Transwarranty Finance
Transwarranty Finance Ltd valuation: P/E, P/B and sector benchmarks.
Twelve years of multiples investors have paid for Transwarranty Finance Ltd, framed against the sector median so the premium or discount is obvious at a glance.
Valuation
Profitability
Growth
Financial Health
Transwarranty Finance Ltd chart patterns: breakouts, tops and bottoms.
Auto-detected classical chart patterns for Transwarranty Finance Ltd — Double Top/Bottom, Head & Shoulders, Triple Bottom and more — with break levels, targets and quality scores across Intraday, Daily and Weekly timeframes.
Transwarranty Finance Ltd financials: P&L, balance sheet, cash flow, ratios.
Twelve years of audited numbers for Transwarranty Finance Ltd, switchable between annual and quarterly views, consolidated or standalone.
Transwarranty Finance Ltd reports its full P&L, balance sheet, cash flow and ratios on this page — current market capitalisation of ₹69.06 Cr and reported EPS of ₹-0.80.
| Period | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 16 | 17 | 7 | 14 | 15 | 11 | 14 | 15 | 14 |
| Other Income | 2 | 1 | 2 | 2 | 2 | 1 | 3 | 1 | 2 |
| Total Income | 18 | 19 | 8 | 16 | 17 | 12 | 17 | 16 | 16 |
| Cost of Goods Sold (COGS) | 4 | 6 | — | 6 | 4 | — | — | — | — |
| Gross Profit | 12 | 12 | 7 | 9 | 11 | 11 | 14 | 15 | 14 |
| +Operating Expenses | 11 | 11 | 14 | 9 | 10 | 15 | 11 | 10 | 11 |
| EBITDA | 1 | 1 | -7 | -1 | 1 | -4 | 3 | 5 | 4 |
| +Non-Operating Expenses | 2 | 2 | 3 | 4 | 5 | 6 | 5 | 2 | 3 |
| Profit Before Tax (PBT) | 1 | 0 | -9 | -3 | -2 | -9 | 1 | -5 | -4 |
| +Tax Expense | 0 | 0 | -0 | -0 | — | -0 | -0 | 1 | 0 |
| Profit After Tax (PAT) | 1 | 0 | -9 | -3 | -2 | -9 | 1 | -5 | -4 |
| Earnings Per Share (EPS) | 0.17 | 0.09 | -1.75 | -0.57 | -0.44 | -1.90 | 0.16 | -1.00 | -0.80 |
| Diluted Shares Outstanding (Nos.) | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 |
| +Banking Income | 18 | 19 | 8 | 16 | 17 | 12 | 17 | 16 | 16 |
| +Additional Disclosures | 21 | 24 | 17 | 25 | 23 | 21 | 17 | 18 | 20 |
| Sales Growth % | — | 6.09 | -61.84 | 116.67 | 3.45 | -26.78 | 30.11 | 5.76 | -3.17 |
| YoY Sales Growth % | — | 6.09 | -61.84 | 116.67 | 3.45 | -26.78 | 30.11 | 5.76 | -3.17 |
| Employee Cost % | 25 | 23 | 64 | 26 | 27 | 39 | 31 | 36 | 39 |
| Other Cost % | 44 | 39 | 141 | 40 | 38 | 101 | 50 | 30 | 37 |
| OPM % | 8 | 5 | -105 | -6 | 9 | -41 | 19 | 35 | 24 |
| Tax % | 5 | 8 | 2 | 2 | — | 0 | -0 | -13 | -1 |
| Profit Growth % | — | -44.97 | -1,991.60 | 67.28 | 23.48 | -332.39 | 108.61 | -775.68 | 18.22 |
| Gross Margin % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Margin % | 0.00 | 0.00 | -0.00 | -0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio | 0.00 | 0.00 | -0.00 | -0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 |
| +Additional Fields | — | — | — | — | — | — | — | 4 | 4 |
Transwarranty Finance segment analysis: revenue and profit mix.
Disclosed business segments at Transwarranty Finance with their share of revenue and profit, switchable between consolidated and standalone reporting.
Transwarranty Finance discloses revenue and profit across multiple business segments — toggle between consolidated and standalone views to see the mix.
