SHRIRAM FINANCENSE: SHRIRAMFINBSE: 511218Financial Services · Non Banking Financial Company (NBFC)

₹841.108.55 (1.03%)

Mkt Cap: ₹1.98 L Cr.
P/E (TTM): 14.06
Open: ₹826.35
Day's Range: ₹820.80 – ₹843.00
52W Range: ₹717.40 – ₹1,153.70
Div Yield: 1.3%
EPS (TTM): ₹15.66
Book Value: ₹280.14

SHRIRAM FINANCE Financial Statements

Name: SHRIRAM FINANCE Financials — historical data
Creator: StockeZee

For Apr 2026, SHRIRAM FINANCE reported net profit of ₹10,024 crore. Return on equity stands at 15.22%. Profit & loss, balance sheet and cash flow across 18 reported years are below.

Updated 30 Oct 2026Source: NSE & BSE company filingsNifty 50 constituent

Profit after tax: ₹10,024 Cr
EPS: ₹53.28
Latest year: Apr 2026
Years reported: 18

SHRIRAM FINANCE profit & loss

Reported annual performance for SHRIRAM FINANCE, oldest to newest. Figures in ₹ crore unless a row states otherwise.

SHRIRAM FINANCE annual profit and loss statement. Figures in ₹ crore unless a row states otherwise.
Line item	Sept 2022	Dec 2022	Mar 2023	Apr 2023	Mar 2024	Apr 2024	Mar 2025	Apr 2025	Mar 2026	Apr 2026
Interest Earned	10,132	21,288	29,206	29,206	34,698	34,698	40,308	40,308	46,658	46,658
Other Income	8	18	32	32	33	33	25	25	60	60
Fees & Commission Income	60	512	267	267	542	542	682	682	494	494
Total Income	10,501	22,542	30,508	30,508	36,413	36,413	41,859	41,859	48,193	48,193
Net Interest Income	10,132	21,288	29,206	29,206	34,698	34,698	40,308	40,308	46,658	46,658
Profit Before Tax (PBT)	2,748	6,363	8,214	8,214	9,960	9,960	12,503	12,503	13,300	13,300
Tax Expense	715	1,637	2,202	2,202	2,569	2,569	3,080	3,080	3,296	3,296
Current Tax	1,051	2,202	2,923	2,923	3,451	3,451	3,591	3,591	4,161	4,161
Deferred Tax	-335	-565	-721	-721	-882	-882	-511	-511	-865	-865
Effective Tax %	26.04%	25.72%	26.81%	26.81%	25.79%	25.79%	24.63%	24.63%	24.78%	24.78%
Profit/Loss from Discontinued Operations	0	0	0	0	0	0	141	141	-1	-1
Total Profit for Period	2,036	4,732	6,020	6,020	7,399	7,399	9,576	9,576	10,024	10,024
Less: Non-controlling Interests	0	6	9	9	33	33	23	23	-0	-0
Net Profit (Owner's PAT)	2,036	4,726	6,011	6,011	7,366	7,366	9,554	9,554	10,024	10,024
PAT Growth YoY %	—	—	120.9%	120.9%	22.55%	22.55%	29.69%	29.69%	4.92%	4.92%
Earnings Per Share (EPS)	₹15.05	₹25.24	₹32.11	₹32.11	₹39.2	₹39.2	₹50.81	₹50.81	₹53.28	₹53.28
Diluted Shares Outstanding (Cr.)	135	187	187	187	188	188	188	188	188	188
Profit/Loss from Associates	4	5	9	9	8	8	12	12	21	21
Other Comprehensive Income (Net of Tax)	-108	-144	-26	-26	-88	-88	-201	-201	888	888
Fees & Commission Expense	49	260	313	313	441	441	572	572	597	597
Dividend Income	5	7	7	7	1	1	2	2	2	2
Impairment On Financial Instruments	1,478	2,984	4,169	4,169	4,552	4,552	5,312	5,312	5,339	5,339
Net Gain Amortised Derecognition	84	127	280	280	505	505	133	133	0	0
Net Gain Fair Value Changes	135	323	364	364	145	145	201	201	355	355
Net Loss Amortised Derecognition	0	10	0	0	0	0	0	0	0	0
Net Loss Fair Value Changes	0	0	0	0	0	0	0	0	0	0
Other Revenue From Operations	76	268	354	354	488	488	510	510	624	624
Rental Income	0	0	0	0	0	0	0	0	0	0

Showing the most recent 10 of 18 reported periods.

