | 21,288 ▲ 110.1% | 29,206 ▲ 37.2% | 34,698 ▲ 18.8% | 40,308 ▲ 16.2% | 46,658 ▲ 15.8% | |
| Profit Before Tax (PBT) | 3,778 | 3,439 ▼ 9.0% | 3,278 ▼ 4.7% | 3,549 ▲ 8.3% | 2,748 ▼ 22.6% | 6,363 ▲ 131.6% | 8,214 ▲ 29.1% | 9,960 ▲ 21.3% | 12,503 ▲ 25.5% | 13,300 ▲ 6.4% | |
1,214 | 937 ▼ 22.8% | 791 ▼ 15.6% | 841 ▲ 6.4% | 715 ▼ 15.0% | 1,637 ▲ 128.7% | 2,202 ▲ 34.6% | 2,569 ▲ 16.7% | 3,080 ▲ 19.9% | 3,296 ▲ 7.0% | ||
| Effective Tax %Derived | 32.14% | 27.24% | 24.12% | 23.70% | 26.04% | 25.72% | 26.81% | 25.79% | 24.63% | 24.78% | |
| Profit/Loss from Discontinued Ops | — | — | — | — | — | — | — | — | 141 | -1 ▼ 100.4% | |
| Total Profit for Period | 2,576 | 2,512 ▼ 2.5% | 2,499 ▼ 0.5% | 2,721 ▲ 8.9% | 2,036 ▼ 25.2% | 4,732 ▲ 132.4% | 6,020 ▲ 27.2% | 7,399 ▲ 22.9% | 9,576 ▲ 29.4% | 10,024 ▲ 4.7% | |
| Less: Non-controlling Interests | — | — | — | — | — | 6 | 9 ▲ 49.8% | 33 ▲ 261.6% | 23 ▼ 30.8% | -0 ▼ 100.0% | |
| Net Profit (Owner's PAT)Derived | 2,576 | 2,512 ▼ 2.5% | 2,499 ▼ 0.5% | 2,721 ▲ 8.9% | 2,036 ▼ 25.2% | 4,726 ▲ 132.1% | 6,011 ▲ 27.2% | 7,366 ▲ 22.5% | 9,554 ▲ 29.7% | 10,024 ▲ 4.9% | |
| PAT Growth YoY %Derived | — | -2.46% | -0.53% | 8.89% | — | — | 120.90% | 22.55% | 29.69% | 4.92% | |
| Earnings Per Share (EPS ₹) | 20.36 | 19.86 ▼ 2.5% | 19.75 ▼ 0.6% | 20.12 ▲ 1.9% | 15.05 ▼ 25.2% | 25.24 ▲ 67.7% | 32.11 ▲ 27.2% | 39.20 ▲ 22.1% | 50.81 ▲ 29.6% | 53.28 ▲ 4.9% | |
| Diluted Shares Outstanding (Cr) | 127 | 127 ▲ 0.0% | 127 ▼ 0.0% | 135 ▲ 6.9% | 135 ▲ 0.0% | 187 ▲ 38.4% | 187 ▲ 0.0% | 188 ▲ 0.4% | 188 ▲ 0.1% | 188 ▲ 0.1% | |
| Share of Profit from Associates/JVs | 12 | 10 ▼ 10.8% | 12 ▲ 10.9% | 13 ▲ 13.8% | 4 ▼ 70.4% | 5 ▲ 39.0% | 9 ▲ 57.9% | 8 ▼ 9.1% | 12 ▲ 58.2% | 21 ▲ 66.5% | |
| Other Comprehensive Income (Net of Tax) | -2 | -4 ▼ 86.3% | -93 ▼ 1967.3% | -123 ▼ 32.3% | -108 ▲ 12.1% | -144 ▼ 33.2% | -26 ▲ 81.6% | -88 ▼ 233.2% | -201 ▼ 128.2% | 888 ▲ 541.1% | |
| Fees & Commission Expense | 62 | 57 ▼ 8.5% | 79 ▲ 38.7% | 92 ▲ 16.3% | 49 ▼ 47.0% | 260 ▲ 434.1% | 313 ▲ 20.6% | 441 ▲ 40.9% | 572 ▲ 29.7% | 597 ▲ 4.2% | |
| Dividend Income | 5 | 0 ▼ 96.2% | — ▼ 100.0% | — | 5 | 7 ▲ 21.9% | 7 ▲ 0.0% | 1 ▼ 77.8% | 2 ▲ 16.6% | 2 ▲ 8.9% | |
| Impairment On Financial Instruments | 2,382 | 2,795 ▲ 17.3% | 3,118 ▲ 11.6% | 3,861 ▲ 23.8% | 1,478 ▼ 61.7% | 2,984 ▲ 101.9% | 4,169 ▲ 39.7% | 4,552 ▲ 9.2% | 5,312 ▲ 16.7% | 5,339 ▲ 0.5% | |
| Net Gain Amortised Derecognition | — | — | 59 | 218 ▲ 270.0% | 84 ▼ 61.4% | 127 ▲ 51.2% | 280 ▲ 120.1% | 505 ▲ 80.6% | 133 ▼ 73.7% | — ▼ 100.0% | |