Segment-wise Financial Analysis
Transwarranty Finance Ltd investment thesis: bull case, bear case, and the flip lines.
Why someone would buy Transwarranty Finance Ltd, why someone wouldn't, and the quantitative tripwires that would force the call to flip.
Transwarranty Finance Ltd's investment case rests on 3 positive markers and 10 flagged concerns drawn from the latest reported filings.
What you're getting.
Substantial promoter holding at 56% aligns management interests with shareholders.
NBFC sector offers inherent growth potential in developing economies.
Potential for product diversification and expansion into underserved financial markets.
What can break it.
Severe unprofitability with -0.86 Cr quarterly profit and -121% decline.
Extremely weak financial returns. ROE -10.10%, ROCE 1.28%.
Elevated debt-to-equity ratio of 1.32 indicates significant financial leverage.
Poor recent stock performance, trading near 52-week low of 11.75.
Promoter holding declined from 61.84% to 56%, signaling reduced insider confidence.
What would change my mind.
Reassess if quarterly profit growth prints below 0% for two consecutive quarters. The bull case relies on compounding earnings.
Watch interest coverage if debt-to-equity climbs above 1.57. Balance sheet risk re-prices growth multiples fast.
Transwarranty Finance Ltd peer comparison — same-sector benchmarks.
Same-sector listed peers ranked on P/E, market cap, dividend yield and growth — Transwarranty Finance Ltd is highlighted for quick read-across.
Quick Compare
Peer Comparison
Transwarranty Finance Ltd technical analysis: indicators, pivots and CPR.
Live RSI, MACD and moving-average signals plus today's pivot and Central Pivot Range levels for Transwarranty Finance Ltd — derived from the live tape, not yesterday's close.
Transwarranty Finance Ltd last traded at ₹12.53 with an intraday range of ₹12.3–₹13.56 — live indicator, pivot and CPR signals below.
Pivot points
Standard pivot — most widely referenced.
Pivot levels · Classic
Live: ₹12.53| Level | Price (₹) | Distance | % Δ |
|---|---|---|---|
| R4 | 15.81 | +3.28 | +26.20% |
| R3 | 14.55 | +2.02 | +16.15% |
| R2 | 14.06 | +1.53 | +12.18% |
| R1 | 13.29 | +0.76 | +6.09% |
| PIVOT | 12.80 | 0.27 | 2.13% |
| CURRENT | 12.53 | — | — |
| S1 | 9.51 | -3.02 | -24.08% |
| S2 | 10.77 | -1.76 | -14.02% |
| S3 | 11.54 | -0.99 | -7.93% |
| S4 | 12.03 | -0.50 | -3.96% |
TFL is trading Below CPR, indicating Bearishness
CPR is Wider, suggesting unlikely for trending moves
Day's range: 12.4 ~ 12.66
Trading Inside opening range
Transwarranty Finance Ltd delivery volume — last 20 sessions of conviction.
Daily traded volume and delivery percentage for Transwarranty Finance Ltd over 20 sessions — the gap between intraday flipping and genuine accumulation.
Latest session delivery in Transwarranty Finance Ltd stood at 46.2% of traded volume, against a 20-day average of 69.6%.
Transwarranty Finance announcements: results, concalls, ratings, M&A.
Filings Transwarranty Finance sent to the exchanges, sequenced as they hit the tape — concall transcripts, results, credit ratings and presentations.
Transwarranty Finance files concall transcripts, results, credit ratings and corporate-action notices on the NSE and BSE exchange portals — latest 37 documents below.
Change in Management
Transwarranty Finance Limited has informed the Exchange about change in Management
General Updates
Transwarranty Finance Limited has informed the Exchange about General Updates
Clarification - Financial Results
The Exchange has sought clarification from Transwarranty Finance Limited for the quarter ended 31-Dec-2025 with respect to Regulation 33 of the SEBI…
Press Release
Transwarranty Finance Limited has informed the Exchange regarding a press release dated February 17, 2026, titled "Press Release Intimation Under…
Copy of Newspaper Publication
Transwarranty Finance Limited has informed the Exchange about Copy of Newspaper Publication
Transwarranty Finance dividend history, splits and bonus issues.