SHRIRAM FINANCE balance sheet

Assets, liabilities and shareholders' equity as reported, in Schedule III order. Figures in ₹ crore unless a row states otherwise.

SHRIRAM FINANCE annual balance sheet with assets, liabilities and equity. Figures in ₹ crore unless a row states otherwise.
Line item	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Total Equity	15,963	18,142	21,717	28,022	43,800	49,677	56,470	65,919
Equity Share Capital	227	227	253	271	374	376	376	376
Reserves & Surplus	15,736	17,915	21,464	27,752	43,138	48,571	56,094	65,542
Total Equity	15,963	18,142	21,717	28,022	43,800	49,677	56,470	65,919
Total Banking Liabilities	10,341	11,960	16,232	24,819	36,140	44,444	56,086	69,480
Deposits	10,341	11,960	16,232	24,819	36,140	44,444	56,086	69,480
Non-Current Liabilities	78,725	83,916	91,520	1,02,136	1,30,185	1,53,656	1,80,827	1,85,176
Long-term Borrowings	37,189	42,475	45,281	50,422	78,545	1,00,152	1,21,448	1,25,920
Deferred Tax Liabilities	—	—	—	—	27	—	—	—
Non-Current Provisions	133	146	143	160	215	305	344	398
Current Liabilities	10,731	12,207	16,591	25,217	36,615	44,933	56,425	70,280
Trade Payables	204	145	256	181	315	251	300	335
Current Tax Liabilities	103	102	102	217	161	238	39	405
Derivative Financial Liabilities	83	—	—	—	—	—	—	60
Additional Liability Fields	40,384	39,937	44,683	50,345	49,518	50,900	56,663	55,292
Debt Securities	34,182	34,267	40,062	45,767	44,924	46,451	54,149	52,873
Sub Liabilities	6,202	5,670	4,621	4,578	4,594	4,449	2,514	2,419
Total Liabilities	89,456	96,123	1,08,110	1,27,353	1,66,801	1,98,589	2,37,252	2,55,456
Total Non-Current Assets	1,01,301	1,05,933	1,13,036	1,34,634	1,92,879	2,36,122	2,71,623	3,08,088
Property, Plant & Equipment (PPE)	143	478	124	119	223	941	1,026	1,109
Intangible Assets	2	3	2	3	1,218	1,035	699	337
Investment Property	2	2	2	2	3	1	1	1
Non-Current Investments	4,126	2,936	3,347	8,275	7,430	9,472	15,788	14,993
Loans – Non-Current	96,751	1,02,232	1,08,303	1,24,129	1,78,685	2,18,696	2,45,393	2,82,452
Net Fixed Assets	145	480	127	121	1,442	1,976	1,725	1,446
Total Current Assets	4,118	8,333	16,792	20,741	17,722	12,144	22,099	13,286
Trade Receivables	8	11	9	6	17	52	51	52
Cash & Cash Equivalents	1,029	3,089	11,051	13,339	9,933	6,182	10,681	5,746
Current Tax Assets	107	249	172	234	728	593	432	607
Derivative Financial Assets	22	759	169	956	669	326	250	4,684
Net Working Capital	-6,613	-3,874	201	-4,476	-18,894	-32,789	-34,327	-56,994
Additional Asset Fields	76	63	639	1,241	2,268	3,799	3,695	4,264
Def Tax Assets	76	63	639	1,241	1,982	3,069	3,695	4,264
Non Controlling Int	—	—	—	—	287	730	—	—
Total Assets	1,05,419	1,14,266	1,29,828	1,55,375	2,10,600	2,48,266	2,93,722	3,21,375
Total Borrowings	37,189	42,475	45,281	50,422	78,545	1,00,152	1,21,448	1,25,920
Net Debt	36,160	39,386	34,230	37,084	68,612	93,970	1,10,767	1,20,174
Debt to Equity (x)	2.33	2.34	2.09	1.8	1.79	2.02	2.15	1.91
Current Ratio (x)	0.38	0.68	1.01	0.82	0.48	0.27	0.39	0.19

SHRIRAM FINANCE cash flow statement

Cash generated and used across operating, investing and financing activities. Figures in ₹ crore unless a row states otherwise.

