LTF vs TFL: Stock Comparison
L&T Finance Limited vs Transwarranty Finance Ltd
Live data: 6 August 2026, 4:08 PM IST • Source: NSE and company filings
L&T Finance Limited is the larger company by market capitalisation. L&T Finance Limited shows a higher ROE, a higher dividend yield and a higher ROCE, while Transwarranty Finance Ltd shows faster revenue growth. These are relative readings on individual metrics — weigh valuation against growth, margins, leverage and capital efficiency rather than treating any single number as decisive.
Side-by-side comparison of L&T Finance Limited and Transwarranty Finance Ltd on live price, valuation, growth, profitability, leverage and quarterly shareholding. Highlighted values mark the more favourable of the two on that metric's usual reading; a single metric is never the full story.
Key Differences
Each difference is a single, relative reading — StockeZee does not name an overall winner.
Profile
| Metric | LTF | TFL |
|---|---|---|
| Sector | Financial Services | Financial Services |
| Industry | Investment Company | Non Banking Financial Company (NBFC) |
Price
| Metric | LTF | TFL |
|---|---|---|
| Live Price | ₹316.65 | ₹11.49 |
| Day Change | -0.55% | 0.09% |
| Volume | 18.08 L | 12,544 |
| 52-Week High | ₹338.6 | ₹18.5 |
| 52-Week Low | ₹194.4 | ₹10.21 |
| Distance from 52W High | -6.48% | -37.89% |
Valuation
| Metric | LTF | TFL |
|---|---|---|
| Market Cap | ₹79,825 Cr | ₹60 Cr |
| P/E Ratio | 25.1x | — |
| P/B Ratio | 2.85x | — |
| EPS | ₹11.88 | ₹-0.67 |
| Book Value | ₹112.09 | ₹5.2 |
| Dividend Yield | 1.71% | 0% |
Growth
| Metric | LTF | TFL |
|---|---|---|
| Revenue Growth (TTM YoY) | 31.9% | 94.2% |
| EPS Growth (TTM YoY) | 26.4% | 0% |
| Qtr Sales Growth | 18.6% | -35.4% |
| Qtr Profit Growth | 26.8% | 85.7% |
Profitability & Leverage
Debt-to-equity is shown for reference only — it is not a like-for-like metric for banks and financials.| Metric | LTF | TFL |
|---|---|---|
| ROE | 11.2% | -12.5% |
| ROCE | 8.4% | -0.38% |
| Net Margin | 27.7% | -30.67% |
| Operating Margin | 61.2% | -11.8% |
| Debt to Equity | 3.94x | 1.07x |
Shareholding
As of Jun 2026 • change vs previous quarter| Metric | LTF | TFL |
|---|---|---|
| Promoter Holding | 65.96%▼ 0.03 pp | 1.07% |
| FII Holding | 7.71%▲ 0.08 pp | 0% |
| DII Holding | 14.9% | 0% |
| Public Holding | 11.44%▼ 0.04 pp | 46.01% |
How to Read This Comparison
Valuation ratios (P/E, P/B) use the latest consolidated figures where available; growth numbers compare against the same period last year; shareholding percentages come from the most recent quarterly filings, with the change shown against the prior quarter. A "more favourable" highlight is relative between these two companies only — it is not a rating, a recommendation, or a comparison against the wider sector. Rows with no reported data for either company are hidden rather than shown empty.
Deep-dive each company on its stock page for quarterly results, technicals, filings and the full peer set: L&T Finance Limited and Transwarranty Finance Ltd.
Related Comparisons
Data source: NSE and company filings via StockeZee. This comparison is informational — it is not investment advice, and StockeZee is not a SEBI-registered investment adviser.