| Net Gain Fair Value Changes | — | — | 22 | 222 ▲ 917.0% | 135 ▼ 39.3% | 323 ▲ 139.9% | 364 ▲ 12.7% | 145 ▼ 60.2% | 201 ▲ 38.9% | 355 ▲ 76.6% | |
| Net Loss Amortised Derecognition | — | — | — | — | — | 10 | — ▼ 100.0% | — | — | — | |
| Net Loss Fair Value Changes | 3 | 7 ▲ 161.6% | — ▼ 100.0% | — | — | — | — | — | — | — | |
| Other Revenue From Operations | 62 | 100 ▲ 61.4% | 96 ▼ 3.9% | 69 ▼ 27.6% | 76 ▲ 10.3% | 268 ▲ 250.5% | 354 ▲ 32.3% | 488 ▲ 37.7% | 510 ▲ 4.5% | 624 ▲ 22.5% | |
| Rental Income | 0 | 0 ▲ 0.0% | 0 ▼ 4.5% | 0 ▼ 19.0% | 0 ▼ 52.9% | 0 ▲ 125.0% | 0 ▲ 33.3% | 0 ▼ 41.7% | — ▼ 100.0% | — |
SHRIRAM FINANCE segment analysis : revenue and profit mix.
Disclosed business segments at SHRIRAM FINANCE with their share of revenue and profit, switchable between consolidated and standalone reporting.
SHRIRAM FINANCE discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
The Bull, Bear, and Flip case for SHRIRAM FINANCE.
Our AI distills the core fundamental drivers supporting SHRIRAM FINANCE, the risks that threaten it, and the quantitative conditions that could weaken the thesis.
SHRIRAM FINANCE's investment case rests on 10 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Second-largest NBFC by market cap at ₹2.36 LCr, providing scale advantages.
TTM Net profit margin of 38.03% demonstrates sector-leading efficiency.
Latest quarterly EPS grew 40.9% YoY, signaling strong near-term earnings momentum.
Latest quarterly operating margin of 72.35% shows consistent operational efficiency.
Diversified lending portfolio across vehicles, SMEs, gold reduces concentration risk.
Key Risks.
Operating cash flow persistently negative across all 5 years (FY22–26).
Current ratio of 0.19 signals severe liquidity stress and working capital constraints.
EPS growth decelerated sharply from 35.6% (FY25) to 2.4% (FY26).
Latest quarterly sales growth of -0.05% YoY indicates demand deceleration.
FII holdings eased from 54.28% to 49.61%, signaling foreign institutional caution.
Flip Conditions.
Valuation risk. a P/E above 23 (~1.5× the sector multiple of 15.5) would leave less room for earnings disappointment.
Reassess if Net Interest Margin (NIM) contracts for two consecutive quarters.
Watch for asset quality deterioration if Gross NPA trends upward.
Return-quality risk. ROE below 10% would indicate weaker capital compounding.
SHRIRAM FINANCE peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — SHRIRAM FINANCE is highlighted for quick read-across.