Every dividend, stock split and bonus issue Transwarranty Finance has declared, sequenced by announce and record date.
Transwarranty Finance corporate-action history below covers all declared dividends, stock splits and bonus issues recorded with NSE and BSE.
About Transwarranty Finance Ltd: business, sector, key facts.
What Transwarranty Finance Ltd does, where it operates, the people running it, and the numbers that describe the entity behind the ticker.
Transwarranty Finance Ltd operates in the Financial Services, listed as NSE: TFL, BSE: 532812.
Questions investors ask about Transwarranty Finance Ltd (TFL).
Quick answers grounded in this page's data — price action, fundamentals, ratios and ownership.
01What is the current share price of Transwarranty Finance Ltd (TFL)?
The current share price of Transwarranty Finance Ltd (TFL) is ₹12.53. Today, the stock has declined by ₹0.13 (1.03%), trading in a range of ₹12.3 to ₹13.56. The stock opened at ₹12.66 with a trading volume of 1,43,120 shares.
02What is the 52-week high and low price of Transwarranty Finance Ltd stock?
The 52-week high price of Transwarranty Finance Ltd (TFL) is ₹21.5, while the 52-week low is ₹10.72. Currently trading at ₹12.53, the stock is 16.8% away from its 52-week low and 41.7% below its 52-week high. These levels help investors understand the stock's price volatility and trading range over the past year.
03What is the dividend yield of Transwarranty Finance Ltd and when is the next dividend?
Transwarranty Finance Ltd offers a dividend yield of 0.00%, which means for every ₹100 invested at the current price of ₹12.53, you can expect to receive approximately ₹0.00 annually as dividends. The face value of the stock is ₹10.00. For information about the next dividend announcement and ex-dividend date, please check the company's official announcements or visit the BSE/NSE websites.
04How is Transwarranty Finance Ltd stock performing today in the market?
Transwarranty Finance Ltd stock opened at ₹12.66 and is currently trading at ₹12.53, showing a decline of ₹0.13 (1.03%). The intraday high is ₹13.56 and low is ₹12.3. The trading volume stands at 1,43,120 shares, indicating moderate market participation today.
05What is the market capitalization of Transwarranty Finance Ltd?
Transwarranty Finance Ltd has a market capitalization of ₹69.06 crores, making it a small-cap company. Market cap is calculated by multiplying the current stock price (₹12.53) by the total number of outstanding shares. This metric helps investors understand the company's size, stability, and investment risk profile.
06What is the book value and P/B ratio of Transwarranty Finance Ltd?
Transwarranty Finance Ltd has a book value of ₹5.2 per share and a Price-to-Book (P/B) ratio of 2.47. The current market price is ₹12.53, which is 141.0% above the book value. A P/B ratio above 1 indicates the stock trades above its book value.
07What is the ROE and ROCE of Transwarranty Finance Ltd?
Transwarranty Finance Ltd has a Return on Equity (ROE) of -12.50% and Return on Capital Employed (ROCE) of -0.38%. ROE measures how efficiently the company generates profits from shareholders' equity, while ROCE indicates how well the company uses its capital to generate profits. These returns may need improvement for better profitability. Higher percentages generally indicate better financial performance.
08Which sector and industry does Transwarranty Finance Ltd belong to?
Transwarranty Finance Ltd operates in the Financial Services sector and belongs to the Mortgage Finance industry. The company competes with other players in this space and its performance is influenced by sector-specific trends, regulatory changes, and market dynamics. Understanding the sector helps investors assess growth potential, cyclical patterns, and industry-specific risks that may impact the stock's performance.
The data, ratios and commentary about Transwarranty Finance Ltd (TFL) on this page are published for educational and informational purposes only and are not investment, legal or tax advice. StockeZee is not a SEBI-registered investment adviser, research analyst or portfolio manager, and no content here should be construed as a recommendation to buy, hold or sell any security. Live and historical market data may be delayed, revised by the exchanges, or contain errors; figures sourced from third-party feeds and corporate disclosures may not always be current. Past performance is not indicative of future results, and equity investments carry the risk of capital loss. Before acting on anything you read here, please consult a SEBI-registered financial advisor and read all scheme-related documents carefully.
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