LTF vs TFL: Stock Comparison

L&T Finance Limited vs Transwarranty Finance Ltd

Live data: 6 August 2026, 4:08 PM IST • Source: NSE and company filings

L&T Finance Limited is the larger company by market capitalisation. L&T Finance Limited shows a higher ROE, a higher dividend yield and a higher ROCE, while Transwarranty Finance Ltd shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.

Side-by-side comparison of L&T Finance Limited and Transwarranty Finance Ltd on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.

On standard readings, LTF is more favourable on 8 of 10 scored metrics and TFL on 2These counts are context-free and are not an overall rating.

Key Differences

Market Cap
LTF is the larger company
₹79,825 Cr vs ₹60 Cr
EPS
LTF has higher earnings per share
₹11.88 vs ₹-0.67
Dividend Yield
LTF has a higher dividend yield
1.71% vs 0%
Revenue Growth (TTM YoY)
TFL has faster revenue growth
94.2% vs 31.9%
EPS Growth (TTM YoY)
LTF has faster EPS growth
26.4% vs 0%
Qtr Sales Growth
LTF has stronger quarterly sales growth
18.6% vs -35.4%
Qtr Profit Growth
TFL has stronger quarterly profit growth
85.7% vs 26.8%
ROE
LTF has a higher ROE
11.2% vs -12.5%

Each difference is a single, relative reading — StockeZee does not name an overall winner.

Profile

MetricLTFTFL
SectorFinancial ServicesFinancial Services
IndustryInvestment CompanyNon Banking Financial Company (NBFC)

Price

MetricLTFTFL
Live Price₹316.65₹11.49
Day Change-0.55%0.09%
Volume18.08 L12,544
52-Week High₹338.6₹18.5
52-Week Low₹194.4₹10.21
Distance from 52W High-6.48%-37.89%

Valuation

MetricLTFTFL
Market Cap₹79,825 Cr₹60 Cr
P/E Ratio25.1x
P/B Ratio2.85x
EPS₹11.88₹-0.67
Book Value₹112.09₹5.2
Dividend Yield1.71%0%

Growth

MetricLTFTFL
Revenue Growth (TTM YoY)31.9%94.2%
EPS Growth (TTM YoY)26.4%0%
Qtr Sales Growth18.6%-35.4%
Qtr Profit Growth26.8%85.7%

Profitability & Leverage

Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.
MetricLTFTFL
ROE11.2%-12.5%
ROCE8.4%-0.38%
Net Margin27.7%-30.67%
Operating Margin61.2%-11.8%
Debt to Equity3.94x1.07x

Shareholding

As of Jun 2026 • change vs previous quarter
MetricLTFTFL
Promoter Holding65.96% 0.03 pp1.07%
FII Holding7.71% 0.08 pp0%
DII Holding14.9%0%
Public Holding11.44% 0.04 pp46.01%

How to Read This Comparison

Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.

Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: L&T Finance Limited and Transwarranty Finance Ltd.

Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.