Quick Compare
Peer Comparison
| Company Name |
|---|
SHRIRAM FINANCE chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for SHRIRAM FINANCE — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
SHRIRAM FINANCE delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for SHRIRAM FINANCE over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in SHRIRAM FINANCE stood at 70.5% of traded volume, against a 20-day average of 61.0%.
SHRIRAM FINANCE announcements: results, concalls, ratings, M&A.
Filings SHRIRAM FINANCE sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
SHRIRAM FINANCE files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 395 documents below.
General Updates
Shriram Finance Limited has informed the Exchange about a meeting of Banking & Finance Committee of the Company is scheduled to be held on or after…
Analysts/Institutional Investor Meet/Con. Call Updates
Shriram Finance Limited has informed the Exchange about Schedule of meet
Analysts/Institutional Investor Meet/Con. Call Updates
Shriram Finance Limited has informed the Exchange about Schedule of Analysts/ Institutional Investors Meet
Analysts/Institutional Investor Meet/Con. Call Updates
Shriram Finance Limited has informed the Exchange about Schedule of meet
ESOP/ESOS/ESPS
Shriram Finance Limited has informed the Exchange regarding Allotment of 61491 Shares.
Investor decks & rating reports.
SHRIRAM FINANCE dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue SHRIRAM FINANCE has declared, sequenced by announce and record date.
SHRIRAM FINANCE corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About SHRIRAM FINANCE: business, sector, key facts.
What SHRIRAM FINANCE does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
SHRIRAM FINANCE operates in the Non Banking Financial Company (NBFC) industry under the Financial Services sector, listed as NSE: SHRIRAMFIN, BSE: 511218.
Shriram Finance Limited is a prominent non-banking finance company (NBFC) operating within India. Its core business revolves around providing a diverse range of financing solutions to a broad spectrum of customers. This includes both individual borrowers and businesses of varying sizes, from micro-enterprises to larger corporations.
A significant portion of Shriram Finance's business involves financing for commercial vehicles. This encompasses a wide range of vehicles, including commercial goods vehicles, passenger vehicles, tractors and farm equipment, and construction equipment. They also extend their financing services to other asset classes such as multi-utility vehicles, two-wheelers, and gold, alongside personal loans catering to individual needs.
Beyond vehicle financing, Shriram Finance offers a substantial portfolio of business loans tailored to the requirements of small and medium-sized enterprises (SMEs). These loans encompass various purposes, including working capital needs (covering expenses like tyres, taxes, fuel, and tolls), repair and top-up loans, and even challan discounting. This demonstrates their commitment to supporting the growth and operational efficiency of SMEs.
The company's service offerings extend beyond traditional lending. They also act as an intermediary for insurance products, providing access to life insurance, motor insurance, personal accident insurance, and home insurance policies. Further enhancing their comprehensive financial services platform, Shriram Finance also facilitates payment services, adding another layer of convenience for their clients.
Shriram Finance's customer base is exceptionally diverse, ranging from first-time vehicle buyers and small road transport operators to individuals seeking personal loans. They also cater to a large segment of MSMEs, which include self-employed professionals, wholesale and retail dealers, merchants, builders, small and medium-scale manufacturers, and various service providers. This broad customer base underscores the company's significant role in the Indian financial landscape.
Go deeper on SHRIRAM FINANCE
- SHRIRAM FINANCE resultsQuarter-by-quarter revenue, profit, EPS and margins for SHRIRAM FINANCE.
- SHRIRAM FINANCE dividendEvery dividend SHRIRAM FINANCE has declared, with ex-dates and yield.
- SHRIRAM FINANCE shareholdingPromoter, FII and DII holding in SHRIRAM FINANCE, quarter by quarter.
- SHRIRAM FINANCE financialsSHRIRAM FINANCE profit & loss, balance sheet and cash flow by year.
- SHRIRAM FINANCE technical analysisPivots, CPR and live indicator readings for SHRIRAM FINANCE.
- SHRIRAM FINANCE corporate actionsBonus issues, splits, rights and buybacks declared by SHRIRAM FINANCE.
Related
Peers, sector trends, screeners and strategy playbooks contextual to this stock.
- AKME FINTRADE (INDIA) (AFIL) Share PricePeer
- ARMAN FIN SERV (ARMANFIN) Share PricePeer
- AVONMORE CAP&MGT SERV (AVONMORE) Share PricePeer
- BAID FINSERV (BAIDFIN) Share PricePeer
- BAJAJ FINANCE (BAJFINANCE) Share PricePeer
- Other undervalued NSE stocksScreener
- Quality + Value Portfolio strategyStrategy
- Top Gainers TodayScreener
- EMA Crossover ScreenerScreener
- Stock Quality ScorecardScreener
- Technical DashboardScreener
- Results CalendarScreener
- FII Buying ActivityScreener
- All Technical ScreenersScreener
Questions investors ask about SHRIRAM FINANCE (SHRIRAMFIN).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of SHRIRAM FINANCE (SHRIRAMFIN)?
The current share price of SHRIRAM FINANCE (SHRIRAMFIN) is ₹1,010.00. Today, the stock has gained by ₹15.00 (1.51%), trading in a range of ₹1,000.50 to ₹1,019.00. The stock opened at ₹1,004.90 with a trading volume of 48,70,631 shares.
02Is SHRIRAM FINANCE stock a good investment for long-term?
SHRIRAM FINANCE can be considered for long-term investment based on several factors. The company has a market capitalization of ₹2.36 L Cr., P/E ratio of 17.79, ROE of 15.22%, and ROCE of 14.42%. The dividend yield stands at 1.07%. However, investment decisions should be based on your financial goals, risk appetite, and thorough research. It's recommended to consult with a SEBI-registered financial advisor before making investment decisions.
03What is the 52-week high and low price of SHRIRAM FINANCE stock?
The 52-week high price of SHRIRAM FINANCE (SHRIRAMFIN) is ₹1,153.70, while the 52-week low is ₹603.15. Currently trading at ₹1,010.00, the stock is 67.45% above its 52-week low and 12.46% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
04Should I buy SHRIRAM FINANCE stock at the current price?
Whether to buy SHRIRAM FINANCE stock at ₹1,010.00 depends on multiple factors. The stock is currently trading with a P/E ratio of 17.79 and P/B ratio of 2.87. Today's performance shows a gain of 1.51%. Consider analyzing the company's fundamentals, technical indicators, industry trends, and your investment horizon. Compare these metrics with industry peers and consult a financial advisor for personalized advice.
05What is the dividend yield of SHRIRAM FINANCE and when is the next dividend?
SHRIRAM FINANCE offers a dividend yield of 1.07%, which means for every ₹100 invested at the current price of ₹1,010.00, you can expect to receive approximately ₹1.07 annually as dividends. The face value of the stock is ₹2.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
06What are the key financial ratios and metrics of SHRIRAM FINANCE?
SHRIRAM FINANCE's key financial metrics include: P/E Ratio: 17.79, P/B Ratio: 2.87, ROE: 15.22%, ROCE: 14.42%, Dividend Yield: 1.07%, EPS: ₹14.64, Book Value: ₹280.16, and Debt-to-Equity: 1.92. The company's market cap stands at ₹2.36 L Cr.. These metrics help evaluate the company's valuation, profitability, and financial health.
07How is SHRIRAM FINANCE stock performing today in the market?
SHRIRAM FINANCE stock opened at ₹1,004.90 and is currently trading at ₹1,010.00, showing a gain of ₹15.00 (1.51%). The intraday high is ₹1,019.00 and low is ₹1,000.50. The trading volume stands at 48,70,631 shares, indicating strong market participation today.
08What is the P/E ratio of SHRIRAM FINANCE and what does it indicate?
SHRIRAM FINANCE has a Price-to-Earnings (P/E) ratio of 17.79, which means investors are willing to pay 17.79 for every ₹1 of earnings. With an EPS of ₹14.64, this P/E ratio indicates moderate valuation in line with market standards. Compare this with industry peers and historical P/E ratios for better context.
The data, ratios and commentary about SHRIRAM FINANCE (SHRIRAMFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.