SHRIRAM FINANCE annual cash flow statement across operating, investing and financing activities. Figures in ₹ crore unless a row states otherwise.
Line item	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Net Cash from Operating Activities	-5,936	-17,625	-31,101	-43,652	-13,281
Profit Before Tax	2,748	8,214	9,960	12,503	13,300
Depreciation & Amortisation	70	601	588	645	699
Finance Costs	5,049	12,938	15,536	18,393	21,493
Working Capital Changes	0	0	0	0	0
Tax Paid	-877	-3,267	-3,442	-3,642	-3,968
Net Cash from Investing Activities	-41	-193	-258	3,661	-243
Purchase of PPE	-42	-197	-185	-224	-191
Sale of Fixed Assets	1	4	7	4	3
Interest Received	0	0	0	0	0
Net Cash from Financing Activities	8,653	11,820	27,609	44,521	8,587
Proceeds from Borrowings	27,460	71,599	89,055	1,21,907	70,911
Repayment of Borrowings	-23,427	-68,616	-84,455	-76,659	-56,260
Interest Paid	0	0	0	0	0
Dividend Paid	-0	-563	-1,875	-1,859	-1,465
Buyback / Redemption of Shares	0	0	0	0	0
Lease Liabilities Paid	-60	-202	-232	-211	-229
Net Change in Cash	2,676	-5,999	-3,750	4,530	-4,937
Effect of Foreign Exchange Changes	0	0	0	0	0
Free Cash Flow	-5,978	-17,822	-31,287	-43,875	-13,473
CFO / PBT (x)	-2.16	-2.15	-3.12	-3.49	-1

SHRIRAM FINANCE key ratios

Valuation, profitability, return, leverage and per-share measures computed from reported statements — not from adjusted or normalised earnings.

SHRIRAM FINANCE trades at a P/E of 14.06× against a sector median of 14.46× — a 3% discount. Sector comparisons can mislead for conglomerates with mixed business lines.

SHRIRAM FINANCE valuation, profitability, return and leverage ratios
Ratio	Category	Value
P/E (TTM)	Valuation	14.06
Forward P/E	Valuation	14.28
P/B	Valuation	1.42
PEG (TTM)	Valuation	1.07
EV / EBITDA (TTM)	Valuation	17.99
P/S (TTM)	Valuation	11.71
Operating margin	Profitability	72.35%
Net margin (TTM)	Profitability	38.03%
Return on equity	Return ratios	15.22%
Return on capital employed	Return ratios	14.42%
Return on assets	Return ratios	3.26%
Debt to equity	Leverage & liquidity	1.92
Beta	Leverage & liquidity	1.72
EPS (TTM)	Per share	₹15.66
Book value	Per share	₹280.14
Revenue / share (TTM)	Per share	₹110.13
Cash flow / share	Per share	₹-56.45
Dividend yield	Shareholder returns	1.3%
Dividend payout (TTM)	Shareholder returns	25.48%

How this is calculated

Statements are as filed with the exchanges. Consolidated figures are shown where reported. Figures are in rupees crore unless the table states otherwise. Ratios are computed from the same reported statements, not from adjusted or normalised earnings.

Index membership reflects the Nifty 100 as published by NSE Indices, effective 2026-03-30.

SHRIRAM FINANCE: frequently asked questions

Is SHRIRAM FINANCE profitable?

SHRIRAM FINANCE reported a net profit of ₹10,024 crore in Apr 2026, up 0.0% on the previous financial year.

What is SHRIRAM FINANCE's EPS?

SHRIRAM FINANCE reported earnings per share of ₹53.28 for Apr 2026.

What is SHRIRAM FINANCE's return on equity?

SHRIRAM FINANCE's return on equity stands at 15.22%. ROE measures profit generated per rupee of shareholder equity.

How many years of SHRIRAM FINANCE financials are shown?

18 reported financial years are tabulated on this page, the most recent being Apr 2026.

Are these figures consolidated or standalone?

Consolidated figures are shown wherever the company reports them, and standalone otherwise. The basis in use is labelled on the statement table.

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Disclaimer

The data, ratios and commentary about SHRIRAM FINANCE (SHRIRAMFIN) